U.S. Bancorp (USB) Stock: Price, Forecast & Analyst Target
U.S. Bancorp (USB) — MoonshotScore 89/100 (Exceptional band), calculated Oct 6, 2026. Price $57.55 (+0.50%), as of the Oct 6, 2026 trading session; market cap $89.2B. Expected results Oct 15, 2026.
Educational signal · not a buy or sell recommendation · How to read this
U.S. Bancorp · USB · NYSE · Financial Services · Banks - Regional
Research dated 2026-09-12: U.S. Bancorp combines consumer and commercial banking with payments, wealth administration, corporate trust and treasury services. Its appeal rests on whether improving earnings and management’s stronger revenue outlook can persist while liquid resources have fallen sharply and debt remains substantial.
Price as of Oct 6, 2026
Key Statistics
MoonshotScore v2 · U.S. Bancorp (USB)
ExceptionalWhy this rating? Method, drivers & history
Bands for the MoonshotScore: Exceptional 80-100 · Strong 65-79 · Fair 45-64 · Weak below 45.
- Business Quality — Is this a genuinely good business?
- Financial Safety — Could this blow up on me?
- Valuation — Am I paying a fair price?
- Growth Durability — Is the growth real and likely to last?
- Momentum — Is the market already moving on this?
High quality and durable growth, at a dirt-cheap price, though the balance sheet is only decent. Business Quality: Elite; Financial Safety: Sound; Valuation: Cheap; Growth Durability: Growing; Momentum: Quiet.
- quarterly revenue $10.92B (Q2 FY2026, quarter ended Jun 2026)
- EPS beat 8 of 8
- expected results Oct 15, 2026
Helping: business quality, an attractive price, durable growth
What has the MoonshotScore done over time?
| Recorded | Score | Band |
|---|---|---|
| 89 | Exceptional | |
| 91 | Exceptional | |
| 91 | Exceptional | |
| 90 | Exceptional | |
| 90 | Exceptional | |
| 90 | Exceptional |
The score moved from 90 in the stored Oct 5, 2026 snapshot to 89 in the current publication computed Oct 6, 2026 (-1). This current publication is not yet represented in the immutable snapshot archive.
Calculation uses the most recent completed US trading session. Live price changes do not update the score immediately.
Computed · Educational signal · not a buy or sell recommendation · How the MoonshotScore is computed →
Price & valuation
| Measure | Value |
|---|---|
| Latest provided price | $57.55 |
| Change on the day | +0.50% |
| 52-week range | $45.02–$66.08 |
| Market capitalisation | $89.2B |
| Price / earnings (trailing) | 11.43 |
| Shares traded on the day | 355.3K |
| Beta (volatility vs the S&P 500) | 0.97 |
Price & events
Point at or tab to any week for its close.
Council Score · weighted blend of 2 available disciplines
Council score for U.S. Bancorp (USB): Strongly Bullish
75/100 · ASome lenses disagree with the MoonshotScore. Compare their readings below; each uses a different method.
5-Factor Breakdown
Legends Council
6 lenses, 6 current
AI simulations built from the named investors' published principles. Not affiliated with, endorsed by, or the opinion of these individuals. How these lenses are built
Read on: Oct 6, 2026
Munger's Mindset
Balance Sheet & Valuation · historical
Read on: Sep 10, 2026 · older than the 27 hours refresh window; not a current reading
How to read these bars and different assessments
Council is a separate blend of available disciplines; MoonshotScore above remains the five-pillar research rating.
Bars show each model's ordered assessment on its own scale, not a probability or a comparable investment return. The adjacent words give the assessment; more filled segments indicate a stronger model reading.
One of these lenses reads this company less favourably than the MoonshotScore does: Griffin-style lens. Each lens is a separate scoring function over its own inputs, so a disagreement is a difference of method rather than a correction — the page's answer stays the MoonshotScore above.
On Sep 10, 2026, the Munger lens read the price at that time as undervalued against its own estimate of value.
Readings on this page are from Oct 6, 2026, except a card that shows its own read date.
