NN Group N.V. (NNGRY) Stock Price & Analysis
NN Group N.V. (NNGRY) — price $42.61 (+0.28%), as of the Oct 23, 2026 trading session; market cap $22.2B. Expected results Feb 10, 2027.
Educational signal · not a buy or sell recommendation · How to read this
NN Group N.V. · NNGRY · Financial Services · Insurance - Diversified
NN Group N.V. is a financial services entity primarily focused on providing life insurance products within the Netherlands and globally.
Price as of Oct 23, 2026
Key Statistics
No publishable V2 score is available for this stock yet.
Price & valuation
| Measure | Value | As of |
|---|---|---|
| Latest provided price | $42.61 | |
| Change on the day | +0.28% | |
| 52-week range | $34.04 – $48.79 | |
| Market capitalisation | $22.2B | |
| Price / earnings (trailing) | 11.34 | |
| Shares traded on the day | 2.1K | |
| Beta (volatility vs the S&P 500) | 0.54 | |
| Dividends per share (last 12 months) | $2.35 | |
| Dividend yield (last 12 months) | 5.52% |
Price & events
Triangles mark reported quarters on the line: pointing up is above the recorded estimate, down is below, a diamond means no estimate on file or a dated event that is not a results report. Numbers key to the dated list. Point at or tab to any week for its close.
Events behind the price
- · Earnings results · below the recorded estimate
- · Earnings call · management outlook
- · Earnings results · above the recorded estimate
Results dates follow the earnings feed; call dates follow the transcript provider. Nearby dates do not establish that an event caused a price move.
Upcoming events
Management outlook
They're well on track with the guidance of 91% to 93% with a combined ratio of 90.4% and we're also very confident that we will deliver on the 2028 OCG target of EUR 475 million with a free cash flow conversion of at least 80%.
David Knibbe · Statement from
Statement dates identify the earnings call, not a deadline. Management expectations and provider estimates can change.
Read management statementsOther perspectives
Council score for NN Group (NNGRY): perspectives
Council is a separate blend of available disciplines; MoonshotScore above remains the five-pillar research rating.
9-Factor Breakdown
Legends Council
6 lenses, 0 current
AI simulations built from the named investors' published principles. Not affiliated with, endorsed by, or the opinion of these individuals. How these lenses are built
Read on: Sep 11, 2026 · older than the 27 hours refresh window; not a current reading
Munger's Mindset
Balance Sheet & Valuation · historical
Read on: Sep 11, 2026 · older than the 27 hours refresh window; not a current reading
How to read these bars and different assessments
Council is a separate blend of available disciplines; MoonshotScore above remains the five-pillar research rating.
Bars show each model's ordered assessment on its own scale, not a probability or a comparable investment return. The adjacent words give the assessment; more filled segments indicate a stronger model reading.
On Sep 11, 2026, the Munger lens read the price at that time as undervalued against its own estimate of value.
Readings on this page are from Oct 27, 2026, except a card that shows its own read date.
Watch the NNGRY film — every key number, told as a short cinematic story
~2 min · open the film
What is NN Group (NNGRY), and what does it report?
Short answer · as of
NN Group N.V. is a financial services entity primarily focused on providing life insurance products within the Netherlands and globally. Financial Services / Insurance Diversified SEC filing business address: Schenkkade 65, THE Hague, P7, 2595 AS. It employs 16,188 people and is led by David E. Knibbe. In Q2 FY2026 it reported revenue of $3.72B and net income of $596M. The market values it at $22.2B.
What do the latest results show for NN Group (NNGRY)?
Short answer · as of
The most recent reported quarter, Q2 FY2026, carried revenue of $3.72B. Against analyst estimates the company has EPS beat 2 of 8 reports.
Did results meet expectations?
Reported earnings and revenue alongside the estimates recorded by the provider.
