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Plumas Bancorp (PLBC) Stock: Price, Forecast & Analyst Target

Plumas Bancorp (PLBC) — MoonshotScore 89/100 (Exceptional band), calculated Oct 26, 2026. Price $63.20 (-0.46%), as of the Oct 23, 2026 trading session; market cap $440M.

Educational signal · not a buy or sell recommendation · How to read this

$63.20 −$0.29 (-0.46%) Market Cap $440M

Plumas Bancorp · PLBC · NASDAQ

Plumas Bancorp operates as the bank holding company for Plumas Bank, providing banking products and services to small and middle-market businesses and individuals. The company focuses on Northeastern California and Northwestern Nevada, offering a range of deposit and loan products.

Price as of Oct 23, 2026

Key Statistics

89 of 100

MoonshotScore v2 · Plumas Bancorp (PLBC)

Exceptional
Business Quality Elite (89)
Financial Safety Sound (61)
Valuation Cheap (80)
Growth Durability Growing (67)
Momentum Surging (97)
Why this rating? Method, drivers & history

Bands for the MoonshotScore: Exceptional 80-100 · Strong 65-79 · Fair 45-64 · Weak below 45.

  • Business Quality — Is this a genuinely good business?
  • Financial Safety — Could this blow up on me?
  • Valuation — Am I paying a fair price?
  • Growth Durability — Is the growth real and likely to last?
  • Momentum — Is the market already moving on this?
The ten-second read ·

Elite quality, at a cheap price, though the balance sheet and growth are only decent; the market is already moving on it. Business Quality: Elite; Financial Safety: Sound; Valuation: Cheap; Growth Durability: Growing; Momentum: Surging.

  • quarterly revenue $34M (Q3 FY2026, quarter ended Sep 30, 2026)
  • EPS beat 7 of 8
  • Altman Z 0.44 · Piotroski F 7

Helping: business quality, an attractive price, positive momentum

What has the MoonshotScore done over time?

MoonshotScore snapshots recorded for PLBC (42 recorded, newest six shown)
RecordedScoreBand
79Strong
81Exceptional
79Strong
82Exceptional
89Exceptional
89Exceptional

The score was 89 in the stored Oct 24, 2026 snapshot and remains 89 in the current publication computed Oct 26, 2026 (0); the largest pillar moves were Financial Safety +1 and Growth Durability -1; the pillar moves offset under the sector-relative weighting, so the headline score is unchanged.

Calculation uses the most recent completed US trading session. Live price changes do not update the score immediately.

Computed · Educational signal · not a buy or sell recommendation · How the MoonshotScore is computed →

Price & valuation

Dates shown where recorded
MeasureValueAs of
Latest provided price$63.20
Change on the day-0.46%
52-week range$39.80 – $64.30
Market capitalisation$440M
Price / earnings (trailing)10.45
Shares traded on the day57.9K

Price & events

Council Score · weighted blend of 2 available disciplines

Council score for Plumas Bancorp (PLBC): Strongly Bullish

78/100 · A

Council is a separate blend of available disciplines; MoonshotScore above remains the five-pillar research rating.

5-Factor Breakdown

Growth Durability Moderate
Momentum Strong
Business Quality Strong
Financial Safety Moderate
Valuation Strong

Legends Council

4 lenses, 4 current

AI simulations built from the named investors' published principles. Not affiliated with, endorsed by, or the opinion of these individuals. How these lenses are built

Dalio-style lens (simulated) Ray Dalio Favorable read
Englander-style lens (simulated) Izzy Englander Favorable read
Klarman-style lens (simulated) Seth Klarman Neutral read
Moon AI lens (model) Favorable read

Read on: Oct 26, 2026

Munger's Mindset

Balance Sheet & Valuation · historical

Financial Health Moderate
Margin of Safety Fairly Valued
Profit Margin Strong
Revenue Growth Strong
ROE Moderate
Gross Margin Negative

Read on: Sep 10, 2026 · older than the 27 hours refresh window; not a current reading

How to read these bars and different assessments

Council is a separate blend of available disciplines; MoonshotScore above remains the five-pillar research rating.

Bars show each model's ordered assessment on its own scale, not a probability or a comparable investment return. The adjacent words give the assessment; more filled segments indicate a stronger model reading.

On Sep 10, 2026, the Munger lens read the price at that time as fairly valued against its own estimate of value.

Readings on this page are from Oct 27, 2026, except a card that shows its own read date.

Watch the PLBC film — every key number, told as a short cinematic story

~2 min · open the film

1 · What is it?

What is Plumas Bancorp (PLBC), and what does it report?

