Roan Holdings Group Co., Ltd. (RAHGF)
For informational purposes only. Not financial advice. Analysis by Sedat ANAK, Founder & Editor-in-Chief | AI-powered analysis. Data sourced from SEC filings and institutional-grade financial providers. Editorially reviewed. Not financial advice.
Roan Holdings Group Co., Ltd. (RAHGF) trades at $0.00 with AI Score 59/100 (Grade B). Roan Holdings Group Co. , Ltd. Market cap: $2,529, Sector: Financial services.
Price live · AI analysis from Jun 15, 2026Analyst Coverage for RAHGF: RAHGF does not currently have published analyst price targets in our coverage universe. This is common for smaller-cap names with limited Wall Street coverage. In the absence of analyst consensus, our AI model evaluates RAHGF against Financial Services peers across nine fundamental dimensions and assigns a mixed fundamental profile based on the underlying data.
RAHGF: 1/4 perspectives are bullish. Dominant signal: Seth Klarman bullish.
How is this calculated? →Roan Holdings Group Co., Ltd. (RAHGF) Financial Services Profile
Roan Holdings Group Co., Ltd. is a China-based financial services holding company delivering a broad spectrum of solutions including wealth management, consumer lending, and health management programs to individuals and SMEs. The company leverages a diversified business model across financial, insurance, and healthcare sectors, headquartered in Hangzhou since its 2009 founding.
What Is the Investment Thesis for RAHGF?
Roan Holdings Group Co., Ltd. presents a complex profile for institutional investors, characterized by a highly diversified business model juxtaposed with significant financial distress. The company, operating across financial, insurance, and healthcare sectors in China, theoretically benefits from multiple revenue streams, including wealth management, consumer lending, health management, and supply chain services. Its reported gross margin of 87.8% suggests strong control over the direct costs of its services, which could be a foundational strength if operational inefficiencies are addressed. However, the company's current market position is highly speculative, reflected by a minimal market capitalization of 3K and an extremely low stock price of $0.0001. A negative profit margin of -7.9% indicates ongoing unprofitability. The listing on the OTC Other tier further implies reduced transparency and heightened risk. Key value drivers would hinge on the company's ability to execute a successful financial restructuring or significantly improve its operational profitability. Potential catalysts include any future announcements regarding capital infusion, strategic partnerships, or a clear path to profitability. Conversely, ongoing risks include severe liquidity concerns, the potential for delisting, and the inherent challenges of operating in a competitive and regulated environment with limited financial disclosure. Investors must monitor financial filings and any strategic shifts closely to assess the viability of its diversified operations.
Based on FMP financials and quantitative analysis
RAHGF Key Highlights
- Market Capitalization: $0.00B, indicating a negligible valuation and significant financial distress.
- Profit Margin: -7.9%, reflecting current unprofitability across its operations.
- Gross Margin: 87.8%, suggesting strong control over the direct costs associated with its services.
- Employee Count: 42 employees, indicating a relatively small operational footprint for its diverse business lines.
- OTC Listing: Trades on the OTC Other tier, associated with higher risk and lower disclosure standards.
Who Are RAHGF's Competitors?
RAHGF is benchmarked below against 8 industry peers on price, market cap, and our AI MoonshotScore.
| Company | Price | Change | Market Cap | AI Score |
|---|---|---|---|---|
| ATLC Atlanticus Holdings Corporation | $96.44 | +0.04% | $1.46B | 71 |
| LPRO Open Lending Corporation | $3.13 | +0.64% | $370.35M | 68 |
| ATLCZ Atlanticus Holdings Corporation 9.25% Senior Notes due 2029 | $25.30 | +0.38% | $1.46B | 68 |
| AHG Akso Health Group | $1.51 | -0.66% | $143.04M | 67 |
| FPLPF Vanquis Banking Group plc | $0.63 | -59.46% | $161.45M | 59 |
| MFIN Medallion Financial Corp. | $10.13 | +0.15% | $234.25M | 59 |
| IOUFF IOU Financial Inc. | $0.16 | +4.62% | $17.67M | 59 |
| ANTA Antalpha Platform Holding Company | $5.35 | -0.74% | $128.36M | 59 |
AI Score by Stock Expert AI · Price data: FMP / Yahoo Finance
What Are RAHGF's Key Strengths?
- Diversified business model across financial, insurance, and healthcare sectors.
- High gross margin of 87.8%, indicating strong control over direct service costs.
- Integration of advanced technologies like blockchain for health information management.
- Established presence in China since 2009, with a broad service portfolio.
