Intercorp Financial Services Inc. (IFS) Stock Price & Analysis
Intercorp Financial Services Inc. (IFS) — MoonshotScore 95/100 (Exceptional band), calculated Oct 26, 2026. Price $51.65 (-0.33%), as of the Oct 26, 2026 trading session; market cap $5.70B. Expected results Nov 9, 2026.
Educational signal · not a buy or sell recommendation · How to read this
Intercorp Financial Services Inc. · IFS · NYSE · Financial Services · Banks - Regional
Intercorp Financial Services Inc. (IFS) is a Peruvian entity providing a wide array of financial solutions, encompassing banking, insurance, and wealth management, to both individual and corporate clients throughout Peru.
Price as of Oct 26, 2026
Key Statistics
MoonshotScore v2 · Intercorp Financial Services (IFS)
ExceptionalWhy this rating? Method, drivers & history
Bands for the MoonshotScore: Exceptional 80-100 · Strong 65-79 · Fair 45-64 · Weak below 45.
- Business Quality — Is this a genuinely good business?
- Financial Safety — Could this blow up on me?
- Valuation — Am I paying a fair price?
- Growth Durability — Is the growth real and likely to last?
- Momentum — Is the market already moving on this?
Elite quality and elite growth, at a dirt-cheap price, though the balance sheet is only decent. Business Quality: Elite; Financial Safety: Okay; Valuation: Cheap; Growth Durability: Compounding; Momentum: Quiet.
- quarterly revenue $704M (Q2 FY2026, quarter ended Jun 30, 2026)
- EPS beat 7 of 8
- Altman Z 0.15 · Piotroski F 6
Helping: business quality, an attractive price, durable growth
What has the MoonshotScore done over time?
| Recorded | Score | Band |
|---|---|---|
| 95 | Exceptional | |
| 96 | Exceptional | |
| 94 | Exceptional | |
| 95 | Exceptional | |
| 95 | Exceptional | |
| 95 | Exceptional |
The score was 95 in the stored Oct 24, 2026 snapshot and remains 95 in the current publication computed Oct 26, 2026 (0); the largest pillar moves were Momentum -1; the pillar moves offset under the sector-relative weighting, so the headline score is unchanged.
Calculation uses the most recent completed US trading session. Live price changes do not update the score immediately.
Computed · Educational signal · not a buy or sell recommendation · How the MoonshotScore is computed →
Price & valuation
| Measure | Value | As of |
|---|---|---|
| Latest provided price | $51.65 | |
| Change on the day | -0.33% | |
| 52-week range | $38.29–$61.38 | |
| Market capitalisation | $5.70B | |
| Price / earnings (trailing) | 9.44 | |
| Shares traded on the day | 126.4K | |
| Beta (volatility vs the S&P 500) | 0.42 | |
| Dividends per share (last 12 months) | $1.80 | |
| Dividend yield (last 12 months) | 3.48% |
Price & events
Triangles mark reported quarters on the line: pointing up is above the recorded estimate, down is below, a diamond means no estimate on file or a dated event that is not a results report. Numbers key to the dated list. Point at or tab to any week for its close.
Events behind the price
- · Earnings results · below the recorded estimate
- · Earnings results · above the recorded estimate
- · Earnings results · above the recorded estimate
- · Earnings results · above the recorded estimate
- · Earnings call · management outlook
Results dates follow the earnings feed; call dates follow the transcript provider. Nearby dates do not establish that an event caused a price move.
Upcoming events
Management outlook
Even so, we expect activity to improve in the second half supported by resilient domestic demand, private spending, favorable commodity prices, and greater political stability.
Michela Casassa Ramat · Statement from
Statement dates identify the earnings call, not a deadline. Management expectations and provider estimates can change.
Read management statementsCouncil Score · weighted blend of 2 available disciplines
Council score for Intercorp Financial Services (IFS): Strongly Bullish
78/100 · ASome lenses disagree with the MoonshotScore. Compare their readings below; each uses a different method.
