Stifel Financial Corporation (SFB) Stock Analysis
For informational purposes only. Not financial advice. Analysis by Sedat ANAK, Founder & Editor-in-Chief | AI-powered analysis. Data sourced from SEC filings and institutional-grade financial providers. Editorially reviewed. Not financial advice.
Stifel Financial Corporation (SFB) trades at $19.77 with AI Score 50/100 (Grade B). Stifel Financial Corp. provides a range of financial services, including securities brokerage, investment banking, and wealth management. Market cap: $2.01B, Sector: Financial services.
Price as of Jul 20, 2026 · Last analyzed: May 4, 2026Analyst Coverage for SFB: SFB does not currently have published analyst price targets in our coverage universe. This is common for smaller-cap names with limited Wall Street coverage. In the absence of analyst consensus, our AI model evaluates SFB against Financial Services peers across nine fundamental dimensions and assigns a mixed fundamental profile based on the underlying data.
SFB: 1/3 scored disciplines lean bullish. Dominant signal: Seth Klarman bullish.
How is this calculated? →Why this analysis is different
- A 9-signal quantitative MoonshotScore built from filings, insider activity, and market data — computed from the numbers, not from opinion.
- An AI Council read across up to eight perspectives — value, macro, quantitative, and momentum lenses — that shows where they disagree instead of averaging the tension away.
- Figures come straight from FMP and Yahoo Finance filings data. The AI writes the narrative around the numbers — it never edits the numbers.
Stifel Financial Corporation (SFB) Financial Services Profile
Stifel Financial Corporation is a diversified financial services firm offering securities brokerage, investment banking, and wealth management. With a history dating back to 1890, the company operates through its Global Wealth Management and Institutional Group segments, providing tailored solutions to private clients and institutions, supported by a stable financial performance.
What Is the Investment Thesis for SFB?
Stifel Financial Corporation presents a compelling investment case based on its diversified revenue streams and established market position. With a P/E ratio of 8.3 and a profit margin of 13.5%, the company demonstrates solid profitability. A dividend yield of 2.06% offers an income component for investors. Key growth catalysts include expansion within its Global Wealth Management segment and strategic acquisitions to enhance its service offerings. However, potential risks include market volatility impacting trading revenues and increased regulatory scrutiny affecting operational costs. Monitoring the company's ability to maintain its gross margin of 86.1% and adapt to changing market conditions will be crucial.
Based on FMP financials and quantitative analysis
SFB Key Highlights
- Market capitalization of $2.01B reflects Stifel's established position in the financial services sector.
- P/E ratio of 8.3 indicates a potentially undervalued investment relative to earnings.
- Profit margin of 13.5% demonstrates efficient operations and profitability.
- Gross margin of 86.1% highlights the company's ability to maintain high revenue relative to cost of goods sold.
- Dividend yield of 2.06% provides a steady income stream for investors.
Who Are SFB's Competitors?
SFB is benchmarked below against 8 industry peers on price, market cap, and our AI MoonshotScore.
| Company | Price | Change | Market Cap | AI Score |
|---|---|---|---|---|
| MS Morgan Stanley | $210.97 | -2.10% | $333B | 44 |
| GS The Goldman Sachs Group, Inc. | $1055.89 | -0.88% | $312B | 31 |
| UBS UBS Group AG | $51.50 | -2.33% | $169B | 46 |
| JPM JPMorgan Chase & Co. | $338.87 | -0.65% | $908B | 84 |
| BLK BlackRock, Inc. | $1054.11 | -1.69% | $163B | 49 |
| HBMBF HBM Healthcare Investments AG | $268.61 | +11.92% | $1.78B | 51 |
| ABXL Abacus Global Management, Inc. | $25.93 | +0.64% | $2.54B | 68 |
| XPMSX Conversus StepStone Private Markets Class S | $62.41 | -0.21% | $1.31B | 49 |
AI Score by Stock Expert AI · Price data: FMP / Yahoo Finance
What Are SFB's Key Strengths?
- Diversified revenue streams across wealth management, investment banking, and trading.
- Established presence and brand reputation in the financial services industry.