What Are RAHGF's Weaknesses?
- Minimal market capitalization ($0.00B) and extremely low stock price ($0.0001), indicating severe financial distress.
- Negative profit margin of -7.9%, reflecting ongoing unprofitability.
- Listing on the OTC Other tier, implying reduced transparency and higher investment risk.
- Significant liquidity concerns and an unknown disclosure status.
What Could Drive RAHGF Stock Higher?
- Any public announcements regarding financial restructuring initiatives or capital raises to address liquidity concerns.
- Release of audited financial statements that provide clarity on the company's current financial health and operational performance.
- Strategic partnerships or new service launches within its diversified segments that could significantly improve revenue streams or market position.
- Positive regulatory developments in China's financial or healthcare sectors that could benefit its operations.
What Are the Key Risks for RAHGF?
- Financial-distress signal — its Altman Z-Score of 0.08 sits in the distress zone (elevated bankruptcy risk).
- Negative return on equity (-1.1%) — the business is not currently generating profit on shareholder capital.
- Substantial financial distress and severe liquidity concerns, evidenced by the minimal market capitalization and negative profit margin.
- High operational risk due to continued unprofitability, as indicated by a -7.9% profit margin.
- Delisting from the OTC market due to non-compliance with reporting requirements or continued financial instability.
- Lack of transparent financial disclosure, given the 'Unknown' disclosure status for an OTC Other tier company, hindering investor due diligence.
- Intense competition across its diverse financial services and healthcare segments in the Chinese market, limiting growth prospects.
What Are the Growth Opportunities for RAHGF?
- Expansion in Digital Health Management and Oncology Treatments: Roan Holdings Group's involvement in comprehensive health management programs, advanced health big data analysis, and secure health information administration powered by blockchain technology, alongside oncology treatments, positions it in a high-growth sector. The Chinese healthcare market is experiencing substantial expansion, driven by an aging population and increasing demand for personalized and efficient health services. Leveraging blockchain for health data security could be a key differentiator, appealing to a market increasingly concerned with privacy and data integrity. While specific market sizes for Roan's niche are not provided, the broader digital health market in China is projected for significant growth, offering a long-term opportunity for the company to scale its technology-driven health solutions.
- Increased Penetration in SME Financial Services: The company's focus on providing specialized financial solutions such as factoring services, direct lending, and tailored financing for micro, small, and medium-sized enterprises (SMEs) addresses a critical need in the Chinese economy. SMEs are often underserved by traditional banking institutions, creating a substantial market opportunity for alternative lenders. By offering a diverse suite of financial products, Roan Holdings can potentially capture a larger share of this segment. The demand for efficient and accessible financing solutions for SMEs is expected to remain strong, providing a sustained growth avenue for the company's lending and advisory services over the medium term.
- Growth in Consumer Lending and Wealth Management: Roan Holdings caters to individual consumers with diverse consumer lending options and wealth management services. As China's middle class continues to expand and personal wealth accumulates, the demand for sophisticated financial products, including various forms of credit and investment management, is on an upward trajectory. The company's ability to offer specialized solutions, potentially through its centralized internet service platform, could attract a growing base of individual clients seeking convenient and personalized financial services. This segment represents an ongoing opportunity to increase transaction volumes and fee-based income, aligning with broader consumer finance trends in the region.
- Leveraging Supply Chain Management and Financial Advisory: The group's portfolio includes supply chain management and expert financial advisory services, alongside consultation focused on debt recovery. As global and domestic supply chains become more complex, businesses require robust management and financial support to optimize operations and mitigate risks. Roan Holdings' ability to provide integrated solutions, from advisory to financing, can create value for enterprises seeking efficiency and stability. The market for supply chain finance and corporate advisory services is substantial, driven by the need for operational resilience and financial optimization, offering a continuous growth opportunity for the company to expand its B2B service offerings.
- Integration of Real-time Interactive Multimedia Technology: Roan Holdings is also involved in real-time interactive multimedia technology. While seemingly distinct from its core financial and healthcare offerings, this capability could be leveraged to enhance customer engagement across its platforms, particularly for consumer-facing financial and health services. For instance, interactive platforms could improve the user experience for wealth management tools or health management programs, making services more accessible and engaging. This technological integration represents a potential long-term growth driver by improving service delivery, fostering customer loyalty, and potentially creating new revenue streams through innovative digital offerings.
What Opportunities Does RAHGF Have?
- Growing demand for diversified financial services in China, particularly for SMEs and individual consumers.
