Cazoo Group Ltd (CZOOF) Stock Price & Analysis
Educational signal · not a buy or sell recommendation · How to read this
Beta 3.13: the stock has moved about 213% more than the S&P 500.
For informational purposes only. Not financial advice. Machine-generated analysis by Stock Expert AI — model gemini-2.0-flash, generated Mar 17, 2026. Editorial oversight is systemic, not page-by-page. Editorially accountable: Sedat ANAK, Founder and Editor-in-Chief. Data sources: Financial Modeling Prep, Yahoo Finance, SEC EDGAR
Quick AnswerCazoo Group Ltd (CZOOF) trades at $0.0001. Cazoo Group Ltd operates as an online car retailer in the United Kingdom and Europe, offering consumers the ability to purchase, finance, or subscribe to vehicles online. Sector: Consumer discretionary.
Price as of · Last analyzed: Mar 17, 2026Analyst Coverage for CZOOF: CZOOF does not currently have published analyst price targets in our coverage universe. This is common for smaller-cap names with limited Wall Street coverage.
No score published: we hold no usable price for this ticker, and a grade beside a missing price says nothing.
Cazoo Group Ltd (CZOOF) Consumer Business Overview
Cazoo Group Ltd, a UK-based online car retailer, provides a digital platform for purchasing, financing, and subscribing to vehicles. Operating in the competitive specialty retail sector, Cazoo differentiates itself through its online-only model, serving customers across the UK and Europe with a focus on convenience and transparency.
What Is the Investment Thesis for CZOOF?
Cazoo Group Ltd presents a high-risk, high-reward investment opportunity within the evolving online car retail market. While the company has demonstrated the ability to generate revenue through its online platform, its negative profit margin of -41.5% raises concerns about its long-term sustainability. The company's high beta of 3.13 indicates significant volatility, reflecting the uncertainty surrounding its future prospects. Key catalysts include potential expansion into new European markets and improvements in operational efficiency to reduce losses. However, investors should carefully consider the risks associated with Cazoo's financial performance and competitive landscape before making investment decisions. The company's ability to achieve profitability and gain market share will be critical to its success.
Based on FMP financials and quantitative analysis
CZOOF Key Highlights
Cazoo Group Ltd operates as an online car retailer in the United Kingdom and Europe, offering a digital platform for purchasing, financing, and subscribing to vehicles.
- The company was founded in 2018 and is headquartered in London, aiming to disrupt the traditional used car market with a convenient and transparent online experience.
- Cazoo's profit margin is -41.5%, indicating significant losses and raising concerns about its financial sustainability.
- The company's gross margin is 1.7%, reflecting the challenges in achieving profitability in the competitive online car retail market.
- Cazoo's beta is 3.13, indicating high volatility and sensitivity to market fluctuations.
Who Are CZOOF's Competitors?
CZOOF is benchmarked below against 8 industry peers on price, market cap, and our AI MoonshotScore.
| Company | Price | Change | Market Cap | MoonshotScore |
|---|---|---|---|---|
| AMZN Amazon.com, Inc. | $251.52 | +1.33% | $2.71T | 76 5-pillar |
| BABA Alibaba Group Holding Limited | $105.85 | -1.49% | $254B | 54 5-pillar |
| PDD PDD Holdings Inc. | $75.38 | -1.46% | $107B | 91 5-pillar |
| MELI MercadoLibre | $1696.56 | +0.68% | $86.0B | 70 5-pillar |
| SE Sea Limited | $95.19 | -0.08% | $57.2B | 71 5-pillar |
| EBAY eBay Inc. | $106.40 | +0.48% | $47.2B | 88 5-pillar |
| JD JD.com, Inc. | $25.78 | -2.24% | $36.2B | 71 5-pillar |
| WSM Williams-Sonoma, Inc. | $232.30 | -0.47% | $27.4B | 91 5-pillar |
AI Score by Stock Expert AI · Price data: FMP / Yahoo Finance
What Are CZOOF's Key Strengths?
Online platform provides convenience and accessibility.
- Transparent pricing and detailed vehicle information.
- Financing and subscription options offer flexibility.
- Delivery and collection services enhance customer experience.
What Are CZOOF's Weaknesses?
Negative profit margin raises concerns about financial sustainability.
- High beta indicates significant volatility.
- Limited brand recognition compared to established players.
- Reliance on acquiring and reconditioning used vehicles.
What Are the Key Risks for CZOOF?
Financial-distress signal — its Altman Z-Score of -3.43 sits in the distress zone (elevated bankruptcy risk).
- Weak fundamentals — a Piotroski F-Score of 2/9 flags soft profitability, leverage or efficiency.
- Negative profit margin raises concerns about financial sustainability.
- Intense competition from traditional car dealerships and other online retailers.
- Fluctuations in used car prices impacting profitability.
- Changes in consumer preferences and buying behavior affecting demand.
- Economic downturns impacting consumer spending on discretionary items like cars.
What Are CZOOF's Competitive Advantages?
- Online platform provides convenience and accessibility.
- Transparent pricing and detailed vehicle information.
- Financing and subscription options offer flexibility.
- Delivery and collection services enhance customer experience.
What Does CZOOF Do?
Founded in 2018, Cazoo Group Ltd set out to revolutionize the used car market by offering a fully online platform for buying, financing, and subscribing to vehicles. The company's premise is to provide a seamless and transparent experience, allowing customers to browse a wide selection of cars, complete the purchase or subscription process, and arrange for delivery or collection, all from the comfort of their homes. Headquartered in London, Cazoo initially focused on the UK market before expanding its operations to other European countries. Cazoo's business model centers around acquiring and reconditioning used cars, which are then listed on its website with detailed descriptions and images. Customers can filter their search based on various criteria, such as make, model, price, and mileage. The company also offers financing options and subscription services, providing customers with flexible ownership alternatives. Cazoo aims to differentiate itself from traditional car dealerships by offering a hassle-free, transparent, and convenient car buying experience. However, the company faces challenges in achieving profitability and managing its operational costs in a competitive market. Cazoo Group Ltd is a subsidiary of Cazoo Holdings Limited.
