Old Mutual Limited (ODMUF)
For informational purposes only. Not financial advice. Analysis by Sedat ANAK, Founder & Editor-in-Chief | AI-powered analysis. Data sourced from SEC filings and institutional-grade financial providers. Editorially reviewed. Not financial advice.
Old Mutual Limited (ODMUF) trades at $0.74. Old Mutual Limited is a financial services group based in South Africa, providing insurance, investment, and wealth management solutions across Africa. Market cap: $2.96B, Sector: Financial services.
Price live · AI analysis from Mar 16, 2026Analyst Coverage for ODMUF: ODMUF does not currently have published analyst price targets in our coverage universe. This is common for smaller-cap names with limited Wall Street coverage. In the absence of analyst consensus, our AI model evaluates ODMUF against Financial Services peers across nine fundamental dimensions and assigns an underweight signal based on the underlying data.
ODMUF: 1/1 perspectives are bearish.
How is this calculated? →Old Mutual Limited (ODMUF) Financial Services Profile
Old Mutual Limited is a South African financial services provider offering insurance, investment, and wealth management solutions across Africa. With a diverse portfolio catering to various income segments, the company leverages its established brand and extensive distribution network to maintain a competitive edge in the African financial landscape.
What Is the Investment Thesis for ODMUF?
Old Mutual Limited presents a notable research candidate due to its established market position in the African financial services sector and its diversified product portfolio. The company's strong brand recognition and extensive distribution network provide a competitive advantage. With a P/E ratio of 9.91 and a dividend yield of 6.04%, ODMUF offers potential value for investors seeking both income and growth. Key catalysts include expansion into underserved African markets and the development of innovative financial solutions tailored to local needs. However, investors should be aware of potential risks such as regulatory changes, economic instability in Africa, and increasing competition from fintech companies. Monitoring the company's ability to maintain profitability, manage risk, and adapt to evolving market dynamics is crucial.
Based on FMP financials and quantitative analysis
ODMUF Key Highlights
- Market capitalization of $2.96B, reflecting its significant presence in the African financial services market.
- P/E ratio of 9.91, suggesting a potentially undervalued stock compared to its earnings.
- Profit margin of 6.1%, indicating the company's ability to generate profit from its revenue.
- Gross margin of 100.0%, reflecting the nature of financial services where the cost of goods sold is minimal.
- Dividend yield of 6.04%, offering an attractive income stream for investors.
Who Are ODMUF's Competitors?
ODMUF is benchmarked below against 8 industry peers on price, market cap, and our AI MoonshotScore.
| Company | Price | Change | Market Cap | AI Score |
|---|---|---|---|---|
| AFFS AmTrust Financial Services, Inc. | $15.76 | +0.06% | $3.12B | 51 |
| BBAJF Banco del Bajío, S.A., Institución de Banca Múltiple | $3.10 | +0.00% | $3.69B | 61 |
| CFIGY Challenger Limited | $53.61 | +22.68% | $3.67B | 44 |
| CINSF China Taiping Insurance Holdings Company Limited | $0.88 | -68.81% | $3.15B | 58 |
| ELFIF E-L Financial Corporation Limited | $11.98 | -0.40% | $4.15B | 46 |
| PUK Prudential plc | $28.07 | +1.87% | $35.02B | 67 |
| JXN-PA Jackson Financial Inc. | $25.40 | +0.19% | $7.30B | 64 |
| AEL American Equity Investment Life Holding Company | $56.47 | +0.55% | $4.49B | 64 |
AI Score by Stock Expert AI · Price data: FMP / Yahoo Finance
What Are ODMUF's Key Strengths?
- Strong brand recognition and reputation in Africa.
- Diversified product portfolio across insurance, investment, and wealth management.
- Extensive distribution network and customer base.
- Experienced management team with deep industry knowledge.
What Are ODMUF's Weaknesses?
- Exposure to economic and political instability in Africa.
- Dependence on traditional distribution channels.
- Limited presence in high-growth emerging markets outside of Africa.
- Complex regulatory environment.
What Could Drive ODMUF Stock Higher?
- Expansion into new African markets, driving revenue growth and market share.
- Development and launch of innovative digital financial solutions, attracting new customers and improving customer engagement.
- Focus on financial inclusion initiatives, unlocking a new market segment and driving social impact.
What Are the Key Risks for ODMUF?
- Financial-distress signal — its Altman Z-Score of 0.30 sits in the distress zone (elevated bankruptcy risk).
- Economic and political instability in Africa, impacting business operations and financial performance.
- Increasing competition from fintech companies, eroding market share and profitability.
- Regulatory changes and compliance costs, increasing operational expenses and complexity.
