Valley National Bancorp (VLYPN) Stock Price & Analysis
Valley National Bancorp (VLYPN) — MoonshotScore 70/100 (Strong band), calculated Oct 5, 2026. Price $24.98 (+0.24%), as of the Oct 2, 2026 trading session; market cap $7.64B. Expected results Oct 22, 2026.
Educational signal · not a buy or sell recommendation · How to read this
Valley National Bancorp · VLYPN · Financial Services · Banks - Regional
Research dated 2026-09-13: Valley National Bancorp is the parent of Valley National Bank, combining commercial and consumer lending with deposits, private banking, treasury services, wealth management, insurance, and leasing. The case now rests on whether improving earnings and operating efficiency can persist while credit costs remain controlled and cash generation supports the VLYPN distribution.
Price as of Oct 2, 2026
Key Statistics
MoonshotScore v2 · Valley National Bancorp (VLYPN)
StrongWhy this rating? Method, drivers & history
Bands for the MoonshotScore: Exceptional 80-100 · Strong 65-79 · Fair 45-64 · Weak below 45.
- Business Quality — Is this a genuinely good business?
- Financial Safety — Could this blow up on me?
- Valuation — Am I paying a fair price?
- Growth Durability — Is the growth real and likely to last?
- Momentum — Is the market already moving on this?
Dirt-cheap, but a strained balance sheet. Business Quality: Solid; Financial Safety: Strained; Valuation: Cheap; Growth Durability: Flat; Momentum: Slipping.
- quarterly revenue $326M (Q2 FY2026, quarter ended Jun 30, 2026)
- EPS beat 5 of 8
- Altman Z 0.31 · Piotroski F 7
Helping: an attractive price
What has the MoonshotScore done over time?
| Recorded | Score | Band |
|---|---|---|
| 72 | Strong | |
| 70 | Strong | |
| 75 | Strong | |
| 75 | Strong | |
| 69 | Strong | |
| 69 | Strong |
The score moved from 69 in the stored Oct 4, 2026 snapshot to 70 in the current publication computed Oct 5, 2026 (+1); the largest pillar moves were Growth Durability +8 and Momentum -1. This current publication is not yet represented in the immutable snapshot archive.
Calculation uses the most recent completed US trading session. Live price changes do not update the score immediately.
Computed · Educational signal · not a buy or sell recommendation · How the MoonshotScore is computed →
Price & valuation
| Measure | Value | As of |
|---|---|---|
| Latest provided price | $24.98 | |
| Change on the day | +0.24% | |
| 52-week range | $24.55–$26.54 | |
| Market capitalisation | $7.64B | |
| Price / earnings (trailing) | 10.60 | |
| Shares traded on the day | 19.8K | |
| Beta (volatility vs the S&P 500) | 1.05 | |
| Dividends per share (last 12 months) | $2.06 | |
| Dividend yield (last 12 months) | 8.26% |
Price & events
Triangles mark reported quarters on the line: pointing up is above the recorded estimate, down is below, a diamond means no estimate on file or a dated event that is not a results report. Numbers key to the dated list. Point at or tab to any week for its close.
Events behind the price
- · Earnings results · above the recorded estimate
- · Earnings results · above the recorded estimate
- · Earnings results · above the recorded estimate
- · Earnings call · management outlook
- · Earnings results · below the recorded estimate
Results dates follow the earnings feed; call dates follow the transcript provider. Nearby dates do not establish that an event caused a price move.
Upcoming events
Management outlook
We expect our efficiency ratio will continue to improve as we drive additional revenue growth and control operating expenses in the remainder of 2026 and beyond.
Travis Lan · Statement from
For the remainder of 2026, we continue to expect charge-offs and provisions in line with our prior guidance.
Travis Lan · Statement from
Statement dates identify the earnings call, not a deadline. Management expectations and provider estimates can change.
Read management statementsOther perspectives
Council score for Valley National Bancorp (VLYPN): perspectives
Council is a separate blend of available disciplines; MoonshotScore above remains the five-pillar research rating.
9-Factor Breakdown
Legends Council
3 lenses, 0 current
AI simulations built from the named investors' published principles. Not affiliated with, endorsed by, or the opinion of these individuals. How these lenses are built
Read on: May 26, 2026 · older than the 27 hours refresh window; not a current reading
Munger's Mindset
Balance Sheet & Valuation · historical
Read on: Apr 29, 2026 · older than the 27 hours refresh window; not a current reading
How to read these bars and different assessments
Council is a separate blend of available disciplines; MoonshotScore above remains the five-pillar research rating.
Bars show each model's ordered assessment on its own scale, not a probability or a comparable investment return. The adjacent words give the assessment; more filled segments indicate a stronger model reading.
On Apr 29, 2026, the Munger lens read the price at that time as undervalued against its own estimate of value.
Readings on this page are from Oct 5, 2026, except a card that shows its own read date.
