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SLM Corporation (SLM) Stock Analysis

Educational signal · not a buy or sell recommendation · How to read this

$25.92 +$0.34 (+1.33%) Market Cap $4.87B

SLM Corporation · SLM · NASDAQ · Financial Services · Financial Credit Services

SLM, known as Sallie Mae, originates and services private education loans. Our read focuses on borrower performance, funding economics and the lower reported quarterly net result, with bank-style analysis taking priority over corporate cash-runway metrics.

Sources: Business description · Financial Modeling Prep (FMP) company profile · as of 2026-09-09; Quarterly income statement (USD thousands) · Financial Modeling Prep (FMP), from the company's 10-Q and 10-K income statements · as of 2026-06-30

Research written by Codex (gpt-6-astra) on 2026-09-11. AI-authored analysis; source dates are shown with each answer. · Price as of Sep 11, 2026

96 of 100

MoonshotScore v2 · SLM (SLM)

Exceptional
Business Quality Elite (95)
Financial Safety Okay (52)
Valuation Cheap (91)
Growth Durability Compounding (94)
Momentum Rising (73)
Why this rating? Method, drivers & history

Elite quality and elite growth, at a dirt-cheap price, though the balance sheet is only middling; the market is already moving on it.

Bands for the MoonshotScore: Exceptional 80-100 · Strong 65-79 · Fair 45-64 · Weak below 45.

  • Business Quality — Is this a genuinely good business?
  • Financial Safety — Could this blow up on me?
  • Valuation — Am I paying a fair price?
  • Growth Durability — Is the growth real and likely to last?
  • Momentum — Is the market already moving on this?
The ten-second read ·

Elite quality and elite growth, at a dirt-cheap price, though the balance sheet is only middling; the market is already moving on it.

  • $670M revenue
  • beat 3 of 8
  • Altman Z 0.84 · Piotroski F 8

Helping: business quality, an attractive price, durable growth, positive momentum

What has the MoonshotScore done over time?

MoonshotScore snapshots recorded for SLM (19 recorded, newest six shown)
RecordedScoreBand
97Exceptional
97Exceptional
97Exceptional
97Exceptional
97Exceptional
97Exceptional

The score moved from 98 to 97 (-1); the largest pillar moves were Momentum +9 and Financial Safety -8.

Computed · Educational signal · not a buy or sell recommendation · How the MoonshotScore is computed →

Price & valuation

Each figure dated
MeasureValueAs of
Last close$25.92
Change on the day+1.33%
52-week range$17.77 – $31.06
Market capitalisation$4.87B
Price / earnings (trailing)7.07
Shares traded on the day982.0K
Beta (volatility vs the S&P 500)0.97

Price & events

Events behind the price

  • · Earnings results
  • · Earnings results
  • · Earnings results
  • · Earnings results

Results dates follow the earnings feed; call dates follow the transcript provider. Nearby dates do not establish that an event caused a price move.

Ahead · not to scale

As of

  1. Next results dueProvider estimate

Chronological order, not a duration scale. Quarters are stated windows, not exact dates. Management expectations and provider estimates can change.

Management plans & filing details

Council Score · weighted blend of 3 available disciplines

Strongly Bullish

76/100 · A

Some lenses disagree with the MoonshotScore. Compare their readings below; each uses a different method.

9-Factor Breakdown

Growth Potential

Revenue GrowthNeutral
Gross MarginStrong
Operating LeverageNeutral
Cash RunwayNeutral
R&D IntensityNeutral
Insider ActivityModerate
Trading LiquidityNeutral
Price MomentumNegative
News SentimentNeutral

Legends Council

5 available lenses

AI simulations built from the named investors' published principles. Not affiliated with, endorsed by, or the opinion of these individuals. How these lenses are built

Dalio-style lens (simulated)Ray DalioFavorable read
Griffin-style lens (simulated)Ken GriffinFavorable read
Englander-style lens (simulated)Izzy EnglanderUnfavorable read
Klarman-style lens (simulated)Seth KlarmanFavorable read
Moon AI lens (model)Favorable read

Munger's Mindset

Balance Sheet & Valuation

Financial HealthModerate
Margin of SafetyFairly Valued
Profit MarginStrong
Revenue GrowthNeutral
Debt/EquityNegative
ROEStrong
Gross MarginStrong

Read on: Sep 9, 2026

How to read these bars and different assessments

Council is a separate blend of available disciplines; MoonshotScore above remains the five-pillar research rating.

Bars show each model's ordered assessment on its own scale, not a probability or a comparable investment return. The adjacent words give the assessment; more filled segments indicate a stronger model reading.

One of these lenses reads this company less favourably than the MoonshotScore does: Englander-style lens. Each lens is a separate scoring function over its own inputs, so a disagreement is a difference of method rather than a correction — the page's answer stays the MoonshotScore above.

