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Industrial & Commercial Bank of China Ltd. (IDCBY) Stock Price & Analysis

Industrial & Commercial Bank of China Ltd. (IDCBY) — price $18.97 (-3.71%), as of the Oct 2, 2026 trading session; market cap $338B. Expected results Oct 29, 2026.

Educational signal · not a buy or sell recommendation · How to read this

$18.97 −$0.73 (-3.71%) Market Cap $338B

Industrial & Commercial Bank of China Ltd. · IDCBY · Financial Services · Banks - Diversified

Industrial and Commercial Bank of China Limited (ICBC), alongside its affiliated entities, delivers a comprehensive suite of banking products and financial services to clients within the People's Republic of China and across…

Price as of Oct 2, 2026

Key Statistics

No publishable V2 score is available for this stock yet.

Price & valuation

Dates shown where recorded
MeasureValueAs of
Latest provided price$18.97
Change on the day-3.71%
52-week range$13.92 – $20.00
Market capitalisation$338B
Price / earnings (trailing)8.12
Shares traded on the day8.6K
Beta (volatility vs the S&P 500)0.14
Dividends per share (last 12 months)$0.40
Dividend yield (last 12 months)2.11%

Price & events

Weekly closing price with reported quarters marked Weekly closing price from Sep 5, 2025 to Oct 2, 2026: low $14, high $20, latest $19. 4 reported quarters marked, 1 above and 3 below the recorded estimate. $20 $14 high $20 Oct 30, 2025 · Earnings results · reported above the recorded estimate · close $151Mar 27, 2026 · Earnings results · reported below the recorded estimate · close $172Apr 29, 2026 · Earnings results · reported below the recorded estimate · close $183Aug 28, 2026 · Earnings results · reported below the recorded estimate · close $194 Sep 5, 2025 Oct 2, 2026 · $19 $15Sep 5, 2025$15Sep 19, 2025$15Oct 3, 2025$15Oct 17, 2025$15Oct 31, 2025$17Nov 14, 2025$17Nov 28, 2025$16Dec 12, 2025$16Dec 26, 2025$16Jan 9, 2026$16Jan 23, 2026$17Feb 6, 2026$17Feb 20, 2026$16Mar 6, 2026$17Mar 20, 2026$18Apr 2, 2026$18Apr 17, 2026$18May 1, 2026$17May 15, 2026$17May 29, 2026$18Jun 12, 2026$17Jun 26, 2026$17Jul 10, 2026$18Jul 24, 2026$18Aug 7, 2026$19Aug 21, 2026$20Sep 4, 2026$19Sep 18, 2026$19Oct 2, 2026

Triangles mark reported quarters on the line: pointing up is above the recorded estimate, down is below, a diamond means no estimate on file. Numbers key to the dated list. Point at or tab to any week for its close.

Events behind the price

  • · Earnings results · above the recorded estimate
  • · Earnings results · below the recorded estimate
  • · Earnings results · below the recorded estimate
  • · Earnings results · below the recorded estimate

Results dates follow the earnings feed; call dates follow the transcript provider. Nearby dates do not establish that an event caused a price move.

Upcoming events

As of

Dated events ahead, in order, not to scaleOct 9, 2026, Ex-dividend date; Oct 29, 2026, Next results due; Dec 10, 2026, Dividend payment date. Spacing is order only and carries no duration.Oct 2, 20261Oct 9, 20262Oct 29, 20263Dec 10, 2026
  1. Ex-dividend dateCompany record
  2. Next results dueProvider estimate
  3. Dividend payment dateCompany record

Chronological order, not a duration scale. The provider's estimated date can change.

What to watch next

Other perspectives

Council score for Industrial & Commercial Bank of China (IDCBY): perspectives

Council is a separate blend of available disciplines; MoonshotScore above remains the five-pillar research rating.

9-Factor Breakdown

Revenue Growth Strong
Gross Margin Strong
Operating Leverage Moderate
Cash Runway Strong
R&D Intensity Neutral
Insider Activity Moderate
Trading Liquidity Weak
Price Momentum Moderate
News Sentiment Neutral

Legends Council

5 lenses, 0 current

AI simulations built from the named investors' published principles. Not affiliated with, endorsed by, or the opinion of these individuals. How these lenses are built

Dalio-style lens (simulated) Ray Dalio Favorable read
Simons-style lens (simulated) Jim Simons Neutral read
Englander-style lens (simulated) Izzy Englander Unfavorable read
Klarman-style lens (simulated) Seth Klarman Favorable read
Moon AI lens (model) Favorable read

Read on: Sep 9, 2026 · older than the 27 hours refresh window; not a current reading

Munger's Mindset

Balance Sheet & Valuation · historical

Financial Health Neutral
Margin of Safety Fairly Valued
Profit Margin Strong
Revenue Growth Strong
Debt/Equity Negative
ROE Neutral
Gross Margin Strong

Read on: Aug 2, 2026 · older than the 27 hours refresh window; not a current reading

How to read these bars and different assessments

Council is a separate blend of available disciplines; MoonshotScore above remains the five-pillar research rating.