5-Factor Breakdown
Legends Council
6 lenses, 6 current
AI simulations built from the named investors' published principles. Not affiliated with, endorsed by, or the opinion of these individuals. How these lenses are built
Read on: Oct 26, 2026
Munger's Mindset
Balance Sheet & Valuation · historical
Read on: Sep 10, 2026 · older than the 27 hours refresh window; not a current reading
How to read these bars and different assessments
Council is a separate blend of available disciplines; MoonshotScore above remains the five-pillar research rating.
Bars show each model's ordered assessment on its own scale, not a probability or a comparable investment return. The adjacent words give the assessment; more filled segments indicate a stronger model reading.
One of these lenses reads this company less favourably than the MoonshotScore does: Griffin-style lens. Each lens is a separate scoring function over its own inputs, so a disagreement is a difference of method rather than a correction — the page's answer stays the MoonshotScore above.
On Sep 10, 2026, the Munger lens read the price at that time as undervalued against its own estimate of value.
Readings on this page are from Oct 26, 2026, except a card that shows its own read date.
Watch the IFS film — every key number, told as a short cinematic story
~2 min · open the film
What is Intercorp Financial Services (IFS), and what does it report?
Short answer · as of
Intercorp Financial Services Inc. (IFS) is a Peruvian entity providing a wide array of financial solutions, encompassing banking, insurance, and wealth management, to both individual and corporate clients throughout Peru. Intercorp Financial Services Inc. (IFS) is listed on NYSE. Financial Services / Banks Regional SEC filing business address: Torre Interbank, AV. Carlos Villar?N 140 - LA Victoria, Lima, R5, Lima 13. It employs 9,229 people and is led by Lord Luis Felipe Castellanos Lopez-Torres. In Q2 FY2026 it reported revenue of $704M and net income of $169M. The market values it at $5.70B.
What do the latest results show for Intercorp Financial Services (IFS)?
Short answer · as of
The most recent reported quarter, Q2 FY2026, carried revenue of $704M. Against analyst estimates the company has EPS beat 7 of 8 reports.
Did results meet expectations?
Reported earnings and revenue alongside the estimates recorded by the provider.
- Latest report · revenue
- $491.23M Aug 11, 2026
- Latest report · revenue estimate
- $520.46M Aug 11, 2026
- Latest report · revenue vs estimate
- Below estimate Aug 11, 2026
- Latest report · EPS vs estimate
- Above estimate Aug 11, 2026
| Report date | Revenue · reported | Revenue · estimate | EPS · reported | EPS · estimate |
|---|---|---|---|---|
| Aug 11, 2026 | $491.23M | $520.46M | $1.5300 | $1.4500 |
| May 11, 2026 | $435.17M | $502.51M | $1.5900 | $1.3600 |
| Feb 11, 2026 | $532.73M | $488.14M | $1.2300 | $1.1000 |
| Nov 6, 2025 | $632.04M | $465.27M | $1.1200 | $1.1600 |
Dates are report dates, not fiscal period ends. Revenue is in USD; EPS is USD per share, rounded to four decimals. The earnings feed does not establish a basic, diluted or adjusted basis. Earnings-feed EPS may differ from statement EPS; the two series are not combined.
Quarterly income statement — 4 quarters
| Period | Revenue | Net income | EPS |
|---|---|---|---|
| Q2 FY2026 | $704M | $169M | $1.52 (diluted) |
| Q1 FY2026 | $890M | $173M | $1.56 (diluted) |
| Q4 FY2025 | $371M | $132M | $1.20 (diluted) |
| Q3 FY2025 | $635M | $132M | $1.18 (diluted) |
What are the financial strengths and risks for Intercorp Financial Services (IFS)?
Short answer · as of
The MoonshotScore pillars rate business quality, an attractive price, durable growth as strengths.
What should you watch next at Intercorp Financial Services (IFS)?
Short answer · as of
The next earnings report is expected on Nov 9, 2026.
Research dated 2026-09-13.
Monitor the next earnings report for signals of either restored growth or structural weakness in Peruvian economic activity. Watch whether cash generation remains positive or reverts to the negative quarters that appeared earlier in the year—a sustained negative conversion would force debt paydown or dividend cuts, signaling management concern about stability.
