Vanguard Intermediate-Term Investment-Grade Fund Admiral Shares (VFIDX) Fund Overview
Educational signal · not a buy or sell recommendation · How to read this
Beta 1.06: the stock has moved about 6% more than the S&P 500.
For informational purposes only. Not financial advice. Machine-generated analysis by Stock Expert AI — model gemini-2.0-flash, generated Mar 16, 2026. Editorial oversight is systemic, not page-by-page. Editorially accountable: Sedat ANAK, Founder and Editor-in-Chief. Data sources: Financial Modeling Prep, Yahoo Finance, SEC EDGAR
Quick AnswerVanguard Intermediate-Term Investment-Grade Fund Admiral Shares (VFIDX) trades at $8.31. Vanguard Intermediate-Term Investment-Grade Fund Admiral Shares (VFIDX) offers diversified exposure to medium- and high-quality investment-grade bonds. Sector: Financials.
Price as of · Last analyzed: Mar 16, 2026Analyst Coverage for VFIDX: VFIDX does not currently have published analyst price targets in our coverage universe. This is common for smaller-cap names with limited Wall Street coverage.
Vanguard Intermediate-Term Investment-Grade Fund Admiral Shares (VFIDX) Financial Services Profile
Vanguard Intermediate-Term Investment-Grade Fund Admiral Shares provides investors with diversified exposure to investment-grade bonds, focusing on the intermediate-term maturity segment. The fund's strategy involves investing in a mix of corporate, government, and pooled consumer loan bonds, offering a complementary option for core bond holdings with a beta of 1.06.
What Is the Investment Thesis for VFIDX?
Vanguard Intermediate-Term Investment-Grade Fund Admiral Shares (VFIDX) presents a compelling option for investors seeking stable, diversified exposure to the investment-grade bond market. With a focus on intermediate-term maturities, VFIDX offers a balance between yield and interest rate risk. The fund's diversified holdings across corporate, government, and consumer loan bonds mitigate credit risk, while its investment-grade focus ensures a relatively high level of creditworthiness. Key value drivers include the fund's low expense ratio and Vanguard's reputation for efficient fund management. Growth catalysts include increasing demand for fixed income investments as investors seek to reduce portfolio volatility. Potential risks include rising interest rates, which could negatively impact bond prices, and changes in credit spreads, which could affect the fund's yield. With a market cap of $39.55 billion, VFIDX is a substantial player in the intermediate-term bond fund market.
Based on FMP financials and quantitative analysis
VFIDX Key Highlights
VFIDX provides diversified exposure to medium- and high-quality investment-grade bonds.
- The fund invests in corporate bonds, pooled consumer loans, and U.S. government bonds within a five- to ten-year maturity range.
- VFIDX can be considered complementary to a core bond holding in an investment portfolio.
- The fund's market capitalization is $39.55 billion.
- VFIDX has a beta of 1.06, indicating its volatility relative to the market.
Who Are VFIDX's Competitors?
VFIDX is benchmarked below against 8 industry peers on price, market cap, and our AI MoonshotScore.
| Company | Price | Change | Market Cap | MoonshotScore |
|---|---|---|---|---|
| DFAC Dimensional U.S. Core Equity 2 ETF | $45.44 | +0.38% | $48.4B | — |
| DIA SPDR Dow Jones Industrial Average ETF Trust | $514.56 | +0.48% | $43.3B | — |
| MUB iShares National Muni Bond ETF | $101.02 | -0.10% | $44.0B | — |
| SCHB Schwab U.S. Broad Market ETF | $30.02 | +0.71% | $45.0B | — |
| VBK Vanguard Small-Cap Growth ETF | $347.74 | +0.04% | $48.0B | — |
| BLK BlackRock, Inc. | $1079.42 | +1.22% | $167B | 52 5-pillar |
| BX Blackstone Inc. | $113.03 | +1.24% | $137B | 69 5-pillar |
| APOS Apollo Global Management, Inc. | $25.60 | +0.04% | $74.9B | 56 5-pillar |
AI Score by Stock Expert AI · Price data: FMP / Yahoo Finance
What Are VFIDX's Key Strengths?
Diversified portfolio of investment-grade bonds.
- Low expense ratio due to Vanguard's efficient management.
- Established track record of consistent performance.
- Large asset base provides economies of scale.
What Are VFIDX's Weaknesses?
Susceptible to interest rate risk.
- Limited upside potential compared to equity investments.
- May underperform during periods of rising interest rates.
- Returns are capped by the yields of investment-grade bonds.
What Are the Key Risks for VFIDX?
Rising interest rates could negatively impact bond prices.
- Changes in credit spreads could affect the fund's yield.
- Increased competition from other bond funds and ETFs.
- Economic downturns could lead to credit downgrades and defaults.
- Inflation erodes the real return of fixed income investments.
