Majestic Capital, Ltd. (MAJCQ)
For informational purposes only. Not financial advice. Analysis by Sedat ANAK, Founder & Editor-in-Chief | AI-powered analysis. Data sourced from SEC filings and institutional-grade financial providers. Editorially reviewed. Not financial advice.
Majestic Capital, Ltd. (MAJCQ) trades at $0.00 with AI Score 41/100 (Grade C). Majestic Capital, Ltd. specializes in workers' compensation insurance, offering underwriting and related services to businesses across various industries. Market cap: $5,637, Sector: Financial services.
Price live · AI analysis from Mar 17, 2026Analyst Coverage for MAJCQ: MAJCQ does not currently have published analyst price targets in our coverage universe. This is common for smaller-cap names with limited Wall Street coverage. In the absence of analyst consensus, our AI model evaluates MAJCQ against Financial Services peers across nine fundamental dimensions and assigns an underweight signal based on the underlying data.
MAJCQ: the 1 perspectives are evenly split.
How is this calculated? →Majestic Capital, Ltd. (MAJCQ) Financial Services Profile
Majestic Capital, Ltd., based in Bermuda, provides workers' compensation insurance products and related services across the United States. Operating through independent brokers, the company targets diverse industries, including transportation, healthcare, and manufacturing. With a negative profit margin, Majestic Capital focuses on underwriting and risk management for businesses and self-insured groups.
What Is the Investment Thesis for MAJCQ?
Majestic Capital, Ltd. operates in the competitive workers' compensation insurance market, facing challenges reflected in its negative profit margin of -78.7% and gross margin of -3.2%. The company's high beta of 30.97 indicates significant volatility relative to the market. Growth prospects hinge on expanding its underwriting services and managing risk effectively across its target industries. Investors may want to evaluate the company's financial performance and market position when evaluating its potential for long-term value creation. The company's ability to navigate regulatory compliance and manage claims effectively will be critical to its success.
Based on FMP financials and quantitative analysis
MAJCQ Key Highlights
- Market capitalization of 6K indicates a small-cap company with limited market presence.
- Negative P/E ratio of -0.00 reflects current unprofitability.
- Profit margin of -78.7% highlights significant challenges in achieving profitability.
- Gross margin of -3.2% suggests difficulties in managing the cost of insurance claims and underwriting expenses.
- Beta of 30.97 indicates extremely high volatility compared to the overall market, suggesting a high-risk investment.
Who Are MAJCQ's Competitors?
MAJCQ is benchmarked below against 8 industry peers on price, market cap, and our AI MoonshotScore.
| Company | Price | Change | Market Cap | AI Score |
|---|---|---|---|---|
| BZLYF Beazley plc | $17.30 | +0.00% | $10.23B | 70 |
| DIISY Direct Line Insurance Group plc | $18.00 | +15.16% | $5.85B | 66 |
| SKWD Skyward Specialty Insurance Group, Inc. | $59.63 | -2.91% | $2.42B | 64 |
| AII American Integrity Insurance Group, Inc. | $18.89 | -2.00% | $369.97M | 63 |
| HMN Horace Mann Educators Corporation | $54.16 | +0.57% | $2.19B | 49 |
| PRA ProAssurance Corporation | $25.00 | +0.00% | $1.29B | 49 |
| AFSIB AmTrust Financial Services, Inc. | $14.70 | +0.00% | $2.91B | 50 |
| AFSIC AmTrust Financial Services, Inc. | $15.22 | -2.12% | $3.01B | 50 |
AI Score by Stock Expert AI · Price data: FMP / Yahoo Finance
What Are MAJCQ's Key Strengths?
- Specialized focus on workers' compensation insurance.
- Established network of independent brokers and agents.
- Provision of management services to self-insured groups.
- Experience in underwriting reinsurance.
What Are MAJCQ's Weaknesses?
- Negative profit margin and gross margin.
- High beta indicating significant volatility.
- Limited market capitalization.
- Dependence on specific geographic markets.
What Could Drive MAJCQ Stock Higher?
- Expansion into new geographic markets within existing states.
- Development and launch of specialized insurance products.
- Implementation of technology solutions for enhanced risk management.
