Western Alliance Bancorporation (WAL) Stock: Price, Forecast & Analyst Target
Western Alliance Bancorporation (WAL) — MoonshotScore 33/100 (Weak band), calculated Oct 26, 2026. Price $75.75 (-0.49%), as of the Oct 26, 2026 trading session; market cap $8.26B. Expected results Jan 25, 2027.
Educational signal · not a buy or sell recommendation · How to read this
Western Alliance Bancorporation · WAL · NYSE · Financial Services · Banks - Regional
Research dated 2026-09-13: Western Alliance Bancorporation pairs regional deposit gathering with specialty commercial lending, treasury management and residential mortgage services. Its appeal depends on whether recovering earnings can persist while reported revenue, operating cash flow and liquid balances move unevenly.
Price as of Oct 26, 2026
Key Statistics
MoonshotScore v2 · Western Alliance Bancorporation (WAL)
WeakWhy this rating? Method, drivers & history
Bands for the MoonshotScore: Exceptional 80-100 · Strong 65-79 · Fair 45-64 · Weak below 45.
- Business Quality — Is this a genuinely good business?
- Financial Safety — Could this blow up on me?
- Valuation — Am I paying a fair price?
- Growth Durability — Is the growth real and likely to last?
- Momentum — Is the market already moving on this?
Durable growth, but a fragile balance sheet, and the price trend has turned against it. The score also carries a risk penalty for reported profit not backed by cash flow. Business Quality: Average; Financial Safety: Fragile; Valuation: Full; Growth Durability: Growing; Momentum: Slipping.
- quarterly revenue $1.46B (Q3 FY2026, quarter ended Sep 30, 2026)
- EPS beat 6 of 8
- Altman Z -0.47 · Piotroski F 5
Holding back: balance-sheet strain, weak price trend
Helping: durable growth
What has the MoonshotScore done over time?
| Recorded | Score | Band |
|---|---|---|
| 32 | Weak | |
| 32 | Weak | |
| 32 | Weak | |
| 32 | Weak | |
| 33 | Weak | |
| 33 | Weak |
The score was 33 in the stored Oct 24, 2026 snapshot and remains 33 in the current publication computed Oct 26, 2026 (0); the largest pillar moves were Growth Durability -1; the pillar moves offset under the sector-relative weighting, so the headline score is unchanged.
Calculation uses the most recent completed US trading session. Live price changes do not update the score immediately.
Computed · Educational signal · not a buy or sell recommendation · How the MoonshotScore is computed →
Price & valuation
| Measure | Value | As of |
|---|---|---|
| Latest provided price | $75.75 | |
| Change on the day | -0.49% | |
| 52-week range | $65.82–$97.23 | |
| Market capitalisation | $8.26B | |
| Price / earnings (trailing) | 8.32 | |
| Shares traded on the day | 13.0K | |
| Beta (volatility vs the S&P 500) | 1.42 | |
| Dividends per share (last 12 months) | $1.68 | |
| Dividend yield (last 12 months) | 2.22% |
Price & events
Triangles mark reported quarters on the line: pointing up is above the recorded estimate, down is below, a diamond means no estimate on file or a dated event that is not a results report. Numbers key to the dated list. Point at or tab to any week for its close.
Events behind the price
- · Earnings results · above the recorded estimate
- · Earnings results · above the recorded estimate
- · Earnings results · in line with the recorded estimate
- · Earnings results · above the recorded estimate
- · Earnings call · management outlook
Results dates follow the earnings feed; call dates follow the transcript provider. Nearby dates do not establish that an event caused a price move.
Upcoming events
Management outlook
We will give you more specific guidance when we do our Q4 earnings call in January.
Kenneth A. Vecchione · Statement from
Statement dates identify the earnings call, not a deadline. Management expectations and provider estimates can change.
Read management statementsOther perspectives
Council score for Western Alliance Bancorporation (WAL): perspectives
Council is a separate blend of available disciplines; MoonshotScore above remains the five-pillar research rating.
5-Factor Breakdown
Legends Council
5 lenses, 0 current
AI simulations built from the named investors' published principles. Not affiliated with, endorsed by, or the opinion of these individuals. How these lenses are built
Read on: Oct 23, 2026 · older than the 27 hours refresh window; not a current reading
Munger's Mindset
Balance Sheet & Valuation · historical
Read on: Sep 10, 2026 · older than the 27 hours refresh window; not a current reading
How to read these bars and different assessments
Council is a separate blend of available disciplines; MoonshotScore above remains the five-pillar research rating.
Bars show each model's ordered assessment on its own scale, not a probability or a comparable investment return. The adjacent words give the assessment; more filled segments indicate a stronger model reading.
On Sep 10, 2026, the Munger lens read the price at that time as fairly valued against its own estimate of value.
Readings on this page are from Oct 27, 2026, except a card that shows its own read date.
Watch the WAL film — every key number, told as a short cinematic story
~2 min · open the film
What is Western Alliance Bancorporation (WAL), and what does it report?
Short answer · as of
Western Alliance owns Western Alliance Bank, which serves commercial and consumer customers through deposit accounts, cash-management services, mortgages and a wide lending menu.
Research dated 2026-09-13.