Watch the VLYPN film — every key number, told as a short cinematic story
~2 min · open the film
What is Valley National Bancorp (VLYPN), and what does it report?
Short answer · as of
Valley earns through a banking relationship rather than a single loan product: deposits fund lending across commercial, real estate, mortgage, vehicle, home equity, and consumer categories, while treasury management, advisory, trust, insurance, foreign exchange, and leasing add fee-producing services.
Research dated 2026-09-13.
Valley earns through a banking relationship rather than a single loan product: deposits fund lending across commercial, real estate, mortgage, vehicle, home equity, and consumer categories, while treasury management, advisory, trust, insurance, foreign exchange, and leasing add fee-producing services. Its regional-bank classification therefore captures the balance-sheet core but not the breadth of services sold to businesses and households.
Reported revenue combines banking income with service activity, while the disclosed segment figures separately identify deposit-account and investment-advisory services. Net income and EPS are especially useful measures of whether that mix is translating into shareholder earnings.
What do the latest results show for Valley National Bancorp (VLYPN)?
Short answer · as of
The most recent reported quarter, Q2 FY2026, carried revenue of $326M.
Research dated 2026-09-13.
Net income and diluted EPS improved from the immediately preceding period, extending a broader recovery from the weaker results earlier in the series. Operating cash flow remained positive but eased, and the latest reported earnings landed slightly below the prevailing EPS estimate while revenue exceeded its estimate.
Management expects further efficiency gains from revenue growth and expense control, while maintaining its prior expectations for charge-offs and provisions. That is an outlook, not yet a result: continued earnings improvement alongside contained credit costs would provide the relevant confirmation.
What do the reported financial results show?
Reported revenue, net income and earnings per share from the income statement.
- Latest quarter · revenue
- $326.17M Jun 30, 2026
- Latest quarter · net income
- $170.88M Jun 30, 2026
- Latest quarter · EPS
- $0.3100 (diluted) Jun 30, 2026
| Period end | Revenue | Net income | EPS |
|---|---|---|---|
| Jun 30, 2026 | $326.17M | $170.88M | $0.3100 (diluted) |
| Mar 31, 2026 | $871.56M | $163.91M | $0.2800 (diluted) |
| Dec 31, 2025 | $892.14M | $195.40M | $0.3300 (diluted) |
| Sep 30, 2025 | $891.81M | $163.35M | $0.2800 (diluted) |
Revenue and net income are in USD; EPS is USD per share. Statement EPS is labelled diluted or basic only when its source identifies that basis. Otherwise, its basis is unknown.
Did results meet expectations?
Reported earnings and revenue alongside the estimates recorded by the provider.
- Latest report · revenue
- $560.74M Jul 23, 2026
- Latest report · revenue estimate
- $557.16M Jul 23, 2026
- Latest report · revenue vs estimate
- Above estimate Jul 23, 2026
- Latest report · EPS vs estimate
- Below estimate Jul 23, 2026
| Report date | Revenue · reported | Revenue · estimate | EPS · reported | EPS · estimate |
|---|---|---|---|---|
| Jul 23, 2026 | $560.74M | $557.16M | $0.3000 | $0.3088 |
| Apr 23, 2026 | $540.36M | $533.03M | $0.2900 | $0.2740 |
| Jan 29, 2026 | $541.25M | $525.80M | $0.3100 | $0.2889 |
| Oct 22, 2025 | $891.81M | $510.91M | $0.2898 | $0.2578 |
Dates are report dates, not fiscal period ends. Revenue is in USD; EPS is USD per share, rounded to four decimals. The earnings feed does not establish a basic, diluted or adjusted basis. Earnings-feed EPS may differ from statement EPS; the two series are not combined.
Quarterly income statement — 4 quarters
| Period | Revenue | Net income | EPS |
|---|---|---|---|
| Q2 FY2026 | $326M | $171M | $0.31 (diluted) |
| Q1 FY2026 | $872M | $164M | $0.28 (diluted) |
| Q4 FY2025 | $892M | $195M | $0.33 (diluted) |
| Q3 FY2025 | $892M | $163M | $0.28 (diluted) |
What are the financial strengths and risks for Valley National Bancorp (VLYPN)?
Short answer · as of
The MoonshotScore pillars rate an attractive price as strengths.
Research dated 2026-09-13.
Valley is profitable, produces positive trailing returns on assets and equity, and has recently generated operating cash in consecutive periods. Cash and short-term investments rose sharply in the latest balance-sheet snapshot and exceed reported debt, while a much larger investment balance sits alongside the lending operation.
The main vulnerability is credit deterioration, particularly across commercial, commercial real estate, residential, vehicle, and consumer lending. Higher charge-offs or provisions would absorb earnings before they threaten the distribution, while uneven operating cash flow and the abrupt cash-balance change warrant close comparison across subsequent reports.
What does the cash-flow statement report?
Dated cash-flow statement entries, using the provider’s reported classification.
