Huntington Bancshares Incorporated (HBANP) Stock Price & Analysis
Huntington Bancshares Incorporated (HBANP) — MoonshotScore 69/100 (Strong band), calculated Oct 5, 2026. Price $15.66 (+2.15%), as of the Oct 2, 2026 trading session; market cap $33.4B. Expected results Oct 22, 2026.
Educational signal · not a buy or sell recommendation · How to read this
Huntington Bancshares Incorporated · HBANP · Financial Services · Banks - Regional
Research dated 2026-09-12: Huntington Bancshares is the holding company behind Huntington National Bank, serving consumers, small businesses, middle-market and public-sector clients, vehicle buyers and dealers, and private-wealth customers. The question for HBANP is whether recent revenue and profit acceleration reflects durable breadth across lending and fee businesses while credit and funding risks remain contained.
Price as of Oct 2, 2026
Key Statistics
MoonshotScore v2 · Huntington Bancshares (HBANP)
StrongWhy this rating? Method, drivers & history
Bands for the MoonshotScore: Exceptional 80-100 · Strong 65-79 · Fair 45-64 · Weak below 45.
- Business Quality — Is this a genuinely good business?
- Financial Safety — Could this blow up on me?
- Valuation — Am I paying a fair price?
- Growth Durability — Is the growth real and likely to last?
- Momentum — Is the market already moving on this?
High quality and durable growth, at a dirt-cheap price, but a strained balance sheet, and the price trend has turned against it. Business Quality: Solid; Financial Safety: Strained; Valuation: Cheap; Growth Durability: Growing; Momentum: Slipping.
- quarterly revenue $4.17B (Q2 FY2026, quarter ended Jun 30, 2026)
- EPS beat 5 of 7
- Altman Z 0.34 · Piotroski F 6
Holding back: balance-sheet strain, weak price trend
Helping: business quality, an attractive price, durable growth
What has the MoonshotScore done over time?
| Recorded | Score | Band |
|---|---|---|
| 73 | Strong | |
| 71 | Strong | |
| 69 | Strong | |
| 69 | Strong | |
| 67 | Strong | |
| 67 | Strong |
The score was 69 in the stored Oct 4, 2026 snapshot and remains 69 in the current publication computed Oct 5, 2026 (0); the largest pillar moves were Growth Durability +6 and Momentum -2; the pillar moves offset under the sector-relative weighting, so the headline score is unchanged. This current publication is not yet represented in the immutable snapshot archive.
Calculation uses the most recent completed US trading session. Live price changes do not update the score immediately.
Computed · Educational signal · not a buy or sell recommendation · How the MoonshotScore is computed →
Price & valuation
| Measure | Value | As of |
|---|---|---|
| Latest provided price | $15.66 | |
| Change on the day | +2.15% | |
| 52-week range | $15.01–$18.60 | |
| Market capitalisation | $33.4B | |
| Price / earnings (trailing) | 11.27 | |
| Shares traded on the day | 58.5K | |
| Beta (volatility vs the S&P 500) | 0.95 | |
| Dividends per share (last 12 months) | $1.13 | |
| Dividend yield (last 12 months) | 7.18% |
Price & events
Triangles mark reported quarters on the line: pointing up is above the recorded estimate, down is below, a diamond means no estimate on file. Numbers key to the dated list. Point at or tab to any week for its close.
Events behind the price
- · Earnings results · above the recorded estimate
- · Earnings results · below the recorded estimate
- · Earnings results · above the recorded estimate
- · Earnings results · below the recorded estimate
Results dates follow the earnings feed; call dates follow the transcript provider. Nearby dates do not establish that an event caused a price move.
Upcoming events
Chronological order, not a duration scale. The provider's estimated date can change.
What to watch nextOther perspectives
Council score for Huntington Bancshares (HBANP): perspectives
Council is a separate blend of available disciplines; MoonshotScore above remains the five-pillar research rating.
9-Factor Breakdown
Legends Council
4 lenses, 0 current
AI simulations built from the named investors' published principles. Not affiliated with, endorsed by, or the opinion of these individuals. How these lenses are built
Read on: Sep 11, 2026 · older than the 27 hours refresh window; not a current reading
Munger's Mindset
Balance Sheet & Valuation · historical
Read on: Sep 1, 2026 · older than the 27 hours refresh window; not a current reading
How to read these bars and different assessments
Council is a separate blend of available disciplines; MoonshotScore above remains the five-pillar research rating.
Bars show each model's ordered assessment on its own scale, not a probability or a comparable investment return. The adjacent words give the assessment; more filled segments indicate a stronger model reading.
On Sep 1, 2026, the Munger lens read the price at that time as fairly valued against its own estimate of value.
Readings on this page are from Oct 5, 2026, except a card that shows its own read date.
Watch the HBANP film — every key number, told as a short cinematic story
~2 min · open the film
What is Huntington Bancshares (HBANP), and what does it report?
Short answer · as of
Huntington does not merely collect deposits and make branch loans. It combines consumer and small-business banking with specialized commercial lending, dealership-sourced vehicle finance, dealer inventory funding, payments, treasury services, mortgages, and private wealth management.
Research dated 2026-09-12.
