25 analysts' median target is $122[FMP target], stock is $95, +29.1% upside potential. After Q2 +40.9% EPS beat[FMP earnings], the stock moved -3.6%.
C+ = MoonshotScore 47[multi-pillar formula] + Council 4/6[6-lens rule]. Form 4: 0 transactions[FMP Form 4].
Q2 consensus: revenue $1.3B[FMP est], EPS $0.47[FMP est]. 1 consecutive quarters of beat[FMP earnings].
Q2 EPS +40.9% beat[FMP] but the stock -3.6% D+1[FMP D+1]. Shiv Kumar Verma promised $12.0M CapEx + a sequential decline in Q2 during the Q2 earnings call[Shiv Kumar Verma capex transcript].
Watchlist
Gold Card Banking Growth
gold_card_banking_growth
Robinhood Gold Card surpassed 1 million cardholders, driving over $17 billion in annualized purchase volume, while banking deposits broke $3 billion since last November.
"We also crossed an exciting milestone for the Robinhood Gold Card. 1 million cardholders. ... the Gold Card is now driving over 17 billion in annualized purchase volume. ... We broke 3 billion in banking deposits since we began rolling out just last November."
- Vladimir Tenev, CEO - Q2 FY26 Earnings Call - July 29, 2026
Net Deposits Customer Growth
net_deposits_customer_growth
Net deposits reached a record $22 billion, representing a 28% annualized growth rate, and the company added nearly 1 million funded customers in the quarter.
"Record net deposits of 22 billion, which is a 28% annualized growth rate and record gold subscribers of 4.8 million, which is now 17% attach rate relative to our net funded accounts. ... we added nearly 1 million funded customers in the quarter."
- Vladimir Tenev, CEO - Q2 FY26 Earnings Call - July 29, 2026
Lowered Opex Guidance
lowered_opex_guidance
Robinhood is lowering and tightening its 2026 outlook for adjusted OpEx and SBC to a range of $2.675 billion to $2.775 billion, demonstrating expense discipline.
"So we are lowering and tightening our 2026 outlook for adjusted OpEx and SBC to a range of 2.675 billion to 2.775 billion"
- Shiv Kumar Verma, CFO - Q2 FY26 Earnings Call - July 29, 2026
Robinhood Chain Stock Tokens
robinhood_chain_stock_tokens
Robinhood Chain Mainnet launched with over $12 billion in DEX volume and became the fastest chain to 100 million transactions, while stock tokens are now available in over 120 countries.
"We introduced a suite of products including Robinhood Chain, which is the first chain purpose built for real world assets. ... We saw over 12 billion in DEX volume. ... It was also the fastest chain to get to 100 million transactions we are well north of 150 million transactions at this point. ... Stock tokens are available in more than 120 countries."
- Vladimir Tenev, CEO - Q2 FY26 Earnings Call - July 29, 2026
Agentic Trading Ai
agentic_trading_ai
Robinhood launched AgenTic trading, allowing customers to build AI agents for trading equities, options, and soon crypto, with over 100,000 accounts already opened.
"We also launched the first version of AgenTic trading, which allows customers to build AI agents to trade equities options in crypto and to have access to Robinhood tools and features. ... We have had over 100 thousand people actually integrate and open up AgenTic accounts, which has been very cool."
- Vladimir Tenev, CEO - Q2 FY26 Earnings Call - July 29, 2026
Stock Expert AI - Methodology
multi-pillar methodology. Cash Runway and News Sentiment strong. Revenue Growth weak.
How is it calculated? ->6 investor frameworks. 4 bullish (Ray Dalio, Klarman, Buffett, Munger), 1 bearish (Ken Griffin), 1 neutral (Jim Simons).
How is it calculated? ->Quality business, discounted price.
How is it calculated? ->Past Performance
Q2 (July 29, 2026): EPS $0.62 vs $0.44 est[FMP], +40.9% beat. D+1 movement: -3.6%[FMP D+1]. Decline despite beat - market reacted to guidance, not numbers.
Q2: EPS $0.62 vs $0.44 beat[FMP], stock -3.6% D+1[FMP]. Shiv Kumar Verma Q2 transcript: "Record revenues, of 1.3 billion that is up 32% from last year."[Shiv Kumar Verma].
"Record revenues, of 1.3 billion that is up 32% from last year."
- Shiv Kumar Verma, CFO - Q2 FY26 Earnings Call - July 29, 2026
No RPO/backlog concentration disclosed in Q2 earnings call.
Q2 CapEx $12.0M[FMP cashflow]. Q2 op margin -76.8%[FMP op margin] - this level in Q2 is sensitive to CapEx revision risk.
Not advice - a structural framework for earnings night. Decision discipline is yours.
Market Outlook
You read it in 5 minutes. When the numbers come out on Wednesday evening - you know what you're looking at.
Data arrives at night. The framework is ready now.
Data arrives on Wednesday evening. The framework is ready on this page: Q2 EPS threshold $0.47[FMP], CapEx threshold "below $12.0M"[Shiv Kumar Verma]. Two anchors, three scenarios.
Comparison Stock Expert AI Pro $24/month ($240/year), 77% cheaper than the total of three earnings-tracking tools ($1,059/year -> $240/year).
Seeking Alpha $299/yr - analyst opinions + earnings coverage TipRanks $360/yr - Smart Score (1-10) + analyst consensus + insider trades Trendspider $400/yr - AI pattern detection + automated TA + multi-timeframe alerts
Prices as of April 2026. Sources: seekingalpha.com/subscriptions - tipranks.com/pricing - trendspider.com/pricing
Stock Expert AI Pro: $24/month ($240/year). Council 7-lens analysis + MoonshotScore multi-pillar + Insider tracker + Technical levels - all in one platform, for every stock.
Educational tool, not investment advice. Past performance does not guarantee future results.
Calendar
DATA GAP: Events not in the FMP /stable/calendar feed - Investor day, analyst day, product launches, regulatory dates. These require company IR page scraping or manual calendar entry.
This Robinhood Markets, Inc. (HOOD) earnings preview covers the analyst consensus, key catalysts, and what to watch on the earnings call.
Consensus EPS, revenue guidance, segment growth rates, and the tone of management commentary — the full breakdown with sources is on this page.
Figures are sourced from Financial Modeling Prep (FMP) fundamentals and consensus data plus official earnings-call transcripts; derived metrics are labeled with their source next to each figure.
No. This page is educational research, not investment advice. It summarizes analyst consensus and company data; consult a licensed financial advisor before making any investment decision.