Watch the USB film — every key number, told as a short cinematic story
~2 min · open the film
What is U.S. Bancorp (USB), and what does it report?
Short answer · as of
U.S. Bancorp (USB) functions as a broad-based financial services holding company, delivering a comprehensive spectrum of banking and financial solutions throughout the United States.
Research dated 2026-09-12.
U.S. Bancorp is not merely a lender funded by deposits. It serves consumers, businesses, institutions and governments through loans and deposit accounts, while also earning from merchant processing, corporate cards, treasury management, fund administration, trust, brokerage and investment services.
That breadth shapes the reporting picture: wealth and investment services, payment services, and consumer and small-business banking each contribute meaningful revenue. Changes in reported revenue therefore reflect a blend of lending activity, payment volume and fee-bearing financial services rather than loan growth alone.
What do the latest results show for U.S. Bancorp (USB)?
Short answer · as of
The most recent reported quarter, Q2 FY2026, carried revenue of $10.92B.
Research dated 2026-09-12.
The latest period brought sequential gains in revenue, operating profit, net income and diluted earnings per share. It also continued a run in which reported earnings exceeded consensus throughout the displayed history, while the latest revenue result cleared expectations after a more mixed pattern.
Management raised its full-year revenue outlook and expects positive operating leverage. The outlook is presented with and without BTIG, and the stronger operating-leverage expectation excluding BTIG makes execution in the underlying franchise an important test rather than treating acquired contribution as equivalent to organic progress.
What do the reported financial results show?
Reported revenue, net income and earnings per share from the income statement.
| Period end | Revenue | Net income | EPS |
|---|---|---|---|
| Jun 30, 2026 | Not available | Not available | Not available |
| Mar 31, 2026 | Not available | Not available | Not available |
| Dec 31, 2025 | Not available | Not available | Not available |
| Sep 30, 2025 | Not available | Not available | Not available |
Revenue and net income are in USD; EPS is USD per share. Statement EPS is labelled diluted or basic only when its source identifies that basis. Otherwise, its basis is unknown.
Quarterly income statement — 4 quarters
| Period | Revenue | Net income | EPS |
|---|---|---|---|
| Q2 FY2026 | $10.92B | $2.18B | $1.40 (diluted) |
| Q1 FY2026 | $10.84B | $1.95B | $1.25 (diluted) |
| Q4 FY2025 | $10.98B | $2.05B | $1.32 (diluted) |
| Q3 FY2025 | $11.01B | $2.00B | $1.29 (diluted) |
What are the financial strengths and risks for U.S. Bancorp (USB)?
Short answer · as of
The MoonshotScore pillars rate business quality, an attractive price, durable growth as strengths.
Research dated 2026-09-12.
Profit has recovered across consecutive annual periods, operating profitability remains solid, and the latest operating cash inflow was the strongest in the displayed quarterly series. Those features support the bank’s capacity to generate earnings internally, although quarterly cash flow has been uneven.
Cash and short-term investments fell sharply after a temporary surge and now sit below total debt. That movement should not automatically be treated as operating burn: U.S. Bancorp also carries a much larger investment balance whose classification is unspecified, while its latest operating cash flow was strongly positive. The quality and distress screens also point in different directions, reinforcing the need to judge the composition of assets, liabilities and funding rather than rely on a summary score.
What should you watch next at U.S. Bancorp (USB)?
Short answer · as of
The next earnings report is expected on Oct 15, 2026.
Research dated 2026-09-12.
The scheduled earnings release needs to extend the recent improvement in revenue, operating profit and earnings while keeping reported results ahead of the expectations already embedded in the market. Particular attention belongs on whether management retains its raised revenue outlook and converts that growth into the promised operating leverage.
Balance-sheet movement is equally important. A stabilization in cash and short-term investments, alongside continued positive operating cash generation, would make the recent decline less concerning; another sharp contraction would increase the importance of understanding where liquidity has moved within the investment portfolio.
What the records here don't tell us
- No forward revenue or earnings estimate is on file.
Checked against the records this page reads, on the dates shown above.
How does U.S. Bancorp compare with its peers?
