TomTom N.V. (TMOAY) Stock Analysis
For informational purposes only. Not financial advice. Analysis by Sedat ANAK, Founder & Editor-in-Chief | AI-powered analysis. Data sourced from SEC filings and institutional-grade financial providers. Editorially reviewed. Not financial advice.
TomTom N.V. (TMOAY) trades at $2.24 with AI Score 51/100 (Grade B). TomTom N. V. is a global provider of navigation and location-based products and services, operating through its Location Technology and Consumer segments. Market cap: $1.11B, Sector: Technology.
Price as of Aug 21, 2026 · Last analyzed: Mar 15, 2026Analyst Coverage for TMOAY: TMOAY does not currently have published analyst price targets in our coverage universe. This is common for smaller-cap names with limited Wall Street coverage. In the absence of analyst consensus, our AI model evaluates TMOAY against Technology peers across nine fundamental dimensions and assigns a mixed fundamental profile based on the underlying data.
TMOAY: the 3 scored disciplines are evenly split. Dominant signal: Ray Dalio bullish.
How is this calculated? →Why this analysis is different
- A 9-signal quantitative MoonshotScore built from filings, insider activity, and market data — computed from the numbers, not from opinion.
- An AI Council read across up to eight perspectives — value, macro, quantitative, and momentum lenses — that shows where they disagree instead of averaging the tension away.
- Figures come straight from FMP and Yahoo Finance filings data. The AI writes the narrative around the numbers — it never edits the numbers.
TomTom N.V. (TMOAY) Technology Profile & Competitive Position
TomTom N.V., founded in 1991, specializes in navigation and location technology, providing mapping, traffic, and navigation solutions to the automotive, enterprise, and consumer markets. With a focus on high-definition maps and real-time traffic data, TomTom competes in the dynamic landscape of location-based services.
What Is the Investment Thesis for TMOAY?
TomTom N.V. presents a compelling investment case based on its strategic shift towards location technology and its established presence in the automotive and enterprise markets. The company's high-definition (HD) maps and real-time traffic data are critical components for autonomous driving and advanced driver-assistance systems (ADAS), positioning TomTom to capitalize on the growth of these technologies. While the company's P/E ratio is currently negative at -91.83, indicating unprofitability, the gross margin of 88.4% suggests strong pricing power and efficient cost management. Key growth catalysts include increasing adoption of ADAS and autonomous driving technologies, expansion of location-based services in the enterprise sector, and strategic partnerships with automotive manufacturers and technology companies. Potential risks include intense competition in the mapping and navigation market, technological disruptions, and the cyclical nature of the automotive industry.
Based on FMP financials and quantitative analysis
TMOAY Key Highlights
Market capitalization of $1.11B reflects TomTom's established position in the navigation and location technology market.
- Gross margin of 88.4% indicates strong pricing power and efficient cost management.
- Beta of 0.90 suggests lower volatility compared to the overall market.
- Focus on high-definition (HD) maps and real-time traffic data positions TomTom to capitalize on the growth of autonomous driving and ADAS technologies.
- Strategic shift towards location technology and enterprise solutions diversifies revenue streams and reduces reliance on consumer navigation devices.
Who Are TMOAY's Competitors?
TMOAY is benchmarked below against 8 industry peers on price, market cap, and our AI MoonshotScore.
| Company | Price | Change | Market Cap | AI Score |
|---|---|---|---|---|
| MGPPF Megaport Limited | $9.93 | +0.00% | $2.34B | 43 |
| MIXIF mixi, Inc. | $26.18 | +23.03% | $1.71B | 52 |
| NPEGF Nippon Electric Glass Co., Ltd. | $30.02 | +0.00% | $2.21B | 49 |
| QTGPF Qt Group Oyj | $33.01 | +43.71% | $838M | 47 |
| SILXF Silex Systems Limited | $3.71 | +2.34% | $1.03B | 45 |
| PD PagerDuty, Inc. | $12.12 | -0.41% | $1.11B | 76 |
| UPBD Upbound Group, Inc. | $18.64 | -4.44% | $1.09B | 82 |
| RDVT Red Violet, Inc. | $69.76 | +2.30% | $984M | 93 |
AI Score by Stock Expert AI · Price data: FMP / Yahoo Finance
What Are TMOAY's Key Strengths?
