Huntington Bancshares Incorporated (HBANL) Stock Price & Analysis
Huntington Bancshares Incorporated (HBANL) — MoonshotScore 74/100 (Strong band), calculated Oct 4, 2026. Price $24.75 (-0.52%), as of the Oct 2, 2026 trading session; market cap $34.1B. Expected results Oct 22, 2026.
Educational signal · not a buy or sell recommendation · How to read this
Huntington Bancshares Incorporated · HBANL · Financial Services · Banks - Regional
Research dated 2026-09-12: Huntington Bancshares is the holding company for Huntington National Bank, pairing consumer and small-business banking with commercial finance, dealer-based vehicle lending, payments, wealth management and private banking. Revenue and profit have moved higher recently, while operating cash generation and liquid resources strengthened. The question is whether that momentum can carry through without weaker credit, funding economics or expense discipline eroding the gains.
Price as of Oct 2, 2026
Key Statistics
MoonshotScore v2 · Huntington Bancshares (HBANL)
StrongWhy this rating? Method, drivers & history
Bands for the MoonshotScore: Exceptional 80-100 · Strong 65-79 · Fair 45-64 · Weak below 45.
- Business Quality — Is this a genuinely good business?
- Financial Safety — Could this blow up on me?
- Valuation — Am I paying a fair price?
- Growth Durability — Is the growth real and likely to last?
- Momentum — Is the market already moving on this?
High quality and durable growth, at a dirt-cheap price, but a strained balance sheet. Business Quality: Solid; Financial Safety: Strained; Valuation: Cheap; Growth Durability: Growing; Momentum: Quiet.
- quarterly revenue $4.17B (Q2 FY2026, quarter ended Jun 2026)
- EPS beat 6 of 8
- Altman Z 0.35 · Piotroski F 6
Holding back: balance-sheet strain
Helping: business quality, an attractive price, durable growth
What has the MoonshotScore done over time?
| Recorded | Score | Band |
|---|---|---|
| 76 | Strong | |
| 74 | Strong | |
| 76 | Strong | |
| 76 | Strong | |
| 76 | Strong | |
| 76 | Strong |
The score was 74 in the stored Oct 3, 2026 snapshot and remains 74 in the current publication computed Oct 4, 2026 (0); the largest pillar moves were Financial Safety +1 and Momentum -1; the pillar moves offset under the sector-relative weighting, so the headline score is unchanged.
Calculation uses the most recent completed US trading session. Live price changes do not update the score immediately.
Computed · Educational signal · not a buy or sell recommendation · How the MoonshotScore is computed →
Price & valuation
| Measure | Value | As of |
|---|---|---|
| Latest provided price | $24.75 | |
| Change on the day | -0.52% | |
| 52-week range | $24.31–$25.98 | |
| Market capitalisation | $34.1B | |
| Price / earnings (trailing) | 11.27 | |
| Shares traded on the day | 31.4K | |
| Beta (volatility vs the S&P 500) | 0.95 | |
| Dividends per share (last 12 months) | $1.72 | |
| Dividend yield (last 12 months) | 6.95% |
Price & events
Triangles mark reported quarters on the line: pointing up is above the recorded estimate, down is below, a diamond means no estimate on file. Numbers key to the dated list. Point at or tab to any week for its close.
Events behind the price
- · Earnings results · above the recorded estimate
- · Earnings results · below the recorded estimate
- · Earnings results · above the recorded estimate
- · Earnings results · below the recorded estimate
Results dates follow the earnings feed; call dates follow the transcript provider. Nearby dates do not establish that an event caused a price move.
Upcoming events
Chronological order, not a duration scale. The provider's estimated date can change.
What to watch nextOther perspectives
Council score for Huntington Bancshares (HBANL): perspectives
Council is a separate blend of available disciplines; MoonshotScore above remains the five-pillar research rating.
9-Factor Breakdown
Legends Council
4 lenses, 0 current
AI simulations built from the named investors' published principles. Not affiliated with, endorsed by, or the opinion of these individuals. How these lenses are built
Read on: Sep 10, 2026 · older than the 27 hours refresh window; not a current reading
Munger's Mindset
Balance Sheet & Valuation · historical
Read on: Sep 10, 2026 · older than the 27 hours refresh window; not a current reading
How to read these bars and different assessments
Council is a separate blend of available disciplines; MoonshotScore above remains the five-pillar research rating.
Bars show each model's ordered assessment on its own scale, not a probability or a comparable investment return. The adjacent words give the assessment; more filled segments indicate a stronger model reading.
On Sep 10, 2026, the Munger lens read the price at that time as fairly valued against its own estimate of value.
Readings on this page are from Oct 5, 2026, except a card that shows its own read date.