- Potential strategic partnerships or acquisitions to expand capabilities.
- Improvements in customer service and claims management processes.
What Are the Key Risks for MAJCQ?
- Financial-distress signal — its Altman Z-Score of -0.33 sits in the distress zone (elevated bankruptcy risk).
- Weak fundamentals — a Piotroski F-Score of 1/9 flags soft profitability, leverage or efficiency.
- Negative profit margin and gross margin impacting financial performance.
- Economic downturns affecting employment rates and insurance demand.
- Rising healthcare costs increasing claims payouts.
- Increased competition from larger insurance companies.
- Changes in workplace safety regulations requiring adjustments to policies.
What Are the Growth Opportunities for MAJCQ?
- Expansion into Underserved Markets: Majestic Capital, Ltd. can target underserved geographic markets within the states where it already operates. By focusing on specific regions with high demand for workers' compensation insurance and limited competition, the company can increase its market share and revenue. This expansion could involve establishing partnerships with local brokers and agents to reach a wider customer base. The market size for underserved regions could represent a significant portion of the overall workers' compensation market, potentially adding millions in revenue.
- Development of Specialized Insurance Products: Majestic Capital, Ltd. can develop specialized workers' compensation insurance products tailored to specific industries or business types. By creating niche offerings that address the unique needs of certain sectors, the company can differentiate itself from competitors and attract new customers. For example, it could develop a product specifically for the construction industry that covers the unique risks associated with that sector. The market for specialized insurance products is growing as businesses seek more tailored coverage options.
- Leveraging Technology for Enhanced Risk Management: Majestic Capital, Ltd. can invest in technology solutions to improve its risk management capabilities and reduce claims costs. By implementing advanced data analytics and predictive modeling tools, the company can identify high-risk businesses and implement proactive measures to prevent accidents and injuries. This can lead to lower claims payouts and improved profitability. The market for risk management technology is expanding rapidly as insurers seek to improve their efficiency and effectiveness.
- Strategic Partnerships and Acquisitions: Majestic Capital, Ltd. can pursue strategic partnerships and acquisitions to expand its capabilities and market reach. By partnering with complementary businesses, such as safety training providers or healthcare organizations, the company can offer a more comprehensive suite of services to its customers. Acquisitions can also provide access to new markets and customer segments. The market for insurance industry mergers and acquisitions is active, presenting opportunities for growth and consolidation.
- Enhancing Customer Service and Claims Management: Majestic Capital, Ltd. can improve its customer service and claims management processes to enhance customer satisfaction and retention. By providing prompt and efficient service, the company can build stronger relationships with its customers and reduce the likelihood of them switching to competitors. This can involve investing in technology to streamline claims processing and providing personalized support to customers. The market for customer service solutions is growing as businesses recognize the importance of customer loyalty.
What Opportunities Does MAJCQ Have?
- Expansion into underserved geographic markets.
- Development of specialized insurance products.
- Leveraging technology for enhanced risk management.
- Strategic partnerships and acquisitions.
What Threats Does MAJCQ Face?
- Economic downturns affecting employment rates.
- Rising healthcare costs impacting claims payouts.
- Increasing competition from larger insurance companies.
- Changes in workplace safety regulations.
What Are MAJCQ's Competitive Advantages?
- Specialized expertise in workers' compensation insurance.
- Established relationships with independent insurance brokers and agents.
- Geographic focus in specific states, allowing for localized market knowledge.
- Provision of management services to self-insured groups, creating recurring revenue streams.
What Does MAJCQ Do?
Majestic Capital, Ltd., originally founded as CRM Holdings, Ltd. in 1999 and rebranded in May 2010, is a Bermuda-based company specializing in workers' compensation insurance products. The company operates through its subsidiaries, offering underwriting services to businesses of various sizes via independent insurance brokers and agents. Majestic Capital also provides excess and frequency coverage policies to self-insured entities. Its primary workers' compensation insurance is available to employers in states such as Alaska, Arizona, California, Florida, Hawaii, Idaho, Illinois, Montana, Nevada, New Jersey, New Mexico, New York, Oregon, Utah, Virginia, and Washington. Beyond underwriting, Majestic Capital engages in reinsurance activities and offers a suite of management services. These services include general management, underwriting, risk assessment, general recordkeeping, regulatory compliance, safety and loss control, and claims management. These management services are often provided to self-insured groups under fee-for-service arrangements. Additionally, the company functions as a broker for insurers, placing excess coverage for these groups. Majestic Capital serves a diverse range of industries, including transportation, healthcare, wholesale and retail, manufacturing, and hospitality. It also caters to contractors, colleges, and universities. The company's focus on workers' compensation insurance and related services positions it within a niche segment of the broader insurance market, emphasizing risk management and underwriting expertise.