- Expansion potential in the digital health and health technology markets, leveraging blockchain capabilities.
- Potential for strategic partnerships or restructuring initiatives to improve financial stability.
- Increased need for supply chain management and financial advisory services in a complex economic environment.
What Threats Does RAHGF Face?
- Intense competition from established financial institutions and emerging fintech companies in China.
- Significant regulatory risks and compliance challenges within the Chinese financial and healthcare sectors.
- Ongoing financial distress and liquidity issues that could lead to further operational challenges or delisting.
- Economic downturns or market volatility impacting lending performance and consumer spending.
What Are RAHGF's Competitive Advantages?
- A highly diversified business model spanning financial, insurance, and healthcare sectors, potentially mitigating risk across individual segments.
- Strategic integration of advanced technologies like blockchain for secure health information administration.
- Established operational presence in China since 2009, with headquarters in Hangzhou.
- Targeted approach to underserved segments such as SMEs and employees of major institutions for specialized financial solutions.
What Does RAHGF Do?
Roan Holdings Group Co., Ltd., established in 2009 and headquartered in Hangzhou, People's Republic of China, operates as a diversified holding company primarily through its various subsidiaries. The company officially adopted its current name in January 2020, having previously operated under the name China Lending Corporation. Roan Holdings Group offers an extensive array of financial, insurance, and healthcare services across the Chinese market, catering to a broad clientele that encompasses individual consumers as well as micro, small, and medium-sized enterprises (SMEs). In the healthcare sector, the company provides comprehensive health management programs, advanced health big data analysis, and secure health information administration, notably powered by blockchain technology. This integration of technology aims to enhance the efficiency and security of health data management. For employees of major institutions, Roan Holdings delivers specialized financial solutions, including wealth management services, factoring services, and diverse consumer lending options, designed to meet specific institutional and individual needs. Beyond these core segments, the group's broad portfolio features supply chain management solutions, expert financial advisory services, and consultation focused on debt recovery, addressing critical operational and financial challenges for its clients. It also provides management and assessment solutions, direct lending to third parties, and financing specifically tailored for SMEs and consumers, aiming to bridge funding gaps in these vital economic segments. Further capabilities extend to equity services, integrated currency payment applications, and travel-related consumer solutions, showcasing a wide reach into various consumer and business needs. The company also maintains a versatile, centralized internet service platform and is involved in oncology treatments and products, indicating a commitment to both digital innovation and critical healthcare areas. This multifaceted approach underscores Roan Holdings Group's strategy to capture diverse revenue streams within China's dynamic economic landscape.
What Products and Services Does RAHGF Offer?
- Provide a wide range of financial solutions, including wealth management and diverse consumer lending options.
- Offer factoring services and tailored financing specifically for micro, small, and medium-sized enterprises (SMEs).
- Deliver comprehensive health management programs and advanced health big data analysis.
- Administer secure health information utilizing blockchain technology.
- Provide supply chain management solutions and expert financial advisory services.
- Offer consultation services focused on debt recovery.
- Engage in direct lending to third parties and provide management and assessment solutions.
- Develop real-time interactive multimedia technology and integrated currency payment applications.
- Involve in oncology treatments and products.
How Does RAHGF Make Money?
- Generates interest income from various lending activities, including consumer loans, SME financing, and direct lending to third parties.
- Earns fees from financial advisory, wealth management, factoring, supply chain management, and debt recovery consultation services.
- Derives revenue from providing health management programs and related technology services, including big data analysis and blockchain solutions.
- Potentially earns income from equity services, currency payment applications, and travel-related consumer solutions.
- Involves in the sale or provision of oncology treatments and products.
What Industry Does RAHGF Operate In?
Roan Holdings Group Co., Ltd. operates within China's vast and rapidly evolving financial services and healthcare sectors. The financial services industry in China is characterized by intense competition from traditional state-owned banks, commercial banks, and a growing number of fintech companies, all vying for market share in consumer lending, SME financing, and wealth management. The demand for diversified financial solutions for micro, small, and medium-sized enterprises (SMEs) remains robust, as these entities often face challenges accessing capital from larger institutions. Simultaneously, China's healthcare sector is undergoing significant transformation, driven by an aging population, increasing health awareness, and the integration of advanced technologies like big data and blockchain for health management. Roan Holdings' strategy of diversifying across these sectors, offering services from consumer lending and factoring to health management and oncology treatments, positions it to potentially tap into multiple growth areas. However, its current market capitalization and OTC Other listing suggest a marginal competitive standing against more established players, necessitating significant strategic execution to gain meaningful market traction.