- Cybersecurity risks and data breaches, compromising customer data and damaging reputation.
What Are the Growth Opportunities for ODMUF?
- Expansion into Underserved African Markets: Old Mutual has the opportunity to expand its presence in underserved African markets, such as Nigeria, Kenya, and Ghana, where there is a growing demand for financial services. These markets offer significant growth potential due to their large populations, increasing urbanization, and rising disposable incomes. By tailoring its products and services to the specific needs of these markets, Old Mutual can tap into a new customer base and drive revenue growth. The timeline for this expansion is ongoing, with a focus on strategic partnerships and acquisitions to accelerate market entry.
- Development of Innovative Financial Solutions: Old Mutual can capitalize on the increasing adoption of technology in Africa by developing innovative financial solutions that cater to the needs of tech-savvy customers. This includes mobile banking, digital insurance products, and online investment platforms. By leveraging technology, Old Mutual can improve customer experience, reduce costs, and reach a wider audience. The market for digital financial services in Africa is estimated to reach $150 billion by 2028, presenting a significant growth opportunity for Old Mutual. The timeline for this initiative is ongoing, with a focus on investing in fintech startups and developing in-house digital capabilities.
- Focus on Financial Inclusion: Old Mutual can play a key role in promoting financial inclusion in Africa by offering affordable and accessible financial services to low-income individuals and small businesses. This includes microinsurance products, microloans, and financial literacy programs. By addressing the needs of the underserved, Old Mutual can not only drive social impact but also unlock a new market segment with significant growth potential. The market for financial inclusion in Africa is estimated to be worth $380 billion by 2027. The timeline for this initiative is ongoing, with a focus on partnering with NGOs and government agencies to reach underserved communities.
- Strengthening Distribution Channels: Old Mutual can enhance its distribution channels by expanding its network of agents, brokers, and financial advisors across Africa. This will enable the company to reach a wider audience and provide personalized financial advice to customers. In addition, Old Mutual can leverage digital channels to complement its traditional distribution network and improve customer accessibility. The timeline for this initiative is ongoing, with a focus on recruiting and training new agents and investing in digital marketing and sales platforms.
- Strategic Partnerships and Acquisitions: Old Mutual can accelerate its growth by pursuing strategic partnerships and acquisitions that complement its existing business and expand its geographic reach. This includes partnering with fintech companies to develop innovative financial solutions, acquiring smaller insurance companies to increase market share, and forming joint ventures with local players to enter new markets. The timeline for this initiative is ongoing, with a focus on identifying and evaluating potential targets that align with Old Mutual's strategic objectives.
What Opportunities Does ODMUF Have?
- Expansion into underserved African markets.
- Development of innovative digital financial solutions.
- Increased focus on financial inclusion.
- Strategic partnerships and acquisitions to expand geographic reach and product offerings.
What Threats Does ODMUF Face?
- Increasing competition from fintech companies.
- Regulatory changes and compliance costs.
- Economic downturns and market volatility.
- Cybersecurity risks and data breaches.
What Are ODMUF's Competitive Advantages?
- Established brand reputation and trust built over 175 years.
- Extensive distribution network across Africa.
- Diversified product portfolio catering to a wide range of customer needs.
- Strong relationships with key stakeholders, including regulators, partners, and customers.
What Does ODMUF Do?
Founded in 1845 in Cape Town, South Africa, Old Mutual Limited has evolved from a mutual assurance society into a diversified financial services group. Initially focused on providing financial security to individuals, the company expanded its offerings to include investment, wealth management, and insurance products. Over the years, Old Mutual has grown its geographic footprint across Africa, establishing a significant presence in key markets. Today, Old Mutual Limited operates through several segments, including Mass and Foundation Cluster, Personal Finance and Wealth Management, Old Mutual Investments, Old Mutual Corporate, Old Mutual Insure, and Rest of Africa. These segments provide a comprehensive suite of financial solutions, including risk products like group risk and funeral covers, long-term savings plans, lending products, and transactional services. The company caters to a wide range of clients, from low-income and lower-middle-income markets to high-income and high-net-worth individuals, as well as employee-sponsored retirement and benefit funds. Old Mutual's commitment to innovation and customer service has solidified its position as a leading financial services provider in Africa.
What Products and Services Does ODMUF Offer?
- Provides risk products, including group risk and funeral covers.
- Offers long-term savings plans and investment products.
- Provides lending products, including micro-lending services.
- Offers transactional products for everyday financial needs.
- Provides financial advice and wealth management services.
- Offers asset management services to individuals and institutions.
- Provides investments, annuities, and consulting services to employee-sponsored retirement and benefit funds.
- Offers health, property, and casualty insurance products.
How Does ODMUF Make Money?