What Products and Services Does MAJCQ Offer?
- Underwrites workers' compensation insurance products for businesses of various sizes.
- Offers excess and frequency coverage policies to self-insured entities.
- Provides primary workers' compensation insurance to employers in multiple states.
- Engages in underwriting reinsurance.
- Offers general management, underwriting, and risk assessment services.
- Provides safety and loss control services.
- Offers claims management services to self-insured groups.
- Acts as a broker for insurers, placing excess coverage for groups.
How Does MAJCQ Make Money?
- Generates revenue through premiums from workers' compensation insurance policies.
- Earns fees for providing management services to self-insured groups.
- Receives commissions for acting as a broker and placing excess coverage for insurers.
- Underwriting reinsurance to diversify risk and generate additional revenue.
What Industry Does MAJCQ Operate In?
Majestic Capital, Ltd. operates within the property and casualty insurance industry, specifically focusing on workers' compensation. This segment is influenced by economic cycles, employment rates, and regulatory changes. Competition includes larger, more diversified insurance companies and specialized workers' compensation providers. The industry is also facing increasing pressure from rising healthcare costs and evolving workplace safety regulations. Companies must adapt to these trends by implementing effective risk management strategies and leveraging technology to improve efficiency and reduce costs.
Who Are MAJCQ's Key Customers?
- Businesses of various sizes seeking workers' compensation insurance.
- Self-insured entities requiring excess and frequency coverage policies.
- Employers in transportation, healthcare, wholesale and retail, manufacturing, and hospitality industries.
- Contractors, colleges, and universities.
Majestic Capital, Ltd. (MAJCQ) Valuation Context
Valued at 6K, MAJCQ is classified as a micro-cap stock. Relative to its peer group, MAJCQ's quantitative score of 41/100 is below the peer average of 62/100.
Key Financial Metrics
Return on assets is -11.1%, showing how much profit it generates from its asset base. A current ratio of 1.26 indicates the company holds enough short-term assets to cover its near-term obligations.
F-Score 1/9Financial Health
Majestic Capital, Ltd.'s Piotroski F-Score is 1/9, a 9-point checklist of profitability, leverage and efficiency — flagging fundamental weakness worth scrutiny. Its Altman Z-Score of -0.33 places it in the distress zone, a signal of elevated financial risk.
MAJCQ Financials
Fundamental Snapshot
Based on FMP financials and quantitative analysis
Bull Case vs Bear Case
Bull Case
- Specialized focus on workers' compensation insurance.
- Established network of independent brokers and agents.
- Provision of management services to self-insured groups.
- Experience in underwriting reinsurance.
Bear Case
- Negative profit margin and gross margin.
- High beta indicating significant volatility.
- Limited market capitalization.
- Dependence on specific geographic markets.
AI-generated arguments based on insider flow, news sentiment and technicals — not financial advice · July 2026
MAJCQ Latest News
No recent news available for MAJCQ.
MAJCQ Analyst Consensus
Consensus Rating
Aggregated Buy/Hold/Sell recommendations from Benzinga, Yahoo Finance, and Finnhub for MAJCQ.
Price Targets
Wall Street price target analysis for MAJCQ.
MAJCQ MoonshotScore
What does this score mean?
The MoonshotScore rates MAJCQ's growth potential on a scale of 0-100 across multiple factors including innovation, market disruption, financial health, and momentum.
MAJCQ OTC Market Information
The OTC Other tier represents the lowest tier of the OTC market, indicating that Majestic Capital, Ltd. may not meet the minimum financial standards or disclosure requirements of higher tiers like OTCQX or OTCQB. Companies in this tier often have limited information available to investors, and trading activity can be sporadic. Investing in OTC Other stocks carries significant risks due to the lack of regulatory oversight and potential for fraud or manipulation. Stocks in this tier may not be required to adhere to strict reporting standards, making it difficult for investors to assess their financial health and prospects.