Watch the insurance reserves for any sign of reserve strengthening, which would indicate management concern about claims trends. An increase in reserves that outpaces premium growth suggests deteriorating underwriting economics. Finally, track whether the company maintains the dividend. The most recent payout represented a meaningful increase from prior years. If the company cuts or holds the dividend flat despite earnings growth, that would signal management is building liquidity to weather a downside scenario.
What management is planning
Management expectations, not completed milestones or guarantees. Selected verbatim excerpts; dates follow the transcript provider.
Even so, we expect activity to improve in the second half supported by resilient domestic demand, private spending, favorable commodity prices, and greater political stability.
Michela Casassa Ramat ·
What the records here don't tell us
- Detailed statement figures are not shown because their conversion to USD has not been verified.
Checked against the records this page reads, on the dates shown above.
How does Intercorp Financial Services compare with its peers?
Short answer
Intercorp Financial Services's score ranks 2nd of 13 in the bounded comparison shown, against 12 same-model peers. These are company scores, not expected investment returns. The set lists named competitors first, then companies in the same data-provider industry classification closest in market value; that classification is the provider's, not our judgment of business similarity.
Research dated 2026-09-13.
The integrated structure—banking plus insurance plus wealth management—is atypical among regional banks. Most regional banks focus on lending; insurance is ancillary. Intercorp's decision to bundle all dimensions creates operational efficiency on distribution (branches serve all business lines) but also creates risk concentration: weakness in any division affects the entire company's access to debt markets. In markets with stable regulatory oversight, this model works. In markets where regulation can shift abruptly, it is a leverage amplifier.
The profit margins, while high, do not exceed what true regional specialists achieve. The company earns a net margin comparable to comparable regional banks but with higher leverage and lower return on equity. This suggests the company is not unlocking synergies from the bundled model—it may simply be operating separate businesses that share infrastructure.
| Company | Price | Market value | Score |
|---|---|---|---|
| $65.93 Oct 26, 2026 | $9.70B | 96 5-pillar Oct 26, 2026 | |
| Intercorp Financial Services (IFS) — this page | $51.65 | $5.70B | 95 |
| $64.72 Oct 26, 2026 | $4.32B | 94 5-pillar Oct 26, 2026 | |
| $27.38 Oct 26, 2026 | $4.19B | 93 5-pillar Oct 26, 2026 | |
| $39.06 Oct 26, 2026 | $3.75B | 93 5-pillar Oct 26, 2026 | |
| $53.13 Oct 26, 2026 | $2.77B | 93 5-pillar Oct 26, 2026 | |
| $30.23 Oct 26, 2026 | $5.01B | 92 5-pillar Oct 26, 2026 | |
| $48.92 Oct 26, 2026 | $6.66B | 91 5-pillar Oct 26, 2026 | |
| $34.83 Oct 26, 2026 | $8.30B | 91 5-pillar Oct 26, 2026 | |
| $22.91 Oct 26, 2026 | $4.03B | 90 5-pillar Oct 26, 2026 | |
| $32.67 Oct 26, 2026 | $3.43B | 90 5-pillar Oct 26, 2026 | |
| $49.00 Oct 26, 2026 | $6.37B | 68 5-pillar Oct 26, 2026 | |
| $82.69 Oct 26, 2026 | $5.55B | 65 5-pillar Oct 26, 2026 |
Only 5-pillar scores are ranked together. Other models are not directly comparable. Price and score dates are shown separately; market-value dates are unavailable.
The records behind this page
Insider activity
Form 4 records via FMP · Most recent available transactions
- Transactions
- 12
- Identified insiders
- 4
- Purchases
- 2
- Sales
- 1
- Other transactions
- 9
Purchases and sales use the reported transaction category. Other transactions include awards, exercises, gifts, withholding and unclassified activity; an acquisition or disposition alone is not a purchase or sale. These records do not establish intent.
Who holds the shares?
Institutional ownership reported through 13F filings.