Short answer
U.S. Bancorp's score ranks tied for 8th of 13 in the bounded comparison shown, against 12 same-model peers. These are company scores, not expected investment returns. The set lists named competitors first, then companies in the same data-provider industry classification closest in market value; that classification is the provider's, not our judgment of business similarity.
Research dated 2026-09-12.
Compared with a bank dominated by deposits and lending spreads, U.S. Bancorp has additional demand engines in merchant processing, corporate cards, fund administration, corporate trust and wealth management. Payment activity and administered assets can therefore influence results alongside borrowing demand and credit performance.
The distinguishing feature is the overlap between banking relationships and fee-based infrastructure for businesses, institutions and governments. That mix can broaden revenue participation, but it also exposes the company to weakness in payment activity and asset-related fees rather than concentrating pressure solely in lending.
| Company | Price | Market value | Score |
|---|---|---|---|
| $4.51 Oct 6, 2026 | $45.8B | 98 5-pillar Oct 6, 2026 | |
| $77.91 Oct 6, 2026 | $37.1B | 98 5-pillar Oct 6, 2026 | |
| $96.54 Oct 6, 2026 | $22.8B | 98 5-pillar Oct 6, 2026 | |
| $75.20 Oct 6, 2026 | $18.4B | 98 5-pillar Oct 6, 2026 | |
| $46.06 Oct 6, 2026 | $6.40B | 91 5-pillar Oct 6, 2026 | |
| $5.98 Oct 6, 2026 | $43.3B | 90 5-pillar Oct 6, 2026 | |
| $17.56 Oct 6, 2026 | $9.62B | 90 5-pillar Oct 6, 2026 | |
| U.S. Bancorp (USB) — this page | $57.55 | $89.2B | 89 |
| $158.29 Oct 6, 2026 | $10.1B | 89 5-pillar Oct 6, 2026 | |
| $10.15 Oct 6, 2026 | $109B | 84 5-pillar Oct 6, 2026 | |
| $111.59 Oct 6, 2026 | $102B | 68 5-pillar Oct 6, 2026 | |
| $220.16 Oct 6, 2026 | $87.8B | 66 5-pillar Oct 6, 2026 | |
| $11.15 Oct 6, 2026 | $134B | 58 5-pillar Oct 6, 2026 |
Only 5-pillar scores are ranked together. Other models are not directly comparable. Price and score dates are shown separately; market-value dates are unavailable.
The records behind this page
Analyst targets & estimates
What analysts have on file
- Price target, low to high
- $66.00 – $76.00
- Consensus target
- $70.06
- Median target
- $68.00
Consensus record · Captured .
Measured against a quoted price of $57.55 (as of Oct 6, 2026).
Insider activity
Form 4 records via FMP · Of the newest 60 records, those within the last 180 days, newest dated Aug 28, 2026
- Transactions
- 23
- Identified insiders
- 16
- Purchases
- 0
- Sales
- 5
- Other transactions
- 18
Purchases and sales use the reported transaction category. Other transactions include awards, exercises, gifts, withholding and unclassified activity; an acquisition or disposition alone is not a purchase or sale. These records do not establish intent.
What has been published about U.S. Bancorp (USB)?
- Evercore ISI Adjusts U.S. Bancorp Price Target to $65 From $72, Maintains Outperform Rating
- Oppenheimer Adjusts Price Target on U.S. Bancorp to $72 From $77, Keeps Outperform Rating
- JPMorgan Cuts U.S. Bancorp Price Target to $65 From $69, Maintains Neutral Rating
- Evercore ISI Group Maintains Outperform on U.S. Bancorp, Lowers Price Target to $65
USB Financial Services Stock FAQ
Research dated 2026-09-12; the answers below are from that research, and the full attribution is under Sources. The last 3 questions are answered from this page's own dated data, not from the research.
How do U.S. Bancorp Payment Services change the business mix?
Payment Services adds merchant processing and corporate and purchasing card activity alongside traditional banking. Revenue can therefore respond to transaction activity as well as deposits and loans.
Why does Wealth Management and Investment Services matter to U.S. Bancorp?