- Latest report · revenue
- $8.59B Aug 6, 2026
- Latest report · revenue estimate
- $9.11B Aug 6, 2026
- Latest report · revenue vs estimate
- Below estimate Aug 6, 2026
- Latest report · EPS vs estimate
- Above estimate Aug 6, 2026
| Report date | Revenue · reported | Revenue · estimate | EPS · reported | EPS · estimate |
|---|---|---|---|---|
| Aug 6, 2026 | $8.59B | $9.11B | $2.2600 | $2.1100 |
| Feb 18, 2026 | $6.89B | $7.20B | $1.7100 | $1.9800 |
| Aug 8, 2025 | $8.67B | $9.51B | $0.7610 | $1.9500 |
| Mar 20, 2025 | $3.82B | $9.52B | $0.3618 | $1.1100 |
Dates are report dates, not fiscal period ends. Revenue is in USD; EPS is USD per share, rounded to four decimals. The earnings feed does not establish a basic, diluted or adjusted basis. Earnings-feed EPS may differ from statement EPS; the two series are not combined.
Quarterly income statement — 4 quarters
| Period | Revenue | Net income | EPS |
|---|---|---|---|
| Q2 FY2026 | $3.72B | $596M | $1.10 (diluted) |
| Q1 FY2026 | $3.72B | $596M | $1.10 (diluted) |
| Q4 FY2025 | $4.12B | $445M | $0.80 (diluted) |
| Q3 FY2025 | $4.12B | $445M | $0.80 (diluted) |
What are the financial strengths and risks for NN Group (NNGRY)?
Short answer
The distress and quality screens read Altman Z 0.13 · Piotroski F 5. Trailing ratios: ROE 8.9% · ROA 0.9% · earnings yield 9.3% · free-cash-flow yield -11.9%.
Data-derived red flags
- Financial-distress signal — its Altman Z-Score of 0.13 sits in the distress zone (elevated bankruptcy risk).
- Inconsistent delivery — missed Wall Street EPS estimates in 6 of the last 8 reported quarters.
What should you watch next at NN Group (NNGRY)?
Short answer · as of
The next earnings report is expected on Feb 10, 2027.
What management is planning
Management expectations, not completed milestones or guarantees. Selected verbatim excerpts; dates follow the transcript provider.
They're well on track with the guidance of 91% to 93% with a combined ratio of 90.4% and we're also very confident that we will deliver on the 2028 OCG target of EUR 475 million with a free cash flow conversion of at least 80%.
David Knibbe ·
What the records here don't tell us
- Detailed statement figures are not shown because their conversion to USD has not been verified.
- No insider Form 4 transaction falls inside the window this page reads.
Checked against the records this page reads, on the dates shown above.
NNGRY Financial Services Stock FAQ
Research dated 2026-09-12; the full attribution is under Sources. The last 2 questions are answered from this page's own dated data, not from the research.
What does NN Group sell beyond Dutch life insurance?
The group also provides non-life cover, pensions, retirement and employee-benefit products, European and Japanese insurance, and banking services including mortgages, savings, annuities, consumer lending and retail investments.
Why does NN Group’s Non-life combined ratio matter?
The ratio connects premiums with claims and operating costs, making it a direct test of underwriting discipline in Netherlands Non-life. Management has tied confidence in future operating capital generation and cash conversion to performance in that business.
What is the NNGRY stock price today?
The last price recorded on this page for NN Group N.V. (NNGRY) is $42.61, as of the Oct 23, 2026 trading session (source: Financial Modeling Prep (FMP) · quote). It is a provider snapshot, not a live exchange feed, so check a brokerage quote before you trade.
Does NNGRY pay a dividend?
Yes. NN Group N.V. (NNGRY) shows a trailing 12-month dividend yield of 5.52%, as of Oct 23, 2026, in the data on this page. Payout ratio and cash-flow coverage decide whether it can last, and past dividends do not guarantee future payments.
Disclaimer: This content is for informational purposes only and does not constitute investment advice. Always do your own research and consult a financial advisor.
Research written by Codex (gpt-5.6-sol) on 2026-09-12. AI-authored analysis; source dates are shown with each answer. Editorial oversight is systemic, not page-by-page. Editorially accountable: Sedat ANAK, Founder and Editor-in-Chief.