Who Are RAHGF's Key Customers?
- Individual consumers seeking personal loans, wealth management, and travel-related solutions.
- Micro, small, and medium-sized enterprises (SMEs) requiring financing, factoring, and supply chain management.
- Employees of major institutions utilizing specialized financial solutions.
- Healthcare sector entities and individuals for health management programs and oncology treatments.
Company Profile
Roan Holdings Group Co., Ltd. operates in the Financial - Credit Services industry within the Financial Services sector. It is headquartered in Hangzhou, CN. The company is led by CEO Zhiyong Tang. RAHGF has traded publicly since 2014.
How Roan Holdings Group Co., Ltd. Is Valued
Roan Holdings Group Co., Ltd. carries a market capitalization of 3K, placing it in the micro-cap category. Relative to its peer group, RAHGF's quantitative score of 59/100 is roughly in line with the peer average of 67/100.
ROE -1%Key Financial Metrics
Return on equity for Roan Holdings Group Co., Ltd. stands at -1.1%, a gauge of how efficiently it converts shareholder capital into profit. Return on assets is -0.6%, showing how much profit it generates from its asset base. A current ratio of 20.59 indicates the company holds enough short-term assets to cover its near-term obligations.
F-Score 7/9Financial Health
Roan Holdings Group Co., Ltd.'s Piotroski F-Score is 7/9, a 9-point checklist of profitability, leverage and efficiency — signaling solid underlying fundamentals. Its Altman Z-Score of 0.08 places it in the distress zone, a signal of elevated financial risk.
BalancedInsider Activity
The most recent 3 insider filings for Roan Holdings Group Co., Ltd. break down as 3 sales and 0 purchases. Buying and selling roughly offset over the period, so insider signaling is neutral.
RAHGF Financials
Fundamental Snapshot
Based on FMP financials and quantitative analysis
Bull Case vs Bear Case
Bull Case
- Diversified business model across financial, insurance, and healthcare sectors.
- High gross margin of 87.8%, indicating strong control over direct service costs.
- Integration of advanced technologies like blockchain for health information management.
- Established presence in China since 2009, with a broad service portfolio.
Bear Case
- Minimal market capitalization ($0.00B) and extremely low stock price ($0.0001), indicating severe financial distress.
- Negative profit margin of -7.9%, reflecting ongoing unprofitability.
- Listing on the OTC Other tier, implying reduced transparency and higher investment risk.
- Significant liquidity concerns and an unknown disclosure status.
AI-generated arguments based on insider flow, news sentiment and technicals — not financial advice · July 2026
RAHGF Latest News
No recent news available for RAHGF.
RAHGF Analyst Consensus
Consensus Rating
Aggregated Buy/Hold/Sell recommendations from Benzinga, Yahoo Finance, and Finnhub for RAHGF.
Price Targets
Wall Street price target analysis for RAHGF.
RAHGF MoonshotScore
What does this score mean?
The MoonshotScore rates RAHGF's growth potential on a scale of 0-100 across multiple factors including innovation, market disruption, financial health, and momentum.
Leadership: Zhiyong Tang
Chief Executive Officer
The specific career history and educational background of Zhiyong Tang are not provided in the available source data. His professional track record prior to his current role at Roan Holdings Group Co., Ltd. remains undisclosed.
Track Record: As the leader of Roan Holdings Group Co., Ltd., Zhiyong Tang is responsible for managing the company's 42 employees and overseeing its diversified operations across financial, insurance, and healthcare services. Key achievements or strategic decisions directly attributable to his leadership are not detailed in the provided information.
RAHGF OTC Market Information
Roan Holdings Group Co., Ltd. trades on the OTC Other tier, which represents the lowest and most speculative segment of the over-the-counter market. Companies on this tier typically do not meet the minimum financial or disclosure standards required for listing on higher OTC tiers like OTCQX or OTCQB, nor on major exchanges such as the NYSE or NASDAQ. This classification often indicates a company with limited public information, significant financial distress, or a lack of regulatory compliance, making it a high-risk investment environment.
- OTC Tier: OTC Other
- Disclosure Status: Unknown
- Extremely low liquidity and potential difficulty in trading shares due to minimal volume.
- Lack of transparent financial disclosure, with an 'Unknown' disclosure status.
- Heightened risk of delisting or further financial deterioration due to severe financial distress.
- Increased susceptibility to price manipulation and volatility inherent in low-tier OTC markets.
- Limited access to capital markets for fundraising, hindering growth or restructuring efforts.