Bars show each model's ordered assessment on its own scale, not a probability or a comparable investment return. The adjacent words give the assessment; more filled segments indicate a stronger model reading.

On Aug 2, 2026, the Munger lens read the price at that time as fairly valued against its own estimate of value.

Readings on this page are from Oct 5, 2026, except a card that shows its own read date.

Watch the IDCBY film — every key number, told as a short cinematic story

~2 min · open the film

1 · What is it?

What is Industrial & Commercial Bank of China (IDCBY), and what does it report?

Short answer · as of

Industrial and Commercial Bank of China Limited (ICBC), alongside its affiliated entities, delivers a comprehensive suite of banking products and financial services to clients within the People's Republic of China and across… Financial Services / Banks Diversified Headquarters: 55 Fuxingmennei Avenue, Beijing, BE, 100140, CN. It employs 409,758 people and is led by Lin Liao. In Q2 FY2026 it reported revenue of $24.83B and net income of $12.90B. The market values it at $338B.

2 · Latest results

What do the latest results show for Industrial & Commercial Bank of China (IDCBY)?

Short answer · as of

The most recent reported quarter, Q2 FY2026, carried revenue of $24.83B. Against analyst estimates the company has EPS beat 1 of 8 reports.

Did results meet expectations?

Reported earnings and revenue alongside the estimates recorded by the provider.

Latest report · revenue
$33.65B Aug 28, 2026
Latest report · revenue estimate
$32.35B Aug 28, 2026
Latest report · revenue vs estimate
Above estimate Aug 28, 2026
Latest report · EPS vs estimate
Below estimate Aug 28, 2026
Did results meet expectations? — reported evidence
Report dateRevenue · reportedRevenue · estimateEPS · reportedEPS · estimate
Aug 28, 2026$33.65B$32.35B$0.6800$0.7220
Apr 29, 2026$32.70B$30.88B$0.7020$0.7290
Mar 27, 2026$27.55B$27.81B$0.7600$0.7840
Oct 30, 2025$28.38B$27.38B$0.7500$0.7300

Dates are report dates, not fiscal period ends. Revenue is in USD; EPS is USD per share, rounded to four decimals. The earnings feed does not establish a basic, diluted or adjusted basis. Earnings-feed EPS may differ from statement EPS; the two series are not combined.

Quarterly income statement — 4 quarters
Revenue, net income and earnings per share by quarter (converted from CNY)
PeriodRevenueNet incomeEPS
Q2 FY2026$24.83B$12.90B$0.75 (diluted)
Q1 FY2026$22.77B$12.97B$0.72 (diluted)
Q4 FY2025$53.18B$13.30B$0.72 (diluted)
Q3 FY2025$55.94B$15.10B$0.84 (diluted)
4 · What to check next?

What should you watch next at Industrial & Commercial Bank of China (IDCBY)?

Short answer · as of

The next earnings report is expected on Oct 29, 2026.

What the records here don't tell us

  • Detailed statement figures are not shown because their conversion to USD has not been verified.
  • No insider Form 4 transaction falls inside the window this page reads.
  • Fewer than two score snapshots exist, so no score trend is shown.

Checked against the records this page reads, on the dates shown above.

What has been published about Industrial & Commercial Bank of China (IDCBY)?

Read these with our analysis →

What Investors Ask About Industrial & Commercial Bank of China (IDCBY) — Financial Services

Research dated 2026-09-12; the answers below are from that research, and the full attribution is under Sources. The last 2 questions are answered from this page's own dated data, not from the research.

What does ICBC sell through Corporate Banking?

Corporate Banking provides loans, trade finance, deposits, asset management, custody and intermediary services to enterprises, governmental bodies and financial institutions. Demand therefore reflects credit needs as well as transaction, deposit and servicing activity.

Sources (as of 2026-09-12): Business description

How does ICBC Personal Banking extend beyond consumer lending?

Personal Banking combines credit and payment cards with savings, current accounts, wealth management and brokerage. Customer relationships can generate lending income, transaction activity and investment-service revenue within the same segment.

Sources (as of 2026-09-12): Business description

What is the IDCBY stock price today?

