XP Inc. (XP) Stock: Price, Forecast & Analyst Target
XP Inc. (XP) — MoonshotScore 93/100 (Exceptional band), calculated Oct 26, 2026. Price $15.12 (-50.28%), as of the Oct 26, 2026 trading session; market cap $7.82B. Expected results Nov 16, 2026.
Educational signal · not a buy or sell recommendation · How to read this
XP Inc. · XP · NASDAQ · Financial Services · Financial - Capital Markets
XP Inc. provides financial products and services in Brazil.
Price as of Oct 26, 2026
Key Statistics
MoonshotScore v2 · XP (XP)
ExceptionalWhy this rating? Method, drivers & history
Bands for the MoonshotScore: Exceptional 80-100 · Strong 65-79 · Fair 45-64 · Weak below 45.
- Business Quality — Is this a genuinely good business?
- Financial Safety — Could this blow up on me?
- Valuation — Am I paying a fair price?
- Growth Durability — Is the growth real and likely to last?
- Momentum — Is the market already moving on this?
Elite quality, at a cheap price, but a fragile balance sheet; the market is already moving on it. Business Quality: Elite; Financial Safety: Strained; Valuation: Cheap; Growth Durability: Growing; Momentum: Surging.
- quarterly revenue $927M (Q2 FY2026, quarter ended Jun 30, 2026)
- EPS beat 4 of 8
- Altman Z 0.10 · Piotroski F 5
Holding back: balance-sheet strain
Helping: business quality, an attractive price, positive momentum
What has the MoonshotScore done over time?
| Recorded | Score | Band |
|---|---|---|
| 93 | Exceptional | |
| 92 | Exceptional | |
| 93 | Exceptional | |
| 92 | Exceptional | |
| 93 | Exceptional | |
| 93 | Exceptional |
The score was 93 in the stored Oct 24, 2026 snapshot and remains 93 in the current publication computed Oct 26, 2026 (0); the largest pillar moves were Growth Durability -3; the pillar moves offset under the sector-relative weighting, so the headline score is unchanged. This current publication is not yet represented in the immutable snapshot archive.
Calculation uses the most recent completed US trading session. Live price changes do not update the score immediately.
Computed · Educational signal · not a buy or sell recommendation · How the MoonshotScore is computed →
Price & valuation
| Measure | Value | As of |
|---|---|---|
| Latest provided price | $15.12 | |
| Change on the day | -50.28% | |
| 52-week range | $14.80–$32.73 | |
| Market capitalisation | $7.82B | |
| Price / earnings (trailing) | 14.78 | |
| Shares traded on the day | 59.24M | |
| Beta (volatility vs the S&P 500) | 1.03 | |
| Dividends per share (last 12 months) | $0.38 | |
| Dividend yield (last 12 months) | 1.25% |
Price & events
Triangles mark reported quarters on the line: pointing up is above the recorded estimate, down is below, a diamond means no estimate on file or a dated event that is not a results report. Numbers key to the dated list. Point at or tab to any week for its close.
Events behind the price
- · Earnings results · below the recorded estimate
- · Earnings results · above the recorded estimate
- · Earnings results · below the recorded estimate
- · Earnings call · management outlook
- · Earnings results · above the recorded estimate
Results dates follow the earnings feed; call dates follow the transcript provider. Nearby dates do not establish that an event caused a price move.
Upcoming events
Management outlook
That said, depending on how these dynamics evolve, we continue to target double digit growth throughout 2026, supported by stronger execution across key verticals and a more diversified revenue base.
Thiago Maffra · Statement from
Despite these effects, we continue to closely monitor the pace of our SG&A and we still target to deliver a flattish efficiency ratio on a year over year basis for full year.
Gustavo Alejo Viviani · Statement from
Statement dates identify the earnings call, not a deadline. Management expectations and provider estimates can change.
Read management statementsOther perspectives
Council score for XP (XP): perspectives
Council is a separate blend of available disciplines; MoonshotScore above remains the five-pillar research rating.
5-Factor Breakdown
Legends Council
6 lenses, 0 current
AI simulations built from the named investors' published principles. Not affiliated with, endorsed by, or the opinion of these individuals. How these lenses are built
Read on: Oct 8, 2026 · older than the 27 hours refresh window; not a current reading
Munger's Mindset
Balance Sheet & Valuation · historical
Read on: Sep 12, 2026 · older than the 27 hours refresh window; not a current reading
How to read these bars and different assessments
Council is a separate blend of available disciplines; MoonshotScore above remains the five-pillar research rating.