Western Alliance owns Western Alliance Bank, which serves commercial and consumer customers through deposit accounts, cash-management services, mortgages and a wide lending menu. Commercial credit spans technology companies, mortgage warehouse facilities, equipment, working capital, construction and property-backed loans.
Calling it merely a regional bank misses the operating shape. The branch network is concentrated in western states, yet the credit book reaches specialized borrowers and varied property types; reported revenue therefore combines lending, securities and service activities rather than measuring branch traffic or fee sales alone.
What do the latest results show for Western Alliance Bancorporation (WAL)?
Short answer · as of
The most recent reported quarter, Q3 FY2026, carried revenue of $1.46B.
Research dated 2026-09-13.
The latest income-statement period shows a sharp revenue decline from the preceding period, but operating profit, net income and diluted earnings recovered. That rebound coincided with a steep reduction in reported selling, general and administrative expense, making expense behavior as important as the revenue movement.
The separate earnings comparison shows reported revenue above consensus while earnings matched expectations. Across the longer annual series, revenue kept expanding, but profit has not moved in a straight line, so the latest improvement should be judged as a recovery in profitability rather than proof of smooth growth.
What do the reported financial results show?
Reported revenue, net income and earnings per share from the income statement.
- Latest quarter · revenue
- $1.46B Sep 30, 2026
- Latest quarter · net income
- $270.10M Sep 30, 2026
- Latest quarter · EPS
- $2.4500 (diluted) Sep 30, 2026
| Period end | Revenue | Net income | EPS |
|---|---|---|---|
| Sep 30, 2026 | $1.46B | $270.10M | $2.4500 (diluted) |
| Jun 30, 2026 | $888.50M | $261.70M | $2.3600 (diluted) |
| Mar 31, 2026 | $1.44B | $189.20M | $1.6700 (diluted) |
| Dec 31, 2025 | $1.41B | $286.10M | $2.5900 (diluted) |
Revenue and net income are in USD; EPS is USD per share. Statement EPS is labelled diluted or basic only when its source identifies that basis. Otherwise, its basis is unknown.
Did results meet expectations?
Reported earnings and revenue alongside the estimates recorded by the provider.
- Latest report · revenue
- $1.01B Oct 19, 2026
- Latest report · revenue estimate
- $987.91M Oct 19, 2026
- Latest report · revenue vs estimate
- Above estimate Oct 19, 2026
- Latest report · EPS vs estimate
- Above estimate Oct 19, 2026
| Report date | Revenue · reported | Revenue · estimate | EPS · reported | EPS · estimate |
|---|---|---|---|---|
| Oct 19, 2026 | $1.01B | $987.91M | $2.4500 | $2.4200 |
| Jul 21, 2026 | $995.70M | $980.53M | $2.3600 | $2.3600 |
| Apr 21, 2026 | $998.70M | $958.12M | $1.6500 | $1.6200 |
| Jan 27, 2026 | $980.90M | $913.35M | $2.5900 | $2.4000 |
Dates are report dates, not fiscal period ends. Revenue is in USD; EPS is USD per share, rounded to four decimals. The earnings feed does not establish a basic, diluted or adjusted basis. Earnings-feed EPS may differ from statement EPS; the two series are not combined.
Quarterly income statement — 4 quarters
| Period | Revenue | Net income | EPS |
|---|---|---|---|
| Q3 FY2026 | $1.46B | $270M | $2.45 (diluted) |
| Q2 FY2026 | $888M | $262M | $2.36 (diluted) |
| Q1 FY2026 | $1.44B | $189M | $1.67 (diluted) |
| Q4 FY2025 | $1.41B | $286M | $2.59 (diluted) |
What are the financial strengths and risks for Western Alliance Bancorporation (WAL)?
Short answer · as of
The MoonshotScore pillars rate durable growth as strengths.
Research dated 2026-09-13.
Western Alliance remains profitable, with positive net margin and return on equity, while cash and short-term investments exceed reported debt. The broader cash-and-investment total is much larger, although most of it sits in long-term investments whose classification is unspecified, so it should not be treated as immediately available cash.
Reported operating cash flow stayed negative throughout the displayed sequence even as net income remained positive, and cash balances have swung materially between periods. Credit concentration is the more business-specific risk: weakness among technology borrowers, mortgage warehouse clients, construction projects or commercial properties could pressure earnings across several lending channels at once.
What does the cash-flow statement report?
Dated cash-flow statement entries, using the provider’s reported classification.
- Latest quarter · operating cash flow
- −$356.10M Jun 30, 2026
- Previous quarter · operating cash flow
- −$507.20M Mar 31, 2026
| Period end | Operating cash flow | Capital expenditure (reported) |
|---|---|---|
| Jun 30, 2026 | −$356.10M | −$19.30M |
| Mar 31, 2026 | −$507.20M | −$24.20M |
| Dec 31, 2025 | −$69.80M | −$48.40M |
| Sep 30, 2025 | −$597.40M | −$28.20M |
Operating cash-flow bars share one scale and show magnitude; negative values mean cash used.
USD. Statement entries keep the provider’s reported sign. These financial-company figures are not used here to estimate cash runway, surplus cash, or business value.
What should you watch next at Western Alliance Bancorporation (WAL)?
Short answer · as of
The next earnings report is expected on Jan 25, 2027.
Research dated 2026-09-13.
