Selective Insurance Group, Inc. (SIGIP) Stock Price & Analysis
Selective Insurance Group, Inc. (SIGIP) — MoonshotScore 92/100 (Exceptional band), calculated Oct 5, 2026. Price $15.00 (-0.50%), as of the Oct 2, 2026 trading session; market cap $5.33B. Expected results Oct 28, 2026.
Educational signal · not a buy or sell recommendation · How to read this
Market value / cash and short-term investments: 14.05× (market value Oct 2, 2026; cash Jun 30, 2026) · expected results Oct 28, 2026
Selective Insurance Group, Inc. · SIGIP · Financial Services · Insurance - Property & Casualty
Research dated 2026-09-13: Selective Insurance underwrites property and casualty insurance through distinct business divisions: standard commercial lines, standard personal lines, excess and surplus lines, and an investment portfolio. Selective operates as a publicly traded underwriter whose profit depends on underwriting discipline and investment returns combined. Success hinges on maintaining underwriting margins while using a large investment portfolio to offset underwriting losses in volatile market cycles.
Price as of Oct 2, 2026
Key Statistics
MoonshotScore v2 · Selective Insurance Group (SIGIP)
ExceptionalWhy this rating? Method, drivers & history
Bands for the MoonshotScore: Exceptional 80-100 · Strong 65-79 · Fair 45-64 · Weak below 45.
- Business Quality — Is this a genuinely good business?
- Financial Safety — Could this blow up on me?
- Valuation — Am I paying a fair price?
- Growth Durability — Is the growth real and likely to last?
- Momentum — Is the market already moving on this?
Elite quality and elite growth, at a dirt-cheap price, though the balance sheet is only decent, and the price trend has turned against it. Business Quality: Elite; Financial Safety: Sound; Valuation: Cheap; Growth Durability: Compounding; Momentum: Falling.
- quarterly revenue $1.39B (Q2 FY2026, quarter ended Jun 30, 2026)
- EPS beat 2 of 8
- Altman Z 1.99 · Piotroski F 6
Holding back: weak price trend
Helping: business quality, an attractive price, durable growth
What has the MoonshotScore done over time?
| Recorded | Score | Band |
|---|---|---|
| 92 | Exceptional | |
| 91 | Exceptional | |
| 91 | Exceptional | |
| 92 | Exceptional | |
| 92 | Exceptional | |
| 92 | Exceptional |
The score was 92 in the stored Oct 4, 2026 snapshot and remains 92 in the current publication computed Oct 5, 2026 (0); the largest pillar moves were Growth Durability +1 and Momentum -1; the pillar moves offset under the sector-relative weighting, so the headline score is unchanged.
Calculation uses the most recent completed US trading session. Live price changes do not update the score immediately.
Computed · Educational signal · not a buy or sell recommendation · How the MoonshotScore is computed →
Price & valuation
| Measure | Value | As of |
|---|---|---|
| Latest provided price | $15.00 | |
| Change on the day | -0.50% | |
| 52-week range | $14.75–$18.60 | |
| Market capitalisation | $5.33B | |
| Price / earnings (trailing) | 10.62 | |
| Shares traded on the day | 5.3K | |
| Beta (volatility vs the S&P 500) | 0.31 | |
| Dividends per share (last 12 months) | $1.15 | |
| Dividend yield (last 12 months) | 7.67% |
Price & events
Triangles mark reported quarters on the line: pointing up is above the recorded estimate, down is below, a diamond means no estimate on file. Numbers key to the dated list. Point at or tab to any week for its close.
Events behind the price
- · Earnings results · below the recorded estimate
- · Earnings results · above the recorded estimate
- · Earnings results · below the recorded estimate
- · Earnings results · above the recorded estimate
Results dates follow the earnings feed; call dates follow the transcript provider. Nearby dates do not establish that an event caused a price move.
Upcoming events
The provider's estimated date can change.
What to watch nextOther perspectives
Council score for Selective Insurance Group (SIGIP): perspectives
Council is a separate blend of available disciplines; MoonshotScore above remains the five-pillar research rating.
9-Factor Breakdown
Legends Council
6 lenses, 0 current
AI simulations built from the named investors' published principles. Not affiliated with, endorsed by, or the opinion of these individuals. How these lenses are built
Read on: Sep 8, 2026 · older than the 27 hours refresh window; not a current reading
Munger's Mindset
Balance Sheet & Valuation · historical
Read on: May 1, 2026 · older than the 27 hours refresh window; not a current reading
How to read these bars and different assessments
Council is a separate blend of available disciplines; MoonshotScore above remains the five-pillar research rating.
Bars show each model's ordered assessment on its own scale, not a probability or a comparable investment return. The adjacent words give the assessment; more filled segments indicate a stronger model reading.