- Latest quarter · operating cash flow
- $163.54M Jun 30, 2026
- Previous quarter · operating cash flow
- $209.63M Mar 31, 2026
| Period end | Operating cash flow | Capital expenditure (reported) |
|---|---|---|
| Jun 30, 2026 | $163.54M | −$3.34M |
| Mar 31, 2026 | $209.63M | −$1.40M |
| Dec 31, 2025 | $196.64M | −$9.13M |
| Sep 30, 2025 | $5.16M | −$5.92M |
Operating cash-flow bars share one scale and show magnitude; negative values mean cash used.
USD. Statement entries keep the provider’s reported sign. These financial-company figures are not used here to estimate cash runway, surplus cash, or business value.
What should you watch next at Valley National Bancorp (VLYPN)?
Short answer · as of
The next earnings report is expected on Oct 22, 2026.
Research dated 2026-09-13.
Watch whether EPS and net income continue their recent improvement, whether operating cash flow stays positive, and whether revenue growth arrives without renewed expense pressure. Management has tied its efficiency expectation to both revenue and cost control, so earnings growth produced mainly by one side of that equation would be a weaker confirmation.
Credit provisions and charge-offs are the other critical read-through. The scheduled earnings release, forward estimates, and declared distribution provide clear checkpoints for whether profitability, credit performance, and VLYPN cash payments remain aligned.
What management is planning
Management expectations, not completed milestones or guarantees. Selected verbatim excerpts; dates follow the transcript provider.
We expect our efficiency ratio will continue to improve as we drive additional revenue growth and control operating expenses in the remainder of 2026 and beyond.
Travis Lan ·
For the remainder of 2026, we continue to expect charge-offs and provisions in line with our prior guidance.
Travis Lan ·
How does Valley National Bancorp compare with its peers?
Short answer
Valley National Bancorp's score ranks 3rd of 6 in the bounded comparison shown, against 5 same-model peers. These are company scores, not expected investment returns. The set lists named competitors first, then companies in the same data-provider industry classification closest in market value; that classification is the provider's, not our judgment of business similarity.
Research dated 2026-09-13.
Valley differs from a narrower deposit-and-loan franchise because the same institution also sells private banking, treasury management, foreign exchange, trust, brokerage, insurance, tax-credit advisory, equipment finance, and commercial leasing. That breadth creates more ways to deepen a client relationship, but commercial and real-estate credit still anchors the risk profile.
The valuation ratios place the shares near reported book value while earnings and free cash flow produce positive yields. Those measures frame the market’s treatment of the franchise; they do not remove the need to track credit costs, investment classification, and the durability of fee activity.
| Company | Price | Market value | Score |
|---|---|---|---|
| $91.91 Oct 2, 2026 | $21.8B | 98 5-pillar Oct 5, 2026 | |
| $27.10 Oct 2, 2026 | $23.1B | 80 5-pillar Oct 5, 2026 | |
| Valley National Bancorp (VLYPN) — this page | $24.98 | $7.64B | 70 |
| $64.33 Oct 2, 2026 | $27.2B | 69 5-pillar Oct 5, 2026 | |
| $50.87 Oct 2, 2026 | $46.1B | 68 5-pillar Oct 5, 2026 | |
| $38.49 Oct 2, 2026 | $19.4B | 54 5-pillar Oct 5, 2026 | |
| $32.03 Date unavailable | $7.68B | — Model unavailable | |
| $47.04 Date unavailable | $6.48B | — Model unavailable | |
| $63.17 Date unavailable | $9.22B | — Model unavailable | |
| $53.11 Date unavailable | $5.90B | — Model unavailable | |
| $158.14 Date unavailable | $10.1B | — Model unavailable | |
| $25.11 Date unavailable | $4.14B | — Model unavailable | |
| $27.04 Date unavailable | $4.13B | — Model unavailable |
Only 5-pillar scores are ranked together. Other models are not directly comparable. Price and score dates are shown separately; market-value dates are unavailable.
The records behind this page
Insider activity
Form 4 records via FMP · Of the newest 60 records, those within the last 180 days, newest dated Aug 3, 2026
- Transactions
- 18
- Identified insiders
- 16
- Purchases
- 0
- Sales
- 2
- Other transactions
- 16
Purchases and sales use the reported transaction category. Other transactions include awards, exercises, gifts, withholding and unclassified activity; an acquisition or disposition alone is not a purchase or sale. These records do not establish intent.
Valley National Bancorp Financial Services Stock: Key Questions Answered
Research dated 2026-09-13; the answers below are from that research, and the full attribution is under Sources. The last question is answered from this page's own dated data, not from the research.
What does Valley National Bancorp sell beyond regional bank loans?
Valley adds treasury management, private banking, trust, advisory, brokerage, insurance, foreign exchange, tax-credit advisory, and leasing to its deposit and lending relationships. Those services broaden the revenue opportunity within the same household or business account.
