UniCredit S.p.A. (UNCRY) Stock Price & Analysis
UniCredit S.p.A. (UNCRY) — price $41.13 (+2.31%), as of the Oct 26, 2026 trading session; market cap $125B.
Educational signal · not a buy or sell recommendation · How to read this
UniCredit S.p.A. · UNCRY · Financial Services · Banks - Regional
UniCredit S.p.A., a commercial banking institution, was founded in 1870 as Unicredito Italiano S.p.A. and maintains its headquarters in Milan, Italy.
Price as of Oct 26, 2026
Key Statistics
No publishable V2 score is available for this stock yet.
Price & valuation
| Measure | Value | As of |
|---|---|---|
| Latest provided price | $41.13 | |
| Change on the day | +2.31% | |
| 52-week range | $33.63–$50.28 | |
| Market capitalisation | $125B | |
| Price / earnings (trailing) | 10.47 | |
| Beta (volatility vs the S&P 500) | 1.02 | |
| Dividends per share (last 12 months) | $1.83 | |
| Dividend yield (last 12 months) | 4.46% |
Price & events
Triangles mark reported quarters on the line: pointing up is above the recorded estimate, down is below, a diamond means no estimate on file or a dated event that is not a results report. Numbers key to the dated list. Point at or tab to any week for its close.
Events behind the price
- · Earnings results · above the recorded estimate
- · Earnings results · below the recorded estimate
- · Earnings call · management outlook
- · Earnings results · below the recorded estimate
Results dates follow the earnings feed; call dates follow the transcript provider. Nearby dates do not establish that an event caused a price move.
Management outlook
We expect NII to accelerate in the second half.
Andrea Orcel · Statement from
Statement dates identify the earnings call, not a deadline. Management expectations can change.
Source recordsOther perspectives
Council score for UniCredit S.p.A. (UNCRY): perspectives
Council is a separate blend of available disciplines; MoonshotScore above remains the five-pillar research rating.
9-Factor Breakdown
Legends Council
4 lenses, 0 current
AI simulations built from the named investors' published principles. Not affiliated with, endorsed by, or the opinion of these individuals. How these lenses are built
Read on: Sep 10, 2026 · older than the 27 hours refresh window; not a current reading
Munger's Mindset
Balance Sheet & Valuation · historical
Read on: Sep 10, 2026 · older than the 27 hours refresh window; not a current reading
How to read these bars and different assessments
Council is a separate blend of available disciplines; MoonshotScore above remains the five-pillar research rating.
Bars show each model's ordered assessment on its own scale, not a probability or a comparable investment return. The adjacent words give the assessment; more filled segments indicate a stronger model reading.
On Sep 10, 2026, the Munger lens read the price at that time as undervalued against its own estimate of value.
Readings on this page are from Oct 27, 2026, except a card that shows its own read date.
Watch the UNCRY film — every key number, told as a short cinematic story
~2 min · open the film
What is UniCredit S.p.A. (UNCRY), and what does it report?
Short answer · as of
UniCredit S.p.A., a commercial banking institution, was founded in 1870 as Unicredito Italiano S.p.A. and maintains its headquarters in Milan, Italy. Financial Services / Banks Regional Headquarters: Tower A, Milan, MI, 20154, IT. It employs 73,091 people and is led by Andrea Orcel. In Q2 FY2026 it reported revenue of $7.34B and net income of $3.36B. The market values it at $125B.
What do the latest results show for UniCredit S.p.A. (UNCRY)?
Short answer · as of
The most recent reported quarter, Q2 FY2026, carried revenue of $7.34B. Against analyst estimates the company has EPS beat 4 of 8 reports.
Did results meet expectations?
Reported earnings and revenue alongside the estimates recorded by the provider.
- Latest report · revenue
- $7.50B Jul 23, 2026
- Latest report · revenue estimate
- $8.56B Jul 23, 2026
- Latest report · revenue vs estimate
- Below estimate Jul 23, 2026
- Latest report · EPS vs estimate
- Below estimate Jul 23, 2026
| Report date | Revenue · reported | Revenue · estimate | EPS · reported | EPS · estimate |
|---|---|---|---|---|
| Jul 23, 2026 | $7.50B | $8.56B | $1.0300 | $1.1100 |
| May 11, 2026 | $7.93B | $8.98B | $1.2400 | $1.2500 |
| Feb 9, 2026 | $4.72B | $6.78B | $0.7110 | $0.6650 |
| Jul 28, 2025 | $8.23B | $6.06B | $1.2700 | $0.9610 |
Dates are report dates, not fiscal period ends. Revenue is in USD; EPS is USD per share, rounded to four decimals. The earnings feed does not establish a basic, diluted or adjusted basis. Earnings-feed EPS may differ from statement EPS; the two series are not combined.