The upcoming earnings release needs to clarify whether revenue stabilizes while operating profit holds its recovery. Selling, general and administrative expense deserves particular attention because its latest movement coincided with the earnings rebound, while consensus assumes continued revenue and earnings expansion across the forecast horizon.
Cash and short-term investments have retreated from their recent peak but remain above earlier levels. Further cash movement, persistent negative operating cash flow, and any change in performance across technology, mortgage warehouse, construction and property-backed lending would reveal whether the current earnings profile is becoming sturdier or merely more volatile.
What management is planning
Management expectations, not completed milestones or guarantees. Selected verbatim excerpts; dates follow the transcript provider.
We will give you more specific guidance when we do our Q4 earnings call in January.
Kenneth A. Vecchione ·
How does Western Alliance Bancorporation compare with its peers?
Short answer
Western Alliance Bancorporation's score ranks 13th of 13 in the bounded comparison shown, against 12 same-model peers. These are company scores, not expected investment returns. The set lists named competitors first, then companies in the same data-provider industry classification closest in market value; that classification is the provider's, not our judgment of business similarity.
Research dated 2026-09-13.
Western Alliance differs from a conventional branch-led regional lender through the breadth of its specialty commercial credit. Technology finance, mortgage warehouse facilities, equipment lending, treasury management and development finance sit beside ordinary deposits and consumer products, giving the bank several demand channels but also several distinct credit pathways.
The shares trade near book value and at a modest multiple of trailing earnings, but those measures do not resolve the comparison. Investors weighing Western Alliance against similar banks need to compare the durability of its specialty lending profits and liquidity composition, not just geographic footprint or branch count.
| Company | Price | Market value | Score |
|---|---|---|---|
| $65.84 Oct 26, 2026 | $16.1B | 97 5-pillar Oct 26, 2026 | |
| $66.44 Oct 26, 2026 | $9.70B | 96 5-pillar Oct 26, 2026 | |
| $51.65 Oct 26, 2026 | $5.70B | 95 5-pillar Oct 26, 2026 | |
| $64.72 Oct 26, 2026 | $4.32B | 94 5-pillar Oct 26, 2026 | |
| $27.38 Oct 26, 2026 | $4.18B | 93 5-pillar Oct 26, 2026 | |
| $30.21 Oct 23, 2026 | $5.01B | 92 5-pillar Oct 26, 2026 | |
| $34.67 Oct 23, 2026 | $8.30B | 91 5-pillar Oct 26, 2026 | |
| $48.92 Oct 26, 2026 | $6.66B | 91 5-pillar Oct 26, 2026 | |
| $22.91 Oct 26, 2026 | $4.03B | 90 5-pillar Oct 26, 2026 | |
| $151.17 Oct 26, 2026 | $10.2B | 79 5-pillar Oct 26, 2026 | |
| $105.64 Oct 26, 2026 | $10.2B | 76 5-pillar Oct 26, 2026 | |
| $23.55 Oct 26, 2026 | $11.2B | 75 5-pillar Oct 26, 2026 | |
| Western Alliance Bancorporation (WAL) — this page | $75.75 | $8.26B | 33 |
Only 5-pillar scores are ranked together. Other models are not directly comparable. Price and score dates are shown separately; market-value dates are unavailable.
The records behind this page
Analyst targets & estimates
What analysts have on file
- Price target, low to high
- $64.00 – $107.00
- Consensus target
- $88.82
- Median target
- $90.00
Consensus record · Captured .
Measured against a quoted price of $75.75 (as of Oct 26, 2026).
Insider activity
Form 4 records via FMP · Of the newest 60 records, those within the last 180 days, newest dated Oct 15, 2026
- Transactions
- 60
- Identified insiders
- 10
- Purchases
- 0
- Sales
- 0
- Other transactions
- 60
Purchases and sales use the reported transaction category. Other transactions include awards, exercises, gifts, withholding and unclassified activity; an acquisition or disposition alone is not a purchase or sale. These records do not establish intent.
Who holds the shares?
Institutional ownership reported through 13F filings.
- Institutional ownership
- 91.4% Period end Jun 30, 2026
- Previous quarter · ownership
- 83.6% Prior to period end Jun 30, 2026
- Reporting holders
- 517 Period end Jun 30, 2026
- Previous quarter · holders
- 470 Prior to period end Jun 30, 2026
| Holders in provider snapshot | Shares |
|---|---|
| Blackrock, INC. | 11,276,134 |
| Price T Rowe Associates INC /Md/ | 6,312,247 |
| Invesco Ltd. | 5,871,003 |
| Vanguard Portfolio Management LLC | 5,439,993 |
| Aqr Capital Management LLC | 5,151,917 |
Quarterly filings lag the period end. Holder rows are names in the provider snapshot, not a verified ranking; individual filing dates are not supplied. Related managers may appear separately, so these positions are not summed. Holder snapshot as of Jun 30, 2026.
Common Questions About WAL (Financial Services)
Research dated 2026-09-13; the full attribution is under Sources. The last 3 questions are answered from this page's own dated data, not from the research.
Are interchange fees central to Western Alliance’s business?
Interchange and other fees appear in segment reporting, but they are small beside headline revenue. Western Alliance is principally a deposit, lending, mortgage and treasury-management franchise rather than a fee-processing business.