What Are VFIDX's Competitive Advantages?
- Vanguard's brand reputation for low-cost, efficient fund management.
- Large AUM provides economies of scale and lower expense ratios.
- Diversified portfolio reduces risk compared to individual bond investments.
- Established track record of consistent performance.
What Does VFIDX Do?
Vanguard Intermediate-Term Investment-Grade Fund Admiral Shares (VFIDX) is designed to provide investors with a diversified portfolio of medium- and high-quality investment-grade bonds. The fund focuses on bonds with an average maturity between five and ten years, aiming to capture a specific segment of the fixed income market. VFIDX invests in a variety of debt instruments, including corporate bonds, pooled consumer loans, and U.S. government bonds. This mix allows the fund to offer a balance of credit risk and potential return within the intermediate-term maturity range. The fund's strategy is to provide a complementary holding to a core bond portfolio, allowing investors to fine-tune their fixed income exposure based on their specific risk tolerance and investment goals. By focusing on investment-grade bonds, VFIDX seeks to minimize credit risk while still providing a competitive yield. However, investors should be aware that changes in interest rates can impact the fund's performance, potentially leading to lower bond prices or decreased income. Despite these risks, VFIDX remains a popular choice for investors seeking a diversified and relatively stable fixed income investment.
What Products and Services Does VFIDX Offer?
- Provide diversified exposure to medium- and high-quality investment-grade bonds.
- Invest in corporate bonds with maturities between five and ten years.
- Invest in pooled consumer loans within the same maturity range.
- Invest in U.S. government bonds with intermediate-term maturities.
- Offer a complementary holding to a core bond portfolio.
- Seek to minimize credit risk through investment-grade bond selection.
- Provide a balance of credit risk and potential return within the intermediate-term maturity range.
How Does VFIDX Make Money?
- Generate revenue through management fees charged as a percentage of assets under management (AUM).
- Earn income from the interest payments on the bonds held in the fund's portfolio.
- Benefit from economies of scale due to the large size of the fund's AUM.
- Reinvest interest income to further grow the fund's assets.
What Industry Does VFIDX Operate In?
Vanguard Intermediate-Term Investment-Grade Fund Admiral Shares operates within the asset management industry, which is characterized by intense competition and evolving market dynamics. The fund competes with other bond funds, ETFs, and individual bond investments. The industry is influenced by macroeconomic factors such as interest rates, inflation, and economic growth. As investors seek diversification and risk management solutions, demand for bond funds like VFIDX is expected to grow. The fund's focus on investment-grade bonds positions it well to capture investors seeking stability and income in a low-yield environment.
Who Are VFIDX's Key Customers?
- Individual investors seeking diversified fixed income exposure.
- Financial advisors looking for bond fund options for their clients.
- Institutional investors, including pension funds and endowments.
- Retirement savers seeking stable, income-generating investments.
Research confidence
Thin evidence — scoring coverage unknown. Treat this as a starting point, not a conclusion.
- ● Scoring coverage unknown
- ● Price is current
- ● No filing on record
- ● No analyst coverage
- ● This is a fund, not an operating company
VFIDX Financials
Bull Case vs Bear Case
Bull Case
- Diversified portfolio of investment-grade bonds.
- Low expense ratio due to Vanguard's efficient management.
- Established track record of consistent performance.
- Large asset base provides economies of scale.
Bear Case
- Susceptible to interest rate risk.
- Limited upside potential compared to equity investments.
- May underperform during periods of rising interest rates.
- Returns are capped by the yields of investment-grade bonds.
AI-generated arguments based on insider flow, news sentiment and technicals — not financial advice · March 2026
VFIDX Latest News
No recent news available for VFIDX.
VFIDX Analyst Consensus
Consensus Rating
Aggregated Buy/Hold/Sell recommendations collected by Financial Modeling Prep for VFIDX.
Price Targets
Wall Street price target analysis for VFIDX.
VFIDX MoonshotScore
MoonshotScore is Stock Expert AI's proprietary 0-100 research rating, not a buy or sell recommendation. No MoonshotScore is published for VFIDX; grades run from A+ (80-100) to F (below 30).
Vanguard Intermediate-Term Investment-Grade Fund Admiral Shares Financials Stock: Key Questions Answered
What are the main risks for VFIDX?
The main risks for VFIDX include interest rate risk, credit risk, and inflation risk. Rising interest rates can negatively impact bond prices, leading to capital losses for investors. Credit risk refers to the possibility that bond issuers may default on their debt obligations, resulting in losses for the fund.
Disclaimer: This content is for informational purposes only and does not constitute investment advice. Always do your own research and consult a financial advisor.
Official Resources
MoonshotScore is not published for this security.
Data provided for informational purposes only.
- The information provided is based on available data and is subject to change.
- Investment decisions should be made based on individual circumstances and risk tolerance.
- Past performance is not indicative of future results.