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Safety Insurance Group, Inc. (SAFT) Stock Price & Analysis

Safety Insurance Group, Inc. (SAFT) — MoonshotScore 95/100 (Exceptional band), calculated Oct 26, 2026. Price $104.05 (-0.11%), as of the Oct 26, 2026 trading session; market cap $1.53B.

Educational signal · not a buy or sell recommendation · How to read this

$104.05 −$0.11 (-0.11%) Market Cap $1.53B

Safety Insurance Group, Inc. · SAFT · NASDAQ

Safety Insurance Group, Inc. is a property and casualty insurance provider operating in the United States. They offer a range of insurance products, including auto and homeowner's insurance, distributed through independent agents.

Price as of Oct 26, 2026

Key Statistics

95 of 100

MoonshotScore v2 · Safety Insurance Group (SAFT)

Exceptional
Business Quality Solid (68)
Financial Safety Fortress (89)
Valuation Cheap (88)
Growth Durability Compounding (92)
Momentum Surging (97)
Why this rating? Method, drivers & history

Bands for the MoonshotScore: Exceptional 80-100 · Strong 65-79 · Fair 45-64 · Weak below 45.

  • Business Quality — Is this a genuinely good business?
  • Financial Safety — Could this blow up on me?
  • Valuation — Am I paying a fair price?
  • Growth Durability — Is the growth real and likely to last?
  • Momentum — Is the market already moving on this?
The ten-second read ·

High quality, a strong balance sheet and elite growth, at a dirt-cheap price, with no real weak spot; the market is already moving on it. Business Quality: Solid; Financial Safety: Fortress; Valuation: Cheap; Growth Durability: Compounding; Momentum: Surging.

  • quarterly revenue $521M (Q2 FY2026, quarter ended Jun 30, 2026)
  • EPS beat 3 of 8
  • Altman Z 2.06 · Piotroski F 8

Helping: business quality, balance-sheet strength, an attractive price, durable growth, positive momentum

What has the MoonshotScore done over time?

MoonshotScore snapshots recorded for SAFT (42 recorded, newest six shown)
RecordedScoreBand
97Exceptional
97Exceptional
86Exceptional
97Exceptional
97Exceptional
95Exceptional

The score moved from 96 in the stored Oct 24, 2026 snapshot to 95 in the current publication computed Oct 26, 2026 (-1).

Calculation uses the most recent completed US trading session. Live price changes do not update the score immediately.

Computed · Educational signal · not a buy or sell recommendation · How the MoonshotScore is computed →

Price & valuation

Dates shown where recorded
MeasureValueAs of
Latest provided price$104.05
Change on the day-0.11%
52-week range$67.04 – $104.17
Market capitalisation$1.53B
Price / earnings (trailing)22.26
Shares traded on the day130.9K

Price & events

Other perspectives

Council score for Safety Insurance Group (SAFT): perspectives

Council is a separate blend of available disciplines; MoonshotScore above remains the five-pillar research rating.

5-Factor Breakdown

Growth Durability Strong
Momentum Strong
Business Quality Moderate
Financial Safety Strong
Valuation Strong

Legends Council

5 lenses, 0 current

AI simulations built from the named investors' published principles. Not affiliated with, endorsed by, or the opinion of these individuals. How these lenses are built

Dalio-style lens (simulated) Ray Dalio Favorable read
Griffin-style lens (simulated) Ken Griffin Favorable read
Englander-style lens (simulated) Izzy Englander Unfavorable read
Klarman-style lens (simulated) Seth Klarman Unfavorable read
Moon AI lens (model) Neutral read

Read on: Oct 3, 2026 · older than the 27 hours refresh window; not a current reading

Munger's Mindset

Balance Sheet & Valuation · historical

Financial Health Moderate
Margin of Safety Fairly Valued
Profit Margin Weak
Revenue Growth Moderate
Debt/Equity Strong
ROE Neutral
Gross Margin Moderate

Read on: Sep 10, 2026 · older than the 27 hours refresh window; not a current reading

How to read these bars and different assessments

Council is a separate blend of available disciplines; MoonshotScore above remains the five-pillar research rating.

Bars show each model's ordered assessment on its own scale, not a probability or a comparable investment return. The adjacent words give the assessment; more filled segments indicate a stronger model reading.

On Sep 10, 2026, the Munger lens read the price at that time as fairly valued against its own estimate of value.