Wealth Management and Investment Services is the largest disclosed revenue segment. Its asset management, fiduciary, fund administration and corporate trust activities make administered assets and client activity material parts of the franchise.
What does U.S. Bancorp’s cash and investment swing mean?
Cash and short-term investments have contracted sharply, but the company also reports a far larger long-term investment balance with an unspecified classification. The movement therefore warrants scrutiny without being treated as ordinary corporate cash burn, especially while operating cash flow remains positive.
How does BTIG affect U.S. Bancorp’s outlook?
Management presents revenue growth expectations with and without BTIG and expects stronger operating leverage when BTIG’s impact is excluded. That separation lets readers test whether the underlying U.S. Bancorp franchise is improving independently of the added contribution.
What is the USB stock price today?
The last price recorded on this page for U.S. Bancorp (USB) is $57.55, as of the Oct 6, 2026 trading session (source: Financial Modeling Prep (FMP) · quote). It is a provider snapshot, not a live exchange feed, so check a brokerage quote before you trade.
What is the USB price target?
The analyst consensus price target for U.S. Bancorp (USB) is $70.06 (range $66.00 to $76.00, median $68.00), per FMP data captured Oct 5, 2026. Targets are analyst opinions and change often; they are not a Stock Expert AI forecast.
When are USB's next earnings?
The next earnings date listed on this page for U.S. Bancorp (USB) is Oct 15, 2026. Companies sometimes move report dates, so the company's own announcement is the final word on timing.
Disclaimer: This content is for informational purposes only and does not constitute investment advice. Always do your own research and consult a financial advisor.
Research written by Codex (gpt-5.6-sol) on 2026-09-12. AI-authored analysis; source dates are shown with each answer. Editorial oversight is systemic, not page-by-page. Editorially accountable: Sedat ANAK, Founder and Editor-in-Chief.
Sources — records for every figure on this page (23 figures)
The 23 rows below are exactly the facts the evidence-backed sections of this page printed — the 10-second verdict, the MoonshotScore, price and market value, the five questions with their receipts, and the records behind this page. Known dates and sources are recorded on their own rows; an em dash or UNRECORDED tier preserves a stored observation without inventing either. The quarterly income statement is provider-standardized (FMP) under one row, and scale definitions — a 0-100 rating, the band ladder, the Piotroski 0–9 range — are fixed rather than measured. No number in those sections was generated by a model. The register does not cover quoted third-party headlines, the dated council readings, or the Frequently Asked Questions; each of those says where it came from where it stands.
"As of" is the date the value is true for where the source carries one — a quarter end, a filing date, a price close, the day the score was computed. A cached observation with no source date remains undated; the page publication date is not used as a substitute.
OFFICIAL — 1 fact from SEC filings and earnings calls
| Fact ID | Fact | Value as shown | As of | Tier | Source |
|---|---|---|---|---|---|
id.hq | SEC filing business address | U.S. Bancorp, 200 S. Sixth ST., Minneapolis, MN, 55402 | OFFICIAL | SEC EDGAR filer business address — The SEC filer business address. Our market-data provider separately lists "800 Nicollet Mall, Minneapolis, MN, 55402, US". |
FMP — 18 facts from Financial Modeling Prep endpoint families
| Fact ID | Fact | Value as shown | As of | Tier | Source |
|---|---|---|---|---|---|
px.last | Latest provided price | $57.55 | FMP | Financial Modeling Prep (FMP) · quote — Dated to the US trading session the price belongs to, derived from the quote record's timestamp (weekend and pre-open reads roll back to the previous weekday; exchange holidays are not modelled). The record does not establish an exchange execution time. Retrieved 2026-10-06T13:54:58.885Z. | |
px.change | Change on the day | +0.50% | FMP | Financial Modeling Prep (FMP) · quote | |