Short answer · as of

A current FMP business description is unavailable; the listing and provider classification below are the available identity facts. Plumas Bancorp (PLBC) is listed on NASDAQ. It employs 234 people and is led by Andrew J. Ryback. In Q3 FY2026 it reported revenue of $34M and net income of $11M. The market values it at $440M.

2 · Latest results

What do the latest results show for Plumas Bancorp (PLBC)?

Short answer · as of

The most recent reported quarter, Q3 FY2026, carried revenue of $34M. Against analyst estimates the company has EPS beat 7 of 8 reports.

Quarterly income statement — 4 quarters
Revenue, net income and earnings per share by quarter
PeriodRevenueNet incomeEPS
Q3 FY2026$34M$11M$1.61 (diluted)
Q2 FY2026$33M$10M$1.41 (diluted)
Q1 FY2026$32M$10M$1.38 (diluted)
Q4 FY2025$33M$11M$1.56 (diluted)
3 · Financial strengths and risks

What are the financial strengths and risks for Plumas Bancorp (PLBC)?

Short answer

The MoonshotScore pillars rate business quality, an attractive price, positive momentum as strengths. The distress and quality screens read Altman Z 0.44 · Piotroski F 7. Trailing ratios: ROE 15.9% · ROA 1.9% · current ratio 1.84 · earnings yield 9.6% · free-cash-flow yield 7.2%.

4 · What to check next?

What should you watch next at Plumas Bancorp (PLBC)?

Short answer · as of

Current published price targets run low $64.00 · high $70.00 · consensus $68.25 · median $69.50 against a quoted price of $63.20 (as of Oct 23, 2026).

What the records here don't tell us

  • No forward revenue or earnings estimate is on file.
  • The next earnings date is not yet scheduled in the calendar we read.
  • No insider Form 4 transaction falls inside the window this page reads.

Checked against the records this page reads, on the dates shown above.

5 · Peer comparison

How does Plumas Bancorp compare with its peers?

Short answer

Plumas Bancorp's score ranks 13th of 13 in the bounded comparison shown, against 12 same-model peers. These are company scores, not expected investment returns. The set lists named competitors first, then companies in the same data-provider industry classification closest in market value; that classification is the provider's, not our judgment of business similarity.

Peer set — price, market value and MoonshotScore
CompanyPriceMarket valueScore
Greene County Bancorp, Inc. (GCBC) Same industry, near in market value$35.61 Oct 23, 2026$606M93 5-pillar Oct 26, 2026
Farmers & Merchants Bancorp, Inc. (FMAO) Same industry, near in market value$36.54 Oct 23, 2026$503M92 5-pillar Oct 26, 2026
Northeast Community Bancorp, Inc. (NECB) Same industry, near in market value$27.77 Oct 23, 2026$382M92 5-pillar Oct 26, 2026
The First Bancorp, Inc. (FNLC) Same industry, near in market value$36.36 Oct 23, 2026$410M91 5-pillar Oct 26, 2026
Citizens Financial Services, Inc. (CZFS) Same industry, near in market value$84.57 Oct 23, 2026$407M91 5-pillar Oct 26, 2026
Norwood Financial Corp. (NWFL) Same industry, near in market value$34.77 Oct 23, 2026$379M91 5-pillar Oct 26, 2026
Orange County Bancorp, Inc. (OBT) Same industry, near in market value$38.31 Oct 23, 2026$514M91 5-pillar Oct 26, 2026
Fidelity D & D Bancorp, Inc. (FDBC) Same industry, near in market value$64.51 Oct 23, 2026$375M91 5-pillar Oct 26, 2026
Bankwell Financial Group, Inc. (BWFG) Same industry, near in market value$67.20 Oct 23, 2026$536M91 5-pillar Oct 26, 2026
C&F Financial Corporation (CFFI) Same industry, near in market value$107.33 Oct 23, 2026$349M91 5-pillar Oct 26, 2026
Northrim BanCorp, Inc. (NRIM) Same industry, near in market value$23.86 Oct 23, 2026$531M90 5-pillar Oct 26, 2026
Timberland Bancorp, Inc. (TSBK) Same industry, near in market value$46.75 Oct 23, 2026$364M90 5-pillar Oct 26, 2026
Plumas Bancorp (PLBC) — this page$63.20$440M89

Only 5-pillar scores are ranked together. Other models are not directly comparable. Price and score dates are shown separately; market-value dates are unavailable.

The records behind this page

Analyst targets & estimates

What analysts have on file

Price target, low to high
$64.00 – $70.00
Consensus target
$68.25
Median target
$69.50

Consensus record · Captured .

