Vanguard Intermediate-Term Investment-Grade Fund Investor Shares (VFICX) Fund Overview
Educational signal · not a buy or sell recommendation · How to read this
For informational purposes only. Not financial advice. Machine-generated analysis by Stock Expert AI — model gemini-2.0-flash, generated Mar 17, 2026. Editorial oversight is systemic, not page-by-page. Editorially accountable: Sedat ANAK, Founder and Editor-in-Chief. Data sources: Financial Modeling Prep, Yahoo Finance, SEC EDGAR
Quick AnswerVanguard Intermediate-Term Investment-Grade Fund Investor Shares (VFICX) trades at $8.29. Vanguard Intermediate-Term Investment-Grade Fund Investor Shares (VFICX) offers diversified exposure to medium- and high-quality investment-grade bonds. Sector: Financials.
Price as of · Last analyzed: Mar 17, 2026Analyst Coverage for VFICX: VFICX does not currently have published analyst price targets in our coverage universe. This is common for smaller-cap names with limited Wall Street coverage.
Vanguard Intermediate-Term Investment-Grade Fund Investor Shares (VFICX) Financial Services Profile
Vanguard Intermediate-Term Investment-Grade Fund Investor Shares provides investors with exposure to a diversified portfolio of medium- and high-quality investment-grade bonds. The fund focuses on bonds with maturities between five and ten years, offering a balance between risk and return within the fixed income market.
What Is the Investment Thesis for VFICX?
Vanguard Intermediate-Term Investment-Grade Fund Investor Shares presents a compelling option for investors seeking stable income and capital preservation through exposure to investment-grade bonds. The fund's focus on intermediate-term maturities mitigates interest rate risk compared to longer-duration bond funds. With a market cap of $39.55 billion, VFICX demonstrates significant scale and diversification. Key value drivers include the fund's low expense ratio and Vanguard's established reputation for efficient fund management. A potential catalyst is the ongoing demand for fixed-income investments in a low-yield environment. A key risk is the potential for rising interest rates, which could negatively impact bond prices and fund performance.
Based on FMP financials and quantitative analysis
VFICX Key Highlights
The fund invests primarily in investment-grade bonds, offering a relatively lower risk profile compared to high-yield bond funds.
- VFICX maintains an average maturity between five and ten years, balancing income generation and capital preservation.
- The fund's diversified holdings across corporate bonds, pooled consumer loans, and U.S. government bonds mitigate issuer-specific risk.
- VFICX's large market cap of $39.55 billion reflects its popularity and scale within the investment-grade bond fund market.
- The fund's expense ratio is low relative to peers, contributing to higher net returns for investors.
Who Are VFICX's Competitors?
VFICX is benchmarked below against 8 industry peers on price, market cap, and our AI MoonshotScore.
| Company | Price | Change | Market Cap | MoonshotScore |
|---|---|---|---|---|
| DFAC Dimensional U.S. Core Equity 2 ETF | $45.29 | +0.71% | $47.9B | — |
| DIA SPDR Dow Jones Industrial Average ETF Trust | $512.35 | +0.24% | $43.0B | — |
| MUB iShares National Muni Bond ETF | $100.96 | -0.00% | $43.9B | — |
| SCHB Schwab U.S. Broad Market ETF | $29.82 | +0.73% | $44.6B | — |
| VBK Vanguard Small-Cap Growth ETF | $347.78 | +1.18% | $47.9B | — |
| BLK BlackRock, Inc. | $1071.86 | +1.15% | $164B | 51 5-pillar |
| BX Blackstone Inc. | $112.18 | +0.38% | $135B | 68 5-pillar |
| APOS Apollo Global Management, Inc. | $25.34 | -0.98% | $74.8B | 56 5-pillar |
AI Score by Stock Expert AI · Price data: FMP / Yahoo Finance
What Are VFICX's Key Strengths?
Diversified portfolio of investment-grade bonds.
- Low expense ratio.
- Experienced management team.
- Strong brand reputation.
What Are VFICX's Weaknesses?
Susceptible to interest rate risk.
- Limited upside potential compared to equity investments.
- Performance may be constrained by the investment-grade mandate.
What Are the Key Risks for VFICX?
Rising interest rates, which could negatively impact bond prices.
- Economic downturn leading to credit downgrades and defaults.
- Inflation eroding the real value of fixed-income investments.
- Regulatory changes impacting the bond market.
What Are VFICX's Competitive Advantages?
- Vanguard's established brand reputation and scale provide a competitive advantage.
- Low expense ratio attracts cost-conscious investors.
- Diversified portfolio reduces issuer-specific risk.
- Experienced investment team with a proven track record.
What Does VFICX Do?