Watch the HBANL film — every key number, told as a short cinematic story
~2 min · open the film
What is Huntington Bancshares (HBANL), and what does it report?
Short answer · as of
Huntington gathers deposits, extends consumer and business credit, finances homes and vehicles, and earns fees from payments, service charges, trust, investment management and insurance.
Research dated 2026-09-12.
Huntington gathers deposits, extends consumer and business credit, finances homes and vehicles, and earns fees from payments, service charges, trust, investment management and insurance. Vehicle Finance reaches buyers through approved dealerships and also finances dealer inventory, linking the bank to consumer purchases and dealer stocking. Reported revenue therefore combines lending and financing activity with several fee streams rather than reflecting sales of a standalone product.
What do the latest results show for Huntington Bancshares (HBANL)?
Short answer · as of
The most recent reported quarter, Q2 FY2026, carried revenue of $4.17B.
Research dated 2026-09-12.
The latest quarter extended sequential gains in revenue, gross profit, operating income and net income, while diluted earnings rebounded from the immediately preceding period. Operating cash flow also accelerated sharply, reinforcing the improvement visible in the income statement.
Against expectations, revenue came in ahead while earnings per share fell short. For Huntington, operating follow-through must appear across lending, vehicle finance and fee-bearing activities, then survive expenses strongly enough to reach per-share earnings.
What do the reported financial results show?
Reported revenue, net income and earnings per share from the income statement.
- Latest quarter · revenue
- $4.17B Jun 30, 2026
- Latest quarter · net income
- $727.00M Jun 30, 2026
- Latest quarter · EPS
- $0.3800 (diluted) Jun 30, 2026
| Period end | Revenue | Net income | EPS |
|---|---|---|---|
| Jun 30, 2026 | $4.17B | $727.00M | $0.3800 (diluted) |
| Mar 31, 2026 | $3.77B | $523.00M | $0.2500 (diluted) |
| Dec 31, 2025 | $3.25B | $519.00M | $0.3000 (diluted) |
| Sep 30, 2025 | $3.23B | $629.00M | $0.4100 (diluted) |
Revenue and net income are in USD; EPS is USD per share. Statement EPS is labelled diluted or basic only when its source identifies that basis. Otherwise, its basis is unknown.
Did results meet expectations?
Reported earnings and revenue alongside the estimates recorded by the provider.
- Latest report · revenue
- $2.86B Jul 23, 2026
- Latest report · revenue estimate
- $2.84B Jul 23, 2026
- Latest report · revenue vs estimate
- Above estimate Jul 23, 2026
- Latest report · EPS vs estimate
- Below estimate Jul 23, 2026
| Report date | Revenue · reported | Revenue · estimate | EPS · reported | EPS · estimate |
|---|---|---|---|---|
| Jul 23, 2026 | $2.86B | $2.84B | $0.3300 | $0.3586 |
| Apr 23, 2026 | $2.59B | $2.57B | $0.2500 | $0.2282 |
| Jan 22, 2026 | $2.19B | $2.20B | $0.3000 | $0.3309 |
| Oct 17, 2025 | −$4.42B | $2.05B | $0.4241 | $0.3745 |
Dates are report dates, not fiscal period ends. Revenue is in USD; EPS is USD per share, rounded to four decimals. The earnings feed does not establish a basic, diluted or adjusted basis. Earnings-feed EPS may differ from statement EPS; the two series are not combined.
Quarterly income statement — 4 quarters
| Period | Revenue | Net income | EPS |
|---|---|---|---|
| Q2 FY2026 | $4.17B | $727M | $0.38 (diluted) |
| Q1 FY2026 | $3.77B | $523M | $0.25 (diluted) |
| Q4 FY2025 | $3.25B | $519M | $0.30 (diluted) |
| Q3 FY2025 | $3.23B | $629M | $0.41 (diluted) |
What are the financial strengths and risks for Huntington Bancshares (HBANL)?
Short answer · as of
The MoonshotScore pillars rate business quality, an attractive price, durable growth as strengths.
Research dated 2026-09-12.
Liquidity is the strongest visible balance-sheet feature: cash and short-term investments have climbed markedly and exceed reported debt. Yet that comparison is incomplete for a deposit-taking bank because total liabilities are far larger than funded debt and liquid resources.
Recent operating cash flow has remained positive and strengthened in the latest period. The pressure point is the loan-and-finance book: weaker borrower performance or softer vehicle and dealer demand would affect core earning assets, while rising operating costs could dilute revenue gains. Profitability remains positive, but returns on assets and equity leave less room for execution slippage than the headline liquidity balance might suggest.
What does the cash-flow statement report?
Dated cash-flow statement entries, using the provider’s reported classification.