- Strong capital base and financial stability.
- Extensive network of financial advisors and institutional relationships.
What Are SFB's Weaknesses?
- Sensitivity to market volatility and economic cycles.
- Dependence on regulatory environment and compliance costs.
- Competition from larger, more established financial institutions.
- Potential for reputational risk from compliance failures.
What Could Drive SFB Stock Higher?
- Launch of new digital wealth management platform in Q1 2027 to attract younger investors and improve client experience.
- Expansion of the Private Client Group through strategic advisor recruitment, increasing assets under management.
- Continued focus on cross-selling opportunities between wealth management and institutional services to enhance revenue generation.
What Are the Key Risks for SFB?
- Financial-distress signal — its Altman Z-Score of 0.41 sits in the distress zone (elevated bankruptcy risk).
- Market volatility impacting trading revenues and asset values.
- Increased regulatory scrutiny and compliance costs affecting profitability.
- Cybersecurity threats and data breaches compromising client information.
- Competition from larger financial institutions and fintech companies.
What Are the Growth Opportunities for SFB?
- Expansion of Global Wealth Management: Stifel can capitalize on the growing demand for wealth management services by expanding its Private Client Group and Stifel Bancorp. The global wealth management market is projected to reach $145 trillion by 2030, offering significant growth potential. By enhancing its advisory services and leveraging technology, Stifel can attract new clients and increase assets under management, driving revenue growth within this segment. Timeline: Ongoing.
- Strategic Acquisitions: Stifel can pursue strategic acquisitions to expand its geographic reach and service offerings. The financial services industry is consolidating, creating opportunities to acquire smaller firms with specialized expertise or established client bases. By integrating these acquisitions effectively, Stifel can enhance its competitive position and drive synergies across its business segments. This strategy can accelerate growth and diversify revenue streams. Timeline: Ongoing.
- Enhanced Digital Platform: Investing in a robust digital platform can improve client experience and operational efficiency. The increasing adoption of fintech solutions is transforming the financial services industry. By developing user-friendly online portals and mobile applications, Stifel can attract tech-savvy clients and streamline its operations. This will enhance client engagement and reduce costs, contributing to long-term growth. Timeline: Upcoming: 2027.
- Increased Institutional Trading Volume: Capitalizing on market volatility to increase institutional trading volume. Market fluctuations often lead to increased trading activity, presenting opportunities for Stifel's Institutional Group segment. By providing timely market insights and executing trades efficiently, Stifel can attract institutional clients and increase trading revenues. This requires a strong trading infrastructure and experienced professionals. Timeline: Ongoing.
- Cross-Selling Opportunities: Leveraging its diversified business model to cross-sell services to existing clients. Stifel can identify opportunities to offer wealth management services to institutional clients and vice versa. By understanding the needs of its clients and providing tailored solutions, Stifel can increase client retention and generate additional revenue. This requires effective communication and collaboration across its business segments. Timeline: Ongoing.
What Opportunities Does SFB Have?
- Expansion of wealth management services to capture growing demand.
- Strategic acquisitions to expand geographic reach and service offerings.
- Development of innovative digital solutions to enhance client experience.
- Increased cross-selling opportunities across business segments.
What Threats Does SFB Face?
- Increased competition from fintech companies and disruptive technologies.
- Rising interest rates and inflationary pressures.
- Geopolitical instability and global economic slowdown.
- Cybersecurity threats and data breaches.
What Are SFB's Competitive Advantages?
- Established brand reputation and long-standing history in the financial services industry.
- Diversified business model with multiple revenue streams.
- Extensive network of financial advisors and institutional relationships.
- Strong capital base and financial stability.
What Does SFB Do?