Bars show each model's ordered assessment on its own scale, not a probability or a comparable investment return. The adjacent words give the assessment; more filled segments indicate a stronger model reading.
On Sep 12, 2026, the Munger lens read the price at that time as undervalued against its own estimate of value.
Readings on this page are from Oct 26, 2026, except a card that shows its own read date.
Watch the XP film — every key number, told as a short cinematic story
~2 min · open the film
What is XP (XP), and what does it report?
Short answer · as of
XP Inc. provides financial products and services in Brazil. XP Inc. (XP) is listed on NASDAQ. Financial Services / Financial Capital Markets SEC filing business address: 20, Genesis Close, Grand Cayman, George Town, E9, KY-1-1208. It employs 8,069 people and is led by Thiago Maffra. In Q2 FY2026 it reported revenue of $927M and net income of $264M. The market values it at $7.82B.
What do the latest results show for XP (XP)?
Short answer · as of
The most recent reported quarter, Q2 FY2026, carried revenue of $927M. Against analyst estimates the company has EPS beat 4 of 8 reports.
Did results meet expectations?
Reported earnings and revenue alongside the estimates recorded by the provider.
- Latest report · revenue
- $941.64M Aug 17, 2026
- Latest report · revenue estimate
- $935.15M Aug 17, 2026
- Latest report · revenue vs estimate
- Above estimate Aug 17, 2026
- Latest report · EPS vs estimate
- Above estimate Aug 17, 2026
| Report date | Revenue · reported | Revenue · estimate | EPS · reported | EPS · estimate |
|---|---|---|---|---|
| Aug 17, 2026 | $941.64M | $935.15M | $0.5300 | $0.5000 |
| May 18, 2026 | $909.68M | $925.72M | $0.4700 | $0.4873 |
| Feb 12, 2026 | $901.58M | $866.10M | $0.4600 | $0.4500 |
| Nov 17, 2025 | $847.03M | $875.60M | $0.4500 | $0.4570 |
Dates are report dates, not fiscal period ends. Revenue is in USD; EPS is USD per share, rounded to four decimals. The earnings feed does not establish a basic, diluted or adjusted basis. Earnings-feed EPS may differ from statement EPS; the two series are not combined.
Quarterly income statement — 4 quarters
| Period | Revenue | Net income | EPS |
|---|---|---|---|
| Q2 FY2026 | $927M | $264M | $0.51 (diluted) |
| Q1 FY2026 | $857M | $239M | $0.45 (diluted) |
| Q4 FY2025 | $940M | $244M | $0.46 (diluted) |
| Q3 FY2025 | $852M | $240M | $0.46 (diluted) |
What are the financial strengths and risks for XP (XP)?
Short answer
The MoonshotScore pillars rate business quality, an attractive price, positive momentum as strengths. What is holding it back is balance-sheet strain. The distress and quality screens read Altman Z 0.10 · Piotroski F 5. Trailing ratios: ROE 22.1% · ROA 1.3% · current ratio 0.50 · earnings yield 6.6% · free-cash-flow yield 26.4%.
What should you watch next at XP (XP)?
Short answer · as of
The next earnings report is expected on Nov 16, 2026. Current published price targets run low $37.00 · high $37.00 · consensus $37.00 · median $37.00 against a quoted price of $15.12 (as of Oct 26, 2026).
What management is planning
Management expectations, not completed milestones or guarantees. Selected verbatim excerpts; dates follow the transcript provider.
That said, depending on how these dynamics evolve, we continue to target double digit growth throughout 2026, supported by stronger execution across key verticals and a more diversified revenue base.
Thiago Maffra ·
Despite these effects, we continue to closely monitor the pace of our SG&A and we still target to deliver a flattish efficiency ratio on a year over year basis for full year.
Gustavo Alejo Viviani ·
What the records here don't tell us
- Detailed statement figures are not shown because their conversion to USD has not been verified.
Checked against the records this page reads, on the dates shown above.
How does XP compare with its peers?