Sources — records for every figure on this page (42 figures)
The 42 rows below are exactly the facts the evidence-backed sections of this page printed — the 10-second verdict, the MoonshotScore, price and market value, the five questions with their receipts, and the records behind this page. Known dates and sources are recorded on their own rows; an em dash or UNRECORDED tier preserves a stored observation without inventing either. The quarterly income statement is provider-standardized (FMP) under one row, and scale definitions — a 0-100 rating, the band ladder, the Piotroski 0–9 range — are fixed rather than measured. No number in those sections was generated by a model. The register does not cover quoted third-party headlines, the dated council readings, or the Frequently Asked Questions; each of those says where it came from where it stands.
"As of" is the date the value is true for where the source carries one — a quarter end, a filing date, a price close, the day the score was computed. A cached observation with no source date remains undated; the page publication date is not used as a substitute.
OFFICIAL — 2 facts from SEC filings and earnings calls
| Fact ID | Fact | Value as shown | As of | Tier | Source |
|---|---|---|---|---|---|
prod.outlook | Management outlook — call excerpts | David Knibbe (Aug 6, 2026): They're well on track with the guidance of 91% to 93% with a combined ratio of 90.4% and we're also very confident that we will deliver on the 2028 OCG target of EUR 475 million with a free cash flow conversion of at least 80%. | OFFICIAL | Company earnings call, transcript via Financial Modeling Prep (FMP) — Selected verbatim statements from the latest available call, dated by the transcript provider. Management expectations, not completed milestones or guarantees. Relative dates retain the speaker's wording. | |
id.hq | SEC filing business address | Schenkkade 65, THE Hague, P7, 2595 AS | OFFICIAL | SEC EDGAR filer business address — The SEC filer business address. Our market-data provider separately lists "Schenkkade 65, The Hague, ZH, 2595 AS, NL". |
FMP — 31 facts from Financial Modeling Prep endpoint families
| Fact ID | Fact | Value as shown | As of | Tier | Source |
|---|---|---|---|---|---|
px.last | Latest provided price | $42.61 | FMP | Financial Modeling Prep (FMP) · quote — Dated to the US trading session the price belongs to, derived from the quote record's timestamp (weekend and pre-open reads roll back to the previous weekday; exchange holidays are not modelled). The record does not establish an exchange execution time. Retrieved 2026-10-26T12:24:46.306Z. | |
px.change | Change on the day | +0.28% | FMP | Financial Modeling Prep (FMP) · quote | |
px.mcap | Market capitalisation | $22.2B | FMP | Financial Modeling Prep (FMP) · quote — Date unknown Market cap record date: 2026-10-23. FMP quote timestamp: 2026-10-23T20:00:00.000Z. Captured from FMP at 2026-10-26T12:24:45.340Z. No share-count basis is inferred; this page preserves the reported amount instead of recalculating it from shares. | |
earn.next | Next earnings date | Feb 10, 2027 | FMP | Financial Modeling Prep (FMP) earnings calendar — The date is our provider's estimate until the company confirms it. | |
id.business_summary | Business description (FMP excerpt) | NN Group N.V. is a financial services entity primarily focused on providing life insurance products within the Netherlands and globally. | FMP | Financial Modeling Prep (FMP) company profile — Deterministic excerpt derived from id.description; source and date describe the input fact, not a new provider observation | |
px.change_abs | Change on the day, in dollars | +$0.12 | FMP | Financial Modeling Prep (FMP) · quote | |
px.pe | Price / earnings (trailing) | 11.34 | FMP | Financial Modeling Prep (FMP) · quote | |
px.volume | Shares traded on the day | 2.1K | FMP | Financial Modeling Prep (FMP) · quote | |
px.beta | Beta | 0.54 | FMP | Financial Modeling Prep (FMP) company profile | |
id.sector | Sector / industry (provider taxonomy) | Financial Services / Insurance Diversified | FMP | Financial Modeling Prep (FMP) company profile | |
id.employees | Employees | 16,188 | FMP | Financial Modeling Prep (FMP) company profile | |
id.ceo | Chief executive | David E. Knibbe | FMP | Financial Modeling Prep (FMP) key executives (proxy-derived) — Titles and pay come from the company's proxy statement as our provider parsed it. | |