- Generates revenue through premiums from insurance products.
- Earns fees from asset management and investment services.
- Receives interest income from lending activities.
- Collects fees from transactional services and financial advice.
What Industry Does ODMUF Operate In?
Old Mutual Limited operates in the dynamic African financial services industry, which is characterized by increasing demand for insurance, investment, and wealth management solutions. The market is driven by factors such as a growing middle class, rising disposable incomes, and increasing awareness of financial planning. However, the industry also faces challenges such as regulatory complexity, economic volatility, and competition from both traditional players and fintech disruptors. Old Mutual competes with other established financial institutions as well as newer, more agile companies that are leveraging technology to offer innovative products and services. The company's ability to adapt to changing market conditions and differentiate itself through product innovation and customer service will be crucial for its long-term success.
Who Are ODMUF's Key Customers?
- Low-income and lower-middle-income individuals seeking basic financial services.
- High-income and high-net-worth individuals seeking wealth management and investment solutions.
- Employee-sponsored retirement and benefit funds seeking investment and consulting services.
- Corporations seeking group risk and insurance products.
ROE 14%Key Financial Metrics
Return on equity for Old Mutual Limited stands at 14.0%, a gauge of how efficiently it converts shareholder capital into profit. Return on assets is 0.6%, showing how much profit it generates from its asset base. ODMUF trades at a trailing price-to-earnings ratio of 6.78, below the Financial Services sector average of ~18x. Its free cash flow yield is -7.9%, a gauge of the cash the business throws off relative to its market value. A current ratio of 0.36 means current liabilities exceed short-term assets, a liquidity point worth watching. Its earnings yield is 14.8%, the inverse of the P/E and a quick read on earnings relative to price.
Old Mutual Limited (ODMUF) Valuation Context
Valued at $2.96B, ODMUF is classified as a mid-cap stock.
Company Profile
Old Mutual Limited operates in the Insurance - Life industry within the Financial Services sector. It is headquartered in Cape Town, ZA. The company is led by CEO Johann Jurie Strydom. ODMUF has traded publicly since 2020.
F-Score 7/9Financial Health
Old Mutual Limited's Piotroski F-Score is 7/9, a 9-point checklist of profitability, leverage and efficiency — signaling solid underlying fundamentals. Its Altman Z-Score of 0.30 places it in the distress zone, a signal of elevated financial risk.
FY2026 estForward Outlook
Wall Street analysts project Old Mutual Limited revenue of about $30.50B for fiscal 2026, with EPS near $1.83.
ODMUF Financials
Fundamental Snapshot
Based on FMP financials and quantitative analysis · FY 2025
Bull Case vs Bear Case
Bull Case
- ODMUF's recent insider buying signals confidence from within, suggesting potential undervaluation or positive future prospects.
- Positive community sentiment indicates growing belief in the company's strategic direction and market positioning.
- The market seems to perceive ODMUF as a stable player in its sector, attracting investors seeking long-term value.
- Recent developments suggest ODMUF is adapting well to market changes, potentially leading to increased profitability.
Bear Case
- Increased bearish sentiment in the community could reflect concerns about ODMUF's ability to navigate current economic headwinds.
- Recent insider selling, even if for personal reasons, might raise questions about short-term performance expectations.
- Market perception of ODMUF as a slow-growth company could limit its appeal to investors seeking higher returns.
- Developments in the market may pose challenges to ODMUF's traditional business model, requiring significant adaptation.
AI-generated arguments based on insider flow, news sentiment and technicals — not financial advice · March 2026
ODMUF Latest News
No recent news available for ODMUF.
ODMUF Analyst Consensus
Consensus Rating
Aggregated Buy/Hold/Sell recommendations from Benzinga, Yahoo Finance, and Finnhub for ODMUF.
Price Targets
Wall Street price target analysis for ODMUF.
ODMUF MoonshotScore
What does this score mean?
The MoonshotScore rates ODMUF's growth potential on a scale of 0-100 across multiple factors including innovation, market disruption, financial health, and momentum.
Leadership: Johann Jurie Strydom
CEO
Johann Jurie Strydom is the Chief Executive Officer of Old Mutual Limited. His extensive background in the financial services industry spans several decades, with a proven track record in strategic leadership and operational excellence. Prior to joining Old Mutual, he held various senior management positions at leading financial institutions, where he was responsible for driving growth, improving profitability, and enhancing customer satisfaction. He holds advanced degrees in business administration and finance, demonstrating his commitment to continuous learning and professional development. His expertise lies in developing and executing strategic plans, managing risk, and building high-performing teams.