Established brand recognition in the navigation market.
- Proprietary high-definition (HD) mapping data.
- Real-time traffic information network.
- Strong relationships with automotive manufacturers.
What Are TMOAY's Weaknesses?
Negative P/E ratio indicates unprofitability.
- Reliance on the cyclical automotive industry.
- Intense competition in the mapping and navigation market.
- Potential for technological disruption.
What Could Drive TMOAY Stock Higher?
TMOAY catalyst: Increasing adoption of autonomous driving technology drives demand for TomTom's HD maps and ADAS solutions.
- Expansion of location-based services in the enterprise sector creates new revenue opportunities for TomTom.
- Potential partnerships with automotive manufacturers and technology companies to integrate TomTom's technology into their products.
- Development of innovative navigation and location-based solutions for emerging markets.
- Growth in the ADAS market as safety regulations become more stringent.
What Are the Key Risks for TMOAY?
Financial-distress signal — its Altman Z-Score of 1.72 sits in the distress zone (elevated bankruptcy risk).
- Inconsistent delivery — missed Wall Street EPS estimates in 4 of the last 8 reported quarters.
- Intense competition in the mapping and navigation market from established players such as Google and HERE Technologies.
- Technological disruptions in the mapping and navigation market could render TomTom's technology obsolete.
- Economic downturns affecting the automotive industry could reduce demand for TomTom's products and services.
- Data privacy and security concerns could damage TomTom's reputation and lead to regulatory scrutiny.
- Currency risk due to being an ADR.
What Are the Growth Opportunities for TMOAY?
- Growth opportunity 1: Expansion in the autonomous driving market represents a significant growth opportunity for TomTom. The demand for high-definition (HD) maps and real-time traffic data is expected to increase substantially as autonomous driving technology becomes more prevalent. TomTom's ADAS and HD map solutions, including AutoStream and RoadCheck, position the company to capture a significant share of this market.
- Growth opportunity 2: Increasing adoption of advanced driver-assistance systems (ADAS) in passenger vehicles and commercial fleets drives demand for TomTom's ADAS map solutions. ADAS features such as lane departure warning, adaptive cruise control, and automatic emergency braking require accurate and up-to-date map data. TomTom's ADAS maps provide the necessary information for these systems to function effectively, creating a recurring revenue stream for the company. The ADAS market is expected to grow rapidly as safety regulations become more stringent and consumer demand for advanced safety features increases.
- Growth opportunity 3: Expansion of location-based services in the enterprise sector offers another growth opportunity for TomTom. Businesses across various industries, including logistics, transportation, and retail, are increasingly relying on location data to optimize operations, improve efficiency, and enhance customer experiences. TomTom's road analytics solutions, including traffic stats, origin destination analysis, and route monitoring, provide valuable insights for these businesses, creating a new revenue stream for the company. The location-based services market is projected to continue growing as businesses recognize the value of location data.
- Growth opportunity 4: Strategic partnerships with automotive manufacturers and technology companies are crucial for TomTom's growth. Collaborating with these companies allows TomTom to integrate its mapping data and navigation software into their products and services, expanding its reach and market share. These partnerships also provide access to valuable data and resources, enabling TomTom to improve its products and services. TomTom's existing partnerships with leading automotive manufacturers and technology companies demonstrate its ability to forge successful collaborations.
- Growth opportunity 5: Development of innovative navigation and location-based solutions for emerging markets presents a significant growth opportunity for TomTom. As these markets continue to develop and urbanize, the demand for accurate and reliable navigation and location data will increase. TomTom can leverage its existing technology and expertise to develop customized solutions for these markets, capturing a new customer base and revenue stream. The emerging markets represent a large and untapped market for navigation and location-based services.
What Are TMOAY's Competitive Advantages?