Huntington does not merely collect deposits and make branch loans. It combines consumer and small-business banking with specialized commercial lending, dealership-sourced vehicle finance, dealer inventory funding, payments, treasury services, mortgages, and private wealth management.
Reported revenue therefore blends lending economics with service charges, card and payment processing, trust and investment management, insurance, and other fees; the vehicle channel also ties part of demand to purchases and inventories at selected dealerships.
What do the latest results show for Huntington Bancshares (HBANP)?
Short answer · as of
The most recent reported quarter, Q2 FY2026, carried revenue of $4.17B.
Research dated 2026-09-12.
Latest quarterly revenue, gross profit, operating profit, net income, and diluted earnings per share all rose from the preceding period. The annual record also shows revenue continued to expand while net income recovered after the prior decline, although quarterly earnings have not moved in a straight line.
That improvement can travel through multiple channels: loan activity supports banking income, while payments, account charges, trust services, and insurance add fee revenue. The latest earnings release exceeded the revenue estimate but fell short of the earnings estimate, so stronger activity did not translate into an equivalent per-share surprise.
What do the reported financial results show?
Reported revenue, net income and earnings per share from the income statement.
- Latest quarter · revenue
- $4.17B Jun 30, 2026
- Latest quarter · net income
- $727.00M Jun 30, 2026
- Latest quarter · EPS
- $0.3800 (diluted) Jun 30, 2026
| Period end | Revenue | Net income | EPS |
|---|---|---|---|
| Jun 30, 2026 | $4.17B | $727.00M | $0.3800 (diluted) |
| Mar 31, 2026 | $3.77B | $523.00M | $0.2500 (diluted) |
| Dec 31, 2025 | $3.25B | $519.00M | $0.3000 (diluted) |
| Sep 30, 2025 | $3.23B | $629.00M | $0.4100 (diluted) |
Revenue and net income are in USD; EPS is USD per share. Statement EPS is labelled diluted or basic only when its source identifies that basis. Otherwise, its basis is unknown.
Did results meet expectations?
Reported earnings and revenue alongside the estimates recorded by the provider.
- Latest report · revenue
- $2.86B Jul 23, 2026
- Latest report · revenue estimate
- $2.84B Jul 23, 2026
- Latest report · revenue vs estimate
- Above estimate Jul 23, 2026
- Latest report · EPS vs estimate
- Below estimate Jul 23, 2026
| Report date | Revenue · reported | Revenue · estimate | EPS · reported | EPS · estimate |
|---|---|---|---|---|
| Jul 23, 2026 | $2.86B | $2.84B | $0.3300 | $0.3586 |
| Apr 23, 2026 | $2.59B | $2.57B | $0.2500 | $0.2282 |
| Jan 22, 2026 | $2.19B | $2.20B | $0.3000 | $0.3309 |
| Oct 17, 2025 | −$4.42B | $2.05B | $0.4241 | $0.3745 |
Dates are report dates, not fiscal period ends. Revenue is in USD; EPS is USD per share, rounded to four decimals. The earnings feed does not establish a basic, diluted or adjusted basis. Earnings-feed EPS may differ from statement EPS; the two series are not combined.
Quarterly income statement — 4 quarters
| Period | Revenue | Net income | EPS |
|---|---|---|---|
| Q2 FY2026 | $4.17B | $727M | $0.38 (diluted) |
| Q1 FY2026 | $3.77B | $523M | $0.25 (diluted) |
| Q4 FY2025 | $3.25B | $519M | $0.30 (diluted) |
| Q3 FY2025 | $3.23B | $629M | $0.41 (diluted) |
What are the financial strengths and risks for Huntington Bancshares (HBANP)?
Short answer · as of
The MoonshotScore pillars rate business quality, an attractive price, durable growth as strengths.
Research dated 2026-09-12.
The reported cash and short-term investment pool exceeds reported debt and has climbed sharply from the recent low, while operating cash flow was strongly positive in the latest period. For a deposit-taking bank, however, that comparison is not the same as surplus cash at an industrial company: liabilities are integral to the funding model, and cash flow has been volatile across recent periods.
Credit weakness across vehicle buyers, dealership inventories, commercial real estate, or middle-market borrowers would hit the same institution through distinct books. Positive margins and returns provide earnings capacity, but the balance-sheet screen still demands bank-specific judgment rather than reliance on a generic distress measure.
What does the cash-flow statement report?
Dated cash-flow statement entries, using the provider’s reported classification.
- Latest quarter · operating cash flow
- $1.13B Jun 30, 2026
- Previous quarter · operating cash flow
- $524.00M Mar 31, 2026
| Period end | Operating cash flow | Capital expenditure (reported) |
|---|---|---|
| Jun 30, 2026 | $1.13B | Provider sign conflict |
| Mar 31, 2026 | $524.00M | −$124.00M |
| Dec 31, 2025 | $829.00M | −$118.00M |
| Sep 30, 2025 | $487.00M | $108.00M |
Operating cash-flow bars share one scale and show magnitude; negative values mean cash used.
USD. Statement entries keep the provider’s reported sign. These financial-company figures are not used here to estimate cash runway, surplus cash, or business value.
What should you watch next at Huntington Bancshares (HBANP)?