What supports the VLYPN dividend?
Recent operating cash generation, positive net income, and a cash-and-short-term-investment balance above reported debt provide financial support for the distribution. Sustainability still depends on credit costs and earnings remaining contained enough that cash generation does not deteriorate.
How does commercial real estate affect Valley National Bancorp?
Commercial real estate is a named part of Valley’s lending portfolio, so borrower stress can reach earnings through charge-offs and provisions. Management’s credit-cost guidance makes provision behavior a direct test of whether that exposure remains manageable.
What would confirm Valley National Bancorp’s efficiency improvement?
Further improvement would be most convincing if revenue expands, operating expenses remain controlled, EPS advances, and operating cash flow stays positive at the same time. Management has explicitly linked its efficiency expectation to revenue growth and expense discipline.
What is the VLYPN stock price today?
The last price recorded on this page for Valley National Bancorp (VLYPN) is $24.98, as of the Oct 2, 2026 trading session (source: Financial Modeling Prep (FMP) · quote). It is a provider snapshot, not a live exchange feed, so check a brokerage quote before you trade.
Disclaimer: This content is for informational purposes only and does not constitute investment advice. Always do your own research and consult a financial advisor.
Research written by Codex (gpt-5.6-sol) on 2026-09-13. AI-authored analysis; source dates are shown with each answer. Editorial oversight is systemic, not page-by-page. Editorially accountable: Sedat ANAK, Founder and Editor-in-Chief.
Sources — records for every figure on this page (62 figures)
The 62 rows below are exactly the facts the evidence-backed sections of this page printed — the 10-second verdict, the MoonshotScore, price and market value, the five questions with their receipts, and the records behind this page. Known dates and sources are recorded on their own rows; an em dash or UNRECORDED tier preserves a stored observation without inventing either. The quarterly income statement is provider-standardized (FMP) under one row, and scale definitions — a 0-100 rating, the band ladder, the Piotroski 0–9 range — are fixed rather than measured. No number in those sections was generated by a model. The register does not cover quoted third-party headlines, the dated council readings, or the Frequently Asked Questions; each of those says where it came from where it stands.
"As of" is the date the value is true for where the source carries one — a quarter end, a filing date, a price close, the day the score was computed. A cached observation with no source date remains undated; the page publication date is not used as a substitute.
OFFICIAL — 2 facts from SEC filings and earnings calls
| Fact ID | Fact | Value as shown | As of | Tier | Source |
|---|---|---|---|---|---|
prod.outlook | Management outlook — call excerpts | Travis Lan (Jul 23, 2026): We expect our efficiency ratio will continue to improve as we drive additional revenue growth and control operating expenses in the remainder of 2026 and beyond. Travis Lan (Jul 23, 2026): For the remainder of 2026, we continue to expect charge-offs and provisions in line with our prior guidance. | OFFICIAL | Company earnings call, transcript via Financial Modeling Prep (FMP) — Selected verbatim statements from the latest available call, dated by the transcript provider. Management expectations, not completed milestones or guarantees. Relative dates retain the speaker's wording. | |
id.hq | SEC filing business address | ONE Penn Plaza, NEW York, NY, 10119 | OFFICIAL | SEC EDGAR filer business address — The SEC filer business address. Our market-data provider separately lists "70 Speedwell Avenue, Morristown, NJ, 07960, US". The FMP company description names Morristown, New Jersey as the headquarters; this page uses the address in this row. |
FMP — 52 facts from Financial Modeling Prep endpoint families
| Fact ID | Fact | Value as shown | As of | Tier | Source |
|---|---|---|---|---|---|
px.last | Latest provided price | $24.98 | FMP | Financial Modeling Prep (FMP) · quote — Dated to the US trading session the price belongs to, derived from the quote record's timestamp (weekend and pre-open reads roll back to the previous weekday; exchange holidays are not modelled). The record does not establish an exchange execution time. Retrieved 2026-10-05T12:35:13.566Z. | |
px.change | Change on the day | +0.24% | FMP | Financial Modeling Prep (FMP) · quote | |
