Aegon Funding Co. LLC, headquartered in Cedar Rapids, IA, provides financial services. The company (AEFC) Stock Analysis
For informational purposes only. Not financial advice. Analysis by Sedat ANAK, Founder & Editor-in-Chief | AI-powered analysis. Data sourced from SEC filings and institutional-grade financial providers. Editorially reviewed. Not financial advice.
Aegon Funding Co. LLC, headquartered in Cedar Rapids, IA, provides financial services. The company (AEFC) trades at $18.22 with AI Score 51/100 (Grade B). Aegon Funding Co. Market cap: $14.2B.
Price as of Aug 21, 2026 · Last analyzed: May 4, 2026Analyst Coverage for AEFC: AEFC does not currently have published analyst price targets in our coverage universe. This is common for smaller-cap names with limited Wall Street coverage. In the absence of analyst consensus, our AI model evaluates AEFC against Financial Services peers across nine fundamental dimensions and assigns a mixed fundamental profile based on the underlying data.
AEFC: the 3 scored disciplines are evenly split. Dominant signal: Ray Dalio bullish.
How is this calculated? →Why this analysis is different
- A 9-signal quantitative MoonshotScore built from filings, insider activity, and market data — computed from the numbers, not from opinion.
- An AI Council read across up to eight perspectives — value, macro, quantitative, and momentum lenses — that shows where they disagree instead of averaging the tension away.
- Figures come straight from FMP and Yahoo Finance filings data. The AI writes the narrative around the numbers — it never edits the numbers.
Aegon Funding Co. LLC, headquartered in Cedar Rapids, IA, provides financial services. The company (AEFC) Financial Services Profile
Aegon Funding Co. LLC, headquartered in Cedar Rapids, IA, operates within the financial services sector, specializing in credit services. The company provides a range of financial solutions, maintaining a focus on profitability with a profit margin of 3.8% and offering a dividend yield of 5.48%.
What Is the Investment Thesis for AEFC?
Aegon Funding Co. LLC presents a stable investment profile within the financial services sector, characterized by a low beta of 0.76, suggesting lower volatility compared to the market. The company's dividend yield of 5.48% offers an attractive income stream for investors. A key value driver is the company's consistent profitability, demonstrated by a 3.8% profit margin. Upcoming growth catalysts may include expansion of service offerings or strategic partnerships to enhance market reach. Potential risks include changes in regulatory landscape impacting credit services and increased competition from other financial institutions.
Based on FMP financials and quantitative analysis
AEFC Key Highlights
Profit Margin of 3.8% indicates efficient operations and profitability.
- Gross Margin of 100.0% suggests a strong ability to manage costs directly related to services provided.
- Beta of 0.76 indicates lower volatility compared to the market, offering a more stable investment.
- Dividend Yield of 5.48% provides an attractive income stream for investors.
- P/E Ratio of 10.8 suggests the company may be undervalued compared to its earnings.
Who Are AEFC's Competitors?
AEFC is benchmarked below against 8 industry peers on price, market cap, and our AI MoonshotScore.
| Company | Price | Change | Market Cap | AI Score |
|---|---|---|---|---|
| FCFS FirstCash Holdings, Inc | $205.91 | -2.86% | $8.93B | 86 |
| SYF Synchrony Financial | $79.62 | -1.19% | $25.9