The last price recorded on this page for Industrial & Commercial Bank of China Ltd. (IDCBY) is $18.97, as of the Oct 2, 2026 trading session (source: Financial Modeling Prep (FMP) · quote). It is a provider snapshot, not a live exchange feed, so check a brokerage quote before you trade.

Does IDCBY pay a dividend?

Yes. Industrial & Commercial Bank of China Ltd. (IDCBY) shows a trailing 12-month dividend yield of 2.11%, as of Oct 2, 2026, in the data on this page. Payout ratio and cash-flow coverage decide whether it can last, and past dividends do not guarantee future payments.

Disclaimer: This content is for informational purposes only and does not constitute investment advice. Always do your own research and consult a financial advisor.

Research written by Codex (gpt-5.6-sol) on 2026-09-12. AI-authored analysis; source dates are shown with each answer. Editorial oversight is systemic, not page-by-page. Editorially accountable: Sedat ANAK, Founder and Editor-in-Chief.

Sources — records for every figure on this page (39 figures)

The 39 rows below are exactly the facts the evidence-backed sections of this page printed — the 10-second verdict, the MoonshotScore, price and market value, the five questions with their receipts, and the records behind this page. Known dates and sources are recorded on their own rows; an em dash or UNRECORDED tier preserves a stored observation without inventing either. The quarterly income statement is provider-standardized (FMP) under one row, and scale definitions — a 0-100 rating, the band ladder, the Piotroski 0–9 range — are fixed rather than measured. No number in those sections was generated by a model. The register does not cover quoted third-party headlines, the dated council readings, or the Frequently Asked Questions; each of those says where it came from where it stands.

"As of" is the date the value is true for where the source carries one — a quarter end, a filing date, a price close, the day the score was computed. A cached observation with no source date remains undated; the page publication date is not used as a substitute.

