Union Electric Company (UEPEM)
For informational purposes only. Not financial advice. Analysis by Sedat ANAK, Founder & Editor-in-Chief | AI-powered analysis. Data sourced from SEC filings and institutional-grade financial providers. Editorially reviewed. Not financial advice.
Union Electric Company (UEPEM) trades at $65.10. Union Electric Company, operating as Ameren Missouri, is a rate-regulated utility providing electric and natural gas services in Missouri. Market cap: $31.76B, Sector: Utilities.
Price live · AI analysis from Mar 16, 2026Analyst Coverage for UEPEM: UEPEM does not currently have published analyst price targets in our coverage universe. This is common for smaller-cap names with limited Wall Street coverage. In the absence of analyst consensus, our AI model evaluates UEPEM against Utilities peers across nine fundamental dimensions and assigns an underweight signal based on the underlying data.
UEPEM: 1/1 perspectives are bearish.
How is this calculated? →Union Electric Company (UEPEM) Utility Operations & Dividend Profile
Union Electric Company (Ameren Missouri) is a rate-regulated utility focused on electric generation, transmission, and distribution, along with natural gas distribution, serving a substantial customer base in central and eastern Missouri. The company leverages a diverse energy portfolio and operates as a subsidiary of Ameren Corporation.
What Is the Investment Thesis for UEPEM?
Union Electric Company presents a stable investment profile due to its rate-regulated business model, providing predictable revenue streams. With a market capitalization of $31.76B and a P/E ratio of 20.8, the company demonstrates financial stability. A dividend yield of 2.57% offers income potential. The company's ongoing investments in renewable energy sources and infrastructure upgrades are expected to drive long-term growth. Potential risks include regulatory changes and fluctuations in energy prices, which could impact profitability. The company's beta of 0.21 suggests lower volatility compared to the broader market.
Based on FMP financials and quantitative analysis
UEPEM Key Highlights
- Market capitalization of $31.76B indicates a substantial company size within the utilities sector.
- P/E ratio of 20.8 suggests a reasonable valuation compared to earnings.
- Profit margin of 16.5% demonstrates efficient operations and profitability.
- Gross margin of 38.1% reflects the company's ability to manage production costs effectively.
- Dividend yield of 2.57% provides a steady income stream for investors.
Who Are UEPEM's Competitors?
UEPEM is benchmarked below against 8 industry peers on price, market cap, and our AI MoonshotScore.
| Company | Price | Change | Market Cap | AI Score |
|---|---|---|---|---|
| ABZPF Aboitiz Power Corporation | $0.80 | +25.00% | $5.76B | 46 |
| EGIEY Engie Brasil Energia S.A. | $6.33 | +0.96% | $5.16B | 54 |
| EQUEY Equatorial Energia S.A. | $7.54 | +0.23% | $9.46B | 52 |
| HKCVF HK Electric Investments and HK Electric Investments Limited | $0.67 | +0.00% | $5.92B | — |
| HKVTY HK Electric Investments and HK Electric Investments Limited | $7.80 | +0.00% | $6.89B | 48 |
| CNLPM The Connecticut Light and Power Company | $32.99 | +1.29% | $315.00M | 72 |
| CNTHP The Connecticut Light and Power Company | $52.70 | +0.55% | $318.06M | 69 |
| CNLHP The Connecticut Light and Power Company | $36.95 | +0.00% | $223.00M | 68 |
AI Score by Stock Expert AI · Price data: FMP / Yahoo Finance
What Are UEPEM's Key Strengths?
- Rate-regulated business model ensures stable revenue.
- Diversified energy portfolio reduces risk.
- Established infrastructure and customer base.
- Strong financial performance with consistent profitability.
What Are UEPEM's Weaknesses?
- Dependence on regulatory approvals.
- Exposure to fluctuations in fuel prices.
- Aging infrastructure requires ongoing investment.
- Limited geographic diversification.
What Could Drive UEPEM Stock Higher?
- Investments in renewable energy projects to meet increasing demand and regulatory requirements.
- Infrastructure upgrades to improve grid reliability and efficiency.
- Potential regulatory changes impacting rate structures and renewable energy mandates.
- Expansion of natural gas distribution network to new areas.