On May 1, 2026, the Munger lens read the price at that time as undervalued against its own estimate of value.
Readings on this page are from Oct 6, 2026, except a card that shows its own read date.
Watch the SIGIP film — every key number, told as a short cinematic story
~2 min · open the film
What is Selective Insurance Group (SIGIP), and what does it report?
Short answer · as of
Selective is a casualty insurer, not a life or health company. Revenue consists of net premiums earned plus investment income.
Research dated 2026-09-13.
Selective is a casualty insurer, not a life or health company. Revenue consists of net premiums earned plus investment income. The company's reported earnings reflect underwriting gains or losses, plus realized and unrealized gains on its substantial securities holdings. Premium growth comes from rate increases and customer retention in existing markets, plus selective expansion into excess and surplus lines—riskier business that commands higher premiums and higher loss volatility.
What do the latest results show for Selective Insurance Group (SIGIP)?
Short answer · as of
The most recent reported quarter, Q2 FY2026, carried revenue of $1.39B.
Research dated 2026-09-13.
Latest quarters show underwriting profit margins improving, with operating margins in the double digits and net margins strong. Premium revenue grew modestly while expense control tightened. The company's investment portfolio appreciated, contributing meaningfully to net income. Management's tone suggests confidence in renewal rate environment, indicating that customers accept price increases rather than shopping for competitors. Watch next quarter to confirm whether underwriting discipline persists or gives way to competitive pressure.
Where is operating spending going?
Revenue alongside research and development, selling, general and administrative expenses, and the FMP standardized operating result.
- Latest quarter · revenue
- $1.39B Jun 30, 2026
- Latest quarter · SG&A
- $258.52M Jun 30, 2026
- Latest quarter · FMP standardized operating result
- $176.06M Jun 30, 2026
| Period end | Revenue | R&D | SG&A | FMP standardized operating result |
|---|---|---|---|---|
| Jun 30, 2026 | $1.39B | Not available | $258.52M | $176.06M |
| Mar 31, 2026 | $1.35B | Not available | $406.00M | $124.20M |
| Dec 31, 2025 | $1.36B | Not available | $6.30M | $156.20M |
| Sep 30, 2025 | $1.36B | Not available | $0.00 | $145.71M |
USD. The operating result is the FMP-standardized value supplied by FMP; it may differ from a filing’s GAAP loss from operations when the provider classifies separately presented items differently. It is not net income or cash flow.
Did results meet expectations?
Reported earnings and revenue alongside the estimates recorded by the provider.
- Latest report · revenue
- $1.22B Jul 23, 2026
- Latest report · revenue estimate
- $1.30B Jul 23, 2026
- Latest report · revenue vs estimate
- Below estimate Jul 23, 2026
- Latest report · EPS vs estimate
- Above estimate Jul 23, 2026
| Report date | Revenue · reported | Revenue · estimate | EPS · reported | EPS · estimate |
|---|---|---|---|---|
| Jul 23, 2026 | $1.22B | $1.30B | $1.9500 | $1.6600 |
| Apr 22, 2026 | $1.23B | $1.29B | $1.6900 | $1.8000 |
| Jan 29, 2026 | $1.13B | $1.14B | $2.5700 | $2.0200 |
| Oct 20, 2025 | $1.36B | $1.24B | $1.8900 | $2.0000 |
Dates are report dates, not fiscal period ends. Revenue is in USD; EPS is USD per share, rounded to four decimals. The earnings feed does not establish a basic, diluted or adjusted basis. Earnings-feed EPS may differ from statement EPS; the two series are not combined.
Quarterly income statement — 4 quarters
| Period | Revenue | Net income | EPS |
|---|---|---|---|
| Q2 FY2026 | $1.39B | $129M | $2.11 (diluted) |
| Q1 FY2026 | $1.35B | $98M | $1.58 (diluted) |
| Q4 FY2025 | $1.36B | $155M | $2.52 (diluted) |
| Q3 FY2025 | $1.36B | $115M | $1.85 (diluted) |
What are the financial strengths and risks for Selective Insurance Group (SIGIP)?
Short answer
Cash and short-term investments were $379.44M at the Jun 30, 2026 balance-sheet date. Operating cash flow was $228.99M for the quarter ended Jun 30, 2026, meaning operations generated cash. These figures do not establish a cash runway.
Research dated 2026-09-13.
Selective holds a large investment portfolio—long-term investments dwarf cash reserves. The company carries moderate leverage relative to equity, and investment income covers a meaningful portion of operating expenses. A sharp decline in bond valuations or equity markets would erode surplus and reduce the buffer against underwriting losses. Conversely, in years when underwriting is weak, investment gains can rescue net income and dividend capacity.
How much cash does the business generate or use?
Quarterly operating cash flow shows cash generated or used by operations.