px.mcap | Market capitalisation | $7.64B | FMP | Financial Modeling Prep (FMP) · quote — Date unknown Market cap record date: 2026-10-02. FMP quote timestamp: 2026-10-02T20:00:00.000Z. Captured from FMP at 2026-10-05T12:35:12.572Z. No share-count basis is inferred; this page preserves the reported amount instead of recalculating it from shares. | |
earn.next | Next earnings date | Oct 22, 2026 | FMP | Financial Modeling Prep (FMP) earnings calendar — The date is our provider's estimate until the company confirms it. | |
px.change_abs | Change on the day, in dollars | +$0.06 | FMP | Financial Modeling Prep (FMP) · quote | |
fin.q_revenue | Revenue, Q2 FY2026 | $326M | FMP | Financial Modeling Prep (FMP) · income statement (quarterly) | |
px.range52 | 52-week range | $24.55–$26.54 | FMP | Financial Modeling Prep (FMP) quote | |
px.pe | Price / earnings (trailing) | 10.60 | FMP | Financial Modeling Prep (FMP) · quote | |
px.volume | Shares traded on the day | 19.8K | FMP | Financial Modeling Prep (FMP) · quote | |
px.beta | Beta | 1.05 | FMP | Financial Modeling Prep (FMP) company profile | |
id.ceo | Chief executive | Ira D. Robbins | FMP | Financial Modeling Prep (FMP) key executives (proxy-derived) — Titles and pay come from the company's proxy statement as our provider parsed it. | |
id.employees | Employees | 3,675 | FMP | Financial Modeling Prep (FMP) employee count, from the company's filing | |
fin.annual | Revenue and net result by fiscal year | 5 fiscal years, FY2021 through FY2025: FY2021 revenue $1.49B, net result $473.84M; FY2022 revenue $2.18B, net result $568.85M; FY2023 revenue $3.35B, net result $498.51M; FY2024 revenue $3.57B, net result $380.27M; FY2025 revenue $3.49B, net result $597.98M | FMP | Financial Modeling Prep (FMP), from the company's 10-K income statements | |
fin.rev_mix | Reported revenue segments | Deposit Account $61.23M · Investment Advisory, Management and Administrative Service $63.44M | FMP | Financial Modeling Prep (FMP) revenue segmentation, from the company's 10-K | |
fin.q_table.depth.2026-06-30.revenue_k | Revenue — period end 2026-06-30 | $326.17M | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q and 10-K income statements — Quarterly statement note |
fin.q_table.depth.2026-06-30.net_result_k | Net income — period end 2026-06-30 | $170.88M | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q and 10-K income statements — Quarterly statement note |
fin.q_table.depth.2026-06-30.eps | EPS — period end 2026-06-30 | $0.3100 (diluted) | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q and 10-K income statements — Quarterly statement note |
fin.q_table.depth.2026-03-31.revenue_k | Revenue — period end 2026-03-31 | $871.56M | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q and 10-K income statements — Quarterly statement note |
fin.q_table.depth.2026-03-31.net_result_k | Net income — period end 2026-03-31 | $163.91M | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q and 10-K income statements — Quarterly statement note |
fin.q_table.depth.2026-03-31.eps | EPS — period end 2026-03-31 | $0.2800 (diluted) | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q and 10-K income statements — Quarterly statement note |
fin.q_table.depth.2025-12-31.revenue_k | Revenue — period end 2025-12-31 | $892.14M | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q and 10-K income statements — Quarterly statement note |
fin.q_table.depth.2025-12-31.net_result_k | Net income — period end 2025-12-31 | $195.40M | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q and 10-K income statements — Quarterly statement note |
fin.q_table.depth.2025-12-31.eps | EPS — period end 2025-12-31 | $0.3300 (diluted) | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q and 10-K income statements — Quarterly statement note |
fin.q_table.depth.2025-09-30.revenue_k | Revenue — period end 2025-09-30 | $891.81M | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q and 10-K income statements — Quarterly statement note |
fin.q_table.depth.2025-09-30.net_result_k | Net income — period end 2025-09-30 | $163.35M | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q and 10-K income statements — Quarterly statement note |
fin.q_table.depth.2025-09-30.eps | EPS — period end 2025-09-30 | $0.2800 (diluted) | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q and 10-K income statements — Quarterly statement note |