Short answer · as of
The next earnings report is expected on Oct 22, 2026.
Research dated 2026-09-12.
Watch whether the next release extends the latest sequential gains in revenue, operating profit, net income, and per-share earnings, and whether reported results clear the published revenue and earnings expectations together. Recent history has alternated between earnings beats and misses, making conversion from top-line activity into per-share profit more informative than revenue alone.
Cash and short-term investments should also be checked against debt and the direction of operating cash flow, while any follow-up to the recent officer appointment or departure filing could matter for execution. Longer-range consensus assumes renewed revenue and earnings progress before a later moderation, so estimate revisions are as informative as the headline averages.
How does Huntington Bancshares compare with its peers?
Short answer
Huntington Bancshares's score ranks tied for 11th of 13 in the bounded comparison shown, against 12 same-model peers. These are company scores, not expected investment returns. The set lists named competitors first, then companies in the same data-provider industry classification closest in market value; that classification is the provider's, not our judgment of business similarity.
Research dated 2026-09-12.
Compared with a regional bank built mainly around branch deposits and conventional commercial lending, Huntington adds a dealership-based vehicle finance franchise that funds consumers and dealer inventory. It also packages sector-specific commercial banking, capital-markets support, treasury services, and private wealth management within the same bank.
This mix broadens the sources of revenue, especially through payments, service charges, trust and investment management, and insurance. It also creates linked exposure to household vehicle demand, dealer inventory, commercial property, and middle-market credit, so diversification of products does not eliminate correlated credit pressure.
| Company | Price | Market value | Score |
|---|---|---|---|
| $78.03 Oct 2, 2026 | $36.9B | 98 5-pillar Oct 5, 2026 | |
| $91.91 Oct 2, 2026 | $21.8B | 98 5-pillar Oct 5, 2026 | |
| $75.21 Oct 2, 2026 | $18.3B | 98 5-pillar Oct 5, 2026 | |
| $3.16 Oct 2, 2026 | $34.4B | 94 5-pillar Oct 5, 2026 | |
| $17.68 Oct 2, 2026 | $9.80B | 91 5-pillar Oct 5, 2026 | |
| $57.51 Oct 2, 2026 | $89.6B | 90 5-pillar Oct 5, 2026 | |
| $158.14 Oct 2, 2026 | $10.1B | 89 5-pillar Oct 5, 2026 | |
| $32.03 Oct 2, 2026 | $7.68B | 89 5-pillar Oct 5, 2026 | |
| $2073.46 Oct 2, 2026 | $23.6B | 78 5-pillar Oct 5, 2026 | |
| $219.17 Oct 2, 2026 | $31.8B | 78 5-pillar Oct 5, 2026 | |
| Huntington Bancshares (HBANP) — this page | $15.66 | $33.4B | 69 |
| $64.33 Oct 2, 2026 | $27.2B | 69 5-pillar Oct 5, 2026 | |
| $50.87 Oct 2, 2026 | $46.1B | 68 5-pillar Oct 5, 2026 |
Only 5-pillar scores are ranked together. Other models are not directly comparable. Price and score dates are shown separately; market-value dates are unavailable.
The records behind this page
Insider activity
Form 4 records via FMP · Of the newest 60 records, those within the last 180 days, newest dated Sep 3, 2026
- Transactions
- 60
- Identified insiders
- 26
- Purchases
- 4
- Sales
- 4
- Other transactions
- 52
Purchases and sales use the reported transaction category. Other transactions include awards, exercises, gifts, withholding and unclassified activity; an acquisition or disposition alone is not a purchase or sale. These records do not establish intent.
Who holds the shares?
Institutional ownership reported through 13F filings.
- Institutional ownership
- 0.0% Period end Jun 30, 2026
- Previous quarter · ownership
- 0.0% Prior to period end Jun 30, 2026
- Reporting holders
- 3 Period end Jun 30, 2026
- Previous quarter · holders
- 3 Prior to period end Jun 30, 2026
| Holders in provider snapshot | Shares |
|---|---|
| First Command Advisory Services, INC. | 2,239 |
| Pnc Financial Services Group, INC. | 1,072 |
| Thompson Investment Management, INC. | 1,000 |
Quarterly filings lag the period end. Holder rows are names in the provider snapshot, not a verified ranking; individual filing dates are not supplied. Related managers may appear separately, so these positions are not summed. Holder snapshot as of Jun 30, 2026.
Huntington Bancshares Financial Services Stock: Key Questions Answered
Research dated 2026-09-12; the answers below are from that research, and the full attribution is under Sources. The last 2 questions are answered from this page's own dated data, not from the research.
Why does Huntington finance dealership inventory as well as vehicle buyers?
The vehicle finance operation funds customer purchases and supplies inventory financing to franchised dealers. That structure makes dealer relationships a source of loan originations and a direct credit exposure.
Which fee businesses matter outside Huntington’s lending operations?
Cards and payment processing, trust and investment management, service charges, and insurance give Huntington revenue streams beyond lending. Their contribution depends on customer activity, account usage, and assets served rather than loan demand alone.
Why is Huntington’s cash balance not the same as spare corporate cash?