- Institutional ownership
- 15.1% Period end Jun 30, 2026
- Previous quarter · ownership
- 15.5% Prior to period end Jun 30, 2026
- Reporting holders
- 117 Period end Jun 30, 2026
- Previous quarter · holders
- 103 Prior to period end Jun 30, 2026
| Holders in provider snapshot | Shares |
|---|---|
| Fmr LLC | 2,312,795 |
| Blackrock, INC. | 1,562,470 |
| Lazard Asset Management LLC | 1,117,663 |
| Acadian Asset Management LLC | 1,089,628 |
| Nwi Management LP | 1,022,210 |
Quarterly filings lag the period end. Holder rows are names in the provider snapshot, not a verified ranking; individual filing dates are not supplied. Related managers may appear separately, so these positions are not summed. Holder snapshot as of Jun 30, 2026.
What has been published about Intercorp Financial Services (IFS)?
- IFS vs. BX: Which Stock Is the Better Value Option?
- INTERCORP FINANCIAL SERVICES, INC. TO HOST SECOND QUARTER 2026 EARNINGS CONFERENCE CALL & VIDEO WEBCAST PRESENTATION
- Should Value Investors Buy Intercorp Financial Services (IFS) Stock?
- Flynn Builds Digital Foundation for Next Phase of North American Growth with IFS Cloud
IFS Financial Services Stock FAQ
Research dated 2026-09-13; the full attribution is under Sources. The last 2 questions are answered from this page's own dated data, not from the research.
Does the integrated banking-insurance model provide a competitive advantage for Intercorp?
The data shows the company earns comparable margins to specialist regional banks but with no outlier returns. The bundled model reduces distribution costs but does not appear to drive pricing power or wallet share. It may actually constrain the company if regulators tighten rules around non-bank insurance operations.
How exposed is Intercorp's insurance division to Peru's commodity-dependent economy?
The company has not disclosed the detailed composition of its insurance reserve investments, but management commentary shows concern about domestic economic activity. A Peru-focused insurance book concentrates claims risk on weather, agricultural disruption, and mining industry health—all commodity-linked. This is not diversifiable geographic risk.
What is the IFS stock price today?
The last price recorded on this page for Intercorp Financial Services Inc. (IFS) is $51.65, as of the Oct 26, 2026 trading session (source: Financial Modeling Prep (FMP) · quote). It is a provider snapshot, not a live exchange feed, so check a brokerage quote before you trade.
Does IFS pay a dividend?
Yes. Intercorp Financial Services Inc. (IFS) shows a trailing 12-month dividend yield of 3.48%, as of Oct 26, 2026, in the data on this page. Payout ratio and cash-flow coverage decide whether it can last, and past dividends do not guarantee future payments.
Disclaimer: This content is for informational purposes only and does not constitute investment advice. Always do your own research and consult a financial advisor.
Research written by Claude (claude-haiku-4-5) on 2026-09-13. AI-authored analysis; source dates are shown with each answer. Editorial oversight is systemic, not page-by-page. Editorially accountable: Sedat ANAK, Founder and Editor-in-Chief.
Sources — records for every figure on this page (53 figures)
The 53 rows below are exactly the facts the evidence-backed sections of this page printed — the 10-second verdict, the MoonshotScore, price and market value, the five questions with their receipts, and the records behind this page. Known dates and sources are recorded on their own rows; an em dash or UNRECORDED tier preserves a stored observation without inventing either. The quarterly income statement is provider-standardized (FMP) under one row, and scale definitions — a 0-100 rating, the band ladder, the Piotroski 0–9 range — are fixed rather than measured. No number in those sections was generated by a model. The register does not cover quoted third-party headlines, the dated council readings, or the Frequently Asked Questions; each of those says where it came from where it stands.
"As of" is the date the value is true for where the source carries one — a quarter end, a filing date, a price close, the day the score was computed. A cached observation with no source date remains undated; the page publication date is not used as a substitute.