Short answer
XP's score ranks 1st of 13 in the bounded comparison shown, against 12 same-model peers. These are company scores, not expected investment returns. The set lists named competitors first, then companies in the same data-provider industry classification closest in market value; that classification is the provider's, not our judgment of business similarity.
| Company | Price | Market value | Score |
|---|---|---|---|
| XP (XP) — this page | $15.12 | $7.82B | 93 |
| $38.46 Oct 26, 2026 | $9.39B | 85 5-pillar Oct 26, 2026 | |
| $23.64 Oct 26, 2026 | $11.1B | 75 5-pillar Oct 26, 2026 | |
| $164.91 Oct 26, 2026 | $5.80B | 75 5-pillar Oct 26, 2026 | |
| $11.90 Oct 26, 2026 | $5.50B | 69 5-pillar Oct 26, 2026 | |
| $57.31 Oct 26, 2026 | $6.82B | 66 5-pillar Oct 26, 2026 | |
| $259.77 Oct 26, 2026 | $9.69B | 65 5-pillar Oct 26, 2026 | |
| $45.82 Oct 26, 2026 | $8.47B | 63 5-pillar Oct 26, 2026 | |
| $132.35 Oct 26, 2026 | $9.18B | 57 5-pillar Oct 26, 2026 | |
| $67.51 Oct 26, 2026 | $10.0B | 51 5-pillar Oct 26, 2026 | |
| $174.16 Oct 26, 2026 | $10.9B | 35 5-pillar Oct 26, 2026 | |
| $26.45 Oct 26, 2026 | $9.81B | 18 5-pillar Oct 26, 2026 | |
| $66.30 Oct 26, 2026 | $7.55B | 11 5-pillar Oct 26, 2026 |
Only 5-pillar scores are ranked together. Other models are not directly comparable. Price and score dates are shown separately; market-value dates are unavailable.
The records behind this page
Analyst targets & estimates
What analysts have on file
- Price target, low to high
- $37.00 – $37.00
- Consensus target
- $37.00
- Median target
- $37.00
Consensus record · Captured .
Measured against a quoted price of $15.12 (as of Oct 26, 2026).
Insider activity
Form 4 records via FMP · Most recent available transactions
- Transactions
- 1
- Identified insiders
- 1
- Purchases
- 0
- Sales
- 1
- Other transactions
- 0
Purchases and sales use the reported transaction category. Other transactions include awards, exercises, gifts, withholding and unclassified activity; an acquisition or disposition alone is not a purchase or sale. These records do not establish intent.
Who holds the shares?
Institutional ownership reported through 13F filings.
- Institutional ownership
- 64.2% Period end Jun 30, 2026
- Previous quarter · ownership
- 64.2% Prior to period end Jun 30, 2026
- Reporting holders
- 348 Period end Jun 30, 2026
- Previous quarter · holders
- 383 Prior to period end Jun 30, 2026
| Holders in provider snapshot | Shares |
|---|---|
| Blackrock, INC. | 48,995,053 |
| Dodge & Cox | 32,564,312 |
| Arga Investment Management, LP | 24,643,382 |
| General Atlantic, L.P. | 20,566,133 |
| Capital World Investors | 19,370,669 |
Quarterly filings lag the period end. Holder rows are names in the provider snapshot, not a verified ranking; individual filing dates are not supplied. Related managers may appear separately, so these positions are not summed. Holder snapshot as of Jun 30, 2026.
Common Questions About XP (Financial Services)
Research dated 2026-09-13; the full attribution is under Sources. The last 2 questions are answered from this page's own dated data, not from the research.
How does the XP Platform earn beyond securities brokerage?
XP distributes funds, fixed-income products, derivatives, pensions and insurance, while related operations provide credit cards, collateralized lending, wealth management, fund management and banking services. Institutional brokerage, issuer services and capital-markets solutions add further revenue channels.
Does XP rely only on Brazilian retail investors?
Retail clients are central to the platform, but XP also serves institutional traders, corporate issuers and wealthy clients. Its activities include institutional brokerage, interdealer services, managed portfolios and capital-markets solutions.
Has XP maintained a fixed dividend payment pattern?
Recent distributions have varied materially in size, so the history does not support treating the payout as fixed. The trailing distribution record is better viewed as evidence of payments than as a stable commitment.
What is the XP stock price today?
The last price recorded on this page for XP Inc. (XP) is $15.12, as of the Oct 26, 2026 trading session (source: Financial Modeling Prep (FMP) · quote). It is a provider snapshot, not a live exchange feed, so check a brokerage quote before you trade.
What is the XP price target?
The analyst consensus price target for XP Inc. (XP) is $37.00 (range $37.00 to $37.00, median $37.00), per FMP data captured Oct 26, 2026. Targets are analyst opinions and change often; they are not a Stock Expert AI forecast.