Readings on this page are from Oct 26, 2026, except a card that shows its own read date.

Watch the SAFT film — every key number, told as a short cinematic story

~2 min · open the film

1 · What is it?

What is Safety Insurance Group (SAFT), and what does it report?

Short answer · as of

A current FMP business description is unavailable; the listing and provider classification below are the available identity facts. Safety Insurance Group, Inc. (SAFT) is listed on NASDAQ. It employs 568 people and is led by George Michael Murphy. In Q2 FY2026 it reported revenue of $521M and net income of $35M. The market values it at $1.53B.

2 · Latest results

What do the latest results show for Safety Insurance Group (SAFT)?

Short answer · as of

The most recent reported quarter, Q2 FY2026, carried revenue of $521M. Against analyst estimates the company has EPS beat 3 of 8 reports.

Quarterly income statement — 4 quarters
Revenue, net income and earnings per share by quarter
PeriodRevenueNet incomeEPS
Q2 FY2026$521M$35M$2.36 (diluted)
Q1 FY2026$315M-$14M-$0.99 (diluted)
Q4 FY2025$315M$20M$1.37 (diluted)
Q3 FY2025$323M$28M$1.90 (diluted)
3 · Financial strengths and risks

What are the financial strengths and risks for Safety Insurance Group (SAFT)?

Short answer

The MoonshotScore pillars rate business quality, balance-sheet strength, an attractive price, durable growth, positive momentum as strengths. The distress and quality screens read Altman Z 2.06 · Piotroski F 8. Trailing ratios: ROE 7.8% · ROA 2.7% · current ratio 1.42 · earnings yield 4.5% · free-cash-flow yield 11.5%.

5 · Peer comparison

How does Safety Insurance Group compare with its peers?

Short answer

Safety Insurance Group's score ranks 7th of 12 in the bounded comparison shown, against 11 same-model peers. These are company scores, not expected investment returns. The set lists named competitors first, then companies in the same data-provider industry classification closest in market value; that classification is the provider's, not our judgment of business similarity.

Peer set — price, market value and MoonshotScore
CompanyPriceMarket valueScore
Universal Insurance Holdings, Inc. (UVE) Same industry, near in market value$47.87 Oct 26, 2026$1.34B99 5-pillar Oct 26, 2026
HCI Group, Inc. (HCI) Same industry, near in market value$203.10 Oct 26, 2026$2.53B99 5-pillar Oct 26, 2026
Selective Insurance Group, Inc. (SIGI) Named competitor$98.79 Oct 26, 2026$5.86B98 5-pillar Oct 26, 2026
Heritage Insurance Holdings, Inc. (HRTG) Same industry, near in market value$37.10 Oct 26, 2026$1.09B98 5-pillar Oct 26, 2026
United Fire Group, Inc. (UFCS) Same industry, near in market value$57.58 Oct 26, 2026$1.48B96 5-pillar Oct 26, 2026
Ategrity Specialty Holdings LLC (ASIC) Same industry, near in market value$23.92 Oct 26, 2026$1.16B96 5-pillar Oct 26, 2026
Safety Insurance Group (SAFT) — this page$104.05$1.53B95
Bowhead Specialty Holdings Inc. (BOW) Same industry, near in market value$34.14 Oct 26, 2026$1.12B93 5-pillar Oct 26, 2026
Horace Mann Educators Corporation (HMN) Same industry, near in market value$46.49 Oct 26, 2026$1.89B86 5-pillar Oct 26, 2026
American Financial Group, Inc. (AFGC) Same industry, near in market value$17.21 Oct 26, 2026$1.43B71 5-pillar Oct 26, 2026
Stewart Information Services Co (STC) Same industry, near in market value$42.96 Oct 26, 2026$1.31B55 5-pillar Oct 26, 2026
Kemper Corporation (KMPR) Same industry, near in market value$29.23 Oct 26, 2026$1.70B40 5-pillar Oct 26, 2026

Only 5-pillar scores are ranked together. Other models are not directly comparable. Price and score dates are shown separately; market-value dates are unavailable.

The records behind this page

Insider activity

Form 4 records via FMP · Of the newest 100 records, those within the last 180 days, newest dated Jul 27, 2026

Transactions
6
Identified insiders
1
Purchases
0
Sales
6
Other transactions
0

Purchases and sales use the reported transaction category. Other transactions include awards, exercises, gifts, withholding and unclassified activity; an acquisition or disposition alone is not a purchase or sale. These records do not establish intent.