- Latest quarter · operating cash flow
- $228.99M Jun 30, 2026
- Previous quarter · operating cash flow
- $221.45M Mar 31, 2026
| Period end | Operating cash flow | Capital expenditure (reported) |
|---|---|---|
| Jun 30, 2026 | $228.99M | −$14.10M |
| Mar 31, 2026 | $221.45M | −$10.94M |
| Dec 31, 2025 | $376.26M | −$9.98M |
| Sep 30, 2025 | $405.83M | −$8.50M |
Operating cash-flow bars share one scale and show magnitude; negative values mean cash used.
USD. Negative operating cash flow means cash used. Capital expenditure keeps the provider’s reported sign; it is not added here to estimate free cash flow or runway.
What should you watch next at Selective Insurance Group (SIGIP)?
Short answer · as of
The next earnings report is expected on Oct 28, 2026.
Research dated 2026-09-13.
Monitor underwriting ratios each quarter—loss ratios trending up would signal tougher claims experience or inadequate pricing. Track premium growth rates to see whether the company is gaining or losing market share. Observe dividend sustainability; if underwriting deteriorates, dividend cuts often follow within quarters. Finally, watch interest rate expectations; falling rates hurt reinvestment yields and can force the company into lower-quality credits to maintain income.
How does Selective Insurance Group compare with its peers?
Short answer
Selective Insurance Group's score ranks 5th of 13 in the bounded comparison shown, against 12 same-model peers. These are company scores, not expected investment returns. The set lists named competitors first, then companies in the same data-provider industry classification closest in market value; that classification is the provider's, not our judgment of business similarity.
Research dated 2026-09-13.
Selective differs from larger national carriers by concentrating in middle-market commercial and personal lines where underwriting discipline can offer a competitive edge over mass-market competitors. The company is smaller than industry giants like State Farm or GEICO, which limits geographic scale but enables nimble underwriting decisions. A regional bias toward the Northeast gives Selective expertise in snow-and-weather-related claims, a specialized knowledge asset that larger carriers may not privilege. The trade-off is concentration risk in a high-cost geography.
| Company | Price | Market value | Score |
|---|---|---|---|
| $23.61 Oct 2, 2026 | $2.76B | 100 5-pillar Oct 5, 2026 | |
| $184.25 Oct 2, 2026 | $2.35B | 98 5-pillar Oct 5, 2026 | |
| $102.27 Oct 2, 2026 | $5.66B | 96 5-pillar Oct 5, 2026 | |
| $219.43 Oct 2, 2026 | $7.64B | 96 5-pillar Oct 5, 2026 | |
| Selective Insurance Group (SIGIP) — this page | $15.00 | $5.33B | 92 |
| $126.49 Oct 2, 2026 | $3.35B | 90 5-pillar Oct 5, 2026 | |
| $55.94 Oct 2, 2026 | $5.13B | 88 5-pillar Oct 5, 2026 | |
| $2020.93 Oct 2, 2026 | $5.01B | 86 5-pillar Oct 5, 2026 | |
| $55.01 Oct 2, 2026 | $2.23B | 84 5-pillar Oct 5, 2026 | |
| $139.10 Oct 2, 2026 | $11.6B | 82 5-pillar Oct 5, 2026 | |
| $329.72 Oct 2, 2026 | $7.51B | 78 5-pillar Oct 5, 2026 | |
| $155.04 Oct 2, 2026 | $9.64B | 77 5-pillar Oct 5, 2026 | |
| $46.34 Oct 2, 2026 | $12.5B | 65 5-pillar Oct 5, 2026 |
Only 5-pillar scores are ranked together. Other models are not directly comparable. Price and score dates are shown separately; market-value dates are unavailable.
The records behind this page
Insider activity
Form 4 records via FMP · Of the newest 60 records, those within the last 180 days, newest dated Jul 28, 2026
- Transactions
- 13
- Identified insiders
- 12
- Purchases
- 0
- Sales
- 1
- Other transactions
- 12
Purchases and sales use the reported transaction category. Other transactions include awards, exercises, gifts, withholding and unclassified activity; an acquisition or disposition alone is not a purchase or sale. These records do not establish intent.
What has been published about Selective Insurance Group (SIGIP)?
Common Questions About SIGIP (Financial Services)
Research dated 2026-09-13; the answers below are from that research, and the full attribution is under Sources. The last question is answered from this page's own dated data, not from the research.
How does Selective make money?
The company collects premiums, pays claims and operating expenses, and deploys a large investment portfolio. Underwriting profit comes from charging premiums that exceed the present value of expected claims plus expenses. Investment income provides a second earnings source, often enough to carry years when underwriting is weak.
What risks push underwriting losses?