- Implementation of energy efficiency programs to reduce customer consumption.
What Are the Key Risks for UEPEM?
- Financial-distress signal — its Altman Z-Score of 1.22 sits in the distress zone (elevated bankruptcy risk).
- Insider selling — insiders were net sellers of roughly $10.2M recently.
- Changes in regulatory policies impacting profitability.
- Fluctuations in fuel prices affecting energy generation costs.
- Environmental regulations and carbon emission limits increasing compliance costs.
- Economic downturn reducing energy demand.
- Aging infrastructure requiring significant capital investment.
What Are the Growth Opportunities for UEPEM?
- Expansion of Renewable Energy Portfolio: Union Electric can capitalize on the growing demand for renewable energy by investing in solar, wind, and hydroelectric power generation. Missouri's renewable energy standards and federal tax incentives provide a favorable environment for these investments. The market for renewable energy is projected to grow significantly, offering substantial opportunities for Union Electric to increase its market share and reduce its carbon footprint. Timeline: Ongoing.
- Infrastructure Modernization: Upgrading aging transmission and distribution infrastructure is crucial for ensuring reliable service and reducing energy losses. Union Electric can invest in smart grid technologies, advanced metering infrastructure (AMI), and grid hardening to improve efficiency and resilience. These investments can also support the integration of distributed generation resources, such as rooftop solar. Timeline: Ongoing.
- Electrification of Transportation: The increasing adoption of electric vehicles (EVs) presents a significant growth opportunity for Union Electric. The company can invest in EV charging infrastructure and develop programs to encourage EV adoption among its customers. This can increase electricity demand and generate new revenue streams. The EV market is expected to grow rapidly in the coming years, driven by government policies and technological advancements. Timeline: Ongoing.
- Natural Gas Distribution Expansion: Union Electric can expand its natural gas distribution network to serve new customers and areas within its service territory. This can provide a reliable and affordable energy source for heating and industrial processes. The demand for natural gas is expected to remain strong, particularly in the residential and commercial sectors. Timeline: Medium-term.
- Energy Efficiency Programs: Implementing energy efficiency programs can help customers reduce their energy consumption and lower their bills. Union Electric can offer rebates, incentives, and educational programs to promote energy-efficient appliances, lighting, and building practices. These programs can also reduce the need for new power generation capacity and lower the company's environmental impact. Timeline: Ongoing.
What Opportunities Does UEPEM Have?
- Expansion of renewable energy portfolio.
- Infrastructure modernization and smart grid development.
- Electrification of transportation.
- Growth in natural gas demand.
What Threats Does UEPEM Face?
- Changes in regulatory policies.
- Increased competition from alternative energy sources.
- Environmental regulations and carbon emission limits.
- Economic downturn affecting energy demand.
What Are UEPEM's Competitive Advantages?
- Rate-regulated business model provides a stable and predictable revenue stream.
- Established infrastructure and customer base create a barrier to entry for new competitors.
- Diversified energy portfolio reduces reliance on any single fuel source.
- Strong relationships with regulatory agencies and local communities.
What Does UEPEM Do?
Founded in 1881 and headquartered in St. Louis, Missouri, Union Electric Company, doing business as Ameren Missouri, has a long history of providing essential utility services. As a rate-regulated entity, Ameren Missouri focuses on the generation, transmission, and distribution of electricity, alongside the distribution of natural gas. The company's electric generation portfolio includes a mix of coal, nuclear, natural gas, hydroelectric, methane gas, and solar energy sources, reflecting a diversified approach to energy production. Ameren Missouri serves approximately 1.2 million electric customers and 0.1 million natural gas customers across a 24,000 square-mile area in central and eastern Missouri. Being a subsidiary of Ameren Corporation, Union Electric benefits from the resources and expertise of a larger organization, allowing it to maintain and expand its infrastructure while meeting the energy needs of its service area. The company is committed to providing reliable and affordable energy solutions to its customers, while also focusing on environmental sustainability through the integration of renewable energy sources.
What Products and Services Does UEPEM Offer?
- Generates electricity from diverse sources, including coal, nuclear, natural gas, hydroelectric, methane gas, and solar.
- Transmits and distributes electricity to residential, commercial, and industrial customers.