What Products and Services Does CZOOF Offer?
- Operates an online platform for buying, financing, and subscribing to used cars.
- Acquires and reconditions used vehicles for sale.
- Provides detailed vehicle information and images online.
- Offers financing options to customers.
- Provides subscription services for flexible car usage.
- Arranges for delivery or collection of vehicles.
How Does CZOOF Make Money?
- Generates revenue from the sale of used cars.
- Earns revenue from financing and subscription services.
- Acquires used cars through various channels.
- Reconditions and prepares vehicles for sale.
What Industry Does CZOOF Operate In?
Cazoo Group Ltd operates within the specialty retail sector, specifically focusing on the online car market. This sector has seen increased activity as consumers shift towards e-commerce for convenience and broader selection. The competitive landscape includes traditional car dealerships, other online car retailers, and emerging players offering innovative ownership models. Cazoo's success depends on its ability to differentiate itself through superior customer experience, competitive pricing, and efficient operations. The industry is also influenced by macroeconomic factors such as consumer confidence, interest rates, and fuel prices.
Who Are CZOOF's Key Customers?
- Individuals looking to purchase used cars online.
- Customers seeking financing options for car purchases.
- Individuals interested in subscribing to a car for flexible usage.
- Customers in the United Kingdom and Europe.
Research confidence
Thin evidence — scoring coverage unknown. Treat this as a starting point, not a conclusion.
- ● Scoring coverage unknown
- ● No usable price
- ● No filing on record
- ● No analyst coverage
Financial Health
Cazoo Group Ltd's Piotroski F-Score is 2/9, a 9-point checklist of profitability, leverage and efficiency — flagging fundamental weakness worth scrutiny. Its Altman Z-Score of -3.43 places it in the distress zone, a signal of elevated financial risk.
Key Financial Metrics
Return on assets is -59.9%, showing how much profit it generates from its asset base. A current ratio of 1.76 indicates the company holds enough short-term assets to cover its near-term obligations.
Company Profile
Cazoo Group Ltd operates in the Specialty Retail industry within the Consumer Cyclical sector. It is headquartered in Richmond, GB. The company is led by CEO Gareth Purnell. CZOOF has traded publicly since 2021.
Earnings Track Record
Cazoo Group Ltd has beaten Wall Street's EPS estimate in 2 of its last 4 reported quarters — more hits than misses. Reported results have landed about 6.5% below estimates on average.
Forward Outlook
Wall Street analysts project Cazoo Group Ltd revenue of about $4.98B for fiscal 2026, with EPS near $0.00.
CZOOF Financials
Fundamental Snapshot
Based on FMP financials and quantitative analysis
CZOOF Latest News
No recent news available for CZOOF.
CZOOF Analyst Consensus
Consensus Rating
Aggregated Buy/Hold/Sell recommendations collected by Financial Modeling Prep for CZOOF.
Price Targets
Wall Street price target analysis for CZOOF.
CZOOF MoonshotScore
MoonshotScore is Stock Expert AI's proprietary 0-100 research rating, not a buy or sell recommendation. No MoonshotScore is published for CZOOF; grades run from A+ (80-100) to F (below 30).
Leadership: Gareth Purnell
Unknown
Further research would be needed to provide a comprehensive profile.
Track Record: Information about Gareth Purnell's track record is not available in the provided data. Further research would be needed to provide a comprehensive assessment.
CZOOF OTC Market Information
The OTC Other tier represents the lowest tier of the OTC market, indicating that Cazoo Group Ltd may not meet the minimum financial standards or reporting requirements of higher tiers like OTCQX or OTCQB. Companies in this tier often have limited financial disclosure, which increases the risk for investors. Trading on the OTC Other tier is significantly different from trading on major exchanges like the NYSE or NASDAQ, which have stricter listing requirements and greater regulatory oversight. Companies in this tier may be subject to less scrutiny, increasing the potential for fraud or mismanagement.
- OTC Tier: OTC Other
- Limited financial disclosure increases the risk of investing in Cazoo Group Ltd.
- Lower trading volumes and wider bid-ask spreads can lead to price volatility.
- OTC markets have less regulatory oversight compared to major exchanges.
- Potential for fraud or mismanagement is higher on the OTC Other tier.
- Delisting from major exchanges can negatively impact investor confidence.
- Verify the company's financial statements and SEC filings (if any).
- Research the company's management team and their track record.
- Assess the company's business model and competitive landscape.
- Evaluate the company's growth prospects and potential risks.
- Consult with a financial advisor before investing.
- Understand the risks associated with trading on the OTC market.
- Check for any regulatory actions or legal proceedings against the company.
- Company has been in operation since 2018.
- Operates in the online car retail market.
- Has a physical headquarters in London, United Kingdom.
- Employs over 3200 people.
- Subsidiary of Cazoo Holdings Limited.
Cazoo Group Ltd Consumer Discretionary Stock: Key Questions Answered
What does Cazoo Group Ltd do?
Cazoo Group Ltd operates as an online car retailer in the United Kingdom and Europe. It provides a digital platform where customers can purchase, finance, or subscribe to used cars.
Disclaimer: This content is for informational purposes only and does not constitute investment advice. Always do your own research and consult a financial advisor.
Official Resources
MoonshotScore is not published for this security.
Data provided for informational purposes only.
- Information is based on limited data sources.
- Analyst sentiment and specific recommendations are not available.
- OTC market data may be less reliable than major exchange data.