Zhibao Technology Inc. Class A Ordinary Shares (ZBAO) Stock Price & Analysis
Zhibao Technology Inc. Class A Ordinary Shares (ZBAO) — MoonshotScore 25/100 (Weak band), calculated Oct 26, 2026. Price $0.3269 (-22.72%), as of the Oct 26, 2026 trading session; market cap $2.94M.
Educational signal · not a buy or sell recommendation · How to read this
Zhibao Technology Inc. Class A Ordinary Shares · ZBAO · NASDAQ
Zhibao Technology Inc. operates as a digital insurance brokerage in China, offering a range of services including managing general underwriter services, healthcare, and offline insurance consulting.
Price as of Oct 26, 2026
Key Statistics
MoonshotScore v2 · Zhibao Technology Inc. Class A Ordinary Shares (ZBAO)
WeakWhy this rating? Method, drivers & history
Bands for the MoonshotScore: Exceptional 80-100 · Strong 65-79 · Fair 45-64 · Weak below 45.
- Business Quality — Is this a genuinely good business?
- Financial Safety — Could this blow up on me?
- Valuation — Am I paying a fair price?
- Growth Durability — Is the growth real and likely to last?
- Momentum — Is the market already moving on this?
Bottom-tier quality, a fragile balance sheet, weak growth and an expensive valuation, and the price trend has turned against it. The score also carries a risk penalty for losses on top of negative retained earnings. Business Quality: Poor; Financial Safety: Fragile; Valuation: Bubble; Growth Durability: Fading; Momentum: Falling.
- quarterly revenue $30M (Q2 FY2026, quarter ended Dec 2025)
- EPS beat 0 of 3
- Altman Z 6.92 · Piotroski F 2
Holding back: weak fundamentals, balance-sheet strain, a rich price, soft growth, weak price trend
What has the MoonshotScore done over time?
| Recorded | Score | Band |
|---|---|---|
| 24 | Weak | |
| 24 | Weak | |
| 25 | Weak | |
| 25 | Weak | |
| 25 | Weak | |
| 25 | Weak |
The score moved from 26 in the stored Oct 24, 2026 snapshot to 25 in the current publication computed Oct 26, 2026 (-1); the largest pillar moves were Growth Durability -2. This current publication is not yet represented in the immutable snapshot archive.
Calculation uses the most recent completed US trading session. Live price changes do not update the score immediately.
Computed · Educational signal · not a buy or sell recommendation · How the MoonshotScore is computed →
Price & valuation
| Measure | Value |
|---|---|
| Latest provided price | $0.3269 |
| Change on the day | -22.72% |
| 52-week range | $0.389 – $67.00 |
| Market capitalisation | $2.94M |
| Shares traded on the day | 520.1K |
Price & events
Other perspectives
Council score for Zhibao Technology Inc. Class A Ordinary Shares (ZBAO): perspectives
Council is a separate blend of available disciplines; MoonshotScore above remains the five-pillar research rating.
5-Factor Breakdown
Legends Council
6 lenses, 0 current
AI simulations built from the named investors' published principles. Not affiliated with, endorsed by, or the opinion of these individuals. How these lenses are built
Read on: Oct 22, 2026 · older than the 27 hours refresh window; not a current reading
Munger's Mindset
Balance Sheet & Valuation · historical
Read on: Oct 22, 2026 · older than the 27 hours refresh window; not a current reading
How to read these bars and different assessments
Council is a separate blend of available disciplines; MoonshotScore above remains the five-pillar research rating.
Bars show each model's ordered assessment on its own scale, not a probability or a comparable investment return. The adjacent words give the assessment; more filled segments indicate a stronger model reading.
On Oct 22, 2026, the Munger lens read the price at that time as fairly valued against its own estimate of value.
Readings on this page are from Oct 26, 2026, except a card that shows its own read date.
Watch the ZBAO film — every key number, told as a short cinematic story
~2 min · open the film
What is Zhibao Technology Inc. Class A Ordinary Shares (ZBAO), and what does it report?