- Latest quarter · operating cash flow
- $1.13B Jun 30, 2026
- Previous quarter · operating cash flow
- $524.00M Mar 31, 2026
| Period end | Operating cash flow | Capital expenditure (reported) |
|---|---|---|
| Jun 30, 2026 | $1.13B | Provider sign conflict |
| Mar 31, 2026 | $524.00M | −$124.00M |
| Dec 31, 2025 | $829.00M | −$118.00M |
| Sep 30, 2025 | $487.00M | $108.00M |
Operating cash-flow bars share one scale and show magnitude; negative values mean cash used.
USD. Statement entries keep the provider’s reported sign. These financial-company figures are not used here to estimate cash runway, surplus cash, or business value.
What should you watch next at Huntington Bancshares (HBANL)?
Short answer · as of
The next earnings report is expected on Oct 22, 2026.
Research dated 2026-09-12.
At the scheduled earnings release, watch whether revenue again clears expectations and whether earnings per share follows; the latest report split those signals. Consolidated growth should also be checked against operating cash flow and expense progression rather than judged from revenue alone.
Analyst averages build toward higher revenue and earnings before softening farther out, making estimate revisions a useful measure of conviction. Also watch whether the enlarged liquid-asset balance holds, whether the recent leadership filing produces changed responsibilities, and whether the scheduled distribution continues the recent payment pattern.
How does Huntington Bancshares compare with its peers?
Short answer
Huntington Bancshares's score ranks 12th of 13 in the bounded comparison shown, against 12 same-model peers. These are company scores, not expected investment returns. The set lists named competitors first, then companies in the same data-provider industry classification closest in market value; that classification is the provider's, not our judgment of business similarity.
Research dated 2026-09-12.
Compared with a regional lender centered mainly on branches and general commercial credit, Huntington has a dedicated Vehicle Finance channel that funds customer purchases through approved dealers and finances dealership inventory. Its commercial operation also targets specialized industries and public-sector clients, while private-client and fee businesses add payments, trust, investment-management and insurance revenue. This breadth creates distinct demand channels within the regional banking model rather than dependence on branch banking alone.
| Company | Price | Market value | Score |
|---|---|---|---|
| $78.03 Oct 2, 2026 | $36.9B | 98 5-pillar Oct 4, 2026 | |
| $91.91 Oct 2, 2026 | $21.8B | 98 5-pillar Oct 4, 2026 | |
| $75.21 Oct 2, 2026 | $18.3B | 98 5-pillar Oct 4, 2026 | |
| $3.16 Oct 2, 2026 | $34.4B | 94 5-pillar Oct 4, 2026 | |
| $47.04 Oct 2, 2026 | $6.48B | 92 5-pillar Oct 4, 2026 | |
| $32.03 Oct 2, 2026 | $7.68B | 91 5-pillar Oct 4, 2026 | |
| $17.68 Oct 2, 2026 | $9.80B | 90 5-pillar Oct 4, 2026 | |
| $57.51 Oct 2, 2026 | $89.6B | 89 5-pillar Oct 4, 2026 | |
| $112.60 Oct 2, 2026 | $39.1B | 88 5-pillar Oct 4, 2026 | |
| $46.45 Oct 2, 2026 | $57.9B | 85 5-pillar Oct 4, 2026 | |
| $5.40 Oct 2, 2026 | $40.4B | 84 5-pillar Oct 4, 2026 | |
| Huntington Bancshares (HBANL) — this page | $24.75 | $34.1B | 74 |
| $50.87 Oct 2, 2026 | $46.1B | 66 5-pillar Oct 4, 2026 |
Only 5-pillar scores are ranked together. Other models are not directly comparable. Price and score dates are shown separately; market-value dates are unavailable.
The records behind this page
Insider activity
Form 4 records via FMP · Of the newest 60 records, those within the last 180 days, newest dated Sep 3, 2026
- Transactions
- 60
- Identified insiders
- 26
- Purchases
- 4
- Sales
- 4
- Other transactions
- 52
Purchases and sales use the reported transaction category. Other transactions include awards, exercises, gifts, withholding and unclassified activity; an acquisition or disposition alone is not a purchase or sale. These records do not establish intent.
What has been published about Huntington Bancshares (HBANL)?
Huntington Bancshares Financial Services Stock: Key Questions Answered
Research dated 2026-09-12; the answers below are from that research, and the full attribution is under Sources. The last question is answered from this page's own dated data, not from the research.
How does Huntington Vehicle Finance connect vehicle buyers and dealers?
It funds consumer purchases through approved dealerships and finances dealer inventory. Vehicle demand and dealer stocking therefore sit inside the same credit channel.
Why did Huntington’s latest revenue result look stronger than its earnings result?