- Distributes natural gas to residential and commercial customers.
- Maintains and upgrades electric and natural gas infrastructure.
- Provides customer service and support.
- Invests in renewable energy and energy efficiency programs.
- Complies with regulatory requirements and environmental standards.
How Does UEPEM Make Money?
- Generates revenue through rate-regulated electric and natural gas services.
- Rates are determined by regulatory agencies based on operating costs, capital investments, and a fair rate of return.
- Invests in infrastructure and technology to improve efficiency and reliability.
- Manages fuel costs and power purchase agreements to optimize energy supply.
What Industry Does UEPEM Operate In?
Union Electric Company operates within the regulated electric utility industry, characterized by stable demand and government oversight. The industry is undergoing a transition towards cleaner energy sources, driven by environmental concerns and regulatory mandates. Companies are investing in renewable energy infrastructure and modernizing transmission systems. The competitive landscape includes other regulated utilities and independent power producers. Union Electric's diversified energy portfolio and established customer base position it favorably within this evolving market.
Who Are UEPEM's Key Customers?
- Residential customers: Households that use electricity and natural gas for heating, cooling, lighting, and appliances.
- Commercial customers: Businesses that use electricity and natural gas for operations, such as retail stores, offices, and restaurants.
- Industrial customers: Manufacturing facilities and other industrial operations that use electricity and natural gas for production processes.
Company Profile
Union Electric Company operates in the Regulated Electric industry within the Utilities sector. It is headquartered in Saint Louis, US. The company is led by CEO Martin J. Lyons Jr.. UEPEM has traded publicly since 2010.
F-Score 5/9Financial Health
Union Electric Company's Piotroski F-Score is 5/9, a 9-point checklist of profitability, leverage and efficiency — a middling fundamental profile. Its Altman Z-Score of 1.22 places it in the distress zone, a signal of elevated financial risk.
ROE 12%Key Financial Metrics
Return on equity for Union Electric Company stands at 11.7%, a gauge of how efficiently it converts shareholder capital into profit. Return on assets is 3.1%, showing how much profit it generates from its asset base. UEPEM trades at a trailing price-to-earnings ratio of 20.78, below the Utilities sector average of ~28x. Its free cash flow yield is -4.2%, a gauge of the cash the business throws off relative to its market value. A current ratio of 0.62 means current liabilities exceed short-term assets, a liquidity point worth watching. Its earnings yield is 4.8%, the inverse of the P/E and a quick read on earnings relative to price.
UEPEM Valuation & Market Position
With a $31.76B market cap, Union Electric Company sits in the large-cap segment of the market.
Net sellingInsider Activity
Over the past six months, Union Electric Company insiders filed 14 SEC Form 4 transactions — 13 sales and 1 purchases. On net that is roughly 90K shares disposed (about $10.2M), a signal worth weighing alongside the fundamentals.
UEPEM Financials
Fundamental Snapshot
Based on FMP financials and quantitative analysis · FY 2025
Bull Case vs Bear Case
Bull Case
- Rate-regulated business model ensures stable revenue.
- Diversified energy portfolio reduces risk.
- Established infrastructure and customer base.
- Strong financial performance with consistent profitability.
Bear Case
- Dependence on regulatory approvals.
- Exposure to fluctuations in fuel prices.
- Aging infrastructure requires ongoing investment.
- Limited geographic diversification.
AI-generated arguments based on insider flow, news sentiment and technicals — not financial advice · July 2026
UEPEM Latest News
No recent news available for UEPEM.
UEPEM Analyst Consensus
Consensus Rating
Aggregated Buy/Hold/Sell recommendations from Benzinga, Yahoo Finance, and Finnhub for UEPEM.
Price Targets
Wall Street price target analysis for UEPEM.
UEPEM MoonshotScore
What does this score mean?
The MoonshotScore rates UEPEM's growth potential on a scale of 0-100 across multiple factors including innovation, market disruption, financial health, and momentum.
Leadership: Martin J. Lyons Jr.
Unknown
Information about Martin J. Lyons Jr.'s background is not available in the provided data. His career history, education, and previous roles are unknown. Without additional information, a comprehensive profile cannot be created.