earn.history.depth.2026-07-23.revenue_actual | Revenue · reported — report date 2026-07-23 | $560.74M | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2026-07-23.revenue_estimated | Revenue · estimate — report date 2026-07-23 | $557.16M | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2026-07-23.eps_actual | EPS · reported — report date 2026-07-23 | $0.3000 | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2026-07-23.eps_estimated | EPS · estimate — report date 2026-07-23 | $0.3088 | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2026-04-23.revenue_actual | Revenue · reported — report date 2026-04-23 | $540.36M | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2026-04-23.revenue_estimated | Revenue · estimate — report date 2026-04-23 | $533.03M | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2026-04-23.eps_actual | EPS · reported — report date 2026-04-23 | $0.2900 | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2026-04-23.eps_estimated | EPS · estimate — report date 2026-04-23 | $0.2740 | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2026-01-29.revenue_actual | Revenue · reported — report date 2026-01-29 | $541.25M | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2026-01-29.revenue_estimated | Revenue · estimate — report date 2026-01-29 | $525.80M | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2026-01-29.eps_actual | EPS · reported — report date 2026-01-29 | $0.3100 | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2026-01-29.eps_estimated | EPS · estimate — report date 2026-01-29 | $0.2889 | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2025-10-22.revenue_actual | Revenue · reported — report date 2025-10-22 | $891.81M | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2025-10-22.revenue_estimated | Revenue · estimate — report date 2025-10-22 | $510.91M | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2025-10-22.eps_actual | EPS · reported — report date 2025-10-22 | $0.2898 | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2025-10-22.eps_estimated | EPS · estimate — report date 2025-10-22 | $0.2578 | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
fin.q_table | Quarterly income statement | 4 quarters through Q2 FY2026 | FMP | Financial Modeling Prep (FMP) · income statement (quarterly), as filed | |
fin.opcf.depth.2026-06-30.operating_cash_flow_m | Operating cash flow — period end 2026-06-30 | $163.54M | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q cash-flow statements — Cash-flow note |
fin.opcf.depth.2026-03-31.operating_cash_flow_m | Operating cash flow — period end 2026-03-31 | $209.63M | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q cash-flow statements — Cash-flow note |
fin.opcf.depth.2026-06-30.capex_m | Capital expenditure (reported) — period end 2026-06-30 | −$3.34M | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q cash-flow statements — Cash-flow note |
fin.opcf.depth.2026-03-31.capex_m | Capital expenditure (reported) — period end 2026-03-31 | −$1.40M | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q cash-flow statements — Cash-flow note |
fin.opcf.depth.2025-12-31.operating_cash_flow_m | Operating cash flow — period end 2025-12-31 | $196.64M | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q cash-flow statements — Cash-flow note |
fin.opcf.depth.2025-12-31.capex_m | Capital expenditure (reported) — period end 2025-12-31 | −$9.13M | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q cash-flow statements — Cash-flow note |
fin.opcf.depth.2025-09-30.operating_cash_flow_m | Operating cash flow — period end 2025-09-30 | $5.16M | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q cash-flow statements — Cash-flow note |
fin.opcf.depth.2025-09-30.capex_m | Capital expenditure (reported) — period end 2025-09-30 | −$5.92M | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q cash-flow statements — Cash-flow note |
own.insiders | Insider transactions via FMP | 18 transactions · 0 purchases, 2 sales, 16 other transactions · 16 identified insiders · of the newest 60 records, those within the last 180 days, newest dated Aug 3, 2026 | FMP | Financial Modeling Prep (FMP), carrying Form 4 transaction records — Purchases and sales use the reported transaction category. Other transactions include awards, exercises, gifts, withholding and unclassified activity; an acquisition or disposition alone is not a purchase or sale. These records do not establish intent. |
UNRECORDED — 2 facts from stored observations whose source was not recorded
| Fact ID | Fact | Value as shown | As of | Tier | Source |
|---|---|---|---|---|---|
earn.history | Reported versus estimated, recent quarters | EPS beat 5 of 8 | UNRECORDED | Stored earnings-history observation — Captured 2026-09-29 · Expired observation | |
fin.scores | Distress and quality screens | Altman Z 0.31 · Piotroski F 7 | UNRECORDED | Stored financial-scores observation — Captured 2026-08-07 · Expired observation |
COMPUTED — 4 facts from our arithmetic, formula restated
| Fact ID | Fact | Value as shown | As of | Tier | Source |
|---|---|---|---|---|---|