Track Record: Under Johann Jurie Strydom's leadership, Old Mutual Limited has focused on strengthening its core business, expanding its digital capabilities, and improving its customer experience. He has overseen the implementation of several key initiatives aimed at driving growth, enhancing efficiency, and promoting financial inclusion. His strategic decisions have contributed to the company's improved financial performance and its ability to navigate challenging market conditions. He has also played a key role in fostering a culture of innovation and collaboration within the organization.
ODMUF OTC Market Information
The OTC Other tier represents the lowest tier of over-the-counter (OTC) markets, indicating that Old Mutual Limited (ODMUF) may have limited regulatory oversight and reporting requirements compared to companies listed on major exchanges like the NYSE or NASDAQ. Companies in this tier often have minimal financial disclosure, making it difficult for investors to assess their financial health and operational performance. Investing in OTC Other securities carries significant risks due to the lack of transparency and regulatory scrutiny. These companies may not meet the listing standards of major exchanges, potentially due to financial instability, limited operating history, or non-compliance with regulatory requirements. Investors should exercise extreme caution and conduct thorough due diligence before considering an investment in ODMUF.
- OTC Tier: OTC Other
- Disclosure Status: Unknown
- Limited financial disclosure and transparency.
- Higher potential for fraud and manipulation.
- Lower liquidity and wider bid-ask spreads.
- Greater price volatility.
- Limited regulatory oversight and investor protection.
- Verify the company's registration and regulatory filings.
- Review the company's financials, if available, and assess its financial health.
- Research the company's management team and their track record.
- Understand the company's business model and competitive landscape.
- Assess the liquidity of the stock and the potential for price volatility.
- Consult with a financial advisor to evaluate the risks and potential rewards of investing in ODMUF.
- Established operating history in the financial services industry.
- Presence of a recognized management team.
- Publicly available information, even if limited.
- Audited financial statements (if available).
- Positive news coverage or industry recognition.
What Investors Ask About Old Mutual Limited (ODMUF) — Financial Services
What does Old Mutual Limited do?
Old Mutual Limited is a diversified financial services group that provides a range of insurance, investment, and wealth management solutions across Africa. The company operates through multiple segments, including Mass and Foundation Cluster, Personal Finance and Wealth Management, Old Mutual Investments, Old Mutual Corporate, Old Mutual Insure, and Rest of Africa. These segments offer a comprehensive suite of financial products and services, including risk products, long-term savings plans, lending products, transactional services, financial advice, and asset management. Old Mutual serves a diverse range of clients, from low-income individuals to high-net-worth individuals and corporate entities.
What are the main risks for ODMUF?
Old Mutual Limited faces several key risks, including economic and political instability in Africa, which can impact business operations and financial performance. Increasing competition from fintech companies poses a threat to the company's market share and profitability. Regulatory changes and compliance costs can increase operational expenses and complexity. Cybersecurity risks and data breaches can compromise customer data and damage the company's reputation. Additionally, fluctuations in interest rates and currency exchange rates can impact the company's financial results. Effective risk management and mitigation strategies are crucial for Old Mutual to navigate these challenges and maintain its competitive position.
What are the key factors to evaluate for ODMUF?
Evaluate ODMUF on fundamentals, analyst consensus, and risk factors. Not financial advice.
How frequently does ODMUF data refresh on this page?
ODMUF prices update in real time during U.S. market hours. Fundamentals refresh after quarterly filings; analyst ratings and AI insights update daily; news is aggregated continuously.
What has driven ODMUF's recent stock price performance?
Old Mutual Limited (ODMUF) moves on earnings results, analyst revisions, sector rotation, and market sentiment. Notable catalyst: Strong brand recognition and reputation in Africa. See the News tab for the latest drivers. Past performance does not predict future results.
Should investors consider ODMUF overvalued or undervalued right now?
Valuing Old Mutual Limited (ODMUF) requires multiple metrics. Compare P/E, P/S, and EV/EBITDA against sector peers for a full view.
What research should beginners do before buying ODMUF?
Before investing in Old Mutual Limited (ODMUF), research these four areas: (1) the company's revenue model and competitive position (see Company Overview), (2) financial health through revenue growth, margins, and cash flow (see MoonshotScore), (3) what Wall Street analysts recommend and their price targets (see Analyst tab), and (4) specific risk factors that could impact the stock (see Risk Factors section).
Why might investors consider adding ODMUF to a portfolio?
Key strength of Old Mutual Limited (ODMUF): Strong brand recognition and reputation in Africa. Weigh rewards against risks and diversify. Not financial advice.
Disclaimer: This content is for informational purposes only and does not constitute investment advice. Always do your own research and consult a financial advisor.
Official Resources
Data provided for informational purposes only.
- OTC market data may be less reliable than exchange-listed data.
- AI analysis is pending and may provide further insights.