Revenue exceeded expectations while earnings per share fell short, even as consolidated operating income and net income improved from the prior period. The gap makes expense conversion and per-share profitability important checks on the revenue momentum.
Does Huntington’s enlarged cash and short-term investment balance cover its debt?
Cash and short-term investments exceed reported debt, and the balance has risen markedly. Total liabilities remain much larger, so debt coverage alone is not a complete test of bank liquidity.
Has Huntington kept the HBANL dividend unchanged?
Recent payments used the same per-share amount, and the scheduled distribution maintains that amount. The visible continuity covers declared and recent payments rather than future declarations.
What is the HBANL stock price today?
The last price recorded on this page for Huntington Bancshares Incorporated (HBANL) is $24.75, as of the Oct 2, 2026 trading session (source: Financial Modeling Prep (FMP) · quote). It is a provider snapshot, not a live exchange feed, so check a brokerage quote before you trade.
Disclaimer: This content is for informational purposes only and does not constitute investment advice. Always do your own research and consult a financial advisor.
Research written by Codex (gpt-5.6-sol) on 2026-09-12. AI-authored analysis; source dates are shown with each answer. Editorial oversight is systemic, not page-by-page. Editorially accountable: Sedat ANAK, Founder and Editor-in-Chief.
Sources — records for every figure on this page (60 figures)
The 60 rows below are exactly the facts the evidence-backed sections of this page printed — the 10-second verdict, the MoonshotScore, price and market value, the five questions with their receipts, and the records behind this page. Known dates and sources are recorded on their own rows; an em dash or UNRECORDED tier preserves a stored observation without inventing either. The quarterly income statement is provider-standardized (FMP) under one row, and scale definitions — a 0-100 rating, the band ladder, the Piotroski 0–9 range — are fixed rather than measured. No number in those sections was generated by a model. The register does not cover quoted third-party headlines, the dated council readings, or the Frequently Asked Questions; each of those says where it came from where it stands.
"As of" is the date the value is true for where the source carries one — a quarter end, a filing date, a price close, the day the score was computed. A cached observation with no source date remains undated; the page publication date is not used as a substitute.
OFFICIAL — 1 fact from SEC filings and earnings calls
| Fact ID | Fact | Value as shown | As of | Tier | Source |
|---|---|---|---|---|---|
id.hq | SEC filing business address | Huntington CTR, 41 S High ST HC0917, Columbus, OH, 43287 | OFFICIAL | SEC EDGAR filer business address — The SEC filer business address. Our market-data provider separately lists "Huntington Center, Columbus, OH, 43287, US". |
FMP — 51 facts from Financial Modeling Prep endpoint families
| Fact ID | Fact | Value as shown | As of | Tier | Source |
|---|---|---|---|---|---|
px.last | Latest provided price | $24.75 | FMP | Financial Modeling Prep (FMP) · quote — Dated to the US trading session the price belongs to, derived from the quote record's timestamp (weekend and pre-open reads roll back to the previous weekday; exchange holidays are not modelled). The record does not establish an exchange execution time. Retrieved 2026-10-04T10:35:05.091Z. | |
px.change | Change on the day | -0.52% | FMP | Financial Modeling Prep (FMP) · quote | |
px.mcap | Market capitalisation | $34.1B | FMP | Financial Modeling Prep (FMP) · quote — Date unknown Market cap record date: 2026-10-02. FMP quote timestamp: 2026-10-02T20:00:01.000Z. Captured from FMP at 2026-10-04T10:34:59.914Z. No share-count basis is inferred; this page preserves the reported amount instead of recalculating it from shares. | |
earn.next | Next earnings date | Oct 22, 2026 | FMP | Financial Modeling Prep (FMP) earnings calendar — The date is our provider's estimate until the company confirms it. | |
px.change_abs | Change on the day, in dollars | −$0.13 | FMP | Financial Modeling Prep (FMP) · quote | |
fin.q_revenue | Revenue, Q2 FY2026 | $4.17B | FMP | Financial Modeling Prep (FMP) · income statement (quarterly) | |
px.range52 | 52-week range | $24.31–$25.98 | FMP | Financial Modeling Prep (FMP) quote | |
px.pe | Price / earnings (trailing) | 11.27 | FMP | Financial Modeling Prep (FMP) · quote | |
px.volume | Shares traded on the day | 31.4K | FMP | Financial Modeling Prep (FMP) · quote | |
px.beta | Beta | 0.95 | FMP | Financial Modeling Prep (FMP) company profile | |
id.ceo | Chief executive | Stephen D. Steinour | FMP | Financial Modeling Prep (FMP) key executives (proxy-derived) — Titles and pay come from the company's proxy statement as our provider parsed it. | |