div.ttm_per_share | Dividends per share, last 12 months (split-adjusted) | $2.06 | COMPUTED | Financial Modeling Prep (FMP) split-adjusted dividend history — Sum of 4 split-adjusted declared dividends with an ex-date in the 365 days to 2026-10-04, per current share. Ex-dates are not payment dates; special dividends are included. Not a declared annual rate. | |
div.ttm_yield | Dividend yield, last 12 months | 8.26% | COMPUTED | Financial Modeling Prep (FMP) split-adjusted dividend history and quote — Split-adjusted dividends with ex-dates in the trailing 365-day window divided by the packet price, on the same current-share basis. Price date follows the quote, latest price bar or packet-build day when unstamped. Not a forecast or declared annual rate. | |
earn.history.depth.2026-07-23.revenue_actual.comparison | Latest report · revenue vs estimate | Above estimate | Report date · | COMPUTED | Computed from Financial Modeling Prep (FMP) earnings — Earnings-history note — Method: compare reported revenue ($560.74M) with the recorded estimate ($557.16M) at displayed precision. Equal displayed values are in line. This compares reported results with recorded estimates, not investment returns. |
earn.history.depth.2026-07-23.eps_actual.comparison | Latest report · EPS vs estimate | Below estimate | Report date · | COMPUTED | Computed from Financial Modeling Prep (FMP) earnings — Earnings-history note — Method: compare reported EPS ($0.3000) with the recorded estimate ($0.3088) at displayed precision. Equal displayed values are in line. This compares reported results with recorded estimates, not investment returns. |
OURS — 2 facts from Stock Expert AI's own score and rank
| Fact ID | Fact | Value as shown | As of | Tier | Source |
|---|---|---|---|---|---|
ours.moonshot | MoonshotScore v2 | 70 of 100 · Strong · pillars 65 / 37 / 94 / 59 / 39 | OURS | Stock Expert AI MoonshotScore v2 engine | |
ours.moonshot_change | MoonshotScore movement | 69 (stored snapshot Oct 4, 2026) → 70 (current publication computed Oct 5, 2026) (+1) | OURS | Stock Expert AI current score publication and immutable score snapshots — The current score publication is not yet represented in the immutable snapshot archive. |
Fact-family notes
- Quarterly statement note. Source series as of 2026-06-30. Revenue and net income are in USD; EPS is USD per share. Statement EPS is labelled diluted or basic only when its source identifies that basis. Otherwise, its basis is unknown. Applies to Fact IDs:
fin.q_table.depth.2026-06-30.revenue_k,fin.q_table.depth.2026-06-30.net_result_k,fin.q_table.depth.2026-06-30.eps,fin.q_table.depth.2026-03-31.revenue_k,fin.q_table.depth.2026-03-31.net_result_k,fin.q_table.depth.2026-03-31.eps,fin.q_table.depth.2025-12-31.revenue_k,fin.q_table.depth.2025-12-31.net_result_k,fin.q_table.depth.2025-12-31.eps,fin.q_table.depth.2025-09-30.revenue_k,fin.q_table.depth.2025-09-30.net_result_k,fin.q_table.depth.2025-09-30.eps. - Earnings-history note. Source series as of 2026-07-23. Dates are report dates, not fiscal period ends. Revenue is in USD; EPS is USD per share, rounded to four decimals. The earnings feed does not establish a basic, diluted or adjusted basis. Earnings-feed EPS may differ from statement EPS; the two series are not combined. Applies to Fact IDs:
earn.history.depth.2026-07-23.revenue_actual,earn.history.depth.2026-07-23.revenue_estimated,earn.history.depth.2026-07-23.revenue_actual.comparison,earn.history.depth.2026-07-23.eps_actual.comparison,earn.history.depth.2026-07-23.eps_actual,earn.history.depth.2026-07-23.eps_estimated,earn.history.depth.2026-04-23.revenue_actual,earn.history.depth.2026-04-23.revenue_estimated,earn.history.depth.2026-04-23.eps_actual,earn.history.depth.2026-04-23.eps_estimated,earn.history.depth.2026-01-29.revenue_actual,earn.history.depth.2026-01-29.revenue_estimated,earn.history.depth.2026-01-29.eps_actual,earn.history.depth.2026-01-29.eps_estimated,earn.history.depth.2025-10-22.revenue_actual,earn.history.depth.2025-10-22.revenue_estimated,earn.history.depth.2025-10-22.eps_actual,earn.history.depth.2025-10-22.eps_estimated. - Cash-flow note. Source series as of 2026-06-30. USD. Statement entries keep the provider’s reported sign. These financial-company figures are not used here to estimate cash runway, surplus cash, or business value. Applies to Fact IDs:
fin.opcf.depth.2026-06-30.operating_cash_flow_m,fin.opcf.depth.2026-03-31.operating_cash_flow_m,fin.opcf.depth.2026-06-30.capex_m,fin.opcf.depth.2026-03-31.capex_m,fin.opcf.depth.2025-12-31.operating_cash_flow_m,fin.opcf.depth.2025-12-31.capex_m,fin.opcf.depth.2025-09-30.operating_cash_flow_m,fin.opcf.depth.2025-09-30.capex_m.
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- sedat@stockexpertai.com
Sources used for research written 2026-09-13
Historical evidence preserved with this analysis. Current figures are listed separately above.