The Munger lens reads the current price as fairly valued against its own estimate of value.

Cache read when this page was built: Sep 11, 2026.

Watch the SLM film — every key number, told as a short cinematic story

~2 min · open the film

1 · What is it?

What is SLM (SLM), and what does it report?

Short answer · as of

SLM provides private education lending to students and families and offers deposit products through its subsidiaries. Its business depends on loan origination, servicing and funding. The company describes itself as a private enterprise; its name should not be taken to imply government sponsorship.

Sources: Business description · Financial Modeling Prep (FMP) company profile · as of 2026-09-09; Sallie Mae second-quarter release and company description · accessed 2026-09-11

2 · Latest results

What do the latest results show for SLM (SLM)?

Short answer · as of

The reported latest quarter shows lower revenue and net income than the comparable prior-year period. Our interpretation is that the earnings direction deserves attention, but a lending business needs additional context on funding, credit provisions and portfolio activity before the cause can be established.

Sources: Quarterly income statement (USD thousands) · Financial Modeling Prep (FMP), from the company's 10-Q and 10-K income statements · as of 2026-06-30; Business description · Financial Modeling Prep (FMP) company profile · as of 2026-09-09

What do the reported financial results show?

Reported revenue, net income and earnings per share from the income statement.

Latest quarter · revenue
$670.34MJun 30, 2026
Latest quarter · net income
$58.52MJun 30, 2026
Latest quarter · EPS
$0.2900Jun 30, 2026
What do the reported financial results show? — reported evidence
Period endRevenueNet incomeEPS
Jun 30, 2026$670.34M$58.52M$0.2900
Mar 31, 2026$833.89M$307.95M$1.5600
Dec 31, 2025$733.87M$233.19M$1.1300
Sep 30, 2025$830.29M$135.85M$0.6400

Revenue and net income are in USD; EPS is USD per share. EPS is the provider’s statement EPS series, without assuming it is diluted or adjusted.

Did results meet expectations?

Reported earnings and revenue alongside the estimates recorded by the provider.

Latest report · revenue
$401.11MJul 23, 2026
Latest report · revenue estimate
$409.22MJul 23, 2026
Latest report · revenue vs estimate
Below estimateJul 23, 2026
Latest report · EPS vs estimate
Below estimateJul 23, 2026
Did results meet expectations? — reported evidence
Report dateRevenue · reportedRevenue · estimateEPS · reportedEPS · estimate
Jul 23, 2026$401.11M$409.22M$0.2900$0.4357
Apr 23, 2026$559.99M$530.46M$1.5400$1.1400
Jan 22, 2026$454.10M$442.40M$1.1200$0.9500
Oct 23, 2025$830.29M$545.18M$0.6300$0.7970

Dates are report dates, not fiscal period ends. Revenue is in USD; EPS is USD per share, rounded to four decimals. Earnings-feed EPS may differ from statement EPS; the two series are not combined.

Quarterly income statement — 4 quarters
Revenue, net income and earnings per share by quarter
PeriodRevenueNet incomeEPS
Q2 FY2026$670M$59M$0.31
Q1 FY2026$834M$308M$1.56
Q4 FY2025$734M$233M$1.13
Q3 FY2025$830M$136M$0.66
3 · Financial strengths and risks

What are the financial strengths and risks for SLM (SLM)?

Short answer · as of

The core risks to investigate are borrowers' ability to repay, the cost of funding and access to financing markets. A deposit-funded lender's reported financial assets and cash flows differ from an industrial treasury. Negative operating cash flow should therefore not be converted automatically into a cash-exhaustion deadline.

Sources: Business description · Financial Modeling Prep (FMP) company profile · as of 2026-09-09; Operating cash flow by quarter (USD millions) · Financial Modeling Prep (FMP), from the company's 10-Q cash-flow statements · as of 2026-06-30

What does the cash-flow statement report?

Dated cash-flow statement entries, using the provider’s reported classification.

Latest quarter · operating cash flow
−$134.83MJun 30, 2026
Previous quarter · operating cash flow
−$75.96MMar 31, 2026
What does the cash-flow statement report? — reported evidence
Period endOperating cash flowCapital expenditure (reported)
Jun 30, 2026−$134.83M$0.00
Mar 31, 2026−$75.96M$0.00
Dec 31, 2025$913.07M$0.00
Sep 30, 2025−$52.77M$0.00

Operating cash-flow bars share one scale and show magnitude; negative values mean cash used.

USD. Statement entries keep the provider’s reported sign. These financial-company figures are not used here to estimate cash runway, surplus cash, or business value.

4 · What to check next?

What should you watch next at SLM (SLM)?