FMP — 32 facts from Financial Modeling Prep endpoint families

FMP facts used on this page
Fact IDFactValue as shownAs ofTierSource
px.lastLatest provided price$18.97FMPFinancial Modeling Prep (FMP) · quote — Dated to the US trading session the price belongs to, derived from the quote record's timestamp (weekend and pre-open reads roll back to the previous weekday; exchange holidays are not modelled). The record does not establish an exchange execution time. Retrieved 2026-10-04T21:14:26.410Z.
px.changeChange on the day-3.71%FMPFinancial Modeling Prep (FMP) · quote
px.mcapMarket capitalisation$338BFMPFinancial Modeling Prep (FMP) · quote — Date unknown Market cap record date: 2026-10-02. FMP quote timestamp: 2026-10-02T20:00:00.000Z. Captured from FMP at 2026-10-04T21:14:25.373Z. No share-count basis is inferred; this page preserves the reported amount instead of recalculating it from shares.
earn.nextNext earnings dateOct 29, 2026FMPFinancial Modeling Prep (FMP) earnings calendar — The date is our provider's estimate until the company confirms it.
id.business_summaryBusiness description (FMP excerpt)Industrial and Commercial Bank of China Limited (ICBC), alongside its affiliated entities, delivers a comprehensive suite of banking products and financial services to clients within the People's Republic of China and across…FMPFinancial Modeling Prep (FMP) company profile — Deterministic excerpt derived from id.description; source and date describe the input fact, not a new provider observation
px.change_absChange on the day, in dollars−$0.73FMPFinancial Modeling Prep (FMP) · quote
px.pePrice / earnings (trailing)8.12FMPFinancial Modeling Prep (FMP) · quote
px.volumeShares traded on the day8.6KFMPFinancial Modeling Prep (FMP) · quote
px.betaBeta0.14FMPFinancial Modeling Prep (FMP) company profile
id.sectorSector / industry (provider taxonomy)Financial Services / Banks DiversifiedFMPFinancial Modeling Prep (FMP) company profile
id.hqHeadquarters55 Fuxingmennei Avenue, Beijing, BE, 100140, CNFMPFinancial Modeling Prep (FMP) company profile
id.employeesEmployees409,758FMPFinancial Modeling Prep (FMP) company profile
id.ceoChief executiveLin LiaoFMPFinancial Modeling Prep (FMP) key executives (proxy-derived) — Titles and pay come from the company's proxy statement as our provider parsed it.
fin.q_revenueRevenue, Q2 FY2026$24.83BFMPFinancial Modeling Prep (FMP) · income statement (quarterly)
fin.q_incomeNet income, Q2 FY2026$12.90BFMPFinancial Modeling Prep (FMP) · income statement (quarterly)
earn.history.depth.2026-08-28.revenue_actualRevenue · reported — report date 2026-08-28$33.65BReport date · FMPFinancial Modeling Prep (FMP) earnings — Earnings-history note
earn.history.depth.2026-08-28.revenue_estimatedRevenue · estimate — report date 2026-08-28$32.35BReport date · FMPFinancial Modeling Prep (FMP) earnings — Earnings-history note
earn.history.depth.2026-08-28.eps_actualEPS · reported — report date 2026-08-28$0.6800Report date · FMPFinancial Modeling Prep (FMP) earnings — Earnings-history note
earn.history.depth.2026-08-28.eps_estimatedEPS · estimate — report date 2026-08-28$0.7220Report date · FMPFinancial Modeling Prep (FMP) earnings — Earnings-history note
earn.history.depth.2026-04-29.revenue_actualRevenue · reported — report date 2026-04-29$32.70BReport date · FMPFinancial Modeling Prep (FMP) earnings — Earnings-history note
earn.history.depth.2026-04-29.revenue_estimatedRevenue · estimate — report date 2026-04-29$30.88BReport date · FMPFinancial Modeling Prep (FMP) earnings — Earnings-history note
earn.history.depth.2026-04-29.eps_actualEPS · reported — report date 2026-04-29$0.7020Report date · FMPFinancial Modeling Prep (FMP) earnings — Earnings-history note
earn.history.depth.2026-04-29.eps_estimatedEPS · estimate — report date 2026-04-29$0.7290Report date · FMPFinancial Modeling Prep (FMP) earnings — Earnings-history note
earn.history.depth.2026-03-27.revenue_actualRevenue · reported — report date 2026-03-27$27.55BReport date · FMPFinancial Modeling Prep (FMP) earnings — Earnings-history note
earn.history.depth.2026-03-27.revenue_estimatedRevenue · estimate — report date 2026-03-27$27.81BReport date · FMPFinancial Modeling Prep (FMP) earnings — Earnings-history note
earn.history.depth.2026-03-27.eps_actualEPS · reported — report date 2026-03-27$0.7600Report date · FMPFinancial Modeling Prep (FMP) earnings — Earnings-history note
earn.history.depth.2026-03-27.eps_estimatedEPS · estimate — report date 2026-03-27$0.7840Report date · FMPFinancial Modeling Prep (FMP) earnings — Earnings-history note
earn.history.depth.2025-10-30.revenue_actualRevenue · reported — report date 2025-10-30$28.38BReport date · FMPFinancial Modeling Prep (FMP) earnings — Earnings-history note
earn.history.depth.2025-10-30.revenue_estimatedRevenue · estimate — report date 2025-10-30$27.38BReport date · FMPFinancial Modeling Prep (FMP) earnings — Earnings-history note
earn.history.depth.2025-10-30.eps_actualEPS · reported — report date 2025-10-30$0.7500Report date · FMPFinancial Modeling Prep (FMP) earnings — Earnings-history note
earn.history.depth.2025-10-30.eps_estimatedEPS · estimate — report date 2025-10-30$0.7300Report date · FMPFinancial Modeling Prep (FMP) earnings — Earnings-history note
fin.q_tableQuarterly income statement4 quarters through Q2 FY2026FMPFinancial Modeling Prep (FMP) · income statement (quarterly), as filed

UNRECORDED — 2 facts from stored observations whose source was not recorded

UNRECORDED facts used on this page
Fact IDFactValue as shownAs ofTierSource
px.range5252-week range$13.92 – $20.00UNRECORDEDStored company-profile observation — Captured 2026-10-05
earn.historyReported versus estimated, recent quartersEPS beat 1 of 8UNRECORDEDStored earnings-history observation — Captured 2026-09-27 · Expired observation

COMPUTED — 4 facts from our arithmetic, formula restated

COMPUTED facts used on this page
Fact IDFactValue as shownAs ofTierSource
div.ttm_per_shareDividends per share, last 12 months (split-adjusted)$0.40COMPUTEDFinancial Modeling Prep (FMP) split-adjusted dividend history — Sum of 1 split-adjusted declared dividend with an ex-date in the 365 days to 2026-10-04, per current share. Ex-dates are not payment dates; special dividends are included. Not a declared annual rate.
div.ttm_yieldDividend yield, last 12 months2.11%COMPUTEDFinancial Modeling Prep (FMP) split-adjusted dividend history and quote — Split-adjusted dividends with ex-dates in the trailing 365-day window divided by the packet price, on the same current-share basis. Price date follows the quote, latest price bar or packet-build day when unstamped. Not a forecast or declared annual rate.
earn.history.depth.2026-08-28.revenue_actual.comparisonLatest report · revenue vs estimateAbove estimateReport date · COMPUTEDComputed from Financial Modeling Prep (FMP) earnings — Earnings-history note — Method: compare reported revenue ($33.65B) with the recorded estimate ($32.35B) at displayed precision. Equal displayed values are in line. This compares reported results with recorded estimates, not investment returns.
earn.history.depth.2026-08-28.eps_actual.comparisonLatest report · EPS vs estimateBelow estimateReport date · COMPUTEDComputed from Financial Modeling Prep (FMP) earnings — Earnings-history note — Method: compare reported EPS ($0.6800) with the recorded estimate ($0.7220) at displayed precision. Equal displayed values are in line. This compares reported results with recorded estimates, not investment returns.