OFFICIAL — 2 facts from SEC filings and earnings calls
| Fact ID | Fact | Value as shown | As of | Tier | Source |
|---|---|---|---|---|---|
prod.outlook | Management outlook — call excerpts | Michela Casassa Ramat (Aug 12, 2026): Even so, we expect activity to improve in the second half supported by resilient domestic demand, private spending, favorable commodity prices, and greater political stability. | OFFICIAL | Company earnings call, transcript via Financial Modeling Prep (FMP) — Selected verbatim statements from the latest available call, dated by the transcript provider. Management expectations, not completed milestones or guarantees. Relative dates retain the speaker's wording. | |
id.hq | SEC filing business address | Torre Interbank, AV. Carlos Villar?N 140 - LA Victoria, Lima, R5, Lima 13 | OFFICIAL | SEC EDGAR filer business address — The SEC filer business address. Our market-data provider separately lists "Torre Interbank, Lima, LR, 13, PE". |
FMP — 42 facts from Financial Modeling Prep endpoint families
| Fact ID | Fact | Value as shown | As of | Tier | Source |
|---|---|---|---|---|---|
px.last | Latest provided price | $51.65 | FMP | Financial Modeling Prep (FMP) · quote — Dated to the US trading session the price belongs to, derived from the quote record's timestamp (weekend and pre-open reads roll back to the previous weekday; exchange holidays are not modelled). The record does not establish an exchange execution time. Retrieved 2026-10-26T21:14:32.081Z. | |
px.change | Change on the day | -0.33% | FMP | Financial Modeling Prep (FMP) · quote | |
px.mcap | Market capitalization | $5.70B | FMP | Financial Modeling Prep (FMP) quote — Provider market cap uses the share class it prices; a company with more than one class may show a larger total elsewhere. Market cap record date: 2026-10-26. Source capture time was not supplied. No share-count basis is inferred; this page preserves the reported amount instead of recalculating it from shares. | |
earn.next | Next earnings date | Nov 9, 2026 | FMP | Financial Modeling Prep (FMP) earnings calendar — The date is our provider's estimate until the company confirms it. | |
id.business_summary | Business description (FMP excerpt) | Intercorp Financial Services Inc. (IFS) is a Peruvian entity providing a wide array of financial solutions, encompassing banking, insurance, and wealth management, to both individual and corporate clients throughout Peru. | FMP | Financial Modeling Prep (FMP) company profile — Deterministic excerpt derived from id.description; source and date describe the input fact, not a new provider observation | |
px.change_abs | Change on the day, in dollars | −$0.17 | FMP | Financial Modeling Prep (FMP) · quote | |
fin.q_revenue | Revenue, Q2 FY2026 | $704M | FMP | Financial Modeling Prep (FMP) · income statement (quarterly) | |
px.range52 | 52-week range | $38.29–$61.38 | FMP | Financial Modeling Prep (FMP) quote | |
px.pe | Price / earnings (trailing) | 9.44 | FMP | Financial Modeling Prep (FMP) · quote | |
px.volume | Shares traded on the day | 126.4K | FMP | Financial Modeling Prep (FMP) · quote | |
px.beta | Beta | 0.42 | FMP | Financial Modeling Prep (FMP) company profile | |
id.sector | Sector / industry (provider taxonomy) | Financial Services / Banks Regional | FMP | Financial Modeling Prep (FMP) company profile — The company's SEC filings classify it under SIC 6029 — Commercial Banks, NEC. | |
id.employees | Employees | 9,229 | FMP | Financial Modeling Prep (FMP) employee count, from the company's filing | |
id.ceo | Chief executive | Lord Luis Felipe Castellanos Lopez-Torres | FMP | Financial Modeling Prep (FMP) key executives (proxy-derived) — Titles and pay come from the company's proxy statement as our provider parsed it. | |
fin.q_income | Net income, Q2 FY2026 | $169M | FMP | Financial Modeling Prep (FMP) · income statement (quarterly) | |