id.employees | Employees | 20,092 | FMP | Financial Modeling Prep (FMP) employee count, from the company's filing | |
fin.annual | Revenue and net result by fiscal year | 5 fiscal years, FY2021 through FY2025: FY2021 revenue $6.08B, net result $1.29B; FY2022 revenue $7.95B, net result $2.24B; FY2023 revenue $10.78B, net result $1.95B; FY2024 revenue $11.96B, net result $1.94B; FY2025 revenue $12.48B, net result $2.21B | FMP | Financial Modeling Prep (FMP), from the company's 10-K income statements | |
fin.rev_mix | Reported revenue segments | Other Revenue $30.00M · Insurance Revenue $81.00M · Service Charges Revenue $250.00M · Cards And Payment Processing Revenue $613.00M · Trust And Investment Management Services Revenue $408.00M | FMP | Financial Modeling Prep (FMP) revenue segmentation, from the company's 10-K | |
fin.q_table.depth.2026-06-30.revenue_k | Revenue — period end 2026-06-30 | $4.17B | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q and 10-K income statements — Quarterly statement note |
fin.q_table.depth.2026-06-30.net_result_k | Net income — period end 2026-06-30 | $727.00M | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q and 10-K income statements — Quarterly statement note |
fin.q_table.depth.2026-06-30.eps | EPS — period end 2026-06-30 | $0.3800 (diluted) | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q and 10-K income statements — Quarterly statement note |
fin.q_table.depth.2026-03-31.revenue_k | Revenue — period end 2026-03-31 | $3.77B | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q and 10-K income statements — Quarterly statement note |
fin.q_table.depth.2026-03-31.net_result_k | Net income — period end 2026-03-31 | $523.00M | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q and 10-K income statements — Quarterly statement note |
fin.q_table.depth.2026-03-31.eps | EPS — period end 2026-03-31 | $0.2500 (diluted) | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q and 10-K income statements — Quarterly statement note |
fin.q_table.depth.2025-12-31.revenue_k | Revenue — period end 2025-12-31 | $3.25B | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q and 10-K income statements — Quarterly statement note |
fin.q_table.depth.2025-12-31.net_result_k | Net income — period end 2025-12-31 | $519.00M | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q and 10-K income statements — Quarterly statement note |
fin.q_table.depth.2025-12-31.eps | EPS — period end 2025-12-31 | $0.3000 (diluted) | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q and 10-K income statements — Quarterly statement note |
fin.q_table.depth.2025-09-30.revenue_k | Revenue — period end 2025-09-30 | $3.23B | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q and 10-K income statements — Quarterly statement note |
fin.q_table.depth.2025-09-30.net_result_k | Net income — period end 2025-09-30 | $629.00M | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q and 10-K income statements — Quarterly statement note |
fin.q_table.depth.2025-09-30.eps | EPS — period end 2025-09-30 | $0.4100 (diluted) | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q and 10-K income statements — Quarterly statement note |
earn.history.depth.2026-07-23.revenue_actual | Revenue · reported — report date 2026-07-23 | $2.86B | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2026-07-23.revenue_estimated | Revenue · estimate — report date 2026-07-23 | $2.84B | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2026-07-23.eps_actual | EPS · reported — report date 2026-07-23 | $0.3300 | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2026-07-23.eps_estimated | EPS · estimate — report date 2026-07-23 | $0.3586 | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2026-04-23.revenue_actual | Revenue · reported — report date 2026-04-23 | $2.59B | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2026-04-23.revenue_estimated | Revenue · estimate — report date 2026-04-23 | $2.57B | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2026-04-23.eps_actual | EPS · reported — report date 2026-04-23 | $0.2500 | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2026-04-23.eps_estimated | EPS · estimate — report date 2026-04-23 | $0.2282 | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2026-01-22.revenue_actual | Revenue · reported — report date 2026-01-22 | $2.19B | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2026-01-22.revenue_estimated | Revenue · estimate — report date 2026-01-22 | $2.20B | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2026-01-22.eps_actual | EPS · reported — report date 2026-01-22 | $0.3000 | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2026-01-22.eps_estimated | EPS · estimate — report date 2026-01-22 | $0.3309 | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2025-10-17.revenue_actual | Revenue · reported — report date 2025-10-17 | −$4.42B | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2025-10-17.revenue_estimated | Revenue · estimate — report date 2025-10-17 | $2.05B | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2025-10-17.eps_actual | EPS · reported — report date 2025-10-17 | $0.4241 | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2025-10-17.eps_estimated | EPS · estimate — report date 2025-10-17 | $0.3745 | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