Weather catastrophes, medical-inflation outpacing rate increases, or errors in reserving for known claims. The company's concentration in the Northeast exposes it to winter storms and nor'easters. A prolonged labor shortage pushing auto-repair costs higher could force reserve takedowns.
Is the dividend safe?
The company has paid and grown dividends consistently through underwriting cycles. Dividend yield sits near historical levels, suggesting management believes current underwriting and investment returns can sustain the payout. A sustained decline in interest rates or a major catastrophe year could pressure the dividend.
How does Selective compete with national carriers?
Selective competes through underwriting expertise in middle-market commercial lines and selective personal lines. The company claims advantage in pricing accuracy and claims handling speed compared to larger, less agile competitors. The trade-off is lower brand awareness and lower premium volume per agent, which requires higher operating margins to survive.
What is the SIGIP stock price today?
The last price recorded on this page for Selective Insurance Group, Inc. (SIGIP) is $15.00, as of the Oct 2, 2026 trading session (source: Financial Modeling Prep (FMP) · quote). It is a provider snapshot, not a live exchange feed, so check a brokerage quote before you trade.
Disclaimer: This content is for informational purposes only and does not constitute investment advice. Always do your own research and consult a financial advisor.
Research written by Claude (claude-haiku-4-5) on 2026-09-13. AI-authored analysis; source dates are shown with each answer. Editorial oversight is systemic, not page-by-page. Editorially accountable: Sedat ANAK, Founder and Editor-in-Chief.
Sources — records for every figure on this page (68 figures)
The 68 rows below are exactly the facts the evidence-backed sections of this page printed — the 10-second verdict, the MoonshotScore, price and market value, the five questions with their receipts, and the records behind this page. Known dates and sources are recorded on their own rows; an em dash or UNRECORDED tier preserves a stored observation without inventing either. The quarterly income statement is provider-standardized (FMP) under one row, and scale definitions — a 0-100 rating, the band ladder, the Piotroski 0–9 range — are fixed rather than measured. No number in those sections was generated by a model. The register does not cover quoted third-party headlines, the dated council readings, or the Frequently Asked Questions; each of those says where it came from where it stands.
"As of" is the date the value is true for where the source carries one — a quarter end, a filing date, a price close, the day the score was computed. A cached observation with no source date remains undated; the page publication date is not used as a substitute.
OFFICIAL — 1 fact from SEC filings and earnings calls
| Fact ID | Fact | Value as shown | As of | Tier | Source |
|---|---|---|---|---|---|
id.hq | SEC filing business address | Branchville, NJ | OFFICIAL | SEC EDGAR filer business address — The SEC filer business address. Our market-data provider separately lists "40 Wantage Avenue, Branchville, NJ, 07890, US". |
FMP — 58 facts from Financial Modeling Prep endpoint families
| Fact ID | Fact | Value as shown | As of | Tier | Source |
|---|---|---|---|---|---|
earn.next | Next earnings date | Oct 28, 2026 | FMP | Financial Modeling Prep (FMP) earnings calendar — The date is our provider's estimate until the company confirms it. | |
px.last | Latest provided price | $15.00 | FMP | Financial Modeling Prep (FMP) · quote — Dated to the US trading session the price belongs to, derived from the quote record's timestamp (weekend and pre-open reads roll back to the previous weekday; exchange holidays are not modelled). The record does not establish an exchange execution time. Retrieved 2026-10-05T05:04:44.912Z. | |
px.change | Change on the day | -0.50% | FMP | Financial Modeling Prep (FMP) · quote | |
px.mcap | Market capitalisation | $5.33B | FMP | Financial Modeling Prep (FMP) · quote — Date unknown Market cap record date: 2026-10-02. FMP quote timestamp: 2026-10-02T20:00:00.000Z. Captured from FMP at 2026-10-05T05:04:43.220Z. No share-count basis is inferred; this page preserves the reported amount instead of recalculating it from shares. | |
px.change_abs | Change on the day, in dollars | −$0.075 | FMP | Financial Modeling Prep (FMP) · quote | |
fin.q_revenue | Revenue, Q2 FY2026 | $1.39B | FMP | Financial Modeling Prep (FMP) · income statement (quarterly) | |
px.range52 | 52-week range | $14.75–$18.60 | FMP | Financial Modeling Prep (FMP) quote | |
px.pe | Price / earnings (trailing) | 10.62 | FMP | Financial Modeling Prep (FMP) · quote | |
px.volume | Shares traded on the day | 5.3K | FMP | Financial Modeling Prep (FMP) · quote | |
px.beta | Beta | 0.31 | FMP | Financial Modeling Prep (FMP) company profile | |
id.ceo | Chief executive | John Joseph Marchioni | FMP | Financial Modeling Prep (FMP) key executives (proxy-derived) — Titles and pay come from the company's proxy statement as our provider parsed it. | |