Short answer · as of

Watch new loan originations, repayment performance, charge-offs and funding costs in the next company disclosures. Compare loan-sale effects and credit provisions with recurring interest earnings. A useful improvement would be stronger returns supported by sound borrower performance rather than balance-sheet activity alone.

Sources: Business description · Financial Modeling Prep (FMP) company profile · as of 2026-09-09; Quarterly income statement (USD thousands) · Financial Modeling Prep (FMP), from the company's 10-Q and 10-K income statements · as of 2026-06-30

What the records here don't tell us

  • No forward revenue or earnings estimate is on file.
  • The next earnings date is not yet scheduled in the calendar we read.

Checked against the records this page reads, on the dates shown above.

5 · Peer comparison

How does SLM compare with its peers?

Short answer · as of

Specialist lenders offer a more meaningful comparison than education-service companies. Product mix, borrower quality and funding structure can explain differences in returns. SLM's MoonshotScore should be accompanied by credit and capital analysis rather than interpreted through generic industrial liquidity thresholds.

Sources: Business description · Financial Modeling Prep (FMP) company profile · as of 2026-09-09; MoonshotScore (Stock Expert AI) · Stock Expert AI MoonshotScore v2 engine · as of 2026-08-23

Peer set — price, market value and MoonshotScore, same-day snapshot
CompanyPriceMarket valueScore
Credit Acceptance Corporation (CACC)$609.75$6.38B98
Enova International, Inc. (ENVA)$223.06$5.55B98
OneMain Holdings, Inc. (OMF)$62.65$7.24B97
The Hanover Insurance Group, Inc. (THG)$226.16$7.87B97
Bread Financial Holdings, Inc. (BFH)$106.86$4.32B97
SLM (SLM) ranks here
Blue Owl Capital Corporation (OBDC)$11.06$5.49B92
Sezzle Inc. (SEZL)$118.41$3.98B89
FirstCash Holdings, Inc (FCFS)$227.38$9.86B87
Columbia Banking System, Inc. (COLB)$30.04$8.50B83
F.N.B. Corporation (FNB)$18.25$6.50B83
Nelnet, Inc. (NNI)$126.42$4.54B78
Federal Agricultural Mortgage Corporation (AGM)$227.24$2.47B77

The records behind this page

Analyst targets & estimates

What analysts have on file

Price target, low to high
$28.00 – $30.00
Consensus target
$28.75
Median target
$28.50

Measured against a quoted price of $25.92 (as of Sep 11, 2026).

Insider activity

SEC Form 4 · Last 180 days

Transactions
22
Insiders
14
Purchases
20
Sales
2

Who holds the shares?

Institutional ownership reported through 13F filings.

Reporting holders
399Period end Jun 30, 2026
Previous quarter · holders
384Prior to period end Jun 30, 2026
Who holds the shares? — reported evidence
Holders in provider snapshotShares
Blackrock, INC.17,562,699
Fmr LLC17,052,007
Brave Warrior Advisors, LLC13,381,145
Price T Rowe Associates INC /Md/12,522,958
Vanguard Portfolio Management LLC9,621,467

Quarterly filings lag the period end. Holder rows are names in the provider snapshot, not a verified ranking; individual filing dates are not supplied. Related managers may appear separately, so these positions are not summed. Holder snapshot as of Jun 30, 2026.

What has been published about SLM (SLM)?

All market news →

Common Questions About SLM (Financial Services)

Research written by Codex (gpt-6-astra) on 2026-09-11. AI-authored analysis; source dates are shown with each answer.

Is Sallie Mae a government agency?

The company states that SLM Corporation and its subsidiaries are not government agencies or government-sponsored entities. Its private education lending business should be evaluated on its own financial evidence.

Sources: Sallie Mae second-quarter release and company description · accessed 2026-09-11; Business description · Financial Modeling Prep (FMP) company profile · as of 2026-09-09

What does SLM lend for?

SLM originates and services private education loans used by students and families to finance education. Its subsidiaries also offer deposit products that form part of the funding model.

Sources: Business description · Financial Modeling Prep (FMP) company profile · as of 2026-09-09

Did SLM's latest reported net income increase?

No. The latest displayed quarter reports lower net income than the comparable prior-year period. Credit and funding disclosures are needed to explain the movement fully.

Sources: Quarterly income statement (USD thousands) · Financial Modeling Prep (FMP), from the company's 10-Q and 10-K income statements · as of 2026-06-30; Business description · Financial Modeling Prep (FMP) company profile · as of 2026-09-09

Why avoid an industrial cash-runway calculation for SLM?

Lending, deposits and portfolio movements affect a financial institution's cash flows. Assess liquidity, borrower performance and capital together instead of treating one cash-flow line as a corporate burn rate.