Why did Western Alliance’s profit rise while reported revenue fell?
Operating profit and net income recovered during the latest reported period even as revenue declined sharply. The improvement coincided with a steep drop in reported selling, general and administrative expense, though that coincidence does not establish a lasting cause.
How liquid is Western Alliance’s cash and investment position?
Cash and short-term investments exceed reported debt, while the broader investment balance nearly matches total liabilities. Most investments are long term and unclassified, so the headline total should not be read as cash immediately available for any purpose.
Which property markets matter to Western Alliance’s loan book?
Its collateral reaches multifamily housing, offices, industrial sites, retail centers, hotels, medical offices and development land. Stress in commercial property or construction could therefore affect several loan categories rather than an isolated niche.
What is the WAL stock price today?
The last price recorded on this page for Western Alliance Bancorporation (WAL) is $75.75, as of the Oct 26, 2026 trading session (source: Financial Modeling Prep (FMP) quote). It is a provider snapshot, not a live exchange feed, so check a brokerage quote before you trade.
What is the WAL price target?
The analyst consensus price target for Western Alliance Bancorporation (WAL) is $88.82 (range $64.00 to $107.00, median $90.00), per FMP data captured Oct 26, 2026. Targets are analyst opinions and change often; they are not a Stock Expert AI forecast.
Does WAL pay a dividend?
Yes. Western Alliance Bancorporation (WAL) shows a trailing 12-month dividend yield of 2.22%, as of Oct 26, 2026, in the data on this page. Payout ratio and cash-flow coverage decide whether it can last, and past dividends do not guarantee future payments.
Disclaimer: This content is for informational purposes only and does not constitute investment advice. Always do your own research and consult a financial advisor.
Research written by Codex (gpt-5.6-sol) on 2026-09-13. AI-authored analysis; source dates are shown with each answer. Editorial oversight is systemic, not page-by-page. Editorially accountable: Sedat ANAK, Founder and Editor-in-Chief.
Sources — records for every figure on this page (74 figures)
The 74 rows below are exactly the facts the evidence-backed sections of this page printed — the 10-second verdict, the MoonshotScore, price and market value, the five questions with their receipts, and the records behind this page. Known dates and sources are recorded on their own rows; an em dash or UNRECORDED tier preserves a stored observation without inventing either. The quarterly income statement is provider-standardized (FMP) under one row, and scale definitions — a 0-100 rating, the band ladder, the Piotroski 0–9 range — are fixed rather than measured. No number in those sections was generated by a model. The register does not cover quoted third-party headlines, the dated council readings, or the Frequently Asked Questions; each of those says where it came from where it stands.
"As of" is the date the value is true for where the source carries one — a quarter end, a filing date, a price close, the day the score was computed. A cached observation with no source date remains undated; the page publication date is not used as a substitute.
OFFICIAL — 2 facts from SEC filings and earnings calls
| Fact ID | Fact | Value as shown | As of | Tier | Source |
|---|---|---|---|---|---|
prod.outlook | Management outlook — call excerpts | Kenneth A. Vecchione (Oct 20, 2026): We will give you more specific guidance when we do our Q4 earnings call in January. | OFFICIAL | Company earnings call, transcript via Financial Modeling Prep (FMP) — Selected verbatim statements from the latest available call, dated by the transcript provider. Management expectations, not completed milestones or guarantees. Relative dates retain the speaker's wording. | |
id.hq | SEC filing business address | ONE E. Washington Street, Phoenix, AZ, 85004 | OFFICIAL | SEC EDGAR filer business address — The SEC filer business address. Our market-data provider separately lists "One East Washington Street, Phoenix, AZ, 85004, US". |
FMP — 64 facts from Financial Modeling Prep endpoint families
| Fact ID | Fact | Value as shown | As of | Tier | Source |
|---|---|---|---|---|---|
px.last | Latest provided price | $75.75 | FMP | Financial Modeling Prep (FMP) quote — Dated to the US trading session the price belongs to, derived from the quote record's timestamp (weekend and pre-open reads roll back to the previous weekday; exchange holidays are not modelled). The record does not establish an exchange execution time. | |
px.change | Change on the day | -0.49% | FMP | Financial Modeling Prep (FMP) quote | |
px.mcap | Market capitalization | $8.26B | FMP | Financial Modeling Prep (FMP) quote — Provider market cap uses the share class it prices; a company with more than one class may show a larger total elsewhere. Market cap record date: 2026-10-26. Source capture time was not supplied. No share-count basis is inferred; this page preserves the reported amount instead of recalculating it from shares. | |
earn.next | Next earnings date | Jan 25, 2027 | FMP | Financial Modeling Prep (FMP) earnings calendar — The date is our provider's estimate until the company confirms it. | |
px.change_abs | Change on the day, in dollars | −$0.37 | FMP | Financial Modeling Prep (FMP) quote | |