Quarterly income statement — 4 quarters
| Period | Revenue | Net income | EPS |
|---|---|---|---|
| Q2 FY2026 | $7.34B | $3.36B | $1.11 (diluted) |
| Q1 FY2026 | $7.70B | $3.60B | $1.21 (diluted) |
| Q4 FY2025 | $4.49B | $2.48B | $0.68 (diluted) |
| Q3 FY2025 | $6.74B | $2.97B | $0.95 (diluted) |
How is UniCredit S.p.A. scored?
Research dated 2026-09-12.
UniCredit differs from a narrowly domestic regional lender through the breadth of its customer and product network. Consumer banking sits alongside corporate treasury, working-capital optimization, international trade finance, structured and project finance, capital-markets funding, hedging, private banking and insurance across multiple geographies.
That breadth gives UniCredit more earnings channels than a lender concentrated on household deposits and local loans, but it also links performance to corporate transactions, cross-border finance and market activity. Its identity is therefore closer to a European universal bank than the regional-bank label alone suggests.
| Company | Price | Market value | Score |
|---|---|---|---|
| $25.83 Oct 26, 2026 | $138B | — Model unavailable | |
| $94.90 Oct 26, 2026 | $101B | — Model unavailable | |
| $59.39 Oct 26, 2026 | $161B | — Model unavailable | |
| $7.70 Oct 26, 2026 | $84.9B | — 5-pillar · not comparable | |
| $2.76 Oct 26, 2026 | $31.1B | — 5-pillar · not comparable | |
| $65.24 Oct 26, 2026 | $30.6B | — 5-pillar · not comparable | |
| $2345.61 Oct 26, 2026 | $26.4B | — 5-pillar · not comparable | |
| $96.40 Oct 26, 2026 | $23.1B | — 5-pillar · not comparable | |
| $65.84 Oct 26, 2026 | $16.1B | — 5-pillar · not comparable | |
| $65.93 Oct 26, 2026 | $9.70B | — 5-pillar · not comparable | |
| $34.83 Oct 26, 2026 | $8.30B | — 5-pillar · not comparable | |
| $48.92 Oct 26, 2026 | $6.66B | — 5-pillar · not comparable |
The comparison model is unavailable. Other models are not directly comparable. Price and score dates are shown separately; market-value dates are unavailable.
The records behind this page
Who holds the shares?
Institutional ownership reported through 13F filings.
- Institutional ownership
- 0.0% Period end Jun 30, 2026
- Previous quarter · ownership
- 0.0% Prior to period end Jun 30, 2026
- Reporting holders
- 21 Period end Jun 30, 2026
- Previous quarter · holders
- 15 Prior to period end Jun 30, 2026
| Holders in provider snapshot | Shares |
|---|---|
| Ramirez Asset Management, INC. | 78,160 |
| Rhumbline Advisers | 51,487 |
| Ativo Capital Management LLC | 42,441 |
| Pinnacle Wealth Management Advisory Group, LLC | 34,925 |
| Sterling Capital Management LLC | 20,137 |
Quarterly filings lag the period end. Holder rows are names in the provider snapshot, not a verified ranking; individual filing dates are not supplied. Related managers may appear separately, so these positions are not summed. Holder snapshot as of Jun 30, 2026.
What has been published about UniCredit S.p.A. (UNCRY)?
UniCredit S.p.A. Financial Services Stock: Key Questions Answered
Research dated 2026-09-12; the full attribution is under Sources. The last 2 questions are answered from this page's own dated data, not from the research.
How does UniCredit earn money from corporate treasury clients?
UniCredit supplies payment processing, liquidity and working-capital management, risk hedging, trade finance and funding advice. Client transaction volumes, financing demand and the use of those services feed the bank’s revenue opportunity.
What is the UNCRY stock price today?
The last price recorded on this page for UniCredit S.p.A. (UNCRY) is $41.13, as of the Oct 26, 2026 trading session (source: Financial Modeling Prep (FMP) quote). It is a provider snapshot, not a live exchange feed, so check a brokerage quote before you trade.
Does UNCRY pay a dividend?
Yes. UniCredit S.p.A. (UNCRY) shows a trailing 12-month dividend yield of 4.46%, as of Oct 26, 2026, in the data on this page. Payout ratio and cash-flow coverage decide whether it can last, and past dividends do not guarantee future payments.
Disclaimer: This content is for informational purposes only and does not constitute investment advice. Always do your own research and consult a financial advisor.