Huntington’s cash and short-term investments sit inside a deposit-taking bank whose liabilities form part of its operating funding structure. The liquidity pool exceeds reported debt, but that comparison cannot capture funding stability, credit quality, or the volatility visible in operating cash flow.
Is the HBANP distribution changing?
The scheduled distribution carries the same per-share amount as the recent payment sequence. That shows continuity in the declared record, without establishing how future declarations will develop.
What is the HBANP stock price today?
The last price recorded on this page for Huntington Bancshares Incorporated (HBANP) is $15.66, as of the Oct 2, 2026 trading session (source: Financial Modeling Prep (FMP) · quote). It is a provider snapshot, not a live exchange feed, so check a brokerage quote before you trade.
Does HBANP pay a dividend?
Yes. Huntington Bancshares Incorporated (HBANP) shows a trailing 12-month dividend yield of 7.18%, as of Oct 2, 2026, in the data on this page. Payout ratio and cash-flow coverage decide whether it can last, and past dividends do not guarantee future payments.
Disclaimer: This content is for informational purposes only and does not constitute investment advice. Always do your own research and consult a financial advisor.
Research written by Codex (gpt-5.6-sol) on 2026-09-12. AI-authored analysis; source dates are shown with each answer. Editorial oversight is systemic, not page-by-page. Editorially accountable: Sedat ANAK, Founder and Editor-in-Chief.
Sources — records for every figure on this page (67 figures)
The 67 rows below are exactly the facts the evidence-backed sections of this page printed — the 10-second verdict, the MoonshotScore, price and market value, the five questions with their receipts, and the records behind this page. Known dates and sources are recorded on their own rows; an em dash or UNRECORDED tier preserves a stored observation without inventing either. The quarterly income statement is provider-standardized (FMP) under one row, and scale definitions — a 0-100 rating, the band ladder, the Piotroski 0–9 range — are fixed rather than measured. No number in those sections was generated by a model. The register does not cover quoted third-party headlines, the dated council readings, or the Frequently Asked Questions; each of those says where it came from where it stands.
"As of" is the date the value is true for where the source carries one — a quarter end, a filing date, a price close, the day the score was computed. A cached observation with no source date remains undated; the page publication date is not used as a substitute.
OFFICIAL — 1 fact from SEC filings and earnings calls
| Fact ID | Fact | Value as shown | As of | Tier | Source |
|---|---|---|---|---|---|
id.hq | SEC filing business address | Huntington CTR, 41 S High ST HC0917, Columbus, OH, 43287 | OFFICIAL | SEC EDGAR filer business address — The SEC filer business address. Our market-data provider separately lists "Huntington Center, Columbus, OH, 43287, US". |
FMP — 58 facts from Financial Modeling Prep endpoint families
| Fact ID | Fact | Value as shown | As of | Tier | Source |
|---|---|---|---|---|---|
px.last | Latest provided price | $15.66 | FMP | Financial Modeling Prep (FMP) · quote — Dated to the US trading session the price belongs to, derived from the quote record's timestamp (weekend and pre-open reads roll back to the previous weekday; exchange holidays are not modelled). The record does not establish an exchange execution time. Retrieved 2026-10-04T13:34:52.596Z. | |
px.change | Change on the day | +2.15% | FMP | Financial Modeling Prep (FMP) · quote | |
px.mcap | Market capitalisation | $33.4B | FMP | Financial Modeling Prep (FMP) · quote — Date unknown Market cap record date: 2026-10-02. FMP quote timestamp: 2026-10-02T20:00:01.000Z. Captured from FMP at 2026-10-04T13:34:48.575Z. No share-count basis is inferred; this page preserves the reported amount instead of recalculating it from shares. | |
earn.next | Next earnings date | Oct 22, 2026 | FMP | Financial Modeling Prep (FMP) earnings calendar — The date is our provider's estimate until the company confirms it. | |
px.change_abs | Change on the day, in dollars | +$0.33 | FMP | Financial Modeling Prep (FMP) · quote | |
fin.q_revenue | Revenue, Q2 FY2026 | $4.17B | FMP | Financial Modeling Prep (FMP) · income statement (quarterly) | |
px.range52 | 52-week range | $15.01–$18.60 | FMP | Financial Modeling Prep (FMP) quote | |
px.pe | Price / earnings (trailing) | 11.27 | FMP | Financial Modeling Prep (FMP) · quote | |
px.volume | Shares traded on the day | 58.5K | FMP | Financial Modeling Prep (FMP) · quote | |
px.beta | Beta | 0.95 | FMP | Financial Modeling Prep (FMP) company profile | |
id.ceo | Chief executive | Stephen D. Steinour | FMP | Financial Modeling Prep (FMP) key executives (proxy-derived) — Titles and pay come from the company's proxy statement as our provider parsed it. | |