| Evidence | Captured value | Source date | Source type | Source |
|---|---|---|---|---|
| Legal name | VALLEY NATIONAL BANCORP Our market-data provider lists the name as "Valley National Bancorp"; the filer's own record is used here. | 2026-02-27 | OFFICIAL | SEC EDGAR — 10-K filed 2026-02-27 |
| Business description | Valley National Bancorp serves as the parent company for Valley National Bank, providing a comprehensive range of financial services that include commercial, private banking, retail, insurance, and wealth management. Its operations are organized into three primary segments: Consumer Banking, Commercial Banking, and Treasury and Corporate. The institution offers a diverse selection of deposit accounts, encompassing non-interest bearing, savings, NOW, money market, and time deposits. Its lending portfolio features commercial and industrial, commercial real estate, and residential mortgage loans, alongside vehicle financing, home equity loans and lines of credit, and various secured and unsecured consumer credit options, including those collateralized by the cash surrender value of life insurance. Beyond traditional banking, the company invests in a variety of securities and interest-bearing deposits with other financial institutions. It also supports international commerce through services such as standby and documentary letters of credit, foreign exchange transactions, and wire transfers. For individuals and businesses, Valley National Bancorp delivers investment services, trust management, estate administration, custodial and escrow services, and tax credit advisory. The firm also operates in brokerage, offers a full suite of property, casualty, life, health, and title insurance agency services, and provides specialized financing for healthcare equipment and other commercial leasing needs. Real estate-related investments are also part of its holdings. To enhance client accessibility and efficiency, the company provides online, mobile, and telephone banking. It also offers advanced treasury management solutions covering receivables, payments, security, merchant services, payroll processing, and liquidity management. Additional conveniences include credit cards, drive-thru services, ATMs, remote deposit capture, and safe deposit boxes. Valley National Bancorp was founded in 1927 and maintains its headquarters in Morristown, New Jersey. | 2026-09-13 | FMP | Financial Modeling Prep (FMP) company profile |
| Quarterly income statement (USD thousands) | Captured record · 8 entries
| 2026-06-30 | FMP | Financial Modeling Prep (FMP), from the company's 10-Q and 10-K income statements |
| Operating cash flow by quarter (USD millions) | Captured record · 8 entries
| 2026-06-30 | FMP | Financial Modeling Prep (FMP), from the company's 10-Q cash-flow statements |
| Management outlook — dated call excerpts | Captured record · 2 entries
Selected verbatim statements from the latest available call, dated by the transcript provider. Management expectations, not completed milestones or guarantees. Relative dates retain the speaker's wording. | 2026-07-23 | OFFICIAL | Company earnings call, transcript via Financial Modeling Prep (FMP) |
| Recent dividends paid | Captured record · 4 entries
Declared amounts per share on their ex-dates. A single payment does not establish an annual rate, and a special dividend is not separated here. | 2026-06-15 | FMP | Financial Modeling Prep (FMP) dividend history |
| Sector / industry (provider taxonomy) | Financial Services / Banks - Regional The company's SEC filings classify it under SIC 6021 — National Commercial Banks. | 2026-09-13 | FMP | Financial Modeling Prep (FMP) company profile |
| Revenue by segment | Deposit Account: 61,227,000; Investment Advisory, Management and Administrative Service: $63.44M | 2025-12-31 | FMP | Financial Modeling Prep (FMP) revenue segmentation, from the company's 10-K |
| Annual revenue and net result (USD millions) | Captured record · 5 entries
| 2025-12-31 | FMP | Financial Modeling Prep (FMP), from the company's 10-K income statements |
| Reported versus estimated, last 8 quarters | Captured record · 8 entries
| 2026-07-23 | FMP | Financial Modeling Prep (FMP) earnings |
| Cash, investments and debt | Total debt: $3.45B; Liquidity basis: cash and short-term investments; Total liabilities: $58.40B; Cash and short-term investments: $9.13B; Cash and investments: $61.01B; Long-term investments: $51.88B; Long-term investments classification: unclassified Long-term investments are shown separately; their marketability is not established by the provider field. The cash and short-term investment balance does not establish unrestricted availability. | 2026-06-30 | FMP | Financial Modeling Prep (FMP), from the company's balance sheet |
| Cash and investment components | Total basis: cash short and long-term investments; Total: $61.01B; Cash and short-term investments: $9.13B; Long-term investments: $51.88B; Long-term investments classification: unclassified Sums the balance sheet's cash and short-term investments with its long-term investments.; The long-term investment field does not establish marketability; the sum is not a measure of available liquidity.; These provider fields do not establish investment access restrictions or explain differences from third-party cash figures. | 2026-06-30 | COMPUTED | Computed from the balance sheet |
| Cash and short-term investments over time (USD millions) | Captured record · 8 entries
| 2026-06-30 | FMP | Financial Modeling Prep (FMP), from the company's quarterly balance sheets |
| Trailing twelve-month ratio set | Quick ratio: 0.17; Current ratio: 0.17; Debt to equity: 0.44; Net margin: 23.3%; Gross margin: 50.5%; Operating margin: 14.5%; Return on assets: 1%; Return on equity: 8.9% Price-based multiples captured at research time are not repeated here; the page shows each once, from current figures with their own dates. A ratio our provider could not compute is absent rather than shown as zero. | 2026-09-13 | FMP | Financial Modeling Prep (FMP) key-metrics-ttm + ratios-ttm |
| Next earnings report | Date: 2026-10-22; EPS estimate: $0.3345 per share; Revenue estimate: $578.23M The date is our provider's estimate until the company confirms it. | 2026-09-13 | FMP | Financial Modeling Prep (FMP) earnings calendar |
| Analyst revenue and earnings estimates (average) | Captured record · 4 entries
| 2026-09-13 | FMP | Financial Modeling Prep (FMP) analyst estimates |
| Next scheduled dividend | Ex date: 2026-09-15; Declared on: 2026-07-21; Record date: 2026-09-15; Payment date: 2026-09-30; Amount per share: $0.52 Amount is per share as declared, before any withholding. Owning the share before the ex-date is what carries entitlement. | 2026-07-21 | FMP | Financial Modeling Prep (FMP) dividend calendar |
Data provided for informational purposes only.