Founded in 1890 and headquartered in St. Louis, Missouri, Stifel Financial Corp. has evolved into a comprehensive financial services provider. The company operates through three primary segments: Global Wealth Management, Institutional Group, and Other. The Global Wealth Management segment encompasses the Private Client Group and Stifel Bancorp, focusing on providing tailored investment advice and banking solutions to individual clients. The Institutional Group segment delivers sales and trading services to institutional investors. The 'Other' segment includes income from stock borrowing, unallocated interest expenses, and gains or losses from investments. Stifel's services include securities brokerage, investment banking, trading, and investment advisory. The company's extensive network and experienced professionals enable it to serve a diverse range of clients, from individual investors to large institutions. Stifel's commitment to client service and its diversified business model have contributed to its long-standing presence in the financial services industry.
What Products and Services Does SFB Offer?
- Provides securities brokerage services to individual and institutional clients.
- Offers investment banking services, including underwriting and advisory.
- Engages in trading activities, facilitating transactions for clients.
- Provides investment advisory services, offering personalized financial advice.
- Offers wealth management services through its Private Client Group.
- Provides banking solutions through Stifel Bancorp.
- Manages interest income from stock borrowing activities.
- Facilitates institutional sales and trading.
How Does SFB Make Money?
- Generates revenue from commissions on securities brokerage transactions.
- Earns fees from investment banking activities, such as underwriting and M&A advisory.
- Derives income from trading activities, including market making and proprietary trading.
- Collects fees for providing investment advisory and wealth management services.
What Industry Does SFB Operate In?
Stifel Financial Corporation operates within the competitive investment banking and brokerage industry. This sector is characterized by evolving regulatory landscapes, technological disruption, and fluctuating market conditions. Stifel's diversified business model, encompassing wealth management and institutional services, positions it to navigate these challenges. The industry is experiencing increased demand for personalized financial advice and digital solutions, driving firms to adapt their service offerings. Competition comes from both large, established players and specialized boutique firms, requiring Stifel to maintain a competitive edge through innovation and client service.
Who Are SFB's Key Customers?
- Individual investors seeking wealth management and brokerage services.
- Institutional investors, including hedge funds and pension funds.
- Corporations seeking investment banking and advisory services.
- High-net-worth individuals seeking personalized financial solutions.
ROE 15%Key Financial Metrics
Return on equity for Stifel Financial Corporation stands at 15.1%, a gauge of how efficiently it converts shareholder capital into profit. Return on assets is 2.1%, showing how much profit it generates from its asset base. SFB trades at a trailing price-to-earnings ratio of 8.32, below the Financial Services sector average of ~18x. Its free cash flow yield is 6.9%, a gauge of the cash the business throws off relative to its market value. A current ratio of 0.14 means current liabilities exceed short-term assets, a liquidity point worth watching. Its earnings yield is 10.9%, the inverse of the P/E and a quick read on earnings relative to price.
How Stifel Financial Corporation Is Valued
Stifel Financial Corporation carries a market capitalization of $2.01B, placing it in the mid-cap category. Relative to its peer group, SFB's quantitative score of 50/100 is roughly in line with the peer average of 51/100.
F-Score 6/9Financial Health
Stifel Financial Corporation's Piotroski F-Score is 6/9, a 9-point checklist of profitability, leverage and efficiency — a middling fundamental profile. Its Altman Z-Score of 0.41 places it in the distress zone, a signal of elevated financial risk.
FY2026 estForward Outlook
Wall Street analysts project Stifel Financial Corporation revenue of about $6.25B for fiscal 2026, with EPS near $6.50.
SFB Financials
Fundamental Snapshot
Based on FMP financials and quantitative analysis · FY 2025
Bull Case vs Bear Case
Bull Case
- La reciente actividad de los insiders muestra compras significativas, lo que indica confianza en el futuro de la empresa.
- El sentimiento de la comunidad ha sido mayoritariamente positivo, con muchos traders destacando la solidez de sus fundamentos financieros.
- Desarrollos recientes en la industria financiera sugieren un entorno favorable para el crecimiento de Stifel, especialmente en servicios de asesoría.
- Las perspectivas de expansión en nuevos mercados han generado optimismo entre los inversores sobre el potencial de ingresos futuros.
Bear Case
- A pesar del optimismo, algunos analistas han expresado preocupaciones sobre la volatilidad del mercado financiero en general.
- El sentimiento negativo en redes sociales ha aumentado, con traders que señalan riesgos asociados a la regulación en el sector.