Short answer · as of
A current FMP business description is unavailable; the listing and provider classification below are the available identity facts. Zhibao Technology Inc. Class A Ordinary Shares (ZBAO) is listed on NASDAQ. It employs 65 people and is led by Jinmei Guo Hellstrom. In Q2 FY2026 it reported revenue of $30M and net income of -$638,296.534. The market values it at $2.94M.
What do the latest results show for Zhibao Technology Inc. Class A Ordinary Shares (ZBAO)?
Short answer · as of
The most recent reported quarter, Q2 FY2026, carried revenue of $30M. Against analyst estimates the company has EPS beat 0 of 3 reports.
Quarterly income statement — 4 quarters
| Period | Revenue | Net income | EPS |
|---|---|---|---|
| Q2 FY2026 | $30M | -$638,296.534 | -$0.97 (diluted) |
| Q1 FY2026 | $15M | -$325,154.541 | -$0.49 (diluted) |
| Q4 FY2025 | $19M | -$9M | -$14.05 (diluted) |
| Q3 FY2025 | $10M | -$65,371.103 | -$0.10 (diluted) |
What are the financial strengths and risks for Zhibao Technology Inc. Class A Ordinary Shares (ZBAO)?
Short answer
What is holding it back is weak fundamentals, balance-sheet strain, a rich price, soft growth, weak price trend. The distress and quality screens read Altman Z 6.92 · Piotroski F 2. Trailing ratios: current ratio 0.86.
Data-derived red flags
- Listing risk — at $0.3269 the shares sit below the $1.00 minimum bid NASDAQ requires for continued listing.
- Weak fundamentals — a Piotroski F-Score of 2/9 flags soft profitability, leverage or efficiency.
How is Zhibao Technology Inc. Class A Ordinary Shares scored?
Short answer · as of
A same-model peer rank is unavailable in the current peer set. The MoonshotScore combines business quality, financial safety, valuation, growth durability and momentum; open “Why this rating?” for the method and drivers.
| Company | Price | Market value | Score |
|---|---|---|---|
| $28.50 Aug 20, 2026 | — | — Model unavailable | |
| $2.14 Date unavailable | — | — Model unavailable | |
| $0.53 Date unavailable | $16.9M | — Model unavailable | |
| $0.33 Date unavailable | $58.6M | — Model unavailable | |
| $29.03 Date unavailable | $374M | — Model unavailable | |
| $31.91 Date unavailable | $2.59B | — Model unavailable | |
| $84.59 Date unavailable | $4.27B | — Model unavailable | |
| $19.82 Date unavailable | $4.30B | — Model unavailable | |
| $251.30 Date unavailable | $11.6B | — Model unavailable | |
| $71.21 Date unavailable | $23.8B | — Model unavailable | |
| $324.67 Date unavailable | $30.2B | — Model unavailable | |
| $303.52 Date unavailable | $64.4B | — Model unavailable |
Only 5-pillar scores are ranked together. Other models are not directly comparable. Price and score dates are shown separately; market-value dates are unavailable.
The records behind this page
Insider activity
Form 4 records via FMP · Of the newest 100 records, those within the last 180 days, newest dated Jul 30, 2026
- Transactions
- 10
- Identified insiders
- 10
- Purchases
- 0
- Sales
- 0
- Other transactions
- 10
Purchases and sales use the reported transaction category. Other transactions include awards, exercises, gifts, withholding and unclassified activity; an acquisition or disposition alone is not a purchase or sale. These records do not establish intent.
Common Questions About ZBAO
These answers are editorial: 1 of these 9 answers is drawn from the ZBAO research dossier (written May 10, 2026 by gemini-2.0-flash); the other 8 are question templates that restate figures shown above. Figures in this section are not part of the source register.
What does the MoonshotScore mean for ZBAO?