fin.q_revenue | Revenue, Q3 FY2026 | $1.46B | FMP | Financial Modeling Prep (FMP) · income statement (quarterly) | |
px.range52 | 52-week range | $65.82–$97.23 | FMP | Financial Modeling Prep (FMP) quote | |
px.pe | Price / earnings (trailing) | 8.32 | FMP | Financial Modeling Prep (FMP) · quote | |
px.volume | Shares traded on the day | 13.0K | FMP | Financial Modeling Prep (FMP) · quote | |
px.beta | Beta | 1.42 | FMP | Financial Modeling Prep (FMP) company profile | |
id.ceo | Chief executive | Kenneth A. Vecchione | FMP | Financial Modeling Prep (FMP) key executives (proxy-derived) — Titles and pay come from the company's proxy statement as our provider parsed it. | |
id.employees | Employees | 3,769 | FMP | Financial Modeling Prep (FMP) employee count, from the company's filing | |
fin.annual | Revenue and net result by fiscal year | 5 fiscal years, FY2021 through FY2025: FY2021 revenue $2.00B, net result $899.20M; FY2022 revenue $2.96B, net result $1.06B; FY2023 revenue $4.26B, net result $722.40M; FY2024 revenue $5.02B, net result $787.70M; FY2025 revenue $5.28B, net result $969.00M | FMP | Financial Modeling Prep (FMP), from the company's 10-K income statements | |
fin.rev_mix | Reported revenue segments | Other Fees $6.40M · Interchange Fees $9.10M | FMP | Financial Modeling Prep (FMP) revenue segmentation, from the company's 10-K | |
fin.q_table.depth.2026-09-30.revenue_k | Revenue — period end 2026-09-30 | $1.46B | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q and 10-K income statements — Quarterly statement note |
fin.q_table.depth.2026-09-30.net_result_k | Net income — period end 2026-09-30 | $270.10M | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q and 10-K income statements — Quarterly statement note |
fin.q_table.depth.2026-09-30.eps | EPS — period end 2026-09-30 | $2.4500 (diluted) | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q and 10-K income statements — Quarterly statement note |
fin.q_table.depth.2026-06-30.revenue_k | Revenue — period end 2026-06-30 | $888.50M | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q and 10-K income statements — Quarterly statement note |
fin.q_table.depth.2026-06-30.net_result_k | Net income — period end 2026-06-30 | $261.70M | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q and 10-K income statements — Quarterly statement note |
fin.q_table.depth.2026-06-30.eps | EPS — period end 2026-06-30 | $2.3600 (diluted) | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q and 10-K income statements — Quarterly statement note |
fin.q_table.depth.2026-03-31.revenue_k | Revenue — period end 2026-03-31 | $1.44B | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q and 10-K income statements — Quarterly statement note |
fin.q_table.depth.2026-03-31.net_result_k | Net income — period end 2026-03-31 | $189.20M | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q and 10-K income statements — Quarterly statement note |
fin.q_table.depth.2026-03-31.eps | EPS — period end 2026-03-31 | $1.6700 (diluted) | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q and 10-K income statements — Quarterly statement note |
fin.q_table.depth.2025-12-31.revenue_k | Revenue — period end 2025-12-31 | $1.41B | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q and 10-K income statements — Quarterly statement note |
fin.q_table.depth.2025-12-31.net_result_k | Net income — period end 2025-12-31 | $286.10M | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q and 10-K income statements — Quarterly statement note |
fin.q_table.depth.2025-12-31.eps | EPS — period end 2025-12-31 | $2.5900 (diluted) | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q and 10-K income statements — Quarterly statement note |
earn.history.depth.2026-10-19.revenue_actual | Revenue · reported — report date 2026-10-19 | $1.01B | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2026-10-19.revenue_estimated | Revenue · estimate — report date 2026-10-19 | $987.91M | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2026-10-19.eps_actual | EPS · reported — report date 2026-10-19 | $2.4500 | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2026-10-19.eps_estimated | EPS · estimate — report date 2026-10-19 | $2.4200 | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2026-07-21.revenue_actual | Revenue · reported — report date 2026-07-21 | $995.70M | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2026-07-21.revenue_estimated | Revenue · estimate — report date 2026-07-21 | $980.53M | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2026-07-21.eps_actual | EPS · reported — report date 2026-07-21 | $2.3600 | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2026-07-21.eps_estimated | EPS · estimate — report date 2026-07-21 | $2.3600 | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2026-04-21.revenue_actual | Revenue · reported — report date 2026-04-21 | $998.70M | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2026-04-21.revenue_estimated | Revenue · estimate — report date 2026-04-21 | $958.12M | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2026-04-21.eps_actual | EPS · reported — report date 2026-04-21 | $1.6500 | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2026-04-21.eps_estimated | EPS · estimate — report date 2026-04-21 | $1.6200 | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2026-01-27.revenue_actual | Revenue · reported — report date 2026-01-27 | $980.90M | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2026-01-27.revenue_estimated | Revenue · estimate — report date 2026-01-27 | $913.35M | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2026-01-27.eps_actual | EPS · reported — report date 2026-01-27 | $2.5900 | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2026-01-27.eps_estimated | EPS · estimate — report date 2026-01-27 | $2.4000 | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