- Proprietary high-definition (HD) mapping data, which is difficult and expensive to replicate.
- Real-time traffic information network, which provides a competitive advantage in navigation and routing.
- Established relationships with automotive manufacturers, creating a barrier to entry for new competitors.
- Brand recognition and reputation for quality in the navigation market.
What Does TMOAY Do?
TomTom N.V., established in 1991 and headquartered in Amsterdam, Netherlands, has evolved from a consumer navigation device manufacturer to a comprehensive location technology provider. Initially known for its portable navigation devices (PNDs), TomTom has strategically shifted its focus towards providing mapping data, software, and services for the automotive, enterprise, and consumer sectors. The company operates through two primary segments: Location Technology and Consumer. The Location Technology segment offers high-definition (HD) maps, advanced driver-assistance systems (ADAS) maps, real-time traffic information, and navigation software for automotive manufacturers, fleet management companies, and other businesses. The Consumer segment includes navigation devices, accessories, and map updates for individual consumers. TomTom's product portfolio includes standard definition maps, ADAS maps, HD maps, traffic and travel information products, navigation engines, and road analytics solutions. The company serves a diverse range of industries, including automotive, fleet management and logistics, mobility and on-demand services, road traffic management, and location intelligence. TomTom's competitive positioning is centered on its high-quality mapping data, real-time traffic information, and navigation software, which are essential for autonomous driving, connected car services, and location-based applications.
What Products and Services Does TMOAY Offer?
- Develops and sells navigation software and hardware.
- Provides high-definition (HD) maps for autonomous driving.
- Offers real-time traffic information services.
- Provides advanced driver-assistance systems (ADAS) maps.
- Offers location-based services for automotive, enterprise, and consumer markets.
- Provides road analytics solutions for traffic management and urban planning.
- Offers a digital cockpit platform called TomTom indigo.
How Does TMOAY Make Money?
- Sells mapping data and software licenses to automotive manufacturers and other businesses.
- Provides subscription-based traffic information and navigation services.
- Sells navigation devices and accessories to consumers.
- Offers map updates and support services for navigation devices.
What Industry Does TMOAY Operate In?
TomTom N.V. operates in the competitive landscape of location-based services, which includes mapping, navigation, and traffic information. The industry is driven by the increasing demand for accurate and real-time location data in automotive, enterprise, and consumer applications. The market is characterized by intense competition from established players such as Google and HERE Technologies, as well as emerging companies specializing in specific areas such as autonomous driving and mobility services. TomTom differentiates itself through its focus on high-definition (HD) maps and real-time traffic data, which are critical for autonomous driving and advanced driver-assistance systems (ADAS). The company's strategic partnerships with automotive manufacturers and technology companies further strengthen its competitive position.
Who Are TMOAY's Key Customers?
- Automotive manufacturers integrating TomTom's mapping data and navigation software into their vehicles.
- Fleet management companies using TomTom's location-based services to optimize operations.
- Logistics companies using TomTom's road analytics solutions to improve efficiency.
- Individual consumers purchasing TomTom's navigation devices and services.
Forward Outlook
Wall Street analysts project TomTom N.V. revenue of about $525.8M for fiscal 2026, with EPS near $0.10.
Earnings Track Record
TomTom N.V. has missed Wall Street's EPS estimate in 4 of its last 8 reported quarters — a mixed record worth weighing. Reported results have landed about 79.2% below estimates on average.
Financial Health
TomTom N.V.'s Piotroski F-Score is 6/9, a 9-point checklist of profitability, leverage and efficiency — a middling fundamental profile. Its Altman Z-Score of 1.72 places it in the distress zone, a signal of elevated financial risk.
Key Financial Metrics
Return on equity for TomTom N.V. stands at 24.6%, a gauge of how efficiently it converts shareholder capital into profit. Return on assets is 5.0%, showing how much profit it generates from its asset base. TMOAY trades at a trailing price-to-earnings ratio of 15.06, below the Technology sector average of ~34x. Its free cash flow yield is 3.3%, a gauge of the cash the business throws off relative to its market value. A current ratio of 1.80 indicates the company holds enough short-term assets to cover its near-term obligations. Its earnings yield is 6.6%, the inverse of the P/E and a quick read on earnings relative to price.