id.employees | Employees | 24,641 | FMP | Financial Modeling Prep (FMP) employee count, from the company's filing | |
fin.annual | Revenue and net result by fiscal year | 5 fiscal years, FY2021 through FY2025: FY2021 revenue $6.08B, net result $1.29B; FY2022 revenue $7.95B, net result $2.24B; FY2023 revenue $10.78B, net result $1.95B; FY2024 revenue $11.96B, net result $1.94B; FY2025 revenue $12.48B, net result $2.21B | FMP | Financial Modeling Prep (FMP), from the company's 10-K income statements | |
fin.rev_mix | Reported revenue segments | Other Revenue $30.00M · Insurance Revenue $81.00M · Service Charges Revenue $250.00M · Cards And Payment Processing Revenue $613.00M · Trust And Investment Management Services Revenue $408.00M | FMP | Financial Modeling Prep (FMP) revenue segmentation, from the company's 10-K | |
fin.q_table.depth.2026-06-30.revenue_k | Revenue — period end 2026-06-30 | $4.17B | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q and 10-K income statements — Quarterly statement note |
fin.q_table.depth.2026-06-30.net_result_k | Net income — period end 2026-06-30 | $727.00M | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q and 10-K income statements — Quarterly statement note |
fin.q_table.depth.2026-06-30.eps | EPS — period end 2026-06-30 | $0.3800 (diluted) | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q and 10-K income statements — Quarterly statement note |
fin.q_table.depth.2026-03-31.revenue_k | Revenue — period end 2026-03-31 | $3.77B | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q and 10-K income statements — Quarterly statement note |
fin.q_table.depth.2026-03-31.net_result_k | Net income — period end 2026-03-31 | $523.00M | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q and 10-K income statements — Quarterly statement note |
fin.q_table.depth.2026-03-31.eps | EPS — period end 2026-03-31 | $0.2500 (diluted) | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q and 10-K income statements — Quarterly statement note |
fin.q_table.depth.2025-12-31.revenue_k | Revenue — period end 2025-12-31 | $3.25B | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q and 10-K income statements — Quarterly statement note |
fin.q_table.depth.2025-12-31.net_result_k | Net income — period end 2025-12-31 | $519.00M | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q and 10-K income statements — Quarterly statement note |
fin.q_table.depth.2025-12-31.eps | EPS — period end 2025-12-31 | $0.3000 (diluted) | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q and 10-K income statements — Quarterly statement note |
fin.q_table.depth.2025-09-30.revenue_k | Revenue — period end 2025-09-30 | $3.23B | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q and 10-K income statements — Quarterly statement note |
fin.q_table.depth.2025-09-30.net_result_k | Net income — period end 2025-09-30 | $629.00M | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q and 10-K income statements — Quarterly statement note |
fin.q_table.depth.2025-09-30.eps | EPS — period end 2025-09-30 | $0.4100 (diluted) | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q and 10-K income statements — Quarterly statement note |
earn.history.depth.2026-07-23.revenue_actual | Revenue · reported — report date 2026-07-23 | $2.86B | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2026-07-23.revenue_estimated | Revenue · estimate — report date 2026-07-23 | $2.84B | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2026-07-23.eps_actual | EPS · reported — report date 2026-07-23 | $0.3300 | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2026-07-23.eps_estimated | EPS · estimate — report date 2026-07-23 | $0.3586 | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2026-04-23.revenue_actual | Revenue · reported — report date 2026-04-23 | $2.59B | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2026-04-23.revenue_estimated | Revenue · estimate — report date 2026-04-23 | $2.57B | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2026-04-23.eps_actual | EPS · reported — report date 2026-04-23 | $0.2500 | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2026-04-23.eps_estimated | EPS · estimate — report date 2026-04-23 | $0.2282 | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2026-01-22.revenue_actual | Revenue · reported — report date 2026-01-22 | $2.19B | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2026-01-22.revenue_estimated | Revenue · estimate — report date 2026-01-22 | $2.20B | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2026-01-22.eps_actual | EPS · reported — report date 2026-01-22 | $0.3000 | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2026-01-22.eps_estimated | EPS · estimate — report date 2026-01-22 | $0.3309 | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2025-10-17.revenue_actual | Revenue · reported — report date 2025-10-17 | −$4.42B | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2025-10-17.revenue_estimated | Revenue · estimate — report date 2025-10-17 | $2.05B | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2025-10-17.eps_actual | EPS · reported — report date 2025-10-17 | $0.4241 | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2025-10-17.eps_estimated | EPS · estimate — report date 2025-10-17 | $0.3745 | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