px.mcap | Market capitalization | $89.2B | FMP | Financial Modeling Prep (FMP) quote — Provider market cap uses the share class it prices; a company with more than one class may show a larger total elsewhere. Market cap record date: 2026-10-06. Source capture time was not supplied. No share-count basis is inferred; this page preserves the reported amount instead of recalculating it from shares. | |
px.change_abs | Change on the day, in dollars | +$0.285 | FMP | Financial Modeling Prep (FMP) · quote | |
fin.q_revenue | Revenue, Q2 FY2026 | $10.92B | FMP | Financial Modeling Prep (FMP) · income statement (quarterly) | |
px.range52 | 52-week range | $45.02–$66.08 | FMP | Financial Modeling Prep (FMP) quote | |
px.pe | Price / earnings (trailing) | 11.43 | FMP | Financial Modeling Prep (FMP) · quote | |
px.volume | Shares traded on the day | 355.3K | FMP | Financial Modeling Prep (FMP) · quote | |
px.beta | Beta | 0.97 | FMP | Financial Modeling Prep (FMP) company profile | |
id.business_summary | Business description (FMP excerpt) | U.S. Bancorp (USB) functions as a broad-based financial services holding company, delivering a comprehensive spectrum of banking and financial solutions throughout the United States. | FMP | Financial Modeling Prep (FMP) company profile — Deterministic excerpt derived from id.description; source and date describe the input fact, not a new provider observation | |
id.ceo | Chief executive | Gunjan Kedia | FMP | Financial Modeling Prep (FMP) key executives (proxy-derived) — Titles and pay come from the company's proxy statement as our provider parsed it. | |
id.employees | Employees | 68,520 | FMP | Financial Modeling Prep (FMP) company profile | |
fin.annual | Revenue and net result by fiscal year | 4 fiscal years, FY2022 through FY2025: FY2022 revenue $0.00, net result $0.00; FY2023 revenue $0.00, net result $0.00; FY2024 revenue $0.00, net result $0.00; FY2025 revenue $0.00, net result $0.00 | FMP | Financial Modeling Prep (FMP), from the company's 10-K income statements | |
fin.q_table | Quarterly income statement | 4 quarters through Q2 FY2026 | FMP | Financial Modeling Prep (FMP) · income statement (quarterly), as filed | |
earn.pt_range | Analyst price target, low to high | $66.00 – $76.00 | FMP | Financial Modeling Prep (FMP) · price-target consensus — Captured Oct 5, 2026 · Coverage not supplied | |
earn.pt_consensus | Consensus analyst price target | $70.06 | FMP | Financial Modeling Prep (FMP) · price-target consensus — Captured Oct 5, 2026 · Coverage not supplied | |
earn.pt_median | Median analyst price target | $68.00 | FMP | Financial Modeling Prep (FMP) · price-target consensus — Captured Oct 5, 2026 · Coverage not supplied | |
own.insiders | Insider transactions via FMP | 23 transactions · 0 purchases, 5 sales, 18 other transactions · 16 identified insiders · of the newest 60 records, those within the last 180 days, newest dated Aug 28, 2026 | FMP | Financial Modeling Prep (FMP), carrying Form 4 transaction records — Purchases and sales use the reported transaction category. Other transactions include awards, exercises, gifts, withholding and unclassified activity; an acquisition or disposition alone is not a purchase or sale. These records do not establish intent. |
UNRECORDED — 2 facts from stored observations whose source was not recorded
| Fact ID | Fact | Value as shown | As of | Tier | Source |
|---|---|---|---|---|---|
earn.next | Next earnings date | Oct 15, 2026 | UNRECORDED | Stored earnings-calendar observation — Captured 2026-08-31 | |
earn.history | Reported versus estimated, recent quarters | EPS beat 8 of 8 | UNRECORDED | Stored earnings-history observation — Captured 2026-10-06 |
OURS — 2 facts from Stock Expert AI's own score and rank
| Fact ID | Fact | Value as shown | As of | Tier | Source |
|---|---|---|---|---|---|
ours.moonshot | MoonshotScore v2 | 89 of 100 · Exceptional · pillars 86 / 62 / 94 / 71 / 49 | OURS | Stock Expert AI MoonshotScore v2 engine | |
ours.moonshot_change | MoonshotScore movement | 90 (stored snapshot Oct 5, 2026) → 89 (current publication computed Oct 6, 2026) (-1) | OURS | Stock Expert AI current score publication and immutable score snapshots — The current score publication is not yet represented in the immutable snapshot archive. |
- Published
- Research standards
- Methodology · Editorial policy · Corrections
- Report a number
- sedat@stockexpertai.com
Sources used for research written 2026-09-12
Historical evidence preserved with this analysis. Current figures are listed separately above.