Measured against a quoted price of $63.20 (as of Oct 23, 2026).

What has been published about Plumas Bancorp (PLBC)?

Read these with our analysis →

Plumas Bancorp Stock: Key Questions Answered

These answers are editorial: 1 of these 9 answers is drawn from the PLBC research dossier (written May 10, 2026 by gemini-2.0-flash); the other 8 are question templates that restate figures shown above. Figures in this section are not part of the source register.

What does the MoonshotScore mean for PLBC?

PLBC carries the MoonshotScore stated above — the Exceptional band. This is an educational research signal, not a buy or sell recommendation. The number comes from the five-pillar engine (business quality, financial safety, valuation, growth durability, momentum), re-ranked daily against sector peers.

Is PLBC a good stock to buy?

Stock Expert AI does not rate PLBC buy, sell or hold. Plumas Bancorp carries a MoonshotScore, in the Exceptional band, a research rating against its peers rather than a forecast. Whether it fits is your call: check what it sells, whether it earns and what the price assumes. This is educational content, not investment advice.

What is the PLBC stock price today?

The last price recorded on this page for Plumas Bancorp (PLBC) is $63.20, as of the Oct 23, 2026 trading session (source: Financial Modeling Prep (FMP) · quote). It is a provider snapshot, not a live exchange feed, so check a brokerage quote before you trade.

What is the PLBC price target?

The analyst consensus price target for Plumas Bancorp (PLBC) is $68.25 (range $64.00 to $70.00, median $69.50), per FMP data captured Oct 26, 2026. Targets are analyst opinions and change often; they are not a Stock Expert AI forecast.

How does Plumas Bancorp make money in financial services?

Plumas Bancorp generates revenue primarily through interest income from loans and fees from banking services. The bank earns interest income from its loan portfolio, which includes commercial and industrial loans, real estate loans, consumer loans, and government-guaranteed loans.

What are the key factors to evaluate for PLBC?

Plumas Bancorp (PLBC) holds a MoonshotScore in the high range. P/E: 10.45x. Analysts target $68.25 (+8%). Not financial advice.

How frequently does PLBC data refresh on this page?

PLBC's price is the last quote we recorded, from the Oct 23, 2026 trading session. Pages are served from a cache, so the copy you are reading can lag that quote. The quote is a provider snapshot, not an exchange feed. Fundamentals follow quarterly filings. V2 is recalculated from the most recent completed US trading session; the score's own date shows its last successful run.

What has driven PLBC's recent stock price performance?

Plumas Bancorp (PLBC) moves on earnings results, analyst revisions, sector rotation, and market sentiment. Notable catalyst: Strong regional presence in Northeastern California and Northwestern Nevada. See the News tab for the latest drivers. Past performance does not predict future results.

Should investors consider PLBC overvalued or undervalued right now?

Plumas Bancorp (PLBC) trades at 10.45x earnings. Analysts target $68.25 (+8%) — near fair value. Compare P/E, P/S, and EV/EBITDA against sector peers for a full view.

Disclaimer: This content is for informational purposes only and does not constitute investment advice. Always do your own research and consult a financial advisor.

Machine-generated analysis by Stock Expert AI — model gemini-2.0-flash, generated May 10, 2026. Editorial oversight is systemic, not page-by-page. Editorially accountable: Sedat ANAK, Founder and Editor-in-Chief.

Sources — records for every figure on this page (21 figures)

The 21 rows below are exactly the facts the evidence-backed sections of this page printed — the 10-second verdict, the MoonshotScore, price and market value, the five questions with their receipts, and the records behind this page. Known dates and sources are recorded on their own rows; an em dash or UNRECORDED tier preserves a stored observation without inventing either. The quarterly income statement is provider-standardized (FMP) under one row, and scale definitions — a 0-100 rating, the band ladder, the Piotroski 0–9 range — are fixed rather than measured. No number in those sections was generated by a model. The register does not cover quoted third-party headlines, the dated council readings, or the Frequently Asked Questions; each of those says where it came from where it stands.

"As of" is the date the value is true for where the source carries one — a quarter end, a filing date, a price close, the day the score was computed. A cached observation with no source date remains undated; the page publication date is not used as a substitute.

