Nexity Financial Corporation (NXTYQ) Stock Price & Analysis
Educational signal · not a buy or sell recommendation · How to read this
P/E 0.00 means the share price is 0.00 times one year of earnings per share.
For informational purposes only. Not financial advice. Machine-generated analysis by Stock Expert AI — model gemini-2.0-flash, generated Mar 17, 2026. Editorial oversight is systemic, not page-by-page. Editorially accountable: Sedat ANAK, Founder and Editor-in-Chief. Data sources: Financial Modeling Prep, Yahoo Finance, SEC EDGAR
Quick AnswerNexity Financial Corporation (NXTYQ) trades at $0.0001. Nexity Financial Corporation, a bank holding company founded in 1999, provided commercial banking services. Sector: Financials.
Price as of · Last analyzed: Mar 17, 2026Analyst Coverage for NXTYQ: NXTYQ does not currently have published analyst price targets in our coverage universe. This is common for smaller-cap names with limited Wall Street coverage.
No score published: we hold no usable price for this ticker, and a grade beside a missing price says nothing.
Nexity Financial Corporation (NXTYQ) Financial Services Profile
Nexity Financial Corporation, formerly a regional bank holding company providing commercial banking services, is currently under Chapter 7 liquidation following a Chapter 11 bankruptcy filing in 2010. The company's operations ceased after the bankruptcy conversion, impacting its market presence and shareholder value.
What Is the Investment Thesis for NXTYQ?
Investing in NXTYQ presents substantial risks due to its Chapter 7 liquidation status since 2011. The company's assets are being sold to satisfy creditors, offering limited to no potential returns for equity holders. With a market capitalization of $0.00B and no dividend yield, the stock's value is speculative. A potential, though unlikely, catalyst would be the discovery of previously unknown assets during the liquidation process. However, the high beta of 5.39 indicates extreme volatility, and the absence of ongoing operations makes any investment highly speculative. Investors should be aware that the liquidation process typically prioritizes creditors over shareholders, making any recovery of investment improbable.
Based on FMP financials and quantitative analysis
NXTYQ Key Highlights
Market capitalization of $0.00B reflecting its liquidation status.
- Profit Margin of 18.8% prior to liquidation, indicating past profitability.
- Gross Margin of 100.0% prior to liquidation, suggesting efficient revenue generation before bankruptcy.
- Beta of 5.39 indicating high volatility compared to the market.
- No dividend yield, as the company is under Chapter 7 liquidation.
Who Are NXTYQ's Competitors?
NXTYQ is benchmarked below against 8 industry peers on price, market cap, and our AI MoonshotScore.
| Company | Price | Change | Market Cap | MoonshotScore |
|---|---|---|---|---|
| CIVX CTR Investments & Consulting, Inc. | $0.19 | +90.00% | $26.6M | — |
| OPHC OptimumBank Holdings, Inc. | $9.04 | +4.03% | $110M | — |
| SBFG SB Financial Group, Inc. | $29.40 | 0.00% | $184M | — |
| FCAP First Capital, Inc. | $62.90 | +1.45% | $210M | — |
| HWBK Hawthorn Bancshares, Inc. | $38.63 | +1.02% | $267M | — |
| FXNC First National Corporation | $30.06 | +1.45% | $272M | — |
| ATLO Ames National Corporation | $32.36 | +1.99% | $287M | — |
| BPRN Princeton Bancorp, Inc. | $43.72 | +1.30% | $298M | — |
AI Score by Stock Expert AI · Price data: FMP / Yahoo Finance
What Are NXTYQ's Key Strengths?
Given the company's liquidation status, it currently possesses no strengths.
- Given the company's liquidation status, it currently possesses no strengths.
- Given the company's liquidation status, it currently possesses no strengths.
What Are NXTYQ's Weaknesses?
Chapter 7 liquidation status.
- Cessation of all banking operations.
- Loss of customer base and market share.
- Negative impact on shareholder value.
What Are the Key Risks for NXTYQ?
Financial-distress signal — its Altman Z-Score of 0.05 sits in the distress zone (elevated bankruptcy risk).
- Inconsistent delivery — missed Wall Street EPS estimates in 3 of the last 4 reported quarters.
- Weak fundamentals — a Piotroski F-Score of 3/9 flags soft profitability, leverage or efficiency.
- Complete loss of investment due to liquidation.
- Legal challenges during the liquidation process.
- Further devaluation of assets during liquidation.
- Limited liquidity and trading difficulties.
- Lack of financial transparency and regulatory oversight.
What Threats Does NXTYQ Face?
- Legal and regulatory challenges during liquidation.
- Potential for further asset devaluation.
- Claims from creditors exceeding available assets.
- Lack of investor confidence.
What Are NXTYQ's Competitive Advantages?
- N/A: Given the company's liquidation status, it currently possesses no competitive advantages.
- N/A: Given the company's liquidation status, it currently possesses no competitive advantages.
- N/A: Given the company's liquidation status, it currently possesses no competitive advantages.
What Does NXTYQ Do?
Nexity Financial Corporation was established in 1999 and headquartered in Birmingham, Alabama. The company operated as a bank holding entity, offering a range of commercial banking services to its clientele. These services likely included deposit accounts, loans, and other financial products tailored to businesses and individuals within its operating region. Nexity Financial aimed to serve the banking needs of its community, fostering local economic growth through its financial services. However, the company's operations faced significant challenges, leading to a voluntary petition for reorganization under Chapter 11 of the bankruptcy code on July 22, 2010. This was subsequently converted to Chapter 7 liquidation on July 21, 2011, marking the end of its banking activities. The liquidation process involved the selling of assets to satisfy creditors, effectively dissolving the company's operations and its role in the financial services sector. The bankruptcy events significantly impacted stakeholders, including shareholders and customers, as the company ceased to function as a going concern.