earn.history.depth.2026-08-11.revenue_actual | Revenue · reported — report date 2026-08-11 | $491.23M | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2026-08-11.revenue_estimated | Revenue · estimate — report date 2026-08-11 | $520.46M | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2026-08-11.eps_actual | EPS · reported — report date 2026-08-11 | $1.5300 | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2026-08-11.eps_estimated | EPS · estimate — report date 2026-08-11 | $1.4500 | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2026-05-11.revenue_actual | Revenue · reported — report date 2026-05-11 | $435.17M | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2026-05-11.revenue_estimated | Revenue · estimate — report date 2026-05-11 | $502.51M | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2026-05-11.eps_actual | EPS · reported — report date 2026-05-11 | $1.5900 | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2026-05-11.eps_estimated | EPS · estimate — report date 2026-05-11 | $1.3600 | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2026-02-11.revenue_actual | Revenue · reported — report date 2026-02-11 | $532.73M | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2026-02-11.revenue_estimated | Revenue · estimate — report date 2026-02-11 | $488.14M | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2026-02-11.eps_actual | EPS · reported — report date 2026-02-11 | $1.2300 | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2026-02-11.eps_estimated | EPS · estimate — report date 2026-02-11 | $1.1000 | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2025-11-06.revenue_actual | Revenue · reported — report date 2025-11-06 | $632.04M | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2025-11-06.revenue_estimated | Revenue · estimate — report date 2025-11-06 | $465.27M | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2025-11-06.eps_actual | EPS · reported — report date 2025-11-06 | $1.1200 | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2025-11-06.eps_estimated | EPS · estimate — report date 2025-11-06 | $1.1600 | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
fin.q_table | Quarterly income statement | 4 quarters through Q2 FY2026 | FMP | Financial Modeling Prep (FMP) · income statement (quarterly), as filed | |
own.insiders | Insider transactions via FMP | 12 transactions · 2 purchases, 1 sales, 9 other transactions · 4 identified insiders · most recent available transactions | FMP | Financial Modeling Prep (FMP), carrying Form 4 transaction records — Purchases and sales use the reported transaction category. Other transactions include awards, exercises, gifts, withholding and unclassified activity; an acquisition or disposition alone is not a purchase or sale. These records do not establish intent. | |
own.institutions.depth.ownership_pct | Institutional ownership | 15.1% | FMP | Financial Modeling Prep (FMP) institutional ownership summary, from 13F filings — 13F filings are quarterly and lag the quarter end by up to 45 days. Period end Jun 30, 2026 | |
own.institutions.depth.ownership_pct_previous_quarter | Previous quarter · ownership | 15.5% | FMP | Financial Modeling Prep (FMP) institutional ownership summary, from 13F filings — 13F filings are quarterly and lag the quarter end by up to 45 days. Prior to period end Jun 30, 2026 | |
own.institutions.depth.holders | Reporting holders | 117 | FMP | Financial Modeling Prep (FMP) institutional ownership summary, from 13F filings — 13F filings are quarterly and lag the quarter end by up to 45 days. Period end Jun 30, 2026 | |
own.institutions.depth.holders_previous_quarter | Previous quarter · holders | 103 | FMP | Financial Modeling Prep (FMP) institutional ownership summary, from 13F filings — 13F filings are quarterly and lag the quarter end by up to 45 days. Prior to period end Jun 30, 2026 | |
own.top_holders.depth.holder_0.shares | Fmr LLC — shares in provider snapshot | 2,312,795 | FMP | Financial Modeling Prep (FMP) institutional holders, from 13F filings — Provider snapshot as of 2026-06-30; individual filing date not supplied. | |
own.top_holders.depth.holder_1.shares | Blackrock, INC. — shares in provider snapshot | 1,562,470 | FMP | Financial Modeling Prep (FMP) institutional holders, from 13F filings — Provider snapshot as of 2026-06-30; individual filing date not supplied. | |
own.top_holders.depth.holder_2.shares | Lazard Asset Management LLC — shares in provider snapshot | 1,117,663 | FMP | Financial Modeling Prep (FMP) institutional holders, from 13F filings — Provider snapshot as of 2026-06-30; individual filing date not supplied. | |
own.top_holders.depth.holder_3.shares | Acadian Asset Management LLC — shares in provider snapshot | 1,089,628 | FMP | Financial Modeling Prep (FMP) institutional holders, from 13F filings — Provider snapshot as of 2026-06-30; individual filing date not supplied. | |