fin.q_revenue | Revenue, Q2 FY2026 | $3.72B | FMP | Financial Modeling Prep (FMP) · income statement (quarterly) | |
fin.q_income | Net income, Q2 FY2026 | $596M | FMP | Financial Modeling Prep (FMP) · income statement (quarterly) | |
earn.history.depth.2026-08-06.revenue_actual | Revenue · reported — report date 2026-08-06 | $8.59B | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2026-08-06.revenue_estimated | Revenue · estimate — report date 2026-08-06 | $9.11B | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2026-08-06.eps_actual | EPS · reported — report date 2026-08-06 | $2.2600 | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2026-08-06.eps_estimated | EPS · estimate — report date 2026-08-06 | $2.1100 | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2026-02-18.revenue_actual | Revenue · reported — report date 2026-02-18 | $6.89B | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2026-02-18.revenue_estimated | Revenue · estimate — report date 2026-02-18 | $7.20B | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2026-02-18.eps_actual | EPS · reported — report date 2026-02-18 | $1.7100 | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2026-02-18.eps_estimated | EPS · estimate — report date 2026-02-18 | $1.9800 | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2025-08-08.revenue_actual | Revenue · reported — report date 2025-08-08 | $8.67B | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2025-08-08.revenue_estimated | Revenue · estimate — report date 2025-08-08 | $9.51B | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2025-08-08.eps_actual | EPS · reported — report date 2025-08-08 | $0.7610 | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2025-08-08.eps_estimated | EPS · estimate — report date 2025-08-08 | $1.9500 | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2025-03-20.revenue_actual | Revenue · reported — report date 2025-03-20 | $3.82B | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2025-03-20.revenue_estimated | Revenue · estimate — report date 2025-03-20 | $9.52B | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2025-03-20.eps_actual | EPS · reported — report date 2025-03-20 | $0.3618 | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2025-03-20.eps_estimated | EPS · estimate — report date 2025-03-20 | $1.1100 | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
fin.q_table | Quarterly income statement | 4 quarters through Q2 FY2026 | FMP | Financial Modeling Prep (FMP) · income statement (quarterly), as filed |
UNRECORDED — 4 facts from stored observations whose source was not recorded
| Fact ID | Fact | Value as shown | As of | Tier | Source |
|---|---|---|---|---|---|
px.range52 | 52-week range | $34.04 – $48.79 | UNRECORDED | Stored company-profile observation — Captured 2026-10-26 | |
earn.history | Reported versus estimated, recent quarters | EPS beat 2 of 8 | UNRECORDED | Stored earnings-history observation — Captured 2026-09-12 · Expired observation | |
fin.scores | Distress and quality screens | Altman Z 0.13 · Piotroski F 5 | UNRECORDED | Stored financial-scores observation — Captured 2026-10-26 | |
fin.ratios | Return and yield ratios (trailing twelve months) | ROE 8.9% · ROA 0.9% · earnings yield 9.3% · free-cash-flow yield -11.9% | — | UNRECORDED | Stored key metrics — Date unknown |
COMPUTED — 4 facts from our arithmetic, formula restated
| Fact ID | Fact | Value as shown | As of | Tier | Source |
|---|---|---|---|---|---|
div.ttm_per_share | Dividends per share, last 12 months (split-adjusted) | $2.35 | COMPUTED | Financial Modeling Prep (FMP) split-adjusted dividend history — Sum of 2 split-adjusted declared dividends with an ex-date in the 365 days to 2026-10-26, per current share. Ex-dates are not payment dates; special dividends are included. Not a declared annual rate. | |
div.ttm_yield | Dividend yield, last 12 months | 5.52% | COMPUTED | Financial Modeling Prep (FMP) split-adjusted dividend history and quote — Split-adjusted dividends with ex-dates in the trailing 365-day window divided by the packet price, on the same current-share basis. Price date follows the quote, latest price bar or packet-build day when unstamped. Not a forecast or declared annual rate. | |
earn.history.depth.2026-08-06.revenue_actual.comparison | Latest report · revenue vs estimate | Below estimate | Report date · | COMPUTED | Computed from Financial Modeling Prep (FMP) earnings — Earnings-history note — Method: compare reported revenue ($8.59B) with the recorded estimate ($9.11B) at displayed precision. Equal displayed values are in line. This compares reported results with recorded estimates, not investment returns. |