Disclaimer: This content is for informational purposes only and does not constitute investment advice. Always do your own research and consult a financial advisor.
Research written by Codex (gpt-5.6-sol) on 2026-09-13. AI-authored analysis; source dates are shown with each answer. Editorial oversight is systemic, not page-by-page. Editorially accountable: Sedat ANAK, Founder and Editor-in-Chief.
Sources — records for every figure on this page (59 figures)
The 59 rows below are exactly the facts the evidence-backed sections of this page printed — the 10-second verdict, the MoonshotScore, price and market value, the five questions with their receipts, and the records behind this page. Known dates and sources are recorded on their own rows; an em dash or UNRECORDED tier preserves a stored observation without inventing either. The quarterly income statement is provider-standardized (FMP) under one row, and scale definitions — a 0-100 rating, the band ladder, the Piotroski 0–9 range — are fixed rather than measured. No number in those sections was generated by a model. The register does not cover quoted third-party headlines, the dated council readings, or the Frequently Asked Questions; each of those says where it came from where it stands.
"As of" is the date the value is true for where the source carries one — a quarter end, a filing date, a price close, the day the score was computed. A cached observation with no source date remains undated; the page publication date is not used as a substitute.
OFFICIAL — 2 facts from SEC filings and earnings calls
| Fact ID | Fact | Value as shown | As of | Tier | Source |
|---|---|---|---|---|---|
prod.outlook | Management outlook — call excerpts | Thiago Maffra (Aug 17, 2026): That said, depending on how these dynamics evolve, we continue to target double digit growth throughout 2026, supported by stronger execution across key verticals and a more diversified revenue base. Gustavo Alejo Viviani (Aug 17, 2026): Despite these effects, we continue to closely monitor the pace of our SG&A and we still target to deliver a flattish efficiency ratio on a year over year basis for full year. | OFFICIAL | Company earnings call, transcript via Financial Modeling Prep (FMP) — Selected verbatim statements from the latest available call, dated by the transcript provider. Management expectations, not completed milestones or guarantees. Relative dates retain the speaker's wording. | |
id.hq | SEC filing business address | 20, Genesis Close, Grand Cayman, George Town, E9, KY-1-1208 | OFFICIAL | SEC EDGAR filer business address — The SEC filer business address. Our market-data provider separately lists "20, Genesis Close, George Town, SP, KY1-1208, KY". |
FMP — 47 facts from Financial Modeling Prep endpoint families
| Fact ID | Fact | Value as shown | As of | Tier | Source |
|---|---|---|---|---|---|
px.last | Latest provided price | $15.12 | FMP | Financial Modeling Prep (FMP) · quote — Dated to the US trading session the price belongs to, derived from the quote record's timestamp (weekend and pre-open reads roll back to the previous weekday; exchange holidays are not modelled). The record does not establish an exchange execution time. Retrieved 2026-10-26T15:14:25.720Z. | |
px.change | Change on the day | -50.28% | FMP | Financial Modeling Prep (FMP) · quote | |
px.mcap | Market capitalisation | $7.82B | FMP | Financial Modeling Prep (FMP) · quote — Date unknown Market cap record date: 2026-10-26. FMP quote timestamp: 2026-10-26T15:14:22.000Z. Captured from FMP at 2026-10-26T15:14:23.726Z. No share-count basis is inferred; this page preserves the reported amount instead of recalculating it from shares. | |
earn.next | Next earnings date | Nov 16, 2026 | FMP | Financial Modeling Prep (FMP) earnings calendar — The date is our provider's estimate until the company confirms it. | |
id.business_summary | Business description (FMP excerpt) | XP Inc. provides financial products and services in Brazil. | FMP | Financial Modeling Prep (FMP) company profile — Deterministic excerpt derived from id.description; source and date describe the input fact, not a new provider observation | |
px.change_abs | Change on the day, in dollars | −$15.29 | FMP | Financial Modeling Prep (FMP) · quote | |
fin.q_revenue | Revenue, Q2 FY2026 | $927M | FMP | Financial Modeling Prep (FMP) · income statement (quarterly) | |
px.range52 | 52-week range | $14.80–$32.73 | FMP | Financial Modeling Prep (FMP) quote | |
px.pe | Price / earnings (trailing) | 14.78 | FMP | Financial Modeling Prep (FMP) · quote | |
px.volume | Shares traded on the day | 59.24M | FMP | Financial Modeling Prep (FMP) · quote | |