| Evidence | Captured value | Source date | Source type | Source |
|---|---|---|---|---|
| Business description | U.S. Bancorp (USB) functions as a broad-based financial services holding company, delivering a comprehensive spectrum of banking and financial solutions throughout the United States. Its diverse customer base includes individual consumers, various businesses, institutional organizations, governmental bodies, and other financial entities. The company organizes its operations across key segments: Corporate and Commercial Banking, Consumer and Business Banking, Wealth Management and Investment Services, Payment Services, and Treasury and Corporate Support. Its offerings encompass fundamental depository services such as checking accounts, savings accounts, and time certificates. U.S. Bancorp also extends a variety of credit facilities, including traditional lending products, credit card services, lease financing, support for import/export trade, asset-backed lending, and agricultural finance. Furthermore, it provides supplementary services like capital markets access, treasury management, and receivable lock-box collection for its corporate and governmental clients. The firm also offers a full suite of asset management and fiduciary services designed for individuals, estates, foundations, corporations, and charitable organizations. Beyond these, the company supplies investment and insurance products, predominantly to customers within its operating regions, and delivers fund administration services to a range of mutual and other investment funds. Its portfolio also includes corporate and purchasing card services, corporate trust management, and merchant processing. U.S. Bancorp's capabilities additionally span investment management, ATM network operation, mortgage banking, insurance provision, brokerage activities, and leasing services. As of December 31, 2021, the company distributed its products and services through a physical network of 2,230 banking branches, mainly concentrated in the Midwest and Western United States. Digital access was also extensively provided via online platforms, mobile devices, and other electronic channels. Additionally, it managed a network of 4,059 ATMs. Founded in 1863, U.S. Bancorp is headquartered in Minneapolis, Minnesota. | 2026-09-12 | FMP | Financial Modeling Prep (FMP) company profile |
| Revenue by segment | Payment Services: $9.70B; Consumer And Small Business Banking: $8.87B; Wealth Management And Investment Services: $12.08B | 2025-12-31 | FMP | Financial Modeling Prep (FMP) revenue segmentation, from the company's 10-K |
| Quarterly income statement (USD thousands) | Captured record · 8 entries
| 2026-06-30 | FMP | Financial Modeling Prep (FMP), from the company's 10-Q and 10-K income statements |
| Management outlook — dated call excerpts | Captured record · 4 entries
Selected verbatim statements from the latest available call, dated by the transcript provider. Management expectations, not completed milestones or guarantees. Relative dates retain the speaker's wording. | 2026-07-16 | OFFICIAL | Company earnings call, transcript via Financial Modeling Prep (FMP) |
| Cash and short-term investments over time (USD millions) | Captured record · 8 entries
| 2026-06-30 | FMP | Financial Modeling Prep (FMP), from the company's quarterly balance sheets |
| Cash, investments and debt | Total debt: $96.01B; Liquidity basis: cash and short-term investments; Total liabilities: $658.02B; Cash and short-term investments: $66.49B; Cash and investments: $635.38B; Long-term investments: $568.89B; Long-term investments classification: unclassified Long-term investments are shown separately; their marketability is not established by the provider field. The cash and short-term investment balance does not establish unrestricted availability. | 2026-06-30 | FMP | Financial Modeling Prep (FMP), from the company's balance sheet |
| Sector / industry (provider taxonomy) | Financial Services / Banks - Diversified The company's SEC filings classify it under SIC 6021 — National Commercial Banks. | 2026-09-12 | FMP | Financial Modeling Prep (FMP) company profile |
| Annual revenue and net result (USD millions) | Captured record · 5 entries