Research written by Codex (gpt-5.6-sol) on 2026-09-12. AI-authored analysis; source dates are shown with each answer. Editorial oversight is systemic, not page-by-page. Editorially accountable: Sedat ANAK, Founder and Editor-in-Chief.
Sources — records for every figure on this page (46 figures)
The 46 rows below are exactly the facts the evidence-backed sections of this page printed — the 10-second verdict, the MoonshotScore, price and market value, the five questions with their receipts, and the records behind this page. Known dates and sources are recorded on their own rows; an em dash or UNRECORDED tier preserves a stored observation without inventing either. The quarterly income statement is provider-standardized (FMP) under one row, and scale definitions — a 0-100 rating, the band ladder, the Piotroski 0–9 range — are fixed rather than measured. No number in those sections was generated by a model. The register does not cover quoted third-party headlines, the dated council readings, or the Frequently Asked Questions; each of those says where it came from where it stands.
"As of" is the date the value is true for where the source carries one — a quarter end, a filing date, a price close, the day the score was computed. A cached observation with no source date remains undated; the page publication date is not used as a substitute.
OFFICIAL — 1 fact from SEC filings and earnings calls
| Fact ID | Fact | Value as shown | As of | Tier | Source |
|---|---|---|---|---|---|
prod.outlook | Management outlook — call excerpts | Andrea Orcel (Jul 23, 2026): We expect NII to accelerate in the second half. | OFFICIAL | Company earnings call, transcript via Financial Modeling Prep (FMP) — Selected verbatim statements from the latest available call, dated by the transcript provider. Management expectations, not completed milestones or guarantees. Relative dates retain the speaker's wording. |
FMP — 40 facts from Financial Modeling Prep endpoint families
| Fact ID | Fact | Value as shown | As of | Tier | Source |
|---|---|---|---|---|---|
px.last | Latest provided price | $41.13 | FMP | Financial Modeling Prep (FMP) quote — Dated to the US trading session the price belongs to, derived from the quote record's timestamp (weekend and pre-open reads roll back to the previous weekday; exchange holidays are not modelled). The record does not establish an exchange execution time. | |
px.change | Change on the day | +2.31% | FMP | Financial Modeling Prep (FMP) quote | |
px.mcap | Market capitalization | $125B | FMP | Financial Modeling Prep (FMP) quote — Provider market cap uses the share class it prices; a company with more than one class may show a larger total elsewhere. Market cap record date: 2026-10-26. Source capture time was not supplied. No share-count basis is inferred; this page preserves the reported amount instead of recalculating it from shares. | |
id.business_summary | Business description (FMP excerpt) | UniCredit S.p.A., a commercial banking institution, was founded in 1870 as Unicredito Italiano S.p.A. and maintains its headquarters in Milan, Italy. | FMP | Financial Modeling Prep (FMP) company profile — Deterministic excerpt derived from id.description; source and date describe the input fact, not a new provider observation | |
px.change_abs | Change on the day, in dollars | +$0.93 | FMP | Financial Modeling Prep (FMP) quote | |
px.range52 | 52-week range | $33.63–$50.28 | FMP | Financial Modeling Prep (FMP) quote | |
px.pe | Price / earnings (trailing) | 10.47 | FMP | Financial Modeling Prep (FMP) · quote | |
px.beta | Beta | 1.02 | FMP | Financial Modeling Prep (FMP) company profile | |
id.sector | Sector / industry (provider taxonomy) | Financial Services / Banks Regional | FMP | Financial Modeling Prep (FMP) company profile | |
id.hq | Headquarters | Tower A, Milan, MI, 20154, IT | FMP | Financial Modeling Prep (FMP) company profile | |
id.employees | Employees | 73,091 | FMP | Financial Modeling Prep (FMP) company profile | |
id.ceo | Chief executive | Andrea Orcel | FMP | Financial Modeling Prep (FMP) key executives (proxy-derived) — Titles and pay come from the company's proxy statement as our provider parsed it. | |
fin.q_revenue | Revenue, Q2 FY2026 | $7.34B | FMP | Financial Modeling Prep (FMP) · income statement (quarterly) | |
fin.q_income | Net income, Q2 FY2026 | $3.36B | FMP | Financial Modeling Prep (FMP) · income statement (quarterly) | |