ZBAO carries the MoonshotScore stated above — the Weak band. This is an educational research signal, not a buy or sell recommendation. The number comes from the five-pillar engine (business quality, financial safety, valuation, growth durability, momentum), re-ranked daily against sector peers.
Is ZBAO a good stock to buy?
Stock Expert AI does not rate ZBAO buy, sell or hold. Zhibao Technology Inc. Class A Ordinary Shares carries a MoonshotScore, in the Weak band, a research rating against its peers rather than a forecast. Whether it fits is your call: check what it sells, whether it earns and what the price assumes. This is educational content, not investment advice.
What is the ZBAO stock price today?
The last price recorded on this page for Zhibao Technology Inc. Class A Ordinary Shares (ZBAO) is $0.3269, as of the Oct 26, 2026 trading session (source: Financial Modeling Prep (FMP) · quote). It is a provider snapshot, not a live exchange feed, so check a brokerage quote before you trade.
What does Zhibao Technology Inc. Class A Ordinary Shares do?
Zhibao Technology Inc. operates as a digital insurance brokerage in China. It connects customers with insurance providers through its online platform.
What are the key factors to evaluate for ZBAO?
Zhibao Technology Inc. Class A Ordinary Shares (ZBAO) holds a MoonshotScore in the low range. Zhibao Technology Inc. operates as a digital insurance brokerage in China, offering a range of services including managing general underwriter services, healthcare, and offline insurance consulting. Not financial advice.
How frequently does ZBAO data refresh on this page?
ZBAO's price is the last quote we recorded, from the Oct 26, 2026 trading session. Pages are served from a cache, so the copy you are reading can lag that quote. The quote is a provider snapshot, not an exchange feed. Fundamentals follow quarterly filings. V2 is recalculated from the most recent completed US trading session; the score's own date shows its last successful run.
What has driven ZBAO's recent stock price performance?
Zhibao Technology Inc. Class A Ordinary Shares (ZBAO) moves on earnings results, analyst revisions, sector rotation, and market sentiment. Notable catalyst: Digital platform provides a scalable and efficient distribution channel. See the News tab for the latest drivers. Past performance does not predict future results.
Should investors consider ZBAO overvalued or undervalued right now?
Zhibao Technology Inc. Class A Ordinary Shares (ZBAO) has no trailing P/E available here, so lean on price-to-sales and cash flow in the Financials tab. Compare P/E, P/S, and EV/EBITDA against sector peers for a full view.
Can I buy fractional shares of ZBAO?
Fractional-share availability for Zhibao Technology Inc. Class A Ordinary Shares (ZBAO) depends on your brokerage, account and supported securities. Check the broker's current eligibility, minimums and fees before placing an order.
Disclaimer: This content is for informational purposes only and does not constitute investment advice. Always do your own research and consult a financial advisor.
Machine-generated analysis by Stock Expert AI — model gemini-2.0-flash, generated May 10, 2026. Editorial oversight is systemic, not page-by-page. Editorially accountable: Sedat ANAK, Founder and Editor-in-Chief.
Sources — records for every figure on this page (17 figures)
The 17 rows below are exactly the facts the evidence-backed sections of this page printed — the 10-second verdict, the MoonshotScore, price and market value, the five questions with their receipts, and the records behind this page. Known dates and sources are recorded on their own rows; an em dash or UNRECORDED tier preserves a stored observation without inventing either. The quarterly income statement is provider-standardized (FMP) under one row, and scale definitions — a 0-100 rating, the band ladder, the Piotroski 0–9 range — are fixed rather than measured. No number in those sections was generated by a model. The register does not cover quoted third-party headlines, the dated council readings, or the Frequently Asked Questions; each of those says where it came from where it stands.
"As of" is the date the value is true for where the source carries one — a quarter end, a filing date, a price close, the day the score was computed. A cached observation with no source date remains undated; the page publication date is not used as a substitute.