What Products and Services Does NXTYQ Offer?
- Provided commercial banking services.
- Offered deposit accounts to businesses and individuals.
- Issued loans for various purposes.
- Functioned as a bank holding company.
- Facilitated financial transactions for customers.
How Does NXTYQ Make Money?
- Generated revenue through interest income on loans.
- Collected fees for various banking services.
- Managed deposits and provided banking infrastructure.
- Sought to achieve a profit margin by efficiently managing assets and liabilities.
What Industry Does NXTYQ Operate In?
Nexity Financial Corporation operated within the regional banking sector, a segment characterized by institutions focusing on specific geographic areas and serving local communities. The industry is influenced by factors such as interest rate fluctuations, regulatory changes, and economic conditions within their operating regions. Competition includes both larger national banks and smaller community banks, as well as the rise of fintech companies offering alternative financial services. Given Nexity Financial Corporation's liquidation status, it no longer participates in this competitive landscape.
Who Are NXTYQ's Key Customers?
- Small businesses in the Birmingham, Alabama region.
- Individual consumers seeking banking services.
- Commercial clients requiring loans and financial products.
- Local community members needing deposit accounts.
Research confidence
Thin evidence — scoring coverage unknown. Treat this as a starting point, not a conclusion.
- ● Scoring coverage unknown
- ● No usable price
- ● No filing on record
- ● No analyst coverage
Company Profile
Nexity Financial Corporation operates in the Banks - Regional industry within the Financial Services sector. It is headquartered in Birmingham, US. The company is led by CEO Greg A. Lee. NXTYQ has traded publicly since 2005.
Key Financial Metrics
Return on equity for Nexity Financial Corporation stands at 8.1%, a gauge of how efficiently it converts shareholder capital into profit. Return on assets is 0.6%, showing how much profit it generates from its asset base. NXTYQ trades at a trailing price-to-earnings ratio of 0.00, below the Financial Services sector average of ~17.20x. A current ratio of 2.52 indicates the company holds enough short-term assets to cover its near-term obligations.
Financial Health
Nexity Financial Corporation's Piotroski F-Score is 3/9, a 9-point checklist of profitability, leverage and efficiency — flagging fundamental weakness worth scrutiny. Its Altman Z-Score of 0.05 places it in the distress zone, a signal of elevated financial risk.
Earnings Track Record
Nexity Financial Corporation has missed Wall Street's EPS estimate in 3 of its last 4 reported quarters — a recurring pattern of falling short of estimates. Reported results have landed about 3.4% below estimates on average.
NXTYQ Financials
Fundamental Snapshot
Based on FMP financials and quantitative analysis
NXTYQ Latest News
No recent news available for NXTYQ.
NXTYQ Analyst Consensus
Consensus Rating
Aggregated Buy/Hold/Sell recommendations collected by Financial Modeling Prep for NXTYQ.
Price Targets
Wall Street price target analysis for NXTYQ.
NXTYQ MoonshotScore
MoonshotScore is Stock Expert AI's proprietary 0-100 research rating, not a buy or sell recommendation. No MoonshotScore is published for NXTYQ; grades run from A+ (80-100) to F (below 30).
Leadership: Greg A. Lee
Unknown
Greg A. Lee served as CEO of Nexity Financial Corporation. Further research would be required to provide a comprehensive profile of his professional experience prior to his tenure at Nexity Financial Corporation.
Track Record: Due to the company's bankruptcy and subsequent liquidation, it is challenging to assess Greg A. Lee's track record in terms of positive achievements or strategic successes. The company's eventual failure overshadows any potential successes during his tenure.
NXTYQ OTC Market Information
The OTC Other tier represents the lowest tier of the OTC market, indicating that Nexity Financial Corporation may not meet the minimum financial standards or reporting requirements of higher tiers like OTCQX or OTCQB. Companies in this tier often have limited information available to investors, and trading can be highly speculative. Unlike NYSE or NASDAQ-listed companies, OTC Other firms may not be required to file regular reports with the SEC, leading to less transparency and increased risk for investors. This tier is often associated with companies that are distressed, bankrupt, or have limited operations.
- OTC Tier: OTC Other
- Limited financial disclosure due to OTC Other tier requirements.
- High potential for price manipulation due to low trading volume.
- Bankruptcy and liquidation proceedings impacting asset value.
- Lack of regulatory oversight compared to listed exchanges.
- Potential for delisting and complete loss of investment.
- Verify the current status of the liquidation proceedings.
- Review any available financial reports, even if limited.
- Assess the potential for any asset recovery for shareholders.
- Understand the risks associated with OTC Other listed companies.
- Consult with a financial advisor before investing.
- Research the background of the company's management and advisors involved in the liquidation.
- Determine if there are any ongoing legal actions or claims against the company.
- Prior history as a functioning bank holding company.
- Existence of a management team, even during liquidation.
- Publicly available information, however limited, regarding the bankruptcy proceedings.
- Listing on OTC market, even at the lowest tier, indicates some level of public trading.
Common Questions About NXTYQ (Financials)
What are the main risks for NXTYQ?
The primary risk for NXTYQ is the complete loss of investment due to its Chapter 7 liquidation status. The company's assets are being sold to satisfy creditors, and there is little to no prospect of recovery for equity holders.
Disclaimer: This content is for informational purposes only and does not constitute investment advice. Always do your own research and consult a financial advisor.
Official Resources
MoonshotScore is not published for this security.
Data provided for informational purposes only.
- Information is based on available data and may be limited due to the company's bankruptcy status.
- The company is under Chapter 7 liquidation, which significantly impacts its financial viability.
- Investment in NXTYQ is highly speculative and carries a high risk of loss.