Sources: Business description · Financial Modeling Prep (FMP) company profile · as of 2026-09-09; Operating cash flow by quarter (USD millions) · Financial Modeling Prep (FMP), from the company's 10-Q cash-flow statements · as of 2026-06-30

Disclaimer: This content is for informational purposes only and does not constitute investment advice. Always do your own research and consult a financial advisor.

Sources — where every figure on this page comes from (69 dated figures)

The 69 rows below are exactly the facts the dated sections of this page printed — the 10-second verdict, the MoonshotScore, price and market value, the five questions with their receipts, and the records behind this page. Every figure in those sections is stored with the date it is true for and the source it came from, and derived figures restate their arithmetic. The quarterly income statement is reprinted as filed under one row, and scale definitions — a 0-100 rating, the band ladder, the Piotroski 1-9 range — are fixed rather than measured. No number in those sections was generated by a model. The register does not cover quoted third-party headlines, the dated council readings, or the Frequently Asked Questions; each of those says where it came from where it stands.

"As of" is the date the value is true for where the source carries one — a quarter end, a filing date, a price close, the day the score was computed. Where a cached provider read carries no stamp of its own, the as-of is this page's own content date and the source column says so.

OFFICIAL — 2 facts from SEC filings and earnings calls

OFFICIAL facts used on this page
Fact IDFactValue as shownAs ofTierSource
id.hqHeadquartersNewark, DEOFFICIALSEC EDGAR filer business address — Our market-data provider lists "300 Continental Drive, Newark, DE, 19713, US"; the address on file with the SEC is used here.
own.insidersInsider transactions (SEC Form 4)22 transactions · 20 buys, 2 sells · 14 insiders · last 180 daysOFFICIALSEC Form 4 filings, carried by FMP