fin.q_table | Quarterly income statement | 4 quarters through Q2 FY2026 | FMP | Financial Modeling Prep (FMP) · income statement (quarterly), as filed | |
fin.opcf.depth.2026-06-30.operating_cash_flow_m | Operating cash flow — period end 2026-06-30 | $1.13B | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q cash-flow statements — Cash-flow note |
fin.opcf.depth.2026-03-31.operating_cash_flow_m | Operating cash flow — period end 2026-03-31 | $524.00M | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q cash-flow statements — Cash-flow note |
fin.opcf.depth.2026-03-31.capex_m | Capital expenditure (reported) — period end 2026-03-31 | −$124.00M | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q cash-flow statements — Cash-flow note |
fin.opcf.depth.2025-12-31.operating_cash_flow_m | Operating cash flow — period end 2025-12-31 | $829.00M | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q cash-flow statements — Cash-flow note |
fin.opcf.depth.2025-12-31.capex_m | Capital expenditure (reported) — period end 2025-12-31 | −$118.00M | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q cash-flow statements — Cash-flow note |
fin.opcf.depth.2025-09-30.operating_cash_flow_m | Operating cash flow — period end 2025-09-30 | $487.00M | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q cash-flow statements — Cash-flow note |
fin.opcf.depth.2025-09-30.capex_m | Capital expenditure (reported) — period end 2025-09-30 | $108.00M | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q cash-flow statements — Cash-flow note |
own.insiders | Insider transactions via FMP | 60 transactions · 4 purchases, 4 sales, 52 other transactions · 26 identified insiders · of the newest 60 records, those within the last 180 days, newest dated Sep 3, 2026 | FMP | Financial Modeling Prep (FMP), carrying Form 4 transaction records — Purchases and sales use the reported transaction category. Other transactions include awards, exercises, gifts, withholding and unclassified activity; an acquisition or disposition alone is not a purchase or sale. These records do not establish intent. |
UNRECORDED — 2 facts from stored observations whose source was not recorded
| Fact ID | Fact | Value as shown | As of | Tier | Source |
|---|---|---|---|---|---|
earn.history | Reported versus estimated, recent quarters | EPS beat 6 of 8 | UNRECORDED | Stored earnings-history observation — Captured 2026-09-30 · Expired observation | |
fin.scores | Distress and quality screens | Altman Z 0.35 · Piotroski F 6 | UNRECORDED | Stored financial-scores observation — Captured 2026-07-26 · Expired observation |
COMPUTED — 4 facts from our arithmetic, formula restated
| Fact ID | Fact | Value as shown | As of | Tier | Source |
|---|---|---|---|---|---|
div.ttm_per_share | Dividends per share, last 12 months (split-adjusted) | $1.72 | COMPUTED | Financial Modeling Prep (FMP) split-adjusted dividend history — Sum of 4 split-adjusted declared dividends with an ex-date in the 365 days to 2026-10-04, per current share. Ex-dates are not payment dates; special dividends are included. Not a declared annual rate. | |
div.ttm_yield | Dividend yield, last 12 months | 6.95% | COMPUTED | Financial Modeling Prep (FMP) split-adjusted dividend history and quote — Split-adjusted dividends with ex-dates in the trailing 365-day window divided by the packet price, on the same current-share basis. Price date follows the quote, latest price bar or packet-build day when unstamped. Not a forecast or declared annual rate. | |
earn.history.depth.2026-07-23.revenue_actual.comparison | Latest report · revenue vs estimate | Above estimate | Report date · | COMPUTED | Computed from Financial Modeling Prep (FMP) earnings — Earnings-history note — Method: compare reported revenue ($2.86B) with the recorded estimate ($2.84B) at displayed precision. Equal displayed values are in line. This compares reported results with recorded estimates, not investment returns. |
earn.history.depth.2026-07-23.eps_actual.comparison | Latest report · EPS vs estimate | Below estimate | Report date · | COMPUTED | Computed from Financial Modeling Prep (FMP) earnings — Earnings-history note — Method: compare reported EPS ($0.3300) with the recorded estimate ($0.3586) at displayed precision. Equal displayed values are in line. This compares reported results with recorded estimates, not investment returns. |
OURS — 2 facts from Stock Expert AI's own score and rank
| Fact ID | Fact | Value as shown | As of | Tier | Source |
|---|---|---|---|---|---|
ours.moonshot | MoonshotScore v2 | 74 of 100 · Strong · pillars 70 / 33 / 94 / 71 / 46 | OURS | Stock Expert AI MoonshotScore v2 engine | |