What has been published about Safety Insurance Group (SAFT)?

Read these with our analysis →

Investor Questions: SAFT Stock

These answers are editorial: 1 of these 9 answers is drawn from the SAFT research dossier (written May 10, 2026 by gemini-2.0-flash); the other 8 are question templates that restate figures shown above. Figures in this section are not part of the source register.

What does the MoonshotScore mean for SAFT?

SAFT carries the MoonshotScore stated above — the Exceptional band. This is an educational research signal, not a buy or sell recommendation. The number comes from the five-pillar engine (business quality, financial safety, valuation, growth durability, momentum), re-ranked daily against sector peers. Safety Insurance Group, Inc. is a property and casualty insurance provider operating in the United States.

Is SAFT a good stock to buy?

Stock Expert AI does not rate SAFT buy, sell or hold. Safety Insurance Group, Inc. carries a MoonshotScore, in the Exceptional band, a research rating against its peers rather than a forecast. Whether it fits is your call: check what it sells, whether it earns and what the price assumes. This is educational content, not investment advice.

What is the SAFT stock price today?

The last price recorded on this page for Safety Insurance Group, Inc. (SAFT) is $104.05, as of the Oct 26, 2026 trading session (source: Financial Modeling Prep (FMP) · quote). It is a provider snapshot, not a live exchange feed, so check a brokerage quote before you trade.

What do analysts say about SAFT stock?

Analyst coverage of Safety Insurance Group, Inc. (SAFT) typically focuses on its financial performance, market position, and growth prospects. Key valuation metrics such as the P/E ratio and dividend yield are closely monitored.

What are the key factors to evaluate for SAFT?

Safety Insurance Group, Inc. (SAFT) holds a MoonshotScore in the high range. P/E: 22.26x. Not financial advice.

How frequently does SAFT data refresh on this page?

SAFT's price is the last quote we recorded, from the Oct 26, 2026 trading session. Pages are served from a cache, so the copy you are reading can lag that quote. The quote is a provider snapshot, not an exchange feed. Fundamentals follow quarterly filings. V2 is recalculated from the most recent completed US trading session; the score's own date shows its last successful run.

What has driven SAFT's recent stock price performance?

Safety Insurance Group, Inc. (SAFT) moves on earnings results, analyst revisions, sector rotation, and market sentiment. Notable catalyst: Strong distribution network through independent agents. See the News tab for the latest drivers. Past performance does not predict future results.

Should investors consider SAFT overvalued or undervalued right now?

Safety Insurance Group, Inc. (SAFT) trades at 22.26x earnings. Compare P/E, P/S, and EV/EBITDA against sector peers for a full view.

Can I buy fractional shares of SAFT?

Fractional-share availability for Safety Insurance Group, Inc. (SAFT) depends on your brokerage, account and supported securities. Check the broker's current eligibility, minimums and fees before placing an order.

Disclaimer: This content is for informational purposes only and does not constitute investment advice. Always do your own research and consult a financial advisor.

Machine-generated analysis by Stock Expert AI — model gemini-2.0-flash, generated May 10, 2026. Editorial oversight is systemic, not page-by-page. Editorially accountable: Sedat ANAK, Founder and Editor-in-Chief.

Sources — records for every figure on this page (18 figures)

The 18 rows below are exactly the facts the evidence-backed sections of this page printed — the 10-second verdict, the MoonshotScore, price and market value, the five questions with their receipts, and the records behind this page. Known dates and sources are recorded on their own rows; an em dash or UNRECORDED tier preserves a stored observation without inventing either. The quarterly income statement is provider-standardized (FMP) under one row, and scale definitions — a 0-100 rating, the band ladder, the Piotroski 0–9 range — are fixed rather than measured. No number in those sections was generated by a model. The register does not cover quoted third-party headlines, the dated council readings, or the Frequently Asked Questions; each of those says where it came from where it stands.

"As of" is the date the value is true for where the source carries one — a quarter end, a filing date, a price close, the day the score was computed. A cached observation with no source date remains undated; the page publication date is not used as a substitute.