- Verify any available financial filings, however limited, directly from regulatory sources or the company's investor relations (if existent).
- Scrutinize all public announcements for any signs of restructuring, asset sales, or new capital infusions.
- Assess the current operational status and viability of its diversified business segments.
- Research management's background and any past performance, if information can be found outside the provided data.
- Understand the specific regulatory environment in China for its financial and healthcare services.
- Evaluate the company's ability to maintain its listing and avoid further downgrades or delisting.
- Established in 2009, indicating a decade-plus operational history.
- Headquartered in Hangzhou, People's Republic of China, a major economic hub.
- Clearly defined and diversified business operations across financial, insurance, and healthcare services.
- Specific mention of technology integration, such as blockchain for health information.
Common Questions About RAHGF (Financial Services)
What does Roan Holdings Group Co., Ltd. do?
Roan Holdings Group Co., Ltd. is a diversified holding company operating through subsidiaries in China, primarily focused on financial, insurance, and healthcare services. The company provides a broad range of financial solutions, including wealth management, consumer lending, factoring services, and financing for micro, small, and medium-sized enterprises (SMEs). In healthcare, it offers comprehensive health management programs, advanced health big data analysis, and secure health information administration utilizing blockchain technology. Additionally, Roan Holdings is involved in supply chain management, financial advisory, debt recovery, equity services, and oncology treatments, catering to both individual consumers and institutional clients.
How does Roan Holdings Group Co., Ltd. generate revenue across its diverse business segments?
Roan Holdings Group Co., Ltd. generates revenue through multiple streams stemming from its diversified operations. A significant portion likely comes from interest income derived from its various lending activities, including consumer loans, direct lending to third parties, and financing tailored for SMEs. The company also earns fees from its financial advisory services, wealth management offerings, factoring services, and consultation focused on debt recovery. Furthermore, revenue is generated from its healthcare segment through comprehensive health management programs, advanced health big data analysis, and secure health information administration. Additional income sources may include equity services, integrated currency payment applications, and its involvement in oncology treatments and products.
What are the primary risks associated with investing in Roan Holdings Group Co., Ltd., particularly given its OTC listing?
Investing in Roan Holdings Group Co., Ltd. carries substantial risks, exacerbated by its listing on the OTC Other tier. The company exhibits severe financial distress, evidenced by a minimal market capitalization of 3K and a negative profit margin of -7.9%, indicating ongoing unprofitability and significant liquidity concerns. The OTC Other listing itself implies reduced transparency, with an 'Unknown' disclosure status, making comprehensive due diligence challenging. Investors face risks of extremely low trading liquidity, potential delisting, and heightened price volatility. Furthermore, the company operates in highly competitive financial and healthcare sectors in China, where regulatory changes and economic downturns could further impact its already precarious financial position.
What are the key factors to evaluate for RAHGF?
Roan Holdings Group Co., Ltd. (RAHGF) holds an AI score of 59/100 (moderate). Not financial advice.
How frequently does RAHGF data refresh on this page?
RAHGF prices update in real time during U.S. market hours. Fundamentals refresh after quarterly filings; analyst ratings and AI insights update daily; news is aggregated continuously.
What has driven RAHGF's recent stock price performance?
Roan Holdings Group Co., Ltd. (RAHGF) moves on earnings results, analyst revisions, sector rotation, and market sentiment. Notable catalyst: Diversified business model across financial, insurance, and healthcare sectors. See the News tab for the latest drivers. Past performance does not predict future results.
Should investors consider RAHGF overvalued or undervalued right now?
Valuing Roan Holdings Group Co., Ltd. (RAHGF) requires multiple metrics. Compare P/E, P/S, and EV/EBITDA against sector peers for a full view.
What research should beginners do before buying RAHGF?
Before investing in Roan Holdings Group Co., Ltd. (RAHGF), research these four areas: (1) the company's revenue model and competitive position (see Company Overview), (2) financial health through revenue growth, margins, and cash flow (see MoonshotScore), (3) what Wall Street analysts recommend and their price targets (see Analyst tab), and (4) specific risk factors that could impact the stock (see Risk Factors section).
Disclaimer: This content is for informational purposes only and does not constitute investment advice. Always do your own research and consult a financial advisor.
Official Resources
Data provided for informational purposes only.
- Analysis relies heavily on the provided business description and existing AI insight.
- Limited current financial data and no analyst coverage were available for a comprehensive valuation.
- Specific details regarding CEO background, competitive landscape (peer tickers), and detailed growth initiatives are not provided in the source data.