FMP — 63 facts from Financial Modeling Prep endpoint families

FMP facts used on this page
Fact IDFactValue as shownAs ofTierSource
px.lastLast close$25.92FMPFinancial Modeling Prep (FMP) · quote
px.change_absChange on the day, in dollars+$0.34FMPFinancial Modeling Prep (FMP) · quote
px.changeChange on the day+1.33%FMPFinancial Modeling Prep (FMP) · quote
px.mcapMarket capitalisation$4.87BFMPFinancial Modeling Prep (FMP) · profile
id.descriptionBusiness descriptionSLM Corporation, through its subsidiaries, originates and services private education loans to students and their families to finance the cost of their education in the United States. It provides retail deposit accounts, including high-yield savings accounts, money market accounts, and certificates of deposit; and interest-bearing omnibus accounts. The company was formerly known as New BLC Corporation and changed its name to SLM Corporation in December 2013. SLM Corporation was founded in 1972 and is headquartered in Newark, Delaware.FMPFinancial Modeling Prep (FMP) company profile
fin.q_tableQuarterly income statement4 quarters through Q2 FY2026FMPFinancial Modeling Prep (FMP) · income statement (quarterly), as filed
fin.q_revenueRevenue, Q2 FY2026$670MFMPFinancial Modeling Prep (FMP) · income statement (quarterly)
earn.historyReported versus estimated, recent quartersbeat 3 of 8FMPFinancial Modeling Prep (FMP) · earnings history
fin.scoresDistress and quality screensAltman Z 0.84 · Piotroski F 8FMPFinancial Modeling Prep (FMP) · financial scores — cached provider read, as carried by this page
px.range5252-week range$17.77 – $31.06FMPFinancial Modeling Prep (FMP) · profile — cached provider read, as carried by this page
px.pePrice / earnings (trailing)7.07FMPFinancial Modeling Prep (FMP) · quote
px.volumeShares traded on the day982.0KFMPFinancial Modeling Prep (FMP) · quote
px.betaBeta0.97FMPFinancial Modeling Prep (FMP) company profile
earn.nextNext earnings dateOct 22, 2026FMPFinancial Modeling Prep (FMP) earnings calendar — The date is our provider's estimate until the company confirms it.
id.ceoChief executiveJonathan W. WitterFMPFinancial Modeling Prep (FMP) key executives (proxy-derived) — Titles and pay come from the company's proxy statement as our provider parsed it.
id.employeesEmployees1,788FMPFinancial Modeling Prep (FMP) employee count, from the company's filing
fin.annualRevenue and net result by fiscal year5 fiscal years, FY2021 through FY2025: FY2021 revenue $2.41B, net result $1.16B; FY2022 revenue $2.37B, net result $469.01M; FY2023 revenue $2.84B, net result $581.39M; FY2024 revenue $2.99B, net result $608.33M; FY2025 revenue $3.11B, net result $744.85MFMPFinancial Modeling Prep (FMP), from the company's 10-K income statements
fin.q_table.depth.2026-06-30.revenue_kRevenue — period end 2026-06-30$670.34MFMPFinancial Modeling Prep (FMP), from the company's 10-Q and 10-K income statements — Period end: 2026-06-30. Source series as of 2026-06-30. Revenue and net income are in USD; EPS is USD per share. EPS is the provider’s statement EPS series, without assuming it is diluted or adjusted.
fin.q_table.depth.2026-06-30.net_result_kNet income — period end 2026-06-30$58.52MFMPFinancial Modeling Prep (FMP), from the company's 10-Q and 10-K income statements — Period end: 2026-06-30. Source series as of 2026-06-30. Revenue and net income are in USD; EPS is USD per share. EPS is the provider’s statement EPS series, without assuming it is diluted or adjusted.
fin.q_table.depth.2026-06-30.epsEPS — period end 2026-06-30$0.2900FMPFinancial Modeling Prep (FMP), from the company's 10-Q and 10-K income statements — Period end: 2026-06-30. Source series as of 2026-06-30. Revenue and net income are in USD; EPS is USD per share. EPS is the provider’s statement EPS series, without assuming it is diluted or adjusted.
fin.q_table.depth.2026-03-31.revenue_kRevenue — period end 2026-03-31$833.89MFMPFinancial Modeling Prep (FMP), from the company's 10-Q and 10-K income statements — Period end: 2026-03-31. Source series as of 2026-06-30. Revenue and net income are in USD; EPS is USD per share. EPS is the provider’s statement EPS series, without assuming it is diluted or adjusted.
fin.q_table.depth.2026-03-31.net_result_kNet income — period end 2026-03-31$307.95MFMPFinancial Modeling Prep (FMP), from the company's 10-Q and 10-K income statements — Period end: 2026-03-31. Source series as of 2026-06-30. Revenue and net income are in USD; EPS is USD per share. EPS is the provider’s statement EPS series, without assuming it is diluted or adjusted.
fin.q_table.depth.2026-03-31.epsEPS — period end 2026-03-31$1.5600FMPFinancial Modeling Prep (FMP), from the company's 10-Q and 10-K income statements — Period end: 2026-03-31. Source series as of 2026-06-30. Revenue and net income are in USD; EPS is USD per share. EPS is the provider’s statement EPS series, without assuming it is diluted or adjusted.
fin.q_table.depth.2025-12-31.revenue_kRevenue — period end 2025-12-31$733.87MFMPFinancial Modeling Prep (FMP), from the company's 10-Q and 10-K income statements — Period end: 2025-12-31. Source series as of 2026-06-30. Revenue and net income are in USD; EPS is USD per share. EPS is the provider’s statement EPS series, without assuming it is diluted or adjusted.
fin.q_table.depth.2025-12-31.net_result_kNet income — period end 2025-12-31$233.19MFMPFinancial Modeling Prep (FMP), from the company's 10-Q and 10-K income statements — Period end: 2025-12-31. Source series as of 2026-06-30. Revenue and net income are in USD; EPS is USD per share. EPS is the provider’s statement EPS series, without assuming it is diluted or adjusted.
fin.q_table.depth.2025-12-31.epsEPS — period end 2025-12-31$1.1300FMPFinancial Modeling Prep (FMP), from the company's 10-Q and 10-K income statements — Period end: 2025-12-31. Source series as of 2026-06-30. Revenue and net income are in USD; EPS is USD per share. EPS is the provider’s statement EPS series, without assuming it is diluted or adjusted.