FMP — 10 facts from Financial Modeling Prep endpoint families

FMP facts used on this page
Fact IDFactValue as shownAs ofTierSource
px.lastLatest provided price$104.05FMPFinancial Modeling Prep (FMP) · quote — Dated to the US trading session the price belongs to, derived from the quote record's timestamp (weekend and pre-open reads roll back to the previous weekday; exchange holidays are not modelled). The record does not establish an exchange execution time. Retrieved 2026-10-26T20:54:38.486Z.
px.changeChange on the day-0.11%FMPFinancial Modeling Prep (FMP) · quote
px.mcapMarket capitalisation$1.53BFMPFinancial Modeling Prep (FMP) · quote — Date unknown Market cap record date: 2026-10-26. FMP quote timestamp: 2026-10-26T20:00:01.000Z. Captured from FMP at 2026-10-26T20:54:37.609Z. No share-count basis is inferred; this page preserves the reported amount instead of recalculating it from shares.
px.change_absChange on the day, in dollars−$0.11FMPFinancial Modeling Prep (FMP) · quote
fin.q_revenueRevenue, Q2 FY2026$521MFMPFinancial Modeling Prep (FMP) · income statement (quarterly)
px.pePrice / earnings (trailing)22.26FMPFinancial Modeling Prep (FMP) · quote
px.volumeShares traded on the day130.9KFMPFinancial Modeling Prep (FMP) · quote
fin.q_incomeNet income, Q2 FY2026$35MFMPFinancial Modeling Prep (FMP) · income statement (quarterly)
fin.q_tableQuarterly income statement4 quarters through Q2 FY2026FMPFinancial Modeling Prep (FMP) · income statement (quarterly), as filed
own.insidersInsider transactions via FMP6 transactions · 0 purchases, 6 sales, 0 other transactions · 1 identified insiders · of the newest 100 records, those within the last 180 days, newest dated Jul 27, 2026FMPFinancial Modeling Prep (FMP), carrying Form 4 transaction records — Purchases and sales use the reported transaction category. Other transactions include awards, exercises, gifts, withholding and unclassified activity; an acquisition or disposition alone is not a purchase or sale. These records do not establish intent.

UNRECORDED — 6 facts from stored observations whose source was not recorded

UNRECORDED facts used on this page
Fact IDFactValue as shownAs ofTierSource
earn.historyReported versus estimated, recent quartersEPS beat 3 of 8UNRECORDEDStored earnings-history observation — Captured 2026-10-10 · Expired observation
fin.scoresDistress and quality screensAltman Z 2.06 · Piotroski F 8UNRECORDEDStored financial-scores observation — Captured 2026-10-25 · Expired observation
px.range5252-week range$67.04 – $104.17UNRECORDEDStored company-profile observation — Captured 2026-10-25
id.employeesEmployees568UNRECORDEDStored company-profile observation — Captured 2026-10-25
id.ceoChief executiveGeorge Michael MurphyUNRECORDEDStored company-profile observation — Captured 2026-10-25
fin.ratiosReturn and yield ratios (trailing twelve months)ROE 7.8% · ROA 2.7% · current ratio 1.42 · earnings yield 4.5% · free-cash-flow yield 11.5%—UNRECORDEDStored key metrics — Date unknown

OURS — 2 facts from Stock Expert AI's own score and rank

OURS facts used on this page
Fact IDFactValue as shownAs ofTierSource
ours.moonshotMoonshotScore v295 of 100 · Exceptional · pillars 68 / 89 / 88 / 92 / 97OURSStock Expert AI MoonshotScore v2 engine
ours.moonshot_changeMoonshotScore movement96 (stored snapshot Oct 24, 2026) → 95 (current publication computed Oct 26, 2026) (-1)OURSStock Expert AI current score publication and immutable score snapshots
Published
Research standards
Methodology · Editorial policy · Corrections
Data Sources & Methodology
Figures come from Financial Modeling Prep (FMP). If FMP has no figure for a ticker, a price or fundamental may come from a Yahoo Finance fallback, or a price from an Alpaca fallback. SEC EDGAR is used only for filing links and company identity details (legal name, address), never for figures. AI analysis by Stock Expert AI proprietary algorithms. Technical indicators via industry-standard calculations. Last updated: .
Data Provenance
Sources: Financial Modeling Prep (FMP) — Primary · Yahoo Finance — Fallback · Alpaca — Tertiary
Last fetched:
Cache TTL: Quote 5min · Profile 7d · Financials 7d · Insider 48h
How we use AI: Numbers are pulled directly from FMP & Yahoo Finance — our AI writes the analysis, it never edits the figures.
Data provided as-is for educational purposes. Not financial advice. Methodology

Data provided for informational purposes only.