ours.moonshot_change | MoonshotScore movement | 74 (stored snapshot Oct 3, 2026) → 74 (current publication computed Oct 4, 2026) (0) | OURS | Stock Expert AI current score publication and immutable score snapshots |
Fact-family notes
- Quarterly statement note. Source series as of 2026-06-30. Revenue and net income are in USD; EPS is USD per share. Statement EPS is labelled diluted or basic only when its source identifies that basis. Otherwise, its basis is unknown. Applies to Fact IDs:
fin.q_table.depth.2026-06-30.revenue_k,fin.q_table.depth.2026-06-30.net_result_k,fin.q_table.depth.2026-06-30.eps,fin.q_table.depth.2026-03-31.revenue_k,fin.q_table.depth.2026-03-31.net_result_k,fin.q_table.depth.2026-03-31.eps,fin.q_table.depth.2025-12-31.revenue_k,fin.q_table.depth.2025-12-31.net_result_k,fin.q_table.depth.2025-12-31.eps,fin.q_table.depth.2025-09-30.revenue_k,fin.q_table.depth.2025-09-30.net_result_k,fin.q_table.depth.2025-09-30.eps. - Earnings-history note. Source series as of 2026-07-23. Dates are report dates, not fiscal period ends. Revenue is in USD; EPS is USD per share, rounded to four decimals. The earnings feed does not establish a basic, diluted or adjusted basis. Earnings-feed EPS may differ from statement EPS; the two series are not combined. Applies to Fact IDs:
earn.history.depth.2026-07-23.revenue_actual,earn.history.depth.2026-07-23.revenue_estimated,earn.history.depth.2026-07-23.revenue_actual.comparison,earn.history.depth.2026-07-23.eps_actual.comparison,earn.history.depth.2026-07-23.eps_actual,earn.history.depth.2026-07-23.eps_estimated,earn.history.depth.2026-04-23.revenue_actual,earn.history.depth.2026-04-23.revenue_estimated,earn.history.depth.2026-04-23.eps_actual,earn.history.depth.2026-04-23.eps_estimated,earn.history.depth.2026-01-22.revenue_actual,earn.history.depth.2026-01-22.revenue_estimated,earn.history.depth.2026-01-22.eps_actual,earn.history.depth.2026-01-22.eps_estimated,earn.history.depth.2025-10-17.revenue_actual,earn.history.depth.2025-10-17.revenue_estimated,earn.history.depth.2025-10-17.eps_actual,earn.history.depth.2025-10-17.eps_estimated. - Cash-flow note. Source series as of 2026-06-30. USD. Statement entries keep the provider’s reported sign. These financial-company figures are not used here to estimate cash runway, surplus cash, or business value. Applies to Fact IDs:
fin.opcf.depth.2026-06-30.operating_cash_flow_m,fin.opcf.depth.2026-03-31.operating_cash_flow_m,fin.opcf.depth.2026-03-31.capex_m,fin.opcf.depth.2025-12-31.operating_cash_flow_m,fin.opcf.depth.2025-12-31.capex_m,fin.opcf.depth.2025-09-30.operating_cash_flow_m,fin.opcf.depth.2025-09-30.capex_m.
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- sedat@stockexpertai.com
Sources used for research written 2026-09-12
Historical evidence preserved with this analysis. Current figures are listed separately above.
| Evidence | Captured value | Source date | Source type | Source |
|---|---|---|---|---|
| Legal name | HUNTINGTON BANCSHARES INC /MD/ Our market-data provider lists the name as "Huntington Bancshares Incorporated"; the filer's own record is used here. | 2026-02-13 | OFFICIAL | SEC EDGAR — 10-K filed 2026-02-13 |
| Business description | Huntington Bancshares Incorporated functions as the holding entity of The Huntington National Bank, offering a comprehensive suite of commercial, retail, and mortgage banking solutions throughout the United States. The company organizes its operations into four core divisions: Consumer and Business Banking, Commercial Banking, Vehicle Finance, and Regional Banking and The Huntington Private Client Group (RBHPCG). The Consumer and Business Banking segment serves individual and small business clients with a wide array of financial products, including various types of accounts like checking, savings, money market, and certificates of deposit, in addition to credit cards, and both personal and small enterprise loans. This segment also provides investment products, home mortgages, insurance, interest rate risk protection, foreign exchange services, ATM access, and treasury management, all supported by convenient online, mobile, and telephone banking platforms. The Commercial Banking segment delivers specialized financial services to a diverse clientele, such as middle-market companies, government and public sector entities, and commercial real estate developers or REITs. It also extends tailored banking solutions to specific industries like healthcare, technology, telecommunications, franchise finance, sponsor finance, and global services. Further offerings within this segment include asset financing, capital formation strategies, sales and trading capabilities, corporate risk management tools, institutional banking support, and extensive treasury management services. The Vehicle Finance division arranges funding for consumers purchasing automobiles, light-duty trucks, recreational vehicles, and marine craft via franchised and other approved dealerships. It also supplies inventory financing to franchised dealerships for acquiring both new and pre-owned stock. Lastly, the Regional Banking and The Huntington Private Client Group (RBHPCG) provides private banking, wealth and investment management, and retirement planning services. Huntington Bancshares Incorporated was established in 1866 and is headquartered in Columbus, Ohio. | 2026-09-12 | FMP | Financial Modeling Prep (FMP) company profile |