TomTom N.V. (TMOAY) Valuation Context
Valued at $1.11B, TMOAY is classified as a small-cap stock. Relative to its peer group, TMOAY's quantitative score of 51/100 is roughly in line with the peer average of 47/100.
TMOAY Revenue & Earnings Trend
In Q2 2026, TMOAY generated $134.6M in top-line revenue, marking a sequential increase of 4.2%. The company recorded net income of $7.2M, with diluted EPS of $0.03. Revenue has increased across the last three reported quarters, suggesting sustained momentum for this small-cap Technology company. Across the four most recent quarters, TMOAY averaged $0.04 in diluted EPS.
Company Profile
TomTom N.V. operates in the Software - Application industry within the Technology sector. It is headquartered in Amsterdam, NL. The company is led by CEO Mike Schoofs. TMOAY has traded publicly since 2012.
TMOAY Financials
Fundamental Snapshot
Based on FMP financials and quantitative analysis · FY 2025
Bull Case vs Bear Case
Bull Case
- Established brand recognition in the navigation market.
- Proprietary high-definition (HD) mapping data.
- Real-time traffic information network.
- Strong relationships with automotive manufacturers.
Bear Case
- Negative P/E ratio indicates unprofitability.
- Reliance on the cyclical automotive industry.
- Intense competition in the mapping and navigation market.
- Potential for technological disruption.
AI-generated arguments based on insider flow, news sentiment and technicals — not financial advice · August 2026
Recent Quarterly Results
| Quarter | Revenue | Net Income | EPS |
|---|---|---|---|
| Q2 2026 | $135M | $7M | $0.03 |
| Q1 2026 | $129M | $14M | $0.06 |
| Q4 2025 | $110M | $5M | $0.02 |
| Q3 2025 | $137M | $9M | $0.04 |
Based on FMP financials and quantitative analysis
TMOAY Latest News
No recent news available for TMOAY.
TMOAY Analyst Consensus
Consensus Rating
Aggregated Buy/Hold/Sell recommendations from Benzinga, Yahoo Finance, and Finnhub for TMOAY.
Price Targets
Wall Street price target analysis for TMOAY.
TMOAY MoonshotScore
What does this score mean?
The MoonshotScore rates TMOAY 0-100 on quantitative fundamentals — growth, financial health, valuation, momentum, and risk.
Leadership: Harold C. A. Goddijn
CEO
Harold Goddijn is the CEO of TomTom N.V. He co-founded the company in 1991 and has served as its CEO since 2001. Goddijn has extensive experience in the navigation and location technology industries. Prior to founding TomTom, he held various positions in the IT and telecommunications sectors. He holds a degree in Economics from Vrije Universiteit Amsterdam.
Track Record: Under Goddijn's leadership, TomTom has transformed from a consumer navigation device manufacturer to a comprehensive location technology provider. He has overseen the company's strategic shift towards high-definition (HD) maps, real-time traffic data, and enterprise solutions. Goddijn has also led TomTom through several acquisitions and partnerships, expanding its product portfolio and market reach. He has successfully navigated the company through periods of intense competition and technological change.
TomTom N.V. ADR Information Unsponsored
An American Depositary Receipt (ADR) is a certificate representing shares of a foreign company that are traded on U.S. stock exchanges. TMOAY is an ADR representing shares of TomTom N.V., a Dutch company. This allows U.S. investors to easily invest in TomTom without dealing with foreign exchanges.
- Home Market Ticker: Euronext Amsterdam, Netherlands
- ADR Level: 1
- ADR Ratio: 1:1
- Home Market Ticker: TMOA
TMOAY OTC Market Information
The OTC Other tier represents the lowest tier of the over-the-counter (OTC) market. Companies trading on this tier typically have limited or no financial disclosure and may not meet the minimum listing requirements of major exchanges such as the NYSE or NASDAQ. Investing in companies on the OTC Other tier carries a higher degree of risk due to the lack of transparency and regulatory oversight compared to listed companies.