fin.q_table | Quarterly income statement | 4 quarters through Q2 FY2026 | FMP | Financial Modeling Prep (FMP) · income statement (quarterly), as filed | |
fin.opcf.depth.2026-06-30.operating_cash_flow_m | Operating cash flow — period end 2026-06-30 | $1.13B | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q cash-flow statements — Cash-flow note |
fin.opcf.depth.2026-03-31.operating_cash_flow_m | Operating cash flow — period end 2026-03-31 | $524.00M | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q cash-flow statements — Cash-flow note |
fin.opcf.depth.2026-03-31.capex_m | Capital expenditure (reported) — period end 2026-03-31 | −$124.00M | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q cash-flow statements — Cash-flow note |
fin.opcf.depth.2025-12-31.operating_cash_flow_m | Operating cash flow — period end 2025-12-31 | $829.00M | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q cash-flow statements — Cash-flow note |
fin.opcf.depth.2025-12-31.capex_m | Capital expenditure (reported) — period end 2025-12-31 | −$118.00M | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q cash-flow statements — Cash-flow note |
fin.opcf.depth.2025-09-30.operating_cash_flow_m | Operating cash flow — period end 2025-09-30 | $487.00M | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q cash-flow statements — Cash-flow note |
fin.opcf.depth.2025-09-30.capex_m | Capital expenditure (reported) — period end 2025-09-30 | $108.00M | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q cash-flow statements — Cash-flow note |
own.insiders | Insider transactions via FMP | 60 transactions · 4 purchases, 4 sales, 52 other transactions · 26 identified insiders · of the newest 60 records, those within the last 180 days, newest dated Sep 3, 2026 | FMP | Financial Modeling Prep (FMP), carrying Form 4 transaction records — Purchases and sales use the reported transaction category. Other transactions include awards, exercises, gifts, withholding and unclassified activity; an acquisition or disposition alone is not a purchase or sale. These records do not establish intent. | |
own.institutions.depth.ownership_pct | Institutional ownership | 0.0% | FMP | Financial Modeling Prep (FMP) institutional ownership summary, from 13F filings — 13F filings are quarterly and lag the quarter end by up to 45 days. Period end Jun 30, 2026 | |
own.institutions.depth.ownership_pct_previous_quarter | Previous quarter · ownership | 0.0% | FMP | Financial Modeling Prep (FMP) institutional ownership summary, from 13F filings — 13F filings are quarterly and lag the quarter end by up to 45 days. Prior to period end Jun 30, 2026 | |
own.institutions.depth.holders | Reporting holders | 3 | FMP | Financial Modeling Prep (FMP) institutional ownership summary, from 13F filings — 13F filings are quarterly and lag the quarter end by up to 45 days. Period end Jun 30, 2026 | |
own.institutions.depth.holders_previous_quarter | Previous quarter · holders | 3 | FMP | Financial Modeling Prep (FMP) institutional ownership summary, from 13F filings — 13F filings are quarterly and lag the quarter end by up to 45 days. Prior to period end Jun 30, 2026 | |
own.top_holders.depth.holder_0.shares | First Command Advisory Services, INC. — shares in provider snapshot | 2,239 | FMP | Financial Modeling Prep (FMP) institutional holders, from 13F filings — Provider snapshot as of 2026-06-30; individual filing date not supplied. | |
own.top_holders.depth.holder_1.shares | Pnc Financial Services Group, INC. — shares in provider snapshot | 1,072 | FMP | Financial Modeling Prep (FMP) institutional holders, from 13F filings — Provider snapshot as of 2026-06-30; individual filing date not supplied. | |
own.top_holders.depth.holder_2.shares | Thompson Investment Management, INC. — shares in provider snapshot | 1,000 | FMP | Financial Modeling Prep (FMP) institutional holders, from 13F filings — Provider snapshot as of 2026-06-30; individual filing date not supplied. |
UNRECORDED — 2 facts from stored observations whose source was not recorded
| Fact ID | Fact | Value as shown | As of | Tier | Source |
|---|---|---|---|---|---|
earn.history | Reported versus estimated, recent quarters | EPS beat 5 of 7 | UNRECORDED | Stored earnings-history observation — Captured 2026-08-24 · Expired observation | |
fin.scores | Distress and quality screens | Altman Z 0.34 · Piotroski F 6 | UNRECORDED | Stored financial-scores observation — Captured 2026-07-26 · Expired observation |
COMPUTED — 4 facts from our arithmetic, formula restated