FMP — 13 facts from Financial Modeling Prep endpoint families

FMP facts used on this page
Fact IDFactValue as shownAs ofTierSource
px.lastLatest provided price$63.20FMPFinancial Modeling Prep (FMP) · quote — Dated to the US trading session the price belongs to, derived from the quote record's timestamp (weekend and pre-open reads roll back to the previous weekday; exchange holidays are not modelled). The record does not establish an exchange execution time. Retrieved 2026-10-26T07:35:06.233Z.
px.changeChange on the day-0.46%FMPFinancial Modeling Prep (FMP) · quote
px.mcapMarket capitalisation$440MFMPFinancial Modeling Prep (FMP) · quote — Date unknown Market cap record date: 2026-10-23. FMP quote timestamp: 2026-10-23T20:00:00.000Z. Captured from FMP at 2026-10-26T07:35:05.164Z. No share-count basis is inferred; this page preserves the reported amount instead of recalculating it from shares.
px.change_absChange on the day, in dollars−$0.29FMPFinancial Modeling Prep (FMP) · quote
fin.q_revenueRevenue, Q3 FY2026$34MFMPFinancial Modeling Prep (FMP) · income statement (quarterly)
px.pePrice / earnings (trailing)10.45FMPFinancial Modeling Prep (FMP) · quote
px.volumeShares traded on the day57.9KFMPFinancial Modeling Prep (FMP) · quote
fin.q_incomeNet income, Q3 FY2026$11MFMPFinancial Modeling Prep (FMP) · income statement (quarterly)
fin.q_tableQuarterly income statement4 quarters through Q3 FY2026FMPFinancial Modeling Prep (FMP) · income statement (quarterly), as filed
earn.ptStored analyst price targetslow $64.00 · high $70.00 · consensus $68.25 · median $69.50FMPFinancial Modeling Prep (FMP) · price-target consensus — Captured Oct 26, 2026 · Coverage not supplied
earn.pt_rangeAnalyst price target, low to high$64.00 – $70.00FMPFinancial Modeling Prep (FMP) · price-target consensus — Captured Oct 26, 2026 · Coverage not supplied
earn.pt_consensusConsensus analyst price target$68.25FMPFinancial Modeling Prep (FMP) · price-target consensus — Captured Oct 26, 2026 · Coverage not supplied
earn.pt_medianMedian analyst price target$69.50FMPFinancial Modeling Prep (FMP) · price-target consensus — Captured Oct 26, 2026 · Coverage not supplied

UNRECORDED — 6 facts from stored observations whose source was not recorded

UNRECORDED facts used on this page
Fact IDFactValue as shownAs ofTierSource
earn.historyReported versus estimated, recent quartersEPS beat 7 of 8UNRECORDEDStored earnings-history observation — Captured 2026-10-25
fin.scoresDistress and quality screensAltman Z 0.44 · Piotroski F 7UNRECORDEDStored financial-scores observation — Captured 2026-10-26
px.range5252-week range$39.80 – $64.30UNRECORDEDStored company-profile observation — Captured 2026-10-25
id.employeesEmployees234UNRECORDEDStored company-profile observation — Captured 2026-10-25
id.ceoChief executiveAndrew J. RybackUNRECORDEDStored company-profile observation — Captured 2026-10-25
fin.ratiosReturn and yield ratios (trailing twelve months)ROE 15.9% · ROA 1.9% · current ratio 1.84 · earnings yield 9.6% · free-cash-flow yield 7.2%—UNRECORDEDStored key metrics — Date unknown

OURS — 2 facts from Stock Expert AI's own score and rank

OURS facts used on this page
Fact IDFactValue as shownAs ofTierSource
ours.moonshotMoonshotScore v289 of 100 · Exceptional · pillars 89 / 61 / 80 / 67 / 97OURSStock Expert AI MoonshotScore v2 engine
ours.moonshot_changeMoonshotScore movement89 (stored snapshot Oct 24, 2026) → 89 (current publication computed Oct 26, 2026) (0)OURSStock Expert AI current score publication and immutable score snapshots
Published
Research standards
Methodology · Editorial policy · Corrections
Data Sources & Methodology
Figures come from Financial Modeling Prep (FMP). If FMP has no figure for a ticker, a price or fundamental may come from a Yahoo Finance fallback, or a price from an Alpaca fallback. SEC EDGAR is used only for filing links and company identity details (legal name, address), never for figures. AI analysis by Stock Expert AI proprietary algorithms. Technical indicators via industry-standard calculations. Last updated: .
Data Provenance
Sources: Financial Modeling Prep (FMP) — Primary · Yahoo Finance — Fallback · Alpaca — Tertiary
Last fetched:
Cache TTL: Quote 5min · Profile 7d · Financials 7d · Insider 48h
How we use AI: Numbers are pulled directly from FMP & Yahoo Finance — our AI writes the analysis, it never edits the figures.
Data provided as-is for educational purposes. Not financial advice. Methodology

Data provided for informational purposes only.