own.top_holders.depth.holder_4.shares | Nwi Management LP — shares in provider snapshot | 1,022,210 | FMP | Financial Modeling Prep (FMP) institutional holders, from 13F filings — Provider snapshot as of 2026-06-30; individual filing date not supplied. |
UNRECORDED — 2 facts from stored observations whose source was not recorded
| Fact ID | Fact | Value as shown | As of | Tier | Source |
|---|---|---|---|---|---|
earn.history | Reported versus estimated, recent quarters | EPS beat 7 of 8 | UNRECORDED | Stored earnings-history observation — Captured 2026-10-20 · Expired observation | |
fin.scores | Distress and quality screens | Altman Z 0.15 · Piotroski F 6 | UNRECORDED | Stored financial-scores observation — Captured 2026-10-26 |
COMPUTED — 4 facts from our arithmetic, formula restated
| Fact ID | Fact | Value as shown | As of | Tier | Source |
|---|---|---|---|---|---|
div.ttm_per_share | Dividends per share, last 12 months (split-adjusted) | $1.80 | COMPUTED | Financial Modeling Prep (FMP) split-adjusted dividend history — Sum of 1 split-adjusted declared dividend with an ex-date in the 365 days to 2026-10-26, per current share. Ex-dates are not payment dates; special dividends are included. Not a declared annual rate. | |
div.ttm_yield | Dividend yield, last 12 months | 3.48% | COMPUTED | Financial Modeling Prep (FMP) split-adjusted dividend history and quote — Split-adjusted dividends with ex-dates in the trailing 365-day window divided by the packet price, on the same current-share basis. Price date follows the quote, latest price bar or packet-build day when unstamped. Not a forecast or declared annual rate. | |
earn.history.depth.2026-08-11.revenue_actual.comparison | Latest report · revenue vs estimate | Below estimate | Report date · | COMPUTED | Computed from Financial Modeling Prep (FMP) earnings — Earnings-history note — Method: compare reported revenue ($491.23M) with the recorded estimate ($520.46M) at displayed precision. Equal displayed values are in line. This compares reported results with recorded estimates, not investment returns. |
earn.history.depth.2026-08-11.eps_actual.comparison | Latest report · EPS vs estimate | Above estimate | Report date · | COMPUTED | Computed from Financial Modeling Prep (FMP) earnings — Earnings-history note — Method: compare reported EPS ($1.5300) with the recorded estimate ($1.4500) at displayed precision. Equal displayed values are in line. This compares reported results with recorded estimates, not investment returns. |
OURS — 3 facts from Stock Expert AI's own score and rank
| Fact ID | Fact | Value as shown | As of | Tier | Source |
|---|---|---|---|---|---|
ours.moonshot | MoonshotScore v2 | 95 of 100 · Exceptional · pillars 91 / 59 / 96 / 93 / 46 | OURS | Stock Expert AI MoonshotScore v2 engine | |
ours.moonshot_change | MoonshotScore movement | 95 (stored snapshot Oct 24, 2026) → 95 (current publication computed Oct 26, 2026) (0) | OURS | Stock Expert AI current score publication and immutable score snapshots | |
gap.statement_currency | Statement currency limitation | Detailed statement figures are not shown because their conversion to USD has not been verified. | OURS | Stock Expert AI currency-basis check |
Fact-family notes
- Earnings-history note. Source series as of 2026-08-11. Dates are report dates, not fiscal period ends. Revenue is in USD; EPS is USD per share, rounded to four decimals. The earnings feed does not establish a basic, diluted or adjusted basis. Earnings-feed EPS may differ from statement EPS; the two series are not combined. Applies to Fact IDs:
earn.history.depth.2026-08-11.revenue_actual,earn.history.depth.2026-08-11.revenue_estimated,earn.history.depth.2026-08-11.revenue_actual.comparison,earn.history.depth.2026-08-11.eps_actual.comparison,earn.history.depth.2026-08-11.eps_actual,earn.history.depth.2026-08-11.eps_estimated,earn.history.depth.2026-05-11.revenue_actual,earn.history.depth.2026-05-11.revenue_estimated,earn.history.depth.2026-05-11.eps_actual,earn.history.depth.2026-05-11.eps_estimated,earn.history.depth.2026-02-11.revenue_actual,earn.history.depth.2026-02-11.revenue_estimated,earn.history.depth.2026-02-11.eps_actual,earn.history.depth.2026-02-11.eps_estimated,earn.history.depth.2025-11-06.revenue_actual,earn.history.depth.2025-11-06.revenue_estimated,earn.history.depth.2025-11-06.eps_actual,earn.history.depth.2025-11-06.eps_estimated.