fin.q_table.depth.2025-09-30.revenue_kRevenue — period end 2025-09-30$830.29MFMPFinancial Modeling Prep (FMP), from the company's 10-Q and 10-K income statements — Period end: 2025-09-30. Source series as of 2026-06-30. Revenue and net income are in USD; EPS is USD per share. EPS is the provider’s statement EPS series, without assuming it is diluted or adjusted.
fin.q_table.depth.2025-09-30.net_result_kNet income — period end 2025-09-30$135.85MFMPFinancial Modeling Prep (FMP), from the company's 10-Q and 10-K income statements — Period end: 2025-09-30. Source series as of 2026-06-30. Revenue and net income are in USD; EPS is USD per share. EPS is the provider’s statement EPS series, without assuming it is diluted or adjusted.
fin.q_table.depth.2025-09-30.epsEPS — period end 2025-09-30$0.6400FMPFinancial Modeling Prep (FMP), from the company's 10-Q and 10-K income statements — Period end: 2025-09-30. Source series as of 2026-06-30. Revenue and net income are in USD; EPS is USD per share. EPS is the provider’s statement EPS series, without assuming it is diluted or adjusted.
earn.history.depth.2026-07-23.revenue_actualRevenue · reported — report date 2026-07-23$401.11MFMPFinancial Modeling Prep (FMP) earnings — Report date: 2026-07-23. Source series as of 2026-07-23. Dates are report dates, not fiscal period ends. Revenue is in USD; EPS is USD per share, rounded to four decimals. Earnings-feed EPS may differ from statement EPS; the two series are not combined.
earn.history.depth.2026-07-23.revenue_estimatedRevenue · estimate — report date 2026-07-23$409.22MFMPFinancial Modeling Prep (FMP) earnings — Report date: 2026-07-23. Source series as of 2026-07-23. Dates are report dates, not fiscal period ends. Revenue is in USD; EPS is USD per share, rounded to four decimals. Earnings-feed EPS may differ from statement EPS; the two series are not combined.
earn.history.depth.2026-07-23.eps_actualEPS · reported — report date 2026-07-23$0.2900FMPFinancial Modeling Prep (FMP) earnings — Report date: 2026-07-23. Source series as of 2026-07-23. Dates are report dates, not fiscal period ends. Revenue is in USD; EPS is USD per share, rounded to four decimals. Earnings-feed EPS may differ from statement EPS; the two series are not combined.
earn.history.depth.2026-07-23.eps_estimatedEPS · estimate — report date 2026-07-23$0.4357FMPFinancial Modeling Prep (FMP) earnings — Report date: 2026-07-23. Source series as of 2026-07-23. Dates are report dates, not fiscal period ends. Revenue is in USD; EPS is USD per share, rounded to four decimals. Earnings-feed EPS may differ from statement EPS; the two series are not combined.
earn.history.depth.2026-04-23.revenue_actualRevenue · reported — report date 2026-04-23$559.99MFMPFinancial Modeling Prep (FMP) earnings — Report date: 2026-04-23. Source series as of 2026-07-23. Dates are report dates, not fiscal period ends. Revenue is in USD; EPS is USD per share, rounded to four decimals. Earnings-feed EPS may differ from statement EPS; the two series are not combined.
earn.history.depth.2026-04-23.revenue_estimatedRevenue · estimate — report date 2026-04-23$530.46MFMPFinancial Modeling Prep (FMP) earnings — Report date: 2026-04-23. Source series as of 2026-07-23. Dates are report dates, not fiscal period ends. Revenue is in USD; EPS is USD per share, rounded to four decimals. Earnings-feed EPS may differ from statement EPS; the two series are not combined.
earn.history.depth.2026-04-23.eps_actualEPS · reported — report date 2026-04-23$1.5400FMPFinancial Modeling Prep (FMP) earnings — Report date: 2026-04-23. Source series as of 2026-07-23. Dates are report dates, not fiscal period ends. Revenue is in USD; EPS is USD per share, rounded to four decimals. Earnings-feed EPS may differ from statement EPS; the two series are not combined.
earn.history.depth.2026-04-23.eps_estimatedEPS · estimate — report date 2026-04-23$1.1400FMPFinancial Modeling Prep (FMP) earnings — Report date: 2026-04-23. Source series as of 2026-07-23. Dates are report dates, not fiscal period ends. Revenue is in USD; EPS is USD per share, rounded to four decimals. Earnings-feed EPS may differ from statement EPS; the two series are not combined.
earn.history.depth.2026-01-22.revenue_actualRevenue · reported — report date 2026-01-22$454.10MFMPFinancial Modeling Prep (FMP) earnings — Report date: 2026-01-22. Source series as of 2026-07-23. Dates are report dates, not fiscal period ends. Revenue is in USD; EPS is USD per share, rounded to four decimals. Earnings-feed EPS may differ from statement EPS; the two series are not combined.
earn.history.depth.2026-01-22.revenue_estimatedRevenue · estimate — report date 2026-01-22$442.40MFMPFinancial Modeling Prep (FMP) earnings — Report date: 2026-01-22. Source series as of 2026-07-23. Dates are report dates, not fiscal period ends. Revenue is in USD; EPS is USD per share, rounded to four decimals. Earnings-feed EPS may differ from statement EPS; the two series are not combined.
earn.history.depth.2026-01-22.eps_actualEPS · reported — report date 2026-01-22$1.1200FMPFinancial Modeling Prep (FMP) earnings — Report date: 2026-01-22. Source series as of 2026-07-23. Dates are report dates, not fiscal period ends. Revenue is in USD; EPS is USD per share, rounded to four decimals. Earnings-feed EPS may differ from statement EPS; the two series are not combined.
earn.history.depth.2026-01-22.eps_estimatedEPS · estimate — report date 2026-01-22$0.9500FMPFinancial Modeling Prep (FMP) earnings — Report date: 2026-01-22. Source series as of 2026-07-23. Dates are report dates, not fiscal period ends. Revenue is in USD; EPS is USD per share, rounded to four decimals. Earnings-feed EPS may differ from statement EPS; the two series are not combined.
earn.history.depth.2025-10-23.revenue_actualRevenue · reported — report date 2025-10-23$830.29MFMPFinancial Modeling Prep (FMP) earnings — Report date: 2025-10-23. Source series as of 2026-07-23. Dates are report dates, not fiscal period ends. Revenue is in USD; EPS is USD per share, rounded to four decimals. Earnings-feed EPS may differ from statement EPS; the two series are not combined.
earn.history.depth.2025-10-23.revenue_estimatedRevenue · estimate — report date 2025-10-23$545.18MFMPFinancial Modeling Prep (FMP) earnings — Report date: 2025-10-23. Source series as of 2026-07-23. Dates are report dates, not fiscal period ends. Revenue is in USD; EPS is USD per share, rounded to four decimals. Earnings-feed EPS may differ from statement EPS; the two series are not combined.