id.employees | Employees | 2,800 | FMP | Financial Modeling Prep (FMP) employee count, from the company's filing | |
fin.annual | Revenue and net result by fiscal year | 5 fiscal years, FY2021 through FY2025: FY2021 revenue $3.38B, net result $403.84M; FY2022 revenue $3.56B, net result $224.89M; FY2023 revenue $4.23B, net result $365.24M; FY2024 revenue $4.86B, net result $207.01M; FY2025 revenue $5.34B, net result $466.41M | FMP | Financial Modeling Prep (FMP), from the company's 10-K income statements | |
fin.rev_mix | Reported revenue segments | E&S Lines $606.10M · Investment Segment $539.48M · Insurance Operations $4.77B · Standard Personal Lines $408.19M · Standard Commercial Lines $3.75B | FMP | Financial Modeling Prep (FMP) revenue segmentation, from the company's 10-K | |
fin.gross_margin | Gross margin (trailing twelve months) | 48.2% | FMP | Financial Modeling Prep (FMP) key-metrics-ttm + ratios-ttm — A ratio our provider could not compute is absent rather than shown as zero. | |
fin.q_table.depth.2026-06-30.revenue_k | Revenue — period end 2026-06-30 | $1.39B | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q and 10-K income statements — Quarterly statement note |
fin.q_table.depth.2026-06-30.sga_k | SG&A — period end 2026-06-30 | $258.52M | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q and 10-K income statements — Quarterly statement note |
fin.q_table.depth.2026-06-30.operating_result_k | FMP standardized operating result — period end 2026-06-30 | $176.06M | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q and 10-K income statements — Quarterly statement note |
fin.q_table.depth.2026-03-31.revenue_k | Revenue — period end 2026-03-31 | $1.35B | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q and 10-K income statements — Quarterly statement note |
fin.q_table.depth.2026-03-31.sga_k | SG&A — period end 2026-03-31 | $406.00M | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q and 10-K income statements — Quarterly statement note |
fin.q_table.depth.2026-03-31.operating_result_k | FMP standardized operating result — period end 2026-03-31 | $124.20M | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q and 10-K income statements — Quarterly statement note |
fin.q_table.depth.2025-12-31.revenue_k | Revenue — period end 2025-12-31 | $1.36B | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q and 10-K income statements — Quarterly statement note |
fin.q_table.depth.2025-12-31.sga_k | SG&A — period end 2025-12-31 | $6.30M | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q and 10-K income statements — Quarterly statement note |
fin.q_table.depth.2025-12-31.operating_result_k | FMP standardized operating result — period end 2025-12-31 | $156.20M | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q and 10-K income statements — Quarterly statement note |
fin.q_table.depth.2025-09-30.revenue_k | Revenue — period end 2025-09-30 | $1.36B | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q and 10-K income statements — Quarterly statement note |
fin.q_table.depth.2025-09-30.sga_k | SG&A — period end 2025-09-30 | $0.00 | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q and 10-K income statements — Quarterly statement note |
fin.q_table.depth.2025-09-30.operating_result_k | FMP standardized operating result — period end 2025-09-30 | $145.71M | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q and 10-K income statements — Quarterly statement note |
earn.history.depth.2026-07-23.revenue_actual | Revenue · reported — report date 2026-07-23 | $1.22B | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2026-07-23.revenue_estimated | Revenue · estimate — report date 2026-07-23 | $1.30B | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2026-07-23.eps_actual | EPS · reported — report date 2026-07-23 | $1.9500 | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2026-07-23.eps_estimated | EPS · estimate — report date 2026-07-23 | $1.6600 | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2026-04-22.revenue_actual | Revenue · reported — report date 2026-04-22 | $1.23B | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2026-04-22.revenue_estimated | Revenue · estimate — report date 2026-04-22 | $1.29B | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2026-04-22.eps_actual | EPS · reported — report date 2026-04-22 | $1.6900 | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2026-04-22.eps_estimated | EPS · estimate — report date 2026-04-22 | $1.8000 | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2026-01-29.revenue_actual | Revenue · reported — report date 2026-01-29 | $1.13B | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2026-01-29.revenue_estimated | Revenue · estimate — report date 2026-01-29 | $1.14B | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2026-01-29.eps_actual | EPS · reported — report date 2026-01-29 | $2.5700 | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2026-01-29.eps_estimated | EPS · estimate — report date 2026-01-29 | $2.0200 | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2025-10-20.revenue_actual | Revenue · reported — report date 2025-10-20 | $1.36B | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2025-10-20.revenue_estimated | Revenue · estimate — report date 2025-10-20 | $1.24B | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2025-10-20.eps_actual | EPS · reported — report date 2025-10-20 | $1.8900 | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2025-10-20.eps_estimated | EPS · estimate — report date 2025-10-20 | $2.0000 | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