| Fact ID | Fact | Value as shown | As of | Tier | Source |
|---|---|---|---|---|---|
div.ttm_per_share | Dividends per share, last 12 months (split-adjusted) | $1.13 | COMPUTED | Financial Modeling Prep (FMP) split-adjusted dividend history — Sum of 4 split-adjusted declared dividends with an ex-date in the 365 days to 2026-10-05, per current share. Ex-dates are not payment dates; special dividends are included. Not a declared annual rate. | |
div.ttm_yield | Dividend yield, last 12 months | 7.18% | COMPUTED | Financial Modeling Prep (FMP) split-adjusted dividend history and quote — Split-adjusted dividends with ex-dates in the trailing 365-day window divided by the packet price, on the same current-share basis. Price date follows the quote, latest price bar or packet-build day when unstamped. Not a forecast or declared annual rate. | |
earn.history.depth.2026-07-23.revenue_actual.comparison | Latest report · revenue vs estimate | Above estimate | Report date · | COMPUTED | Computed from Financial Modeling Prep (FMP) earnings — Earnings-history note — Method: compare reported revenue ($2.86B) with the recorded estimate ($2.84B) at displayed precision. Equal displayed values are in line. This compares reported results with recorded estimates, not investment returns. |
earn.history.depth.2026-07-23.eps_actual.comparison | Latest report · EPS vs estimate | Below estimate | Report date · | COMPUTED | Computed from Financial Modeling Prep (FMP) earnings — Earnings-history note — Method: compare reported EPS ($0.3300) with the recorded estimate ($0.3586) at displayed precision. Equal displayed values are in line. This compares reported results with recorded estimates, not investment returns. |
OURS — 2 facts from Stock Expert AI's own score and rank
| Fact ID | Fact | Value as shown | As of | Tier | Source |
|---|---|---|---|---|---|
ours.moonshot | MoonshotScore v2 | 69 of 100 · Strong · pillars 70 / 32 / 94 / 77 / 22 | OURS | Stock Expert AI MoonshotScore v2 engine | |
ours.moonshot_change | MoonshotScore movement | 69 (stored snapshot Oct 4, 2026) → 69 (current publication computed Oct 5, 2026) (0) | OURS | Stock Expert AI current score publication and immutable score snapshots — The current score publication is not yet represented in the immutable snapshot archive. |
Fact-family notes
- Quarterly statement note. Source series as of 2026-06-30. Revenue and net income are in USD; EPS is USD per share. Statement EPS is labelled diluted or basic only when its source identifies that basis. Otherwise, its basis is unknown. Applies to Fact IDs:
fin.q_table.depth.2026-06-30.revenue_k,fin.q_table.depth.2026-06-30.net_result_k,fin.q_table.depth.2026-06-30.eps,fin.q_table.depth.2026-03-31.revenue_k,fin.q_table.depth.2026-03-31.net_result_k,fin.q_table.depth.2026-03-31.eps,fin.q_table.depth.2025-12-31.revenue_k,fin.q_table.depth.2025-12-31.net_result_k,fin.q_table.depth.2025-12-31.eps,fin.q_table.depth.2025-09-30.revenue_k,fin.q_table.depth.2025-09-30.net_result_k,fin.q_table.depth.2025-09-30.eps. - Earnings-history note. Source series as of 2026-07-23. Dates are report dates, not fiscal period ends. Revenue is in USD; EPS is USD per share, rounded to four decimals. The earnings feed does not establish a basic, diluted or adjusted basis. Earnings-feed EPS may differ from statement EPS; the two series are not combined. Applies to Fact IDs:
earn.history.depth.2026-07-23.revenue_actual,earn.history.depth.2026-07-23.revenue_estimated,earn.history.depth.2026-07-23.revenue_actual.comparison,earn.history.depth.2026-07-23.eps_actual.comparison,earn.history.depth.2026-07-23.eps_actual,earn.history.depth.2026-07-23.eps_estimated,earn.history.depth.2026-04-23.revenue_actual,earn.history.depth.2026-04-23.revenue_estimated,earn.history.depth.2026-04-23.eps_actual,earn.history.depth.2026-04-23.eps_estimated,earn.history.depth.2026-01-22.revenue_actual,earn.history.depth.2026-01-22.revenue_estimated,earn.history.depth.2026-01-22.eps_actual,earn.history.depth.2026-01-22.eps_estimated,earn.history.depth.2025-10-17.revenue_actual,earn.history.depth.2025-10-17.revenue_estimated,earn.history.depth.2025-10-17.eps_actual,earn.history.depth.2025-10-17.eps_estimated. - Cash-flow note. Source series as of 2026-06-30. USD. Statement entries keep the provider’s reported sign. These financial-company figures are not used here to estimate cash runway, surplus cash, or business value. Applies to Fact IDs:
fin.opcf.depth.2026-06-30.operating_cash_flow_m,fin.opcf.depth.2026-03-31.operating_cash_flow_m,fin.opcf.depth.2026-03-31.capex_m,fin.opcf.depth.2025-12-31.operating_cash_flow_m,fin.opcf.depth.2025-12-31.capex_m,fin.opcf.depth.2025-09-30.operating_cash_flow_m,fin.opcf.depth.2025-09-30.capex_m.
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- Report a number
- sedat@stockexpertai.com
Sources used for research written 2026-09-12
Historical evidence preserved with this analysis. Current figures are listed separately above.