Vanguard Intermediate-Term Investment-Grade Fund Investor Shares (VFICX) is a bond fund managed by The Vanguard Group, one of the world's largest investment management companies. The fund is designed to provide investors with a diversified portfolio of investment-grade bonds, primarily focusing on those with intermediate-term maturities. VFICX invests in a variety of fixed-income securities, including corporate bonds, pooled consumer loans, and U.S. government bonds. The fund's investment strategy aims to maintain an average maturity between five and ten years, offering a balance between income generation and capital preservation. This focus on intermediate-term bonds seeks to provide a more stable return profile compared to funds with longer maturities, which are typically more sensitive to interest rate fluctuations. The fund's diversified approach helps to mitigate risk by spreading investments across different sectors and issuers within the investment-grade bond market. VFICX is available to investors seeking a core bond holding or a complement to a broader fixed-income portfolio. The fund's objective is to provide a consistent stream of income while maintaining a relatively low level of volatility. As of 2026, VFICX continues to be a popular choice for investors looking for a reliable and diversified investment-grade bond fund.
What Products and Services Does VFICX Offer?
- Invests in a diversified portfolio of medium- and high-quality investment-grade bonds.
- Focuses on bonds with maturities between five and ten years.
- Includes corporate bonds, pooled consumer loans, and U.S. government bonds in its holdings.
- Seeks to provide a consistent stream of income while maintaining a relatively low level of volatility.
- Offers investors exposure to the fixed-income market with a balance between risk and return.
- Manages assets on behalf of individual and institutional investors.
- Provides a cost-effective way to access a diversified bond portfolio.
How Does VFICX Make Money?
- Generates revenue through management fees charged as a percentage of assets under management (AUM).
- Aims to attract and retain investors by delivering competitive returns and managing risk effectively.
- Utilizes a team of investment professionals to research and select bonds for the portfolio.
What Industry Does VFICX Operate In?
Vanguard Intermediate-Term Investment-Grade Fund Investor Shares operates within the asset management industry, specifically focusing on fixed-income investments. The industry is characterized by a wide range of investment products, including bond funds, equity funds, and balanced funds. The competitive landscape includes both large asset managers like Vanguard and smaller, specialized firms. The demand for bond funds is influenced by factors such as interest rates, economic growth, and investor risk appetite. As of 2026, the asset management industry continues to experience growth, driven by increasing global wealth and the need for retirement planning solutions.
Who Are VFICX's Key Customers?
- Individual investors seeking a stable income stream.
- Retirement savers looking for a low-risk investment option.
- Institutional investors seeking diversified exposure to investment-grade bonds.
Research confidence
Thin evidence — scoring coverage unknown. Treat this as a starting point, not a conclusion.
- ● Scoring coverage unknown
- ● Price is current
- ● No filing on record
- ● No analyst coverage
- ● This is a fund, not an operating company
MoonshotScore History
Recorded daily since 2026-08-23 · 41 snapshots
| 2026-08-23 | 44 |
| 2026-08-31 | 44 |
| 2026-09-08 | 44 |
| 2026-09-16 | 44 |
| 2026-09-24 | 44 |
| 2026-10-04 | 44 |
What changed?
The score has stayed at 44.
Over the same 30 days the stock moved -3.3%.
VFICX Financials
Bull Case vs Bear Case
Bull Case
- Diversified portfolio of investment-grade bonds.
- Low expense ratio.
- Experienced management team.
- Strong brand reputation.
Bear Case
- Susceptible to interest rate risk.
- Limited upside potential compared to equity investments.
- Performance may be constrained by the investment-grade mandate.
- Potential: Rising interest rates, which could negatively impact bond prices.
AI-generated arguments based on insider flow, news sentiment and technicals — not financial advice · March 2026
VFICX Latest News
No recent news available for VFICX.
VFICX Analyst Consensus
Consensus Rating
Aggregated Buy/Hold/Sell recommendations collected by Financial Modeling Prep for VFICX.
Price Targets
Wall Street price target analysis for VFICX.
VFICX MoonshotScore
MoonshotScore is Stock Expert AI's proprietary 0-100 research rating, not a buy or sell recommendation. No MoonshotScore is published for VFICX; grades run from A+ (80-100) to F (below 30).
Common Questions About VFICX (Financials)
What are the main risks for VFICX?
The primary risk for Vanguard Intermediate-Term Investment-Grade Fund Investor Shares (VFICX) is interest rate risk. Rising interest rates can lead to a decline in bond prices, negatively impacting the fund's performance. Credit risk is also a concern, as economic downturns can lead to downgrades or defaults on corporate bonds held by the fund.
Disclaimer: This content is for informational purposes only and does not constitute investment advice. Always do your own research and consult a financial advisor.
Official Resources
MoonshotScore is not published for this security.
Data provided for informational purposes only.
- The information provided is based on available data and general knowledge of the company and industry.