earn.history.depth.2025-10-23.eps_actualEPS · reported — report date 2025-10-23$0.6300FMPFinancial Modeling Prep (FMP) earnings — Report date: 2025-10-23. Source series as of 2026-07-23. Dates are report dates, not fiscal period ends. Revenue is in USD; EPS is USD per share, rounded to four decimals. Earnings-feed EPS may differ from statement EPS; the two series are not combined.
earn.history.depth.2025-10-23.eps_estimatedEPS · estimate — report date 2025-10-23$0.7970FMPFinancial Modeling Prep (FMP) earnings — Report date: 2025-10-23. Source series as of 2026-07-23. Dates are report dates, not fiscal period ends. Revenue is in USD; EPS is USD per share, rounded to four decimals. Earnings-feed EPS may differ from statement EPS; the two series are not combined.
fin.opcf.depth.2026-06-30.operating_cash_flow_mOperating cash flow — period end 2026-06-30−$134.83MFMPFinancial Modeling Prep (FMP), from the company's 10-Q cash-flow statements — Period end: 2026-06-30. Source series as of 2026-06-30. USD. Statement entries keep the provider’s reported sign. These financial-company figures are not used here to estimate cash runway, surplus cash, or business value.
fin.opcf.depth.2026-03-31.operating_cash_flow_mOperating cash flow — period end 2026-03-31−$75.96MFMPFinancial Modeling Prep (FMP), from the company's 10-Q cash-flow statements — Period end: 2026-03-31. Source series as of 2026-06-30. USD. Statement entries keep the provider’s reported sign. These financial-company figures are not used here to estimate cash runway, surplus cash, or business value.
fin.opcf.depth.2026-06-30.capex_mCapital expenditure (reported) — period end 2026-06-30$0.00FMPFinancial Modeling Prep (FMP), from the company's 10-Q cash-flow statements — Period end: 2026-06-30. Source series as of 2026-06-30. USD. Statement entries keep the provider’s reported sign. These financial-company figures are not used here to estimate cash runway, surplus cash, or business value.
fin.opcf.depth.2026-03-31.capex_mCapital expenditure (reported) — period end 2026-03-31$0.00FMPFinancial Modeling Prep (FMP), from the company's 10-Q cash-flow statements — Period end: 2026-03-31. Source series as of 2026-06-30. USD. Statement entries keep the provider’s reported sign. These financial-company figures are not used here to estimate cash runway, surplus cash, or business value.
fin.opcf.depth.2025-12-31.operating_cash_flow_mOperating cash flow — period end 2025-12-31$913.07MFMPFinancial Modeling Prep (FMP), from the company's 10-Q cash-flow statements — Period end: 2025-12-31. Source series as of 2026-06-30. USD. Statement entries keep the provider’s reported sign. These financial-company figures are not used here to estimate cash runway, surplus cash, or business value.
fin.opcf.depth.2025-12-31.capex_mCapital expenditure (reported) — period end 2025-12-31$0.00FMPFinancial Modeling Prep (FMP), from the company's 10-Q cash-flow statements — Period end: 2025-12-31. Source series as of 2026-06-30. USD. Statement entries keep the provider’s reported sign. These financial-company figures are not used here to estimate cash runway, surplus cash, or business value.
fin.opcf.depth.2025-09-30.operating_cash_flow_mOperating cash flow — period end 2025-09-30−$52.77MFMPFinancial Modeling Prep (FMP), from the company's 10-Q cash-flow statements — Period end: 2025-09-30. Source series as of 2026-06-30. USD. Statement entries keep the provider’s reported sign. These financial-company figures are not used here to estimate cash runway, surplus cash, or business value.
fin.opcf.depth.2025-09-30.capex_mCapital expenditure (reported) — period end 2025-09-30$0.00FMPFinancial Modeling Prep (FMP), from the company's 10-Q cash-flow statements — Period end: 2025-09-30. Source series as of 2026-06-30. USD. Statement entries keep the provider’s reported sign. These financial-company figures are not used here to estimate cash runway, surplus cash, or business value.
earn.pt_rangeAnalyst price target, low to high$28.00 – $30.00FMPFinancial Modeling Prep (FMP) · price-target consensus
earn.pt_consensusConsensus analyst price target$28.75FMPFinancial Modeling Prep (FMP) · price-target consensus
earn.pt_medianMedian analyst price target$28.50FMPFinancial Modeling Prep (FMP) · price-target consensus
own.institutions.depth.holdersReporting holders399FMPFinancial Modeling Prep (FMP) institutional ownership summary, from 13F filings — 13F filings are quarterly and lag the quarter end by up to 45 days. Period end Jun 30, 2026
own.institutions.depth.holders_previous_quarterPrevious quarter · holders384FMPFinancial Modeling Prep (FMP) institutional ownership summary, from 13F filings — 13F filings are quarterly and lag the quarter end by up to 45 days. Prior to period end Jun 30, 2026
own.top_holders.depth.holder_0.sharesBlackrock, INC. — shares in provider snapshot17,562,699FMPFinancial Modeling Prep (FMP) institutional holders, from 13F filings — Provider snapshot as of 2026-06-30; individual filing date not supplied.
own.top_holders.depth.holder_1.sharesFmr LLC — shares in provider snapshot17,052,007FMPFinancial Modeling Prep (FMP) institutional holders, from 13F filings — Provider snapshot as of 2026-06-30; individual filing date not supplied.
own.top_holders.depth.holder_2.sharesBrave Warrior Advisors, LLC — shares in provider snapshot13,381,145FMPFinancial Modeling Prep (FMP) institutional holders, from 13F filings — Provider snapshot as of 2026-06-30; individual filing date not supplied.
own.top_holders.depth.holder_3.sharesPrice T Rowe Associates INC /Md/ — shares in provider snapshot12,522,958FMPFinancial Modeling Prep (FMP) institutional holders, from 13F filings — Provider snapshot as of 2026-06-30; individual filing date not supplied.
own.top_holders.depth.holder_4.sharesVanguard Portfolio Management LLC — shares in provider snapshot9,621,467FMPFinancial Modeling Prep (FMP) institutional holders, from 13F filings — Provider snapshot as of 2026-06-30; individual filing date not supplied.