- OTC Tier: OTC Other
- Limited financial disclosure increases the risk of investing in TMOAY.
- Low trading volume and wide bid-ask spread can make it difficult to buy or sell shares.
- Lack of regulatory oversight increases the risk of fraud or manipulation.
- The OTC Other tier is often associated with companies that are financially distressed or have other significant challenges.
- Currency risk due to being an ADR.
- Verify the company's financial statements and other disclosures, if available.
- Research the company's management team and their track record.
- Assess the company's competitive position and market opportunities.
- Evaluate the company's risk factors and potential challenges.
- Consult with a financial advisor before investing.
- Understand the risks associated with investing in OTC stocks.
- Check for any news or regulatory filings related to the company.
- TomTom N.V. is an established company with a long history in the navigation and location technology market.
- The company has a global presence and serves a diverse range of industries.
- TomTom N.V. has strategic partnerships with leading automotive manufacturers and technology companies.
- The company has a strong focus on innovation and technology development.
- Harold Goddijn has been CEO since 2001.
TMOAY Technology Stock FAQ
What does the AI Score mean for TMOAY?
TMOAY holds an AI Score of 51/100 (Grade: B). This is an educational research signal, not a buy or sell recommendation. TomTom N.V. is a global provider of navigation and location-based products and services, operating through its Location Technology and Consumer segments. The company offers a range of mapping …
What does TomTom N.V. do?
TomTom N.V. is a global provider of navigation and location-based products and services. The company develops and sells mapping data, software, and services for the automotive, enterprise, and consumer markets. Its products include high-definition (HD) maps for autonomous driving, real-time traffic information, navigation software, and road analytics solutions.
What do analysts say about TMOAY stock?
Analyst coverage of TMOAY is limited due to its OTC listing and ADR status. However, the company's strategic shift towards location technology and its established presence in the automotive market are generally viewed positively. Key valuation metrics include the company's market capitalization, gross margin, and revenue growth potential.
What are the main risks for TMOAY?
The main risks for TMOAY include intense competition in the mapping and navigation market, technological disruptions, and the cyclical nature of the automotive industry. TomTom faces competition from established players such as Google and HERE Technologies, as well as emerging companies specializing in specific areas such as autonomous driving and mobility services.
What are the key factors to evaluate for TMOAY?
TomTom N.V. (TMOAY) holds an AI score of 51/100 (moderate). presents a compelling investment case based on its strategic shift towards location technology and its established presence in the automotive and enterprise markets. Not financial advice.
How frequently does TMOAY data refresh on this page?
TMOAY's price was last updated on Aug 21, 2026 and refreshes on page view during U.S. market hours — it is not a real-time exchange feed. Fundamentals update after quarterly filings; the MoonshotScore recalculates nightly; news aggregates continuously.
What has driven TMOAY's recent stock price performance?
TomTom N.V. (TMOAY) moves on earnings results, analyst revisions, sector rotation, and market sentiment. Notable catalyst: Established brand recognition in the navigation market. See the News tab for the latest drivers. Past performance does not predict future results.
Should investors consider TMOAY overvalued or undervalued right now?
TomTom N.V. (TMOAY) has no trailing P/E available here, so lean on price-to-sales and cash flow in the Financials tab. Compare P/E, P/S, and EV/EBITDA against sector peers for a full view.
How do I research TMOAY before investing?
Before investing in TomTom N.V. (TMOAY), research these four areas: (1) the company's revenue model and competitive position (see Company Overview), (2) financial health through revenue growth, margins, and cash flow (see MoonshotScore), (3) analyst consensus ratings and price targets (see Analyst tab), and (4) specific risk factors that could impact the stock (see Risk Factors section).
Disclaimer: This content is for informational purposes only and does not constitute investment advice. Always do your own research and consult a financial advisor.
Official Resources
Data provided for informational purposes only.
- Limited analyst coverage due to OTC listing.
- Financial data may be less readily available compared to listed companies.