fin.q_table | Quarterly income statement | 4 quarters through Q3 FY2026 | FMP | Financial Modeling Prep (FMP) · income statement (quarterly), as filed | |
fin.opcf.depth.2026-06-30.operating_cash_flow_m | Operating cash flow — period end 2026-06-30 | −$356.10M | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q cash-flow statements — Cash-flow note |
fin.opcf.depth.2026-03-31.operating_cash_flow_m | Operating cash flow — period end 2026-03-31 | −$507.20M | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q cash-flow statements — Cash-flow note |
fin.opcf.depth.2026-06-30.capex_m | Capital expenditure (reported) — period end 2026-06-30 | −$19.30M | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q cash-flow statements — Cash-flow note |
fin.opcf.depth.2026-03-31.capex_m | Capital expenditure (reported) — period end 2026-03-31 | −$24.20M | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q cash-flow statements — Cash-flow note |
fin.opcf.depth.2025-12-31.operating_cash_flow_m | Operating cash flow — period end 2025-12-31 | −$69.80M | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q cash-flow statements — Cash-flow note |
fin.opcf.depth.2025-12-31.capex_m | Capital expenditure (reported) — period end 2025-12-31 | −$48.40M | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q cash-flow statements — Cash-flow note |
fin.opcf.depth.2025-09-30.operating_cash_flow_m | Operating cash flow — period end 2025-09-30 | −$597.40M | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q cash-flow statements — Cash-flow note |
fin.opcf.depth.2025-09-30.capex_m | Capital expenditure (reported) — period end 2025-09-30 | −$28.20M | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q cash-flow statements — Cash-flow note |
earn.pt_range | Analyst price target, low to high | $64.00 – $107.00 | FMP | Financial Modeling Prep (FMP) · price-target consensus — Captured Oct 26, 2026 · Coverage not supplied | |
earn.pt_consensus | Consensus analyst price target | $88.82 | FMP | Financial Modeling Prep (FMP) · price-target consensus — Captured Oct 26, 2026 · Coverage not supplied | |
earn.pt_median | Median analyst price target | $90.00 | FMP | Financial Modeling Prep (FMP) · price-target consensus — Captured Oct 26, 2026 · Coverage not supplied | |
own.insiders | Insider transactions via FMP | 60 transactions · 0 purchases, 0 sales, 60 other transactions · 10 identified insiders · of the newest 60 records, those within the last 180 days, newest dated Oct 15, 2026 | FMP | Financial Modeling Prep (FMP), carrying Form 4 transaction records — Purchases and sales use the reported transaction category. Other transactions include awards, exercises, gifts, withholding and unclassified activity; an acquisition or disposition alone is not a purchase or sale. These records do not establish intent. | |
own.institutions.depth.ownership_pct | Institutional ownership | 91.4% | FMP | Financial Modeling Prep (FMP) institutional ownership summary, from 13F filings — 13F filings are quarterly and lag the quarter end by up to 45 days. Period end Jun 30, 2026 | |
own.institutions.depth.ownership_pct_previous_quarter | Previous quarter · ownership | 83.6% | FMP | Financial Modeling Prep (FMP) institutional ownership summary, from 13F filings — 13F filings are quarterly and lag the quarter end by up to 45 days. Prior to period end Jun 30, 2026 | |
own.institutions.depth.holders | Reporting holders | 517 | FMP | Financial Modeling Prep (FMP) institutional ownership summary, from 13F filings — 13F filings are quarterly and lag the quarter end by up to 45 days. Period end Jun 30, 2026 | |
own.institutions.depth.holders_previous_quarter | Previous quarter · holders | 470 | FMP | Financial Modeling Prep (FMP) institutional ownership summary, from 13F filings — 13F filings are quarterly and lag the quarter end by up to 45 days. Prior to period end Jun 30, 2026 | |
own.top_holders.depth.holder_0.shares | Blackrock, INC. — shares in provider snapshot | 11,276,134 | FMP | Financial Modeling Prep (FMP) institutional holders, from 13F filings — Provider snapshot as of 2026-06-30; individual filing date not supplied. | |
own.top_holders.depth.holder_1.shares | Price T Rowe Associates INC /Md/ — shares in provider snapshot | 6,312,247 | FMP | Financial Modeling Prep (FMP) institutional holders, from 13F filings — Provider snapshot as of 2026-06-30; individual filing date not supplied. | |
own.top_holders.depth.holder_2.shares | Invesco Ltd. — shares in provider snapshot | 5,871,003 | FMP | Financial Modeling Prep (FMP) institutional holders, from 13F filings — Provider snapshot as of 2026-06-30; individual filing date not supplied. | |
own.top_holders.depth.holder_3.shares | Vanguard Portfolio Management LLC — shares in provider snapshot | 5,439,993 | FMP | Financial Modeling Prep (FMP) institutional holders, from 13F filings — Provider snapshot as of 2026-06-30; individual filing date not supplied. | |