fin.q_table | Quarterly income statement | 4 quarters through Q2 FY2026 | FMP | Financial Modeling Prep (FMP) · income statement (quarterly), as filed | |
fin.cash_investments | Cash and short-term investments | $379.44M | FMP | Financial Modeling Prep (FMP), from the company's balance sheet — Long-term investments are shown separately; their marketability is not established by the provider field. The cash and short-term investment balance does not establish unrestricted availability. Long-term investments are excluded and remain unclassified. Restrictions on cash and short-term investments require separate review. | |
fin.opcf_latest | Latest-quarter operating cash flow | $228.99M | FMP | Financial Modeling Prep (FMP), from the company's 10-Q cash-flow statements — Period end: 2026-06-30. Negative operating cash flow means cash used. This figure is not a cash-runway estimate. | |
fin.long_term_investments | Long-term investments (classification unverified) | $11.20B | FMP | Financial Modeling Prep (FMP), from the company's balance sheet — Long-term investments are shown separately; their marketability is not established by the provider field. The cash and short-term investment balance does not establish unrestricted availability. | |
fin.total_debt | Total debt | $900.96M | FMP | Financial Modeling Prep (FMP), from the company's balance sheet — Long-term investments are shown separately; their marketability is not established by the provider field. The cash and short-term investment balance does not establish unrestricted availability. | |
fin.price_to_book | Price to book value | 1.41× | FMP | Financial Modeling Prep (FMP) key-metrics-ttm + ratios-ttm — A ratio our provider could not compute is absent rather than shown as zero. | |
fin.opcf.depth.2026-06-30.operating_cash_flow_m | Operating cash flow — period end 2026-06-30 | $228.99M | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q cash-flow statements — Cash-flow note |
fin.opcf.depth.2026-03-31.operating_cash_flow_m | Operating cash flow — period end 2026-03-31 | $221.45M | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q cash-flow statements — Cash-flow note |
fin.opcf.depth.2026-06-30.capex_m | Capital expenditure (reported) — period end 2026-06-30 | −$14.10M | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q cash-flow statements — Cash-flow note |
fin.opcf.depth.2026-03-31.capex_m | Capital expenditure (reported) — period end 2026-03-31 | −$10.94M | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q cash-flow statements — Cash-flow note |
fin.opcf.depth.2025-12-31.operating_cash_flow_m | Operating cash flow — period end 2025-12-31 | $376.26M | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q cash-flow statements — Cash-flow note |
fin.opcf.depth.2025-12-31.capex_m | Capital expenditure (reported) — period end 2025-12-31 | −$9.98M | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q cash-flow statements — Cash-flow note |
fin.opcf.depth.2025-09-30.operating_cash_flow_m | Operating cash flow — period end 2025-09-30 | $405.83M | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q cash-flow statements — Cash-flow note |
fin.opcf.depth.2025-09-30.capex_m | Capital expenditure (reported) — period end 2025-09-30 | −$8.50M | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q cash-flow statements — Cash-flow note |
own.insiders | Insider transactions via FMP | 13 transactions · 0 purchases, 1 sales, 12 other transactions · 12 identified insiders · of the newest 60 records, those within the last 180 days, newest dated Jul 28, 2026 | FMP | Financial Modeling Prep (FMP), carrying Form 4 transaction records — Purchases and sales use the reported transaction category. Other transactions include awards, exercises, gifts, withholding and unclassified activity; an acquisition or disposition alone is not a purchase or sale. These records do not establish intent. |
UNRECORDED — 2 facts from stored observations whose source was not recorded
| Fact ID | Fact | Value as shown | As of | Tier | Source |
|---|---|---|---|---|---|
earn.history | Reported versus estimated, recent quarters | EPS beat 2 of 8 | UNRECORDED | Stored earnings-history observation — Captured 2026-10-01 · Expired observation | |
fin.scores | Distress and quality screens | Altman Z 1.99 · Piotroski F 6 | UNRECORDED | Stored financial-scores observation — Captured 2026-07-29 · Expired observation |
COMPUTED — 5 facts from our arithmetic, formula restated
| Fact ID | Fact | Value as shown | As of | Tier | Source |
|---|---|---|---|---|---|