earn.history.depth.2026-07-23.revenue_actual | Revenue · reported — report date 2026-07-23 | $7.50B | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2026-07-23.revenue_estimated | Revenue · estimate — report date 2026-07-23 | $8.56B | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2026-07-23.eps_actual | EPS · reported — report date 2026-07-23 | $1.0300 | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2026-07-23.eps_estimated | EPS · estimate — report date 2026-07-23 | $1.1100 | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2026-05-11.revenue_actual | Revenue · reported — report date 2026-05-11 | $7.93B | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2026-05-11.revenue_estimated | Revenue · estimate — report date 2026-05-11 | $8.98B | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2026-05-11.eps_actual | EPS · reported — report date 2026-05-11 | $1.2400 | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2026-05-11.eps_estimated | EPS · estimate — report date 2026-05-11 | $1.2500 | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2026-02-09.revenue_actual | Revenue · reported — report date 2026-02-09 | $4.72B | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2026-02-09.revenue_estimated | Revenue · estimate — report date 2026-02-09 | $6.78B | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2026-02-09.eps_actual | EPS · reported — report date 2026-02-09 | $0.7110 | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2026-02-09.eps_estimated | EPS · estimate — report date 2026-02-09 | $0.6650 | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2025-07-28.revenue_actual | Revenue · reported — report date 2025-07-28 | $8.23B | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2025-07-28.revenue_estimated | Revenue · estimate — report date 2025-07-28 | $6.06B | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2025-07-28.eps_actual | EPS · reported — report date 2025-07-28 | $1.2700 | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2025-07-28.eps_estimated | EPS · estimate — report date 2025-07-28 | $0.9610 | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
fin.q_table | Quarterly income statement | 4 quarters through Q2 FY2026 | FMP | Financial Modeling Prep (FMP) · income statement (quarterly), as filed | |
own.institutions.depth.ownership_pct | Institutional ownership | 0.0% | FMP | Financial Modeling Prep (FMP) institutional ownership summary, from 13F filings — 13F filings are quarterly and lag the quarter end by up to 45 days. Period end Jun 30, 2026 | |
own.institutions.depth.ownership_pct_previous_quarter | Previous quarter · ownership | 0.0% | FMP | Financial Modeling Prep (FMP) institutional ownership summary, from 13F filings — 13F filings are quarterly and lag the quarter end by up to 45 days. Prior to period end Jun 30, 2026 | |
own.institutions.depth.holders | Reporting holders | 21 | FMP | Financial Modeling Prep (FMP) institutional ownership summary, from 13F filings — 13F filings are quarterly and lag the quarter end by up to 45 days. Period end Jun 30, 2026 | |
own.institutions.depth.holders_previous_quarter | Previous quarter · holders | 15 | FMP | Financial Modeling Prep (FMP) institutional ownership summary, from 13F filings — 13F filings are quarterly and lag the quarter end by up to 45 days. Prior to period end Jun 30, 2026 | |
own.top_holders.depth.holder_0.shares | Ramirez Asset Management, INC. — shares in provider snapshot | 78,160 | FMP | Financial Modeling Prep (FMP) institutional holders, from 13F filings — Provider snapshot as of 2026-06-30; individual filing date not supplied. | |
own.top_holders.depth.holder_1.shares | Rhumbline Advisers — shares in provider snapshot | 51,487 | FMP | Financial Modeling Prep (FMP) institutional holders, from 13F filings — Provider snapshot as of 2026-06-30; individual filing date not supplied. | |
own.top_holders.depth.holder_2.shares | Ativo Capital Management LLC — shares in provider snapshot | 42,441 | FMP | Financial Modeling Prep (FMP) institutional holders, from 13F filings — Provider snapshot as of 2026-06-30; individual filing date not supplied. | |
own.top_holders.depth.holder_3.shares | Pinnacle Wealth Management Advisory Group, LLC — shares in provider snapshot | 34,925 | FMP | Financial Modeling Prep (FMP) institutional holders, from 13F filings — Provider snapshot as of 2026-06-30; individual filing date not supplied. | |
own.top_holders.depth.holder_4.shares | Sterling Capital Management LLC — shares in provider snapshot | 20,137 | FMP | Financial Modeling Prep (FMP) institutional holders, from 13F filings — Provider snapshot as of 2026-06-30; individual filing date not supplied. |
UNRECORDED — 1 fact from stored observations whose source was not recorded
| Fact ID | Fact | Value as shown | As of | Tier | Source |
|---|---|---|---|---|---|
earn.history | Reported versus estimated, recent quarters | EPS beat 4 of 8 | UNRECORDED | Stored earnings-history observation — Captured 2026-09-13 · Expired observation |
COMPUTED — 4 facts from our arithmetic, formula restated
| Fact ID | Fact | Value as shown | As of | Tier | Source |
|---|---|---|---|---|---|