| Quarterly income statement (USD thousands) | Captured record · 8 entries
| 2026-06-30 | FMP | Financial Modeling Prep (FMP), from the company's 10-Q and 10-K income statements |
| Annual revenue and net result (USD millions) | Captured record · 5 entries
| 2025-12-31 | FMP | Financial Modeling Prep (FMP), from the company's 10-K income statements |
| Operating cash flow by quarter (USD millions) | Captured record · 8 entries
| 2026-06-30 | FMP | Financial Modeling Prep (FMP), from the company's 10-Q cash-flow statements |
| Cash and short-term investments over time (USD millions) | Captured record · 8 entries
| 2026-06-30 | FMP | Financial Modeling Prep (FMP), from the company's quarterly balance sheets |
| Revenue by segment | Other Revenue: $30.00M; Insurance Revenue: $81.00M; Service Charges Revenue: $250.00M; Cards And Payment Processing Revenue: $613.00M; Trust And Investment Management Services Revenue: $408.00M | 2025-12-31 | FMP | Financial Modeling Prep (FMP) revenue segmentation, from the company's 10-K |
| Reported versus estimated, last 8 quarters | Captured record · 8 entries
| 2026-07-23 | FMP | Financial Modeling Prep (FMP) earnings |
| Cash, investments and debt | Total debt: $21.85B; Liquidity basis: cash and short-term investments; Total liabilities: $251.32B; Cash and short-term investments: $38.54B; Cash and investments: $38.54B; Long-term investments: $0; Long-term investments classification: unclassified Long-term investments are shown separately; their marketability is not established by the provider field. The cash and short-term investment balance does not establish unrestricted availability. | 2026-06-30 | FMP | Financial Modeling Prep (FMP), from the company's balance sheet |
| Cash and investment components | Total basis: cash short and long-term investments; Total: $38.54B; Cash and short-term investments: $38.54B; Long-term investments: $0; Long-term investments classification: unclassified Sums the balance sheet's cash and short-term investments with its long-term investments.; The long-term investment field does not establish marketability; the sum is not a measure of available liquidity.; These provider fields do not establish investment access restrictions or explain differences from third-party cash figures. | 2026-06-30 | COMPUTED | Computed from the balance sheet |
| Trailing twelve-month ratio set | Quick ratio: 12.39; Current ratio: 12.39; Debt to equity: 0.67; Net margin: 16.6%; Gross margin: 63.7%; Operating margin: 20.4%; Return on assets: 0.8%; Return on equity: 8.6% Price-based multiples captured at research time are not repeated here; the page shows each once, from current figures with their own dates. A ratio our provider could not compute is absent rather than shown as zero. | 2026-09-12 | FMP | Financial Modeling Prep (FMP) key-metrics-ttm + ratios-ttm |
| Distress and quality screens | Altman Z-score: 0.35; Piotroski F-score: 6 Altman Z below 1.8 is the conventional distress zone. The screen is built for manufacturers and industrials; for banks, insurers and property companies it is not a meaningful reading. | 2026-09-12 | FMP | Financial Modeling Prep (FMP) financial scores |
| Next earnings report | Date: 2026-10-22; EPS estimate: $0.3665 per share; Revenue estimate: $2.88B The date is our provider's estimate until the company confirms it. | 2026-09-12 | FMP | Financial Modeling Prep (FMP) earnings calendar |
| Analyst revenue and earnings estimates (average) | Captured record · 4 entries
| 2026-09-12 | FMP | Financial Modeling Prep (FMP) analyst estimates |
| Recent SEC filings |
| 2026-09-10 | OFFICIAL | SEC EDGAR filer submissions |
| Next scheduled dividend | Ex date: 2026-10-01; Declared on: 2026-07-23; Record date: 2026-10-01; Payment date: 2026-10-15; Amount per share: $0.43 Amount is per share as declared, before any withholding. Owning the share before the ex-date is what carries entitlement. | 2026-07-23 | FMP | Financial Modeling Prep (FMP) dividend calendar |
| Recent dividends paid | Captured record · 4 entries
Declared amounts per share on their ex-dates. A single payment does not establish an annual rate, and a special dividend is not separated here. | 2026-07-01 | FMP | Financial Modeling Prep (FMP) dividend history |
| Sector / industry (provider taxonomy) | Financial Services / Banks - Regional The company's SEC filings classify it under SIC 6021 — National Commercial Banks. | 2026-09-12 | FMP | Financial Modeling Prep (FMP) company profile |
Data provided for informational purposes only.