Track Record: Information about Martin J. Lyons Jr.'s track record is not available in the provided data. Key achievements, strategic decisions, and company milestones under their leadership are unknown. Without additional information, a comprehensive track record cannot be created.
UEPEM OTC Market Information
The OTC Other tier represents the lowest tier of the OTC market, indicating that Union Electric Company may not meet the listing requirements of higher tiers like OTCQX or OTCQB. Companies in this tier may have limited financial disclosure and may not be subject to the same level of regulatory oversight as companies listed on major exchanges like the NYSE or NASDAQ. This tier often includes companies with limited operating history or those that have been delisted from major exchanges.
- OTC Tier: OTC Other
- Disclosure Status: Unknown
- Limited financial disclosure increases information asymmetry.
- Lower trading volume can lead to price volatility.
- Less regulatory oversight compared to major exchanges.
- Potential for fraud or manipulation is higher on the OTC market.
- Difficulty in obtaining accurate and timely information.
- Verify the company's registration and legal status.
- Review available financial statements and disclosures.
- Assess the company's business model and competitive landscape.
- Research the management team and their track record.
- Evaluate the company's risk factors and potential liabilities.
- Consult with a financial advisor or legal professional.
- Understand the risks associated with investing in OTC securities.
- Subsidiary of Ameren Corporation provides some level of assurance.
- Long operating history as Union Electric Company.
- Rate-regulated business model adds stability.
- Serving a large customer base in Missouri.
- Generation from diverse energy sources.
Common Questions About UEPEM (Utilities)
What does Union Electric Company do?
Union Electric Company, operating as Ameren Missouri, is a rate-regulated utility providing electric and natural gas services to customers in central and eastern Missouri. The company generates electricity from a diverse portfolio of sources, including coal, nuclear, natural gas, hydroelectric, methane gas, and solar. It transmits and distributes electricity to 1.2 million customers and natural gas to 0.1 million customers. The company's regulated business model ensures a stable revenue stream, while its investments in renewable energy and infrastructure modernization position it for long-term growth.
What are the main risks for UEPEM?
Union Electric Company faces several risks, including regulatory changes that could impact its rate structure and profitability. Fluctuations in fuel prices, particularly for coal and natural gas, can affect energy generation costs. Environmental regulations and carbon emission limits may require significant investments in cleaner energy technologies. An economic downturn could reduce energy demand and impact revenue. Additionally, the company's aging infrastructure requires ongoing capital investment to maintain reliability and efficiency.
What are the key factors to evaluate for UEPEM?
Evaluate UEPEM on fundamentals, analyst consensus, and risk factors. P/E: 20.8x vs the S&P 500's ~20-25x. Not financial advice.
How frequently does UEPEM data refresh on this page?
UEPEM prices update in real time during U.S. market hours. Fundamentals refresh after quarterly filings; analyst ratings and AI insights update daily; news is aggregated continuously.
What has driven UEPEM's recent stock price performance?
Union Electric Company (UEPEM) moves on earnings results, analyst revisions, sector rotation, and market sentiment. Notable catalyst: Rate-regulated business model ensures stable revenue. See the News tab for the latest drivers. Past performance does not predict future results.
Should investors consider UEPEM overvalued or undervalued right now?
Union Electric Company (UEPEM) trades at 20.8x earnings. Compare P/E, P/S, and EV/EBITDA against sector peers for a full view.
What research should beginners do before buying UEPEM?
Before investing in Union Electric Company (UEPEM), research these four areas: (1) the company's revenue model and competitive position (see Company Overview), (2) financial health through revenue growth, margins, and cash flow (see MoonshotScore), (3) what Wall Street analysts recommend and their price targets (see Analyst tab), and (4) specific risk factors that could impact the stock (see Risk Factors section).
Why might investors consider adding UEPEM to a portfolio?
Key strength of Union Electric Company (UEPEM): Rate-regulated business model ensures stable revenue. Weigh rewards against risks and diversify. Not financial advice.
Disclaimer: This content is for informational purposes only and does not constitute investment advice. Always do your own research and consult a financial advisor.
Official Resources
Data provided for informational purposes only.
- Information is based on available data and may be subject to change.
- AI analysis is pending for UEPEM, limiting the depth of analysis.
- OTC market investments carry additional risks.