own.top_holders.depth.holder_4.shares | Aqr Capital Management LLC — shares in provider snapshot | 5,151,917 | FMP | Financial Modeling Prep (FMP) institutional holders, from 13F filings — Provider snapshot as of 2026-06-30; individual filing date not supplied. |
UNRECORDED — 2 facts from stored observations whose source was not recorded
| Fact ID | Fact | Value as shown | As of | Tier | Source |
|---|---|---|---|---|---|
earn.history | Reported versus estimated, recent quarters | EPS beat 6 of 8 | UNRECORDED | Stored earnings-history observation — Captured 2026-10-20 · Expired observation | |
fin.scores | Distress and quality screens | Altman Z -0.47 · Piotroski F 5 | UNRECORDED | Stored financial-scores observation — Captured 2026-10-25 · Expired observation |
COMPUTED — 4 facts from our arithmetic, formula restated
| Fact ID | Fact | Value as shown | As of | Tier | Source |
|---|---|---|---|---|---|
div.ttm_per_share | Dividends per share, last 12 months (split-adjusted) | $1.68 | COMPUTED | Financial Modeling Prep (FMP) split-adjusted dividend history — Sum of 4 split-adjusted declared dividends with an ex-date in the 365 days to 2026-10-26, per current share. Ex-dates are not payment dates; special dividends are included. Not a declared annual rate. | |
div.ttm_yield | Dividend yield, last 12 months | 2.22% | COMPUTED | Financial Modeling Prep (FMP) split-adjusted dividend history and quote — Split-adjusted dividends with ex-dates in the trailing 365-day window divided by the packet price, on the same current-share basis. Price date follows the quote, latest price bar or packet-build day when unstamped. Not a forecast or declared annual rate. | |
earn.history.depth.2026-10-19.revenue_actual.comparison | Latest report · revenue vs estimate | Above estimate | Report date · | COMPUTED | Computed from Financial Modeling Prep (FMP) earnings — Earnings-history note — Method: compare reported revenue ($1.01B) with the recorded estimate ($987.91M) at displayed precision. Equal displayed values are in line. This compares reported results with recorded estimates, not investment returns. |
earn.history.depth.2026-10-19.eps_actual.comparison | Latest report · EPS vs estimate | Above estimate | Report date · | COMPUTED | Computed from Financial Modeling Prep (FMP) earnings — Earnings-history note — Method: compare reported EPS ($2.4500) with the recorded estimate ($2.4200) at displayed precision. Equal displayed values are in line. This compares reported results with recorded estimates, not investment returns. |
OURS — 2 facts from Stock Expert AI's own score and rank
| Fact ID | Fact | Value as shown | As of | Tier | Source |
|---|---|---|---|---|---|
ours.moonshot | MoonshotScore v2 | 33 of 100 · Weak · pillars 53 / 10 / 49 / 79 / 20 | OURS | Stock Expert AI MoonshotScore v2 engine | |
ours.moonshot_change | MoonshotScore movement | 33 (stored snapshot Oct 24, 2026) → 33 (current publication computed Oct 26, 2026) (0) | OURS | Stock Expert AI current score publication and immutable score snapshots |
Fact-family notes
- Quarterly statement note. Source series as of 2026-09-30. Revenue and net income are in USD; EPS is USD per share. Statement EPS is labelled diluted or basic only when its source identifies that basis. Otherwise, its basis is unknown. Applies to Fact IDs:
fin.q_table.depth.2026-09-30.revenue_k,fin.q_table.depth.2026-09-30.net_result_k,fin.q_table.depth.2026-09-30.eps,fin.q_table.depth.2026-06-30.revenue_k,fin.q_table.depth.2026-06-30.net_result_k,fin.q_table.depth.2026-06-30.eps,fin.q_table.depth.2026-03-31.revenue_k,fin.q_table.depth.2026-03-31.net_result_k,fin.q_table.depth.2026-03-31.eps,fin.q_table.depth.2025-12-31.revenue_k,fin.q_table.depth.2025-12-31.net_result_k,fin.q_table.depth.2025-12-31.eps. - Earnings-history note. Source series as of 2026-10-19. Dates are report dates, not fiscal period ends. Revenue is in USD; EPS is USD per share, rounded to four decimals. The earnings feed does not establish a basic, diluted or adjusted basis. Earnings-feed EPS may differ from statement EPS; the two series are not combined. Applies to Fact IDs:
earn.history.depth.2026-10-19.revenue_actual,earn.history.depth.2026-10-19.revenue_estimated,earn.history.depth.2026-10-19.revenue_actual.comparison,earn.history.depth.2026-10-19.eps_actual.comparison,earn.history.depth.2026-10-19.eps_actual,earn.history.depth.2026-10-19.eps_estimated,earn.history.depth.2026-07-21.revenue_actual,earn.history.depth.2026-07-21.revenue_estimated,earn.history.depth.2026-07-21.eps_actual,earn.history.depth.2026-07-21.eps_estimated,earn.history.depth.2026-04-21.revenue_actual,earn.history.depth.2026-04-21.revenue_estimated,earn.history.depth.2026-04-21.eps_actual,earn.history.depth.2026-04-21.eps_estimated,earn.history.depth.2026-01-27.revenue_actual,earn.history.depth.2026-01-27.revenue_estimated,earn.history.depth.2026-01-27.eps_actual,earn.history.depth.2026-01-27.eps_estimated. - Cash-flow note. Source series as of 2026-06-30. USD. Statement entries keep the provider’s reported sign. These financial-company figures are not used here to estimate cash runway, surplus cash, or business value. Applies to Fact IDs:
fin.opcf.depth.2026-06-30.operating_cash_flow_m,fin.opcf.depth.2026-03-31.operating_cash_flow_m,fin.opcf.depth.2026-06-30.capex_m,fin.opcf.depth.2026-03-31.capex_m,fin.opcf.depth.2025-12-31.operating_cash_flow_m,fin.opcf.depth.2025-12-31.capex_m,fin.opcf.depth.2025-09-30.operating_cash_flow_m,fin.opcf.depth.2025-09-30.capex_m.