COMPUTED — 2 facts from our arithmetic, formula restated

COMPUTED facts used on this page
Fact IDFactValue as shownAs ofTierSource
earn.history.depth.2026-07-23.revenue_actual.comparisonLatest report · revenue vs estimateBelow estimateCOMPUTEDComputed from Financial Modeling Prep (FMP) earnings — Report date: 2026-07-23. Source series as of 2026-07-23. Dates are report dates, not fiscal period ends. Revenue is in USD; EPS is USD per share, rounded to four decimals. Earnings-feed EPS may differ from statement EPS; the two series are not combined. Method: compare reported revenue ($401.11M; earn.history.depth.2026-07-23.revenue_actual) with the recorded estimate ($409.22M; earn.history.depth.2026-07-23.revenue_estimated) at displayed precision. Equal displayed values are in line. This compares reported results with recorded estimates, not investment returns.
earn.history.depth.2026-07-23.eps_actual.comparisonLatest report · EPS vs estimateBelow estimateCOMPUTEDComputed from Financial Modeling Prep (FMP) earnings — Report date: 2026-07-23. Source series as of 2026-07-23. Dates are report dates, not fiscal period ends. Revenue is in USD; EPS is USD per share, rounded to four decimals. Earnings-feed EPS may differ from statement EPS; the two series are not combined. Method: compare reported EPS ($0.2900; earn.history.depth.2026-07-23.eps_actual) with the recorded estimate ($0.4357; earn.history.depth.2026-07-23.eps_estimated) at displayed precision. Equal displayed values are in line. This compares reported results with recorded estimates, not investment returns.

OURS — 2 facts from Stock Expert AI's own score and rank

OURS facts used on this page
Fact IDFactValue as shownAs ofTierSource
ours.moonshotMoonshotScore v296 of 100 · Exceptional · pillars 95 / 52 / 91 / 94 / 73OURSStock Expert AI MoonshotScore v2 engine
ours.moonshot_changeMoonshotScore movement98 → 97 (-1)OURSStock Expert AI score snapshots
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Data Sources & Methodology
Market data powered by Financial Modeling Prep & Yahoo Finance. AI analysis by Stock Expert AI proprietary algorithms. Technical indicators via industry-standard calculations. Last updated: .
Data Provenance
Sources: Financial Modeling Prep (FMP) — Primary · Yahoo Finance — Fallback · Alpaca — Tertiary
Last fetched:
Cache TTL: Quote 5min · Profile 7d · Financials 7d · Insider 48h
How we use AI: Numbers are pulled directly from FMP & Yahoo Finance — our AI writes the analysis, it never edits the figures.
Data provided as-is for educational purposes. Not financial advice. Methodology

Data provided for informational purposes only.