earn.history.depth.2026-08-06.eps_actual.comparison | Latest report · EPS vs estimate | Above estimate | Report date · | COMPUTED | Computed from Financial Modeling Prep (FMP) earnings — Earnings-history note — Method: compare reported EPS ($2.2600) with the recorded estimate ($2.1100) at displayed precision. Equal displayed values are in line. This compares reported results with recorded estimates, not investment returns. |
OURS — 1 fact from Stock Expert AI's own score and rank
| Fact ID | Fact | Value as shown | As of | Tier | Source |
|---|---|---|---|---|---|
gap.statement_currency | Statement currency limitation | Detailed statement figures are not shown because their conversion to USD has not been verified. | OURS | Stock Expert AI currency-basis check |
Fact-family notes
- Earnings-history note. Source series as of 2026-08-06. Dates are report dates, not fiscal period ends. Revenue is in USD; EPS is USD per share, rounded to four decimals. The earnings feed does not establish a basic, diluted or adjusted basis. Earnings-feed EPS may differ from statement EPS; the two series are not combined. Applies to Fact IDs:
earn.history.depth.2026-08-06.revenue_actual,earn.history.depth.2026-08-06.revenue_estimated,earn.history.depth.2026-08-06.revenue_actual.comparison,earn.history.depth.2026-08-06.eps_actual.comparison,earn.history.depth.2026-08-06.eps_actual,earn.history.depth.2026-08-06.eps_estimated,earn.history.depth.2026-02-18.revenue_actual,earn.history.depth.2026-02-18.revenue_estimated,earn.history.depth.2026-02-18.eps_actual,earn.history.depth.2026-02-18.eps_estimated,earn.history.depth.2025-08-08.revenue_actual,earn.history.depth.2025-08-08.revenue_estimated,earn.history.depth.2025-08-08.eps_actual,earn.history.depth.2025-08-08.eps_estimated,earn.history.depth.2025-03-20.revenue_actual,earn.history.depth.2025-03-20.revenue_estimated,earn.history.depth.2025-03-20.eps_actual,earn.history.depth.2025-03-20.eps_estimated.
- Published
- Research standards
- Methodology · Editorial policy · Corrections
- Report a number
- sedat@stockexpertai.com
Sources used for research written 2026-09-12
Historical evidence preserved with this analysis. Current figures are listed separately above.
| Evidence | Captured value | Source date | Source type | Source |
|---|---|---|---|---|
| Business description | NN Group N.V. is a financial services entity primarily focused on providing life insurance products within the Netherlands and globally. Its operations are structured into several distinct segments: Netherlands Life, Netherlands Non-life, Insurance Europe, Japan Life, Banking, and Other. The company's comprehensive insurance portfolio includes both group and individual life coverage, alongside various pension products. It also offers a broad array of non-life insurance solutions, such as motor, fire, liability, transport, travel, and disability and accident policies. Furthermore, NN Group provides employee benefits, health insurance, corporate-owned life insurance, and single premium variable annuity individual life insurance. Expanding beyond insurance, the firm delivers banking services like mortgage loans, online savings accounts, bank annuities, consumer lending, and retail investment products. Additional offerings encompass administration and management services, reinsurance, and retirement solutions. NN Group caters to a diverse clientele, including individuals, small and medium-sized enterprises (SMEs), retail customers, and institutional clients, distributing its products directly, through tied agents, bancassurance partners, and brokers. Established in 1845 and headquartered in The Hague, Netherlands, the company transitioned to its current name, NN Group N.V., in March 2014, having previously operated as ING Insurance Topholding N.V. | 2026-09-12 | FMP | Financial Modeling Prep (FMP) company profile |
| Management outlook — dated call excerpts | Captured record · 1 entry
Selected verbatim statements from the latest available call, dated by the transcript provider. Management expectations, not completed milestones or guarantees. Relative dates retain the speaker's wording. | 2026-08-06 | OFFICIAL | Company earnings call, transcript via Financial Modeling Prep (FMP) |
Data provided for informational purposes only.