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Sources used for research written 2026-09-13
Historical evidence preserved with this analysis. Current figures are listed separately above.
| Evidence | Captured value | Source date | Source type | Source |
|---|---|---|---|---|
| Next earnings report | Date: 2026-11-09; EPS estimate: $1.46 per share; Revenue estimate: $460.54M The date is our provider's estimate until the company confirms it. | 2026-09-13 | FMP | Financial Modeling Prep (FMP) earnings calendar |
| Reported versus estimated, last 8 quarters | Captured record · 8 entries
| 2026-08-11 | FMP | Financial Modeling Prep (FMP) earnings |
| Recent dividends paid | Captured record · 4 entries
Declared amounts per share on their ex-dates. A single payment does not establish an annual rate, and a special dividend is not separated here. | 2026-04-24 | FMP | Financial Modeling Prep (FMP) dividend history |
| Trailing twelve-month ratio set | Quick ratio: 0.74; Current ratio: 0.74; Debt to equity: 1.09; Net margin: 23.3%; Gross margin: 64.1%; Operating margin: 29.4%; Return on assets: 2%; Return on equity: 16.9% Price-based multiples captured at research time are not repeated here; the page shows each once, from current figures with their own dates. A ratio our provider could not compute is absent rather than shown as zero. | 2026-09-13 | FMP | Financial Modeling Prep (FMP) key-metrics-ttm + ratios-ttm |
| Business description | Intercorp Financial Services Inc. (IFS) is a Peruvian entity providing a wide array of financial solutions, encompassing banking, insurance, and wealth management, to both individual and corporate clients throughout Peru. The company operates through three primary divisions: Banking, Insurance, and Wealth Management. Its banking segment offers diverse deposit options, such as various transactional and savings accounts, investment accounts, and fixed-term instruments including certificates of deposit and compensation for service time accounts. For retail customers, IFS provides credit cards, mortgages, payroll-deduction loans, general consumer loans, as well as specialized cash, student, and collateralized cash loans. Business clients, from small to large enterprises, benefit from commercial banking services covering corporate financing, commercial real estate, vehicle and equipment loans, cash management, trade finance, and electronic factoring. Additionally, the company manages treasury and institutional banking, along with securitization services. Within its insurance operations, IFS offers annuities, conventional life insurance, and other retail insurance products. The wealth management arm delivers financial advisory services across equities, fixed income, structured products, alternative investments, and managed accounts, complemented by brokerage and investment management offerings. Founded in 1897 and headquartered in Lima, Peru, Intercorp Financial Services Inc. maintained a significant operational network as of December 31, 2021, comprising 189 financial branches and 1,581 ATMs. The company functions as a subsidiary of Intercorp Perú Ltd. | 2026-09-13 | FMP | Financial Modeling Prep (FMP) company profile |
| Sector / industry (provider taxonomy) | Financial Services / Banks - Regional The company's SEC filings classify it under SIC 6029 — Commercial Banks, NEC. | 2026-09-13 | FMP | Financial Modeling Prep (FMP) company profile |
| Management outlook — dated call excerpts | Captured record · 1 entry
Selected verbatim statements from the latest available call, dated by the transcript provider. Management expectations, not completed milestones or guarantees. Relative dates retain the speaker's wording. | 2026-08-12 | OFFICIAL | Company earnings call, transcript via Financial Modeling Prep (FMP) |
| SEC filing business address | TORRE INTERBANK, AV. CARLOS VILLAR?N 140 - LA VICTORIA, LIMA, R5, LIMA 13 The SEC filer business address. Our market-data provider separately lists "Torre Interbank, Lima, LR, 13, PE". | 2026-09-13 | OFFICIAL | SEC EDGAR filer business address |
Data provided for informational purposes only.