fin.mcap_to_cash | Market value per dollar of cash and short-term investments | 14.05× | — | COMPUTED | Computed on this page from the figures above — The market capitalisation printed on this page divided by cash and short-term investments of $379.44M at Jun 30, 2026. Long-term investments are excluded and remain unclassified. Restrictions on cash and short-term investments require separate review. Market cap record date: 2026-10-02. Balance-sheet reference date: 2026-06-30. The inputs do not establish a single common source date for this ratio. |
div.ttm_per_share | Dividends per share, last 12 months (split-adjusted) | $1.15 | COMPUTED | Financial Modeling Prep (FMP) split-adjusted dividend history — Sum of 4 split-adjusted declared dividends with an ex-date in the 365 days to 2026-10-05, per current share. Ex-dates are not payment dates; special dividends are included. Not a declared annual rate. | |
div.ttm_yield | Dividend yield, last 12 months | 7.67% | COMPUTED | Financial Modeling Prep (FMP) split-adjusted dividend history and quote — Split-adjusted dividends with ex-dates in the trailing 365-day window divided by the packet price, on the same current-share basis. Price date follows the quote, latest price bar or packet-build day when unstamped. Not a forecast or declared annual rate. | |
earn.history.depth.2026-07-23.revenue_actual.comparison | Latest report · revenue vs estimate | Below estimate | Report date · | COMPUTED | Computed from Financial Modeling Prep (FMP) earnings — Earnings-history note — Method: compare reported revenue ($1.22B) with the recorded estimate ($1.30B) at displayed precision. Equal displayed values are in line. This compares reported results with recorded estimates, not investment returns. |
earn.history.depth.2026-07-23.eps_actual.comparison | Latest report · EPS vs estimate | Above estimate | Report date · | COMPUTED | Computed from Financial Modeling Prep (FMP) earnings — Earnings-history note — Method: compare reported EPS ($1.9500) with the recorded estimate ($1.6600) at displayed precision. Equal displayed values are in line. This compares reported results with recorded estimates, not investment returns. |
OURS — 2 facts from Stock Expert AI's own score and rank
| Fact ID | Fact | Value as shown | As of | Tier | Source |
|---|---|---|---|---|---|
ours.moonshot | MoonshotScore v2 | 92 of 100 · Exceptional · pillars 92 / 66 / 93 / 97 / 18 | OURS | Stock Expert AI MoonshotScore v2 engine | |
ours.moonshot_change | MoonshotScore movement | 92 (stored snapshot Oct 4, 2026) → 92 (current publication computed Oct 5, 2026) (0) | OURS | Stock Expert AI current score publication and immutable score snapshots |
Fact-family notes
- Quarterly statement note. Source series as of 2026-06-30. USD. The operating result is the FMP-standardized value supplied by FMP; it may differ from a filing’s GAAP loss from operations when the provider classifies separately presented items differently. It is not net income or cash flow. Applies to Fact IDs:
fin.q_table.depth.2026-06-30.revenue_k,fin.q_table.depth.2026-06-30.sga_k,fin.q_table.depth.2026-06-30.operating_result_k,fin.q_table.depth.2026-03-31.revenue_k,fin.q_table.depth.2026-03-31.sga_k,fin.q_table.depth.2026-03-31.operating_result_k,fin.q_table.depth.2025-12-31.revenue_k,fin.q_table.depth.2025-12-31.sga_k,fin.q_table.depth.2025-12-31.operating_result_k,fin.q_table.depth.2025-09-30.revenue_k,fin.q_table.depth.2025-09-30.sga_k,fin.q_table.depth.2025-09-30.operating_result_k. - Earnings-history note. Source series as of 2026-07-23. Dates are report dates, not fiscal period ends. Revenue is in USD; EPS is USD per share, rounded to four decimals. The earnings feed does not establish a basic, diluted or adjusted basis. Earnings-feed EPS may differ from statement EPS; the two series are not combined. Applies to Fact IDs:
earn.history.depth.2026-07-23.revenue_actual,earn.history.depth.2026-07-23.revenue_estimated,earn.history.depth.2026-07-23.revenue_actual.comparison,earn.history.depth.2026-07-23.eps_actual.comparison,earn.history.depth.2026-07-23.eps_actual,earn.history.depth.2026-07-23.eps_estimated,earn.history.depth.2026-04-22.revenue_actual,earn.history.depth.2026-04-22.revenue_estimated,earn.history.depth.2026-04-22.eps_actual,earn.history.depth.2026-04-22.eps_estimated,earn.history.depth.2026-01-29.revenue_actual,earn.history.depth.2026-01-29.revenue_estimated,earn.history.depth.2026-01-29.eps_actual,earn.history.depth.2026-01-29.eps_estimated,earn.history.depth.2025-10-20.revenue_actual,earn.history.depth.2025-10-20.revenue_estimated,earn.history.depth.2025-10-20.eps_actual,earn.history.depth.2025-10-20.eps_estimated. - Cash-flow note. Source series as of 2026-06-30. USD. Negative operating cash flow means cash used. Capital expenditure keeps the provider’s reported sign; it is not added here to estimate free cash flow or runway. Applies to Fact IDs:
fin.opcf.depth.2026-06-30.operating_cash_flow_m,fin.opcf.depth.2026-03-31.operating_cash_flow_m,fin.opcf.depth.2026-06-30.capex_m,fin.opcf.depth.2026-03-31.capex_m,fin.opcf.depth.2025-12-31.operating_cash_flow_m,fin.opcf.depth.2025-12-31.capex_m,fin.opcf.depth.2025-09-30.operating_cash_flow_m,fin.opcf.depth.2025-09-30.capex_m.