- OTC Tier: OTC Other
- Disclosure Status: Unknown
- Limited financial disclosure increases the risk of investing in MAJCQ.
- Low liquidity can make it difficult to exit positions.
- Potential for price manipulation due to lack of regulatory oversight.
- Higher risk of fraud compared to exchange-listed companies.
- OTC Other stocks are generally more volatile than those on major exchanges.
- Verify the company's registration and legal standing.
- Obtain and review any available financial statements.
- Assess the company's business model and competitive landscape.
- Evaluate the management team and their track record.
- Understand the risks associated with investing in OTC stocks.
- Consult with a financial advisor before investing.
- Research the company's history and any past legal or regulatory issues.
- Company has been in operation since 1999.
- Operates in a regulated industry (insurance).
- Provides services to a variety of industries.
- Formerly listed as CRM Holdings, Ltd.
Common Questions About MAJCQ (Financial Services)
What does Majestic Capital, Ltd. do?
Majestic Capital, Ltd. is a Bermuda-based company that specializes in providing workers' compensation insurance products and related services. Operating through independent insurance brokers and agents, the company underwrites insurance policies for businesses of various sizes across multiple industries. It also offers excess and frequency coverage policies to self-insured entities. Additionally, Majestic Capital provides management services, including risk assessment, claims management, and regulatory compliance, primarily to self-insured groups under fee-for-service arrangements. The company's focus is on serving employers in specific states within the United States.
What do analysts say about MAJCQ stock?
As of 2026-03-17, there is no readily available analyst coverage or consensus on MAJCQ stock due to its OTC listing and small market capitalization. Key valuation metrics such as P/E ratio are negative, reflecting current unprofitability. Growth considerations would depend on the company's ability to improve its profit margins, expand its market reach, and effectively manage its underwriting risks. Investors should conduct their own thorough research and consider the risks associated with investing in OTC stocks before making any investment decisions.
What are the main risks for MAJCQ?
The main risks for Majestic Capital, Ltd. include its negative profit and gross margins, indicating financial instability. The high beta of 30.97 suggests significant volatility. Operating in the OTC market introduces risks related to limited liquidity, potential price manipulation, and reduced regulatory oversight. External factors such as economic downturns, rising healthcare costs, and increasing competition from larger insurance companies also pose threats to the company's performance. Changes in workplace safety regulations could necessitate policy adjustments and increased compliance costs.
What are the key factors to evaluate for MAJCQ?
Majestic Capital, Ltd. (MAJCQ) holds an AI score of 41/100 (low). Not financial advice.
How frequently does MAJCQ data refresh on this page?
MAJCQ prices update in real time during U.S. market hours. Fundamentals refresh after quarterly filings; analyst ratings and AI insights update daily; news is aggregated continuously.
What has driven MAJCQ's recent stock price performance?
Majestic Capital, Ltd. (MAJCQ) moves on earnings results, analyst revisions, sector rotation, and market sentiment. Notable catalyst: Specialized focus on workers' compensation insurance. See the News tab for the latest drivers. Past performance does not predict future results.
Should investors consider MAJCQ overvalued or undervalued right now?
Valuing Majestic Capital, Ltd. (MAJCQ) requires multiple metrics. Compare P/E, P/S, and EV/EBITDA against sector peers for a full view.
What research should beginners do before buying MAJCQ?
Before investing in Majestic Capital, Ltd. (MAJCQ), research these four areas: (1) the company's revenue model and competitive position (see Company Overview), (2) financial health through revenue growth, margins, and cash flow (see MoonshotScore), (3) what Wall Street analysts recommend and their price targets (see Analyst tab), and (4) specific risk factors that could impact the stock (see Risk Factors section).
Disclaimer: This content is for informational purposes only and does not constitute investment advice. Always do your own research and consult a financial advisor.
Official Resources
Data provided for informational purposes only.
- Financial data is limited due to the company's OTC status.
- Analyst coverage is not available for this stock.