| 2025-12-31 | FMP | Financial Modeling Prep (FMP), from the company's 10-K income statements |
| Operating cash flow by quarter (USD millions) | Captured record · 8 entries
| 2026-06-30 | FMP | Financial Modeling Prep (FMP), from the company's 10-Q cash-flow statements |
| Reported versus estimated, last 8 quarters | Captured record · 8 entries
| 2026-07-16 | FMP | Financial Modeling Prep (FMP) earnings |
| Cash and investment components | Total basis: cash short and long-term investments; Total: $635.38B; Cash and short-term investments: $66.49B; Long-term investments: $568.89B; Long-term investments classification: unclassified Sums the balance sheet's cash and short-term investments with its long-term investments.; The long-term investment field does not establish marketability; the sum is not a measure of available liquidity.; These provider fields do not establish investment access restrictions or explain differences from third-party cash figures. | 2026-06-30 | COMPUTED | Computed from the balance sheet |
| Cash decline over the reported window | To: 2026-06-30; From: 2024-09-30; Periods: 7; Cash basis: cash and short-term investments; Closing balance: $66.49B; Decline: $89.17B; Opening balance: $155.66B; Average change per period: $12.74B Change in cash, cash equivalents and short-term investments between the 2024-09-30 and 2026-06-30 balance sheets.; This is a balance change, not operating burn: financing and investing move it too.; Averaged over 7 reporting periods of unequal length. | 2026-06-30 | COMPUTED | Computed from reported balances |
| Cash against market value | As of: 2026-06-30; Cash basis: cash and short-term investments; Net cash: -$29.52B; Total debt: $96.01B; Cash and investments: $66.49B Price-based multiples captured at research time are not repeated here; the page shows each once, from current figures with their own dates. Cash is the latest reported cash and short-term investment balance; long-term investments are excluded. Market capitalization is the latest provider value.; The reported balance does not establish unrestricted availability or liquidation value.; The two are measured on different dates — the balance sheet is a quarter-end, the market cap is a recent close.; Debt is total debt as reported, including operating lease liabilities where the filer includes them. | 2026-06-30 | COMPUTED | Computed from the balance sheet and the latest market capitalization |
| Trailing twelve-month ratio set | Quick ratio: 1.78; Current ratio: 1.78; Debt to equity: 1.42; Net margin: 18.7%; Gross margin: 63.8%; Operating margin: 23.9%; Return on assets: 1.1%; Return on equity: 12.5% Price-based multiples captured at research time are not repeated here; the page shows each once, from current figures with their own dates. A ratio our provider could not compute is absent rather than shown as zero. | 2026-09-12 | FMP | Financial Modeling Prep (FMP) key-metrics-ttm + ratios-ttm |
| Distress and quality screens | Altman Z-score: 0.4; Piotroski F-score: 9 Altman Z below 1.8 is the conventional distress zone. For a company holding large cash against negative retained earnings the score mostly reflects the retained-earnings term. | 2026-09-12 | FMP | Financial Modeling Prep (FMP) financial scores |
| Next earnings report | Date: 2026-10-15; EPS estimate: $1.32 per share; Revenue estimate: $7.96B The date is our provider's estimate until the company confirms it. | 2026-09-12 | FMP | Financial Modeling Prep (FMP) earnings calendar |
| Analyst revenue and earnings estimates (average) | Captured record · 4 entries
| 2026-09-12 | FMP | Financial Modeling Prep (FMP) analyst estimates |
| Most recent periodic reports | 2026-08-06 | OFFICIAL | SEC EDGAR filer submissions |
Data provided for informational purposes only.
ETFs that hold USB
Funds in our ETF coverage that list USB among the top 10 holdings on their fund page, largest weight first. Each weight is the fund's reported holding weight as of the date in its row.
| ETF | Weight | Holdings as of |
|---|---|---|
| Davis Select U.S. Equity ETF (DUSA) | 6.69% | |
| Brookstone Dividend Stock ETF (BAMD) | 3.85% | |
| WisdomTree U.S. AI Enhanced Value Fund (AIVL) | 2.95% |