| Evidence | Captured value | Source date | Source type | Source |
|---|---|---|---|---|
| Legal name | HUNTINGTON BANCSHARES INC /MD/ Our market-data provider lists the name as "Huntington Bancshares Incorporated"; the filer's own record is used here. | 2026-02-13 | OFFICIAL | SEC EDGAR — 10-K filed 2026-02-13 |
| Business description | Huntington Bancshares Incorporated serves as the holding company for The Huntington National Bank, providing a comprehensive range of commercial, consumer, and mortgage banking solutions throughout the United States. Its operations are organized into four distinct business segments. The Consumer and Business Banking division extends a variety of financial products to individuals and small enterprises, including various deposit accounts (checking, savings, money market, CDs), credit cards, and both consumer and small business loans. This segment also encompasses investment offerings, mortgage services, insurance, interest rate risk protection, foreign exchange, automated teller machine access, treasury management, and digital banking platforms. The Commercial Banking segment delivers specialized commercial banking services for middle-market companies, government and public sector entities, and commercial real estate developers or REITs. It also offers niche banking expertise for industries such as healthcare, technology and telecommunications, franchise finance, sponsor finance, and global services. Furthermore, this segment provides asset financing, capital raising strategies, sales and trading, corporate risk management products, and institutional banking services. The Vehicle Finance segment facilitates consumer financing for the acquisition of automobiles, light-duty trucks, recreational vehicles, and marine craft through affiliated and select dealerships. It additionally supplies inventory financing to franchised dealerships for their new and used stock. Finally, the Regional Banking and The Huntington Private Client Group (RBHPCG) segment furnishes private banking, comprehensive wealth and investment management, and retirement plan services to its clients. Established in 1866, Huntington Bancshares Incorporated is headquartered in Columbus, Ohio. By March 18, 2022, the institution maintained approximately 1,000 physical branches spanning 11 states. | 2026-09-12 | FMP | Financial Modeling Prep (FMP) company profile |
| Quarterly income statement (USD thousands) | Captured record · 8 entries
| 2026-06-30 | FMP | Financial Modeling Prep (FMP), from the company's 10-Q and 10-K income statements |
| Annual revenue and net result (USD millions) | Captured record · 5 entries
| 2025-12-31 | FMP | Financial Modeling Prep (FMP), from the company's 10-K income statements |
| Cash, investments and debt | Total debt: $21.85B; Liquidity basis: cash and short-term investments; Total liabilities: $251.32B; Cash and short-term investments: $38.54B; Cash and investments: $38.54B; Long-term investments: $0; Long-term investments classification: unclassified Long-term investments are shown separately; their marketability is not established by the provider field. The cash and short-term investment balance does not establish unrestricted availability. | 2026-06-30 | FMP | Financial Modeling Prep (FMP), from the company's balance sheet |
| Sector / industry (provider taxonomy) | Financial Services / Banks - Regional The company's SEC filings classify it under SIC 6021 — National Commercial Banks. | 2026-09-12 | FMP | Financial Modeling Prep (FMP) company profile |
| Revenue by segment | Other Revenue: $30.00M; Insurance Revenue: $81.00M; Service Charges Revenue: $250.00M; Cards And Payment Processing Revenue: $613.00M; Trust And Investment Management Services Revenue: $408.00M | 2025-12-31 | FMP | Financial Modeling Prep (FMP) revenue segmentation, from the company's 10-K |
| Ticker / exchange | HBANP on Nasdaq | 2026-09-12 | OFFICIAL | SEC EDGAR filer record |
| Reported versus estimated, last 8 quarters | Captured record · 8 entries
| 2026-07-23 | FMP | Financial Modeling Prep (FMP) earnings |
| Cash and investment components | Total basis: cash short and long-term investments; Total: $38.54B; Cash and short-term investments: $38.54B; Long-term investments: $0; Long-term investments classification: unclassified Sums the balance sheet's cash and short-term investments with its long-term investments.; The long-term investment field does not establish marketability; the sum is not a measure of available liquidity.; These provider fields do not establish investment access restrictions or explain differences from third-party cash figures. | 2026-06-30 | COMPUTED | Computed from the balance sheet |
| Cash and short-term investments over time (USD millions) | Captured record · 8 entries
| 2026-06-30 | FMP | Financial Modeling Prep (FMP), from the company's quarterly balance sheets |
| Operating cash flow by quarter (USD millions) | Captured record · 8 entries
| 2026-06-30 | FMP | Financial Modeling Prep (FMP), from the company's 10-Q cash-flow statements |
| Trailing twelve-month ratio set | Quick ratio: 12.39; Current ratio: 12.39; Debt to equity: 0.67; Net margin: 16.6%; Gross margin: 63.7%; Operating margin: 20.4%; Return on assets: 0.8%; Return on equity: 8.6% Price-based multiples captured at research time are not repeated here; the page shows each once, from current figures with their own dates. A ratio our provider could not compute is absent rather than shown as zero. | 2026-09-12 | FMP | Financial Modeling Prep (FMP) key-metrics-ttm + ratios-ttm |
| Distress and quality screens | Altman Z-score: 0.34; Piotroski F-score: 6 Altman Z below 1.8 is the conventional distress zone. The screen is built for manufacturers and industrials; for banks, insurers and property companies it is not a meaningful reading. | 2026-09-12 | FMP | Financial Modeling Prep (FMP) financial scores |
| Next earnings report | Date: 2026-10-22; EPS estimate: $0.3665 per share; Revenue estimate: $2.88B The date is our provider's estimate until the company confirms it. | 2026-09-12 | FMP | Financial Modeling Prep (FMP) earnings calendar |
| Analyst revenue and earnings estimates (average) | Captured record · 4 entries
| 2026-09-12 | FMP | Financial Modeling Prep (FMP) analyst estimates |
| Recent SEC filings |
| 2026-09-10 | OFFICIAL | SEC EDGAR filer submissions |
| Most recent periodic reports | 2026-07-28 | OFFICIAL | SEC EDGAR filer submissions | |
| Next scheduled dividend | Ex date: 2026-10-01; Declared on: 2026-07-23; Record date: 2026-10-01; Payment date: 2026-10-15; Amount per share: $0.28 Amount is per share as declared, before any withholding. Owning the share before the ex-date is what carries entitlement. | 2026-07-23 | FMP | Financial Modeling Prep (FMP) dividend calendar |
| Recent dividends paid | Captured record · 4 entries
Declared amounts per share on their ex-dates. A single payment does not establish an annual rate, and a special dividend is not separated here. | 2026-07-01 | FMP | Financial Modeling Prep (FMP) dividend history |
Data provided for informational purposes only.