px.beta | Beta | 1.03 | FMP | Financial Modeling Prep (FMP) company profile | |
id.sector | Sector / industry (provider taxonomy) | Financial Services / Financial Capital Markets | FMP | Financial Modeling Prep (FMP) company profile — The company's SEC filings classify it under SIC 6211 — Security Brokers, Dealers & Flotation Companies. | |
id.employees | Employees | 8,069 | FMP | Financial Modeling Prep (FMP) employee count, from the company's filing | |
id.ceo | Chief executive | Thiago Maffra | FMP | Financial Modeling Prep (FMP) key executives (proxy-derived) — Titles and pay come from the company's proxy statement as our provider parsed it. | |
fin.q_income | Net income, Q2 FY2026 | $264M | FMP | Financial Modeling Prep (FMP) · income statement (quarterly) | |
id.founder | Founder named in the filing | Guilherme Dias Fernandes Benchimol — Founder & Executive Chairman | FMP | Financial Modeling Prep (FMP) key executives (proxy-derived) — Titles and pay come from the company's proxy statement as our provider parsed it. | |
earn.history.depth.2026-08-17.revenue_actual | Revenue · reported — report date 2026-08-17 | $941.64M | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2026-08-17.revenue_estimated | Revenue · estimate — report date 2026-08-17 | $935.15M | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2026-08-17.eps_actual | EPS · reported — report date 2026-08-17 | $0.5300 | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2026-08-17.eps_estimated | EPS · estimate — report date 2026-08-17 | $0.5000 | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2026-05-18.revenue_actual | Revenue · reported — report date 2026-05-18 | $909.68M | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2026-05-18.revenue_estimated | Revenue · estimate — report date 2026-05-18 | $925.72M | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2026-05-18.eps_actual | EPS · reported — report date 2026-05-18 | $0.4700 | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2026-05-18.eps_estimated | EPS · estimate — report date 2026-05-18 | $0.4873 | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2026-02-12.revenue_actual | Revenue · reported — report date 2026-02-12 | $901.58M | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2026-02-12.revenue_estimated | Revenue · estimate — report date 2026-02-12 | $866.10M | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2026-02-12.eps_actual | EPS · reported — report date 2026-02-12 | $0.4600 | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2026-02-12.eps_estimated | EPS · estimate — report date 2026-02-12 | $0.4500 | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2025-11-17.revenue_actual | Revenue · reported — report date 2025-11-17 | $847.03M | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2025-11-17.revenue_estimated | Revenue · estimate — report date 2025-11-17 | $875.60M | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2025-11-17.eps_actual | EPS · reported — report date 2025-11-17 | $0.4500 | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2025-11-17.eps_estimated | EPS · estimate — report date 2025-11-17 | $0.4570 | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
fin.q_table | Quarterly income statement | 4 quarters through Q2 FY2026 | FMP | Financial Modeling Prep (FMP) · income statement (quarterly), as filed | |
earn.pt | Stored analyst price targets | low $37.00 · high $37.00 · consensus $37.00 · median $37.00 | FMP | Financial Modeling Prep (FMP) · price-target consensus — Captured Oct 26, 2026 · Coverage not supplied | |
earn.pt_range | Analyst price target, low to high | $37.00 – $37.00 | FMP | Financial Modeling Prep (FMP) · price-target consensus — Captured Oct 26, 2026 · Coverage not supplied | |
earn.pt_consensus | Consensus analyst price target | $37.00 | FMP | Financial Modeling Prep (FMP) · price-target consensus — Captured Oct 26, 2026 · Coverage not supplied | |
earn.pt_median | Median analyst price target | $37.00 | FMP | Financial Modeling Prep (FMP) · price-target consensus — Captured Oct 26, 2026 · Coverage not supplied | |
own.insiders | Insider transactions via FMP | 1 transactions · 0 purchases, 1 sales, 0 other transactions · 1 identified insiders · most recent available transactions | FMP | Financial Modeling Prep (FMP), carrying Form 4 transaction records — Purchases and sales use the reported transaction category. Other transactions include awards, exercises, gifts, withholding and unclassified activity; an acquisition or disposition alone is not a purchase or sale. These records do not establish intent. | |