- La competencia en el ámbito de servicios financieros se intensifica, lo que podría afectar la cuota de mercado de Stifel.
- Ciertos informes sugieren que las expectativas de crecimiento pueden estar sobrevaloradas, lo que podría llevar a correcciones en el precio de las acciones.
AI-generated arguments based on insider flow, news sentiment and technicals — not financial advice · April 2026
SFB Latest News
No recent news available for SFB.
SFB Analyst Consensus
Consensus Rating
Aggregated Buy/Hold/Sell recommendations from Benzinga, Yahoo Finance, and Finnhub for SFB.
Price Targets
Wall Street price target analysis for SFB.
SFB MoonshotScore
What does this score mean?
The MoonshotScore rates SFB 0-100 on quantitative fundamentals — growth, financial health, valuation, momentum, and risk.
Leadership: None
Unknown
Unknown
Track Record: Unknown
What Investors Ask About Stifel Financial Corporation (SFB) — Financial Services
What does the AI Score mean for SFB?
SFB holds an AI Score of 50/100 (Grade: B). This is an educational research signal, not a buy or sell recommendation. Stifel Financial Corp. provides a range of financial services, including securities brokerage, investment banking, and wealth management. The company operates through its Global Wealth Management …
What does Stifel Financial Corporation 5.20% Senior Notes due 2047 do?
Stifel Financial Corporation is a diversified financial services firm that provides a range of services, including securities brokerage, investment banking, trading, and investment advisory. The company operates through its Global Wealth Management, Institutional Group, and Other segments.
What do analysts say about SFB stock?
Analyst consensus on Stifel Financial Corporation reflects a generally positive outlook, driven by its diversified business model and strong performance in wealth management. Key valuation metrics, such as the P/E ratio of 8.3, suggest potential undervaluation. Growth considerations include the company's ability to expand its digital platform and capitalize on strategic acquisitions.
What are the main risks for SFB?
Stifel Financial Corporation faces several key risks, including market volatility impacting trading revenues and asset values. Increased regulatory scrutiny and compliance costs could also affect profitability. Cybersecurity threats and data breaches pose a significant risk to client information and the company's reputation. Competition from larger financial institutions and fintech companies presents an ongoing challenge.
How sensitive is SFB to interest rate changes?
Stifel Financial Corporation's sensitivity to interest rate changes primarily stems from its banking operations within Stifel Bancorp and its net interest margin. Rising interest rates can increase the net interest margin, benefiting the company's profitability, while declining rates can compress the margin. The company's investment portfolio and lending activities are also influenced by interest rate movements.
How is Stifel Financial Corporation 5.20% Senior Notes due 2047 adapting to fintech disruption?
Stifel Financial Corporation is adapting to fintech disruption by investing in digital platforms and enhancing its online client experience. The company is developing user-friendly online portals and mobile applications to attract tech-savvy clients and streamline its operations. Stifel is also exploring partnerships with fintech companies to integrate innovative solutions into its service offerings.
What are the key factors to evaluate for SFB?
Stifel Financial Corporation (SFB) holds an AI score of 50/100 (moderate). P/E: 8.3x vs the S&P 500's ~20-25x. Not financial advice.
How frequently does SFB data refresh on this page?
SFB's price was last updated on Jul 20, 2026 and refreshes on page view during U.S. market hours — it is not a real-time exchange feed. Fundamentals update after quarterly filings; the MoonshotScore recalculates nightly; news aggregates continuously.
What has driven SFB's recent stock price performance?
Stifel Financial Corporation (SFB) moves on earnings results, analyst revisions, sector rotation, and market sentiment. Notable catalyst: Diversified revenue streams across wealth management, investment banking, and trading. See the News tab for the latest drivers. Past performance does not predict future results.
Disclaimer: This content is for informational purposes only and does not constitute investment advice. Always do your own research and consult a financial advisor.
Official Resources
Data provided for informational purposes only.
- Information is based on available financial data and company descriptions.
- Analyst opinions may vary and are subject to change.
- Market conditions and industry trends can impact future performance.