FMP — 9 facts from Financial Modeling Prep endpoint families
| Fact ID | Fact | Value as shown | As of | Tier | Source |
|---|---|---|---|---|---|
px.last | Latest provided price | $0.3269 | FMP | Financial Modeling Prep (FMP) · quote — Dated to the US trading session the price belongs to, derived from the quote record's timestamp (weekend and pre-open reads roll back to the previous weekday; exchange holidays are not modelled). The record does not establish an exchange execution time. Retrieved 2026-10-26T20:34:30.161Z. | |
px.change | Change on the day | -22.72% | FMP | Financial Modeling Prep (FMP) · quote | |
px.mcap | Market capitalisation | $2.94M | FMP | Financial Modeling Prep (FMP) · quote — Date unknown Market cap record date: 2026-10-26. FMP quote timestamp: 2026-10-26T20:00:00.000Z. Captured from FMP at 2026-10-26T20:34:28.489Z. No share-count basis is inferred; this page preserves the reported amount instead of recalculating it from shares. | |
px.change_abs | Change on the day, in dollars | −$0.0961 | FMP | Financial Modeling Prep (FMP) · quote | |
fin.q_revenue | Revenue, Q2 FY2026 | $30M | FMP | Financial Modeling Prep (FMP) · income statement (quarterly) | |
px.volume | Shares traded on the day | 520.1K | FMP | Financial Modeling Prep (FMP) · quote | |
fin.q_income | Net income, Q2 FY2026 | -$638,296.534 | FMP | Financial Modeling Prep (FMP) · income statement (quarterly) | |
fin.q_table | Quarterly income statement | 4 quarters through Q2 FY2026 | FMP | Financial Modeling Prep (FMP) · income statement (quarterly), as filed | |
own.insiders | Insider transactions via FMP | 10 transactions · 0 purchases, 0 sales, 10 other transactions · 10 identified insiders · of the newest 100 records, those within the last 180 days, newest dated Jul 30, 2026 | FMP | Financial Modeling Prep (FMP), carrying Form 4 transaction records — Purchases and sales use the reported transaction category. Other transactions include awards, exercises, gifts, withholding and unclassified activity; an acquisition or disposition alone is not a purchase or sale. These records do not establish intent. |
UNRECORDED — 6 facts from stored observations whose source was not recorded
| Fact ID | Fact | Value as shown | As of | Tier | Source |
|---|---|---|---|---|---|
earn.history | Reported versus estimated, recent quarters | EPS beat 0 of 3 | UNRECORDED | Stored earnings-history observation — Captured 2026-10-26 | |
fin.scores | Distress and quality screens | Altman Z 6.92 · Piotroski F 2 | UNRECORDED | Stored financial-scores observation — Captured 2026-10-24 · Expired observation | |
px.range52 | 52-week range | $0.389 – $67.00 | UNRECORDED | Stored company-profile observation — Captured 2026-10-26 | |
id.employees | Employees | 65 | UNRECORDED | Stored company-profile observation — Captured 2026-10-26 | |
id.ceo | Chief executive | Jinmei Guo Hellstrom | UNRECORDED | Stored company-profile observation — Captured 2026-10-26 | |
fin.ratios | Return and yield ratios (trailing twelve months) | current ratio 0.86 | — | UNRECORDED | Stored key metrics — Date unknown |
OURS — 2 facts from Stock Expert AI's own score and rank
| Fact ID | Fact | Value as shown | As of | Tier | Source |
|---|---|---|---|---|---|
ours.moonshot | MoonshotScore v2 | 25 of 100 · Weak · pillars 4 / 3 / 4 / 31 / 1 | OURS | Stock Expert AI MoonshotScore v2 engine | |
ours.moonshot_change | MoonshotScore movement | 26 (stored snapshot Oct 24, 2026) → 25 (current publication computed Oct 26, 2026) (-1) | OURS | Stock Expert AI current score publication and immutable score snapshots — The current score publication is not yet represented in the immutable snapshot archive. |
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Data provided for informational purposes only.