div.ttm_per_share | Dividends per share, last 12 months (split-adjusted) | $1.83 | COMPUTED | Financial Modeling Prep (FMP) split-adjusted dividend history — Sum of 2 split-adjusted declared dividends with an ex-date in the 365 days to 2026-10-26, per current share. Ex-dates are not payment dates; special dividends are included. Not a declared annual rate. | |
div.ttm_yield | Dividend yield, last 12 months | 4.46% | COMPUTED | Financial Modeling Prep (FMP) split-adjusted dividend history and quote — Split-adjusted dividends with ex-dates in the trailing 365-day window divided by the packet price, on the same current-share basis. Price date follows the quote, latest price bar or packet-build day when unstamped. Not a forecast or declared annual rate. | |
earn.history.depth.2026-07-23.revenue_actual.comparison | Latest report · revenue vs estimate | Below estimate | Report date · | COMPUTED | Computed from Financial Modeling Prep (FMP) earnings — Earnings-history note — Method: compare reported revenue ($7.50B) with the recorded estimate ($8.56B) at displayed precision. Equal displayed values are in line. This compares reported results with recorded estimates, not investment returns. |
earn.history.depth.2026-07-23.eps_actual.comparison | Latest report · EPS vs estimate | Below estimate | Report date · | COMPUTED | Computed from Financial Modeling Prep (FMP) earnings — Earnings-history note — Method: compare reported EPS ($1.0300) with the recorded estimate ($1.1100) at displayed precision. Equal displayed values are in line. This compares reported results with recorded estimates, not investment returns. |
Fact-family notes
- Earnings-history note. Source series as of 2026-07-23. Dates are report dates, not fiscal period ends. Revenue is in USD; EPS is USD per share, rounded to four decimals. The earnings feed does not establish a basic, diluted or adjusted basis. Earnings-feed EPS may differ from statement EPS; the two series are not combined. Applies to Fact IDs:
earn.history.depth.2026-07-23.revenue_actual,earn.history.depth.2026-07-23.revenue_estimated,earn.history.depth.2026-07-23.revenue_actual.comparison,earn.history.depth.2026-07-23.eps_actual.comparison,earn.history.depth.2026-07-23.eps_actual,earn.history.depth.2026-07-23.eps_estimated,earn.history.depth.2026-05-11.revenue_actual,earn.history.depth.2026-05-11.revenue_estimated,earn.history.depth.2026-05-11.eps_actual,earn.history.depth.2026-05-11.eps_estimated,earn.history.depth.2026-02-09.revenue_actual,earn.history.depth.2026-02-09.revenue_estimated,earn.history.depth.2026-02-09.eps_actual,earn.history.depth.2026-02-09.eps_estimated,earn.history.depth.2025-07-28.revenue_actual,earn.history.depth.2025-07-28.revenue_estimated,earn.history.depth.2025-07-28.eps_actual,earn.history.depth.2025-07-28.eps_estimated.
- Published
- Research standards
- Methodology · Editorial policy · Corrections
- Report a number
- sedat@stockexpertai.com
Sources used for research written 2026-09-12
Historical evidence preserved with this analysis. Current figures are listed separately above.
| Evidence | Captured value | Source date | Source type | Source |
|---|---|---|---|---|
| Sector / industry (provider taxonomy) | Financial Services / Banks - Regional | 2026-09-12 | FMP | Financial Modeling Prep (FMP) company profile |
| Business description | UniCredit S.p.A., a commercial banking institution, was founded in 1870 as Unicredito Italiano S.p.A. and maintains its headquarters in Milan, Italy. The bank offers a comprehensive suite of financial services encompassing retail, corporate, and private banking. Its product range includes core banking provisions like accounts, deposits, loans, payment cards, transaction and payment processing, and investment funds. Additionally, UniCredit provides advisory, treasury, and insurance products, alongside cutting-edge digital and mobile banking solutions. For businesses and institutions, the company delivers specialized solutions for managing payments and liquidity, optimizing working capital, hedging financial risks, and facilitating international trade and treasury operations. It also offers diverse funding options, such as structured finance, project finance, commodity trade and export finance, and both debt and equity funding. Further services extend to corporate finance, capital structure and rating advisory, patient capital, financial sponsor solutions, and sustainable finance initiatives. UniCredit caters to a broad clientele, including individual consumers, corporations, public sector entities, international companies, and institutional investors. The bank boasts a significant international footprint, operating not only in Italy but also across other European nations, the Americas, Asia, and various other global markets. | 2026-09-12 | FMP | Financial Modeling Prep (FMP) company profile |
| Headquarters | Tower A, Milan, MI, 20154, IT | 2026-09-12 | FMP | Financial Modeling Prep (FMP) company profile |
Data provided for informational purposes only.