own.institutions.depth.ownership_pct | Institutional ownership | 64.2% | FMP | Financial Modeling Prep (FMP) institutional ownership summary, from 13F filings — 13F filings are quarterly and lag the quarter end by up to 45 days. Period end Jun 30, 2026 | |
own.institutions.depth.ownership_pct_previous_quarter | Previous quarter · ownership | 64.2% | FMP | Financial Modeling Prep (FMP) institutional ownership summary, from 13F filings — 13F filings are quarterly and lag the quarter end by up to 45 days. Prior to period end Jun 30, 2026 | |
own.institutions.depth.holders | Reporting holders | 348 | FMP | Financial Modeling Prep (FMP) institutional ownership summary, from 13F filings — 13F filings are quarterly and lag the quarter end by up to 45 days. Period end Jun 30, 2026 | |
own.institutions.depth.holders_previous_quarter | Previous quarter · holders | 383 | FMP | Financial Modeling Prep (FMP) institutional ownership summary, from 13F filings — 13F filings are quarterly and lag the quarter end by up to 45 days. Prior to period end Jun 30, 2026 | |
own.top_holders.depth.holder_0.shares | Blackrock, INC. — shares in provider snapshot | 48,995,053 | FMP | Financial Modeling Prep (FMP) institutional holders, from 13F filings — Provider snapshot as of 2026-06-30; individual filing date not supplied. | |
own.top_holders.depth.holder_1.shares | Dodge & Cox — shares in provider snapshot | 32,564,312 | FMP | Financial Modeling Prep (FMP) institutional holders, from 13F filings — Provider snapshot as of 2026-06-30; individual filing date not supplied. | |
own.top_holders.depth.holder_2.shares | Arga Investment Management, LP — shares in provider snapshot | 24,643,382 | FMP | Financial Modeling Prep (FMP) institutional holders, from 13F filings — Provider snapshot as of 2026-06-30; individual filing date not supplied. | |
own.top_holders.depth.holder_3.shares | General Atlantic, L.P. — shares in provider snapshot | 20,566,133 | FMP | Financial Modeling Prep (FMP) institutional holders, from 13F filings — Provider snapshot as of 2026-06-30; individual filing date not supplied. | |
own.top_holders.depth.holder_4.shares | Capital World Investors — shares in provider snapshot | 19,370,669 | FMP | Financial Modeling Prep (FMP) institutional holders, from 13F filings — Provider snapshot as of 2026-06-30; individual filing date not supplied. |
UNRECORDED — 3 facts from stored observations whose source was not recorded
| Fact ID | Fact | Value as shown | As of | Tier | Source |
|---|---|---|---|---|---|
earn.history | Reported versus estimated, recent quarters | EPS beat 4 of 8 | UNRECORDED | Stored earnings-history observation — Captured 2026-10-21 · Expired observation | |
fin.scores | Distress and quality screens | Altman Z 0.10 · Piotroski F 5 | UNRECORDED | Stored financial-scores observation — Captured 2026-10-25 · Expired observation | |
fin.ratios | Return and yield ratios (trailing twelve months) | ROE 22.1% · ROA 1.3% · current ratio 0.50 · earnings yield 6.6% · free-cash-flow yield 26.4% | — | UNRECORDED | Stored key metrics — Date unknown |
COMPUTED — 4 facts from our arithmetic, formula restated
| Fact ID | Fact | Value as shown | As of | Tier | Source |
|---|---|---|---|---|---|
div.ttm_per_share | Dividends per share, last 12 months (split-adjusted) | $0.38 | COMPUTED | Financial Modeling Prep (FMP) split-adjusted dividend history — Sum of 2 split-adjusted declared dividends with an ex-date in the 365 days to 2026-10-26, per current share. Ex-dates are not payment dates; special dividends are included. Not a declared annual rate. | |
div.ttm_yield | Dividend yield, last 12 months | 1.25% | COMPUTED | Financial Modeling Prep (FMP) split-adjusted dividend history and quote — Split-adjusted dividends with ex-dates in the trailing 365-day window divided by the packet price, on the same current-share basis. Price date follows the quote, latest price bar or packet-build day when unstamped. Not a forecast or declared annual rate. | |
earn.history.depth.2026-08-17.revenue_actual.comparison | Latest report · revenue vs estimate | Above estimate | Report date · | COMPUTED | Computed from Financial Modeling Prep (FMP) earnings — Earnings-history note — Method: compare reported revenue ($941.64M) with the recorded estimate ($935.15M) at displayed precision. Equal displayed values are in line. This compares reported results with recorded estimates, not investment returns. |
earn.history.depth.2026-08-17.eps_actual.comparison | Latest report · EPS vs estimate | Above estimate | Report date · | COMPUTED | Computed from Financial Modeling Prep (FMP) earnings — Earnings-history note — Method: compare reported EPS ($0.5300) with the recorded estimate ($0.5000) at displayed precision. Equal displayed values are in line. This compares reported results with recorded estimates, not investment returns. |