OURS — 1 fact from Stock Expert AI's own score and rank

OURS facts used on this page
Fact IDFactValue as shownAs ofTierSource
gap.statement_currencyStatement currency limitationDetailed statement figures are not shown because their conversion to USD has not been verified.OURSStock Expert AI currency-basis check

Fact-family notes

  1. Earnings-history note. Source series as of 2026-08-28. Dates are report dates, not fiscal period ends. Revenue is in USD; EPS is USD per share, rounded to four decimals. The earnings feed does not establish a basic, diluted or adjusted basis. Earnings-feed EPS may differ from statement EPS; the two series are not combined. Applies to Fact IDs: earn.history.depth.2026-08-28.revenue_actual, earn.history.depth.2026-08-28.revenue_estimated, earn.history.depth.2026-08-28.revenue_actual.comparison, earn.history.depth.2026-08-28.eps_actual.comparison, earn.history.depth.2026-08-28.eps_actual, earn.history.depth.2026-08-28.eps_estimated, earn.history.depth.2026-04-29.revenue_actual, earn.history.depth.2026-04-29.revenue_estimated, earn.history.depth.2026-04-29.eps_actual, earn.history.depth.2026-04-29.eps_estimated, earn.history.depth.2026-03-27.revenue_actual, earn.history.depth.2026-03-27.revenue_estimated, earn.history.depth.2026-03-27.eps_actual, earn.history.depth.2026-03-27.eps_estimated, earn.history.depth.2025-10-30.revenue_actual, earn.history.depth.2025-10-30.revenue_estimated, earn.history.depth.2025-10-30.eps_actual, earn.history.depth.2025-10-30.eps_estimated.
Published
Research standards
Methodology · Editorial policy · Corrections

Sources used for research written 2026-09-12

Historical evidence preserved with this analysis. Current figures are listed separately above.

EvidenceCaptured valueSource dateSource typeSource
Business description
Industrial and Commercial Bank of China Limited (ICBC), alongside its affiliated entities, delivers a comprehensive suite of banking products and financial services to clients within the People's Republic of China and across international markets. Its operations are structured into three principal segments: Corporate Banking, Personal Banking, and Treasury Operations. The Corporate Banking division is dedicated to furnishing financial solutions for enterprises, governmental bodies, and other financial institutions. This encompasses offerings such as business loans, trade finance facilities, deposit accounts, corporate asset management, custodial functions, and a diverse range of corporate intermediary services. Conversely, the Personal Banking segment focuses on meeting the financial requirements of individual customers, with a portfolio that includes personal credit facilities, payment cards, savings and current accounts, as well as individual wealth management and brokerage services. The Treasury Operations segment is responsible for managing transactions within money markets, overseeing investment securities portfolios, engaging in foreign exchange dealings, and managing derivative positions. Beyond these core areas, the bank extends its offerings to include digital banking services, investment banking advisory, financial leasing, and insurance products. Founded in Beijing, the People's Republic of China, in 1984, the company maintains its headquarters there.
2026-09-12FMPFinancial Modeling Prep (FMP) company profile
Data Sources & Methodology
Figures come from Financial Modeling Prep (FMP). If FMP has no figure for a ticker, a price or fundamental may come from a Yahoo Finance fallback, or a price from an Alpaca fallback. SEC EDGAR is used only for filing links and company identity details (legal name, address), never for figures. AI analysis by Stock Expert AI proprietary algorithms. Technical indicators via industry-standard calculations. Last updated: .
Data Provenance
Sources: Financial Modeling Prep (FMP) — Primary · Yahoo Finance — Fallback · Alpaca — Tertiary
Last fetched:
Cache TTL: Quote 5min · Profile 7d · Financials 7d · Insider 48h
How we use AI: Numbers are pulled directly from FMP & Yahoo Finance — our AI writes the analysis, it never edits the figures.
Data provided as-is for educational purposes. Not financial advice. Methodology

Data provided for informational purposes only.