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- Report a number
- sedat@stockexpertai.com
Sources used for research written 2026-09-13
Historical evidence preserved with this analysis. Current figures are listed separately above.
| Evidence | Captured value | Source date | Source type | Source |
|---|---|---|---|---|
| Business description | Western Alliance Bancorporation serves as the holding entity for Western Alliance Bank, offering a broad spectrum of banking products and related financial services, with its primary operations centered in Arizona, California, and Nevada. The company structures its business across Commercial, Consumer Related, and Corporate & Other segments. Its deposit offerings include checking, savings, and money market accounts, as well as fixed-rate and fixed-maturity certificates of deposit. Additionally, it delivers treasury management and residential mortgage services. The company's lending activities are diverse, encompassing commercial and industrial loans such as working capital lines of credit, financing for technology companies, inventory and accounts receivable lines, mortgage warehouse facilities, and equipment loans and leases. Western Alliance also provides commercial real estate loans, secured by properties like multi-family residential units, professional offices, industrial sites, retail centers, and hotels. Its construction and land development loans support projects ranging from single and multi-family residential developments to industrial/warehouse facilities, office buildings, retail spaces, medical offices, and residential lot developments. Consumer loan products are also available. Beyond core banking, Western Alliance offers a variety of other financial services, including internet banking, wire transfers, electronic bill payment and presentment, lock box services, courier services, and comprehensive cash management solutions. Furthermore, the company holds various investment securities, municipal and non-profit loans, and leases, and makes strategic investments in low-income housing tax credits and small business investment corporations, alongside real estate loans and related securities. Founded in 1994 and based in Phoenix, Arizona, Western Alliance Bancorporation operates a network of 36 branch locations and several loan production offices. | 2026-09-13 | FMP | Financial Modeling Prep (FMP) company profile |
| Sector / industry (provider taxonomy) | Financial Services / Banks - Regional The company's SEC filings classify it under SIC 6022 — State Commercial Banks. | 2026-09-13 | FMP | Financial Modeling Prep (FMP) company profile |
| Quarterly income statement (USD thousands) | Captured record · 8 entries
| 2026-06-30 | FMP | Financial Modeling Prep (FMP), from the company's 10-Q and 10-K income statements |
| Operating cash flow by quarter (USD millions) | Captured record · 8 entries
| 2026-06-30 | FMP | Financial Modeling Prep (FMP), from the company's 10-Q cash-flow statements |
| Cash and short-term investments over time (USD millions) | Captured record · 8 entries
| 2026-06-30 | FMP | Financial Modeling Prep (FMP), from the company's quarterly balance sheets |
| Revenue by segment | Other Fees: $6.40M; Interchange Fees: $9.10M | 2025-12-31 | FMP | Financial Modeling Prep (FMP) revenue segmentation, from the company's 10-K |
| Annual revenue and net result (USD millions) | Captured record · 5 entries
| 2025-12-31 | FMP | Financial Modeling Prep (FMP), from the company's 10-K income statements |
| Reported versus estimated, last 8 quarters | Captured record · 8 entries
| 2026-07-21 | FMP | Financial Modeling Prep (FMP) earnings |
| Trailing twelve-month ratio set | Quick ratio: 0.2; Current ratio: 0.2; Debt to equity: 0.95; Net margin: 19.3%; Gross margin: 56.6%; Operating margin: 24%; Return on assets: 1%; Return on equity: 13% Price-based multiples captured at research time are not repeated here; the page shows each once, from current figures with their own dates. A ratio our provider could not compute is absent rather than shown as zero. | 2026-09-13 | FMP | Financial Modeling Prep (FMP) key-metrics-ttm + ratios-ttm |
| Cash, investments and debt | Total debt: $7.45B; Liquidity basis: cash and short-term investments; Total liabilities: $90.57B; Cash and short-term investments: $15.88B; Cash and investments: $91.94B; Long-term investments: $76.06B; Long-term investments classification: unclassified Long-term investments are shown separately; their marketability is not established by the provider field. The cash and short-term investment balance does not establish unrestricted availability. | 2026-06-30 | FMP | Financial Modeling Prep (FMP), from the company's balance sheet |
| Cash and investment components | Total basis: cash short and long-term investments; Total: $91.94B; Cash and short-term investments: $15.88B; Long-term investments: $76.06B; Long-term investments classification: unclassified Sums the balance sheet's cash and short-term investments with its long-term investments.; The long-term investment field does not establish marketability; the sum is not a measure of available liquidity.; These provider fields do not establish investment access restrictions or explain differences from third-party cash figures. | 2026-06-30 | COMPUTED | Computed from the balance sheet |
| Next earnings report | Date: 2026-10-20; EPS estimate: $2.49 per share; Revenue estimate: $990.51M The date is our provider's estimate until the company confirms it. | 2026-09-13 | FMP | Financial Modeling Prep (FMP) earnings calendar |
| Analyst revenue and earnings estimates (average) | Captured record · 4 entries
| 2026-09-13 | FMP | Financial Modeling Prep (FMP) analyst estimates |
| Most recent periodic reports | 2026-07-31 | OFFICIAL | SEC EDGAR filer submissions |
Data provided for informational purposes only.