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Sources used for research written 2026-09-13
Historical evidence preserved with this analysis. Current figures are listed separately above.
| Evidence | Captured value | Source date | Source type | Source |
|---|---|---|---|---|
| Business description | Selective Insurance Group, Inc., along with its subsidiaries, delivers diverse insurance solutions throughout the United States. The company operates through four distinct segments: Standard Commercial Lines, Standard Personal Lines, E&S Lines (Excess & Surplus), and Investments. It underwrites various insurance policies, including property coverage designed to protect against financial losses from accidental damage or destruction of real estate, personal belongings, or loss of income. Selective also offers casualty insurance, which covers liabilities arising from employee workplace injuries, or bodily injury and property damage caused to third parties. Flood insurance products are also part of its offerings. In addition to its core insurance underwriting, Selective manages an investment portfolio comprising fixed-income assets, commercial mortgage loans, equity securities, and alternative investments. Its insurance offerings and services cater to a wide range of clients, including businesses, non-profit organizations, local government entities, and private individuals. These are accessed through a network of independent retail agents and wholesale general agents. Founded in 1926, Selective Insurance Group, Inc. maintains its headquarters in Branchville, New Jersey. | 2026-09-13 | FMP | Financial Modeling Prep (FMP) company profile |
| Sector / industry (provider taxonomy) | Financial Services / Insurance - Property & Casualty The company's SEC filings classify it under SIC 6331 — Fire, Marine & Casualty Insurance. | 2026-09-13 | FMP | Financial Modeling Prep (FMP) company profile |
| Quarterly income statement (USD thousands) | Captured record · 8 entries
| 2026-06-30 | FMP | Financial Modeling Prep (FMP), from the company's 10-Q and 10-K income statements |
| Annual revenue and net result (USD millions) | Captured record · 5 entries
| 2025-12-31 | FMP | Financial Modeling Prep (FMP), from the company's 10-K income statements |
| Revenue by segment | E&S Lines: $606.10M; Investment Segment: $539.48M; Insurance Operations: $4.77B; Standard Personal Lines: $408.19M; Standard Commercial Lines: $3.75B | 2025-12-31 | FMP | Financial Modeling Prep (FMP) revenue segmentation, from the company's 10-K |
| Reported versus estimated, last 8 quarters | Captured record · 8 entries
| 2026-07-23 | FMP | Financial Modeling Prep (FMP) earnings |
| Trailing twelve-month ratio set | Quick ratio: 0.22; Current ratio: 0.22; Debt to equity: 0.25; Net margin: 9.1%; Gross margin: 48.2%; Operating margin: 11%; Return on assets: 3.2%; Return on equity: 13.9% Price-based multiples captured at research time are not repeated here; the page shows each once, from current figures with their own dates. A ratio our provider could not compute is absent rather than shown as zero. | 2026-09-13 | FMP | Financial Modeling Prep (FMP) key-metrics-ttm + ratios-ttm |
| Cash, investments and debt | Total debt: $900.96M; Liquidity basis: cash and short-term investments; Total liabilities: $11.95B; Cash and short-term investments: $379.44M; Cash and investments: $11.58B; Long-term investments: $11.20B; Long-term investments classification: unclassified Long-term investments are shown separately; their marketability is not established by the provider field. The cash and short-term investment balance does not establish unrestricted availability. | 2026-06-30 | FMP | Financial Modeling Prep (FMP), from the company's balance sheet |
| Analyst revenue and earnings estimates (average) | Captured record · 4 entries
| 2026-09-13 | FMP | Financial Modeling Prep (FMP) analyst estimates |
| Dividend yield, last 12 months | 7.47% Split-adjusted dividends with ex-dates in the trailing 365-day window divided by the packet price, on the same current-share basis. Price date follows the quote, latest price bar or packet-build day when unstamped. Not a forecast or declared annual rate. | 2026-09-11 | COMPUTED | Financial Modeling Prep (FMP) split-adjusted dividend history and quote |
| SEC filing business address | 40 WANTAGE AVENUE, BRANCHVILLE, NJ, 07890 The SEC filer business address. Our market-data provider separately lists "40 Wantage Avenue, Branchville, NJ, 07890, US". | 2026-09-13 | OFFICIAL | SEC EDGAR filer business address |
Data provided for informational purposes only.