OURS — 3 facts from Stock Expert AI's own score and rank
| Fact ID | Fact | Value as shown | As of | Tier | Source |
|---|---|---|---|---|---|
ours.moonshot | MoonshotScore v2 | 93 of 100 · Exceptional · pillars 93 / 21 / 84 / 61 / 99 | OURS | Stock Expert AI MoonshotScore v2 engine | |
ours.moonshot_change | MoonshotScore movement | 93 (stored snapshot Oct 24, 2026) → 93 (current publication computed Oct 26, 2026) (0) | OURS | Stock Expert AI current score publication and immutable score snapshots — The current score publication is not yet represented in the immutable snapshot archive. | |
gap.statement_currency | Statement currency limitation | Detailed statement figures are not shown because their conversion to USD has not been verified. | OURS | Stock Expert AI currency-basis check |
Fact-family notes
- Earnings-history note. Source series as of 2026-08-17. Dates are report dates, not fiscal period ends. Revenue is in USD; EPS is USD per share, rounded to four decimals. The earnings feed does not establish a basic, diluted or adjusted basis. Earnings-feed EPS may differ from statement EPS; the two series are not combined. Applies to Fact IDs:
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Sources used for research written 2026-09-13
Historical evidence preserved with this analysis. Current figures are listed separately above.
| Evidence | Captured value | Source date | Source type | Source |
|---|---|---|---|---|
| Business description | XP Inc. provides financial products and services in Brazil. The company operates XP Platform, an open product platform that provides clients to access investment products in the market comprising brokerage securities, fixed income securities, mutual, hedge, and private equity funds; derivatives and synthetic instruments; credit cards; loan operations/collateralized credit products; pension and social security funds, and life and travel insurance products; and other investment products comprising real estate funds, and equity and debt capital markets solutions, as well as wealth management services. It offers brokerage and issuer services to institutional and corporate clients. The company also manages mutual funds focused on stocks and macro strategies distributed to retail and to institutional clients; funds and managed portfolios for high-net-worth retail clients, and proprietary treasury funds; and passive mutual funds that track market indexes, and mutual and investment funds focused on fixed income, credit, real estate, infrastructure, and other alternative strategies. In addition, it offers securities brokerage services for institutional and retail investors; interdealer brokerage services for institutional traders; and commercial and investment banking products, such as loan operations and transactions in the foreign exchange markets and deposits, as well as develops and sells financial education courses and events online and in person to retail clients. The company offers its sell products and services through its omni-channel distribution network and online portals. XP Inc. was founded in 2001 and is based in George Town, the Cayman Islands. | 2026-09-13 | FMP | Financial Modeling Prep (FMP) company profile |
| Recent dividends paid | Captured record · 4 entries
Declared amounts per share on their ex-dates. A single payment does not establish an annual rate, and a special dividend is not separated here. | 2026-06-10 | FMP | Financial Modeling Prep (FMP) dividend history |
| Dividends per share, last 12 months (split-adjusted) | $0.38 Sum of 2 split-adjusted declared dividends with an ex-date in the 365 days to 2026-09-13, per current share. Ex-dates are not payment dates; special dividends are included. Not a declared annual rate. | 2026-06-10 | COMPUTED | Financial Modeling Prep (FMP) split-adjusted dividend history |
| Dividend yield, last 12 months | 1.91% Split-adjusted dividends with ex-dates in the trailing 365-day window divided by the packet price, on the same current-share basis. Price date follows the quote, latest price bar or packet-build day when unstamped. Not a forecast or declared annual rate. | 2026-09-11 | COMPUTED | Financial Modeling Prep (FMP) split-adjusted dividend history and quote |
Data provided for informational purposes only.
ETFs that hold XP
Funds in our ETF coverage that list XP among the top 10 holdings on their fund page, largest weight first. Each weight is the fund's reported holding weight as of the date in its row.
| ETF | Weight | Holdings as of |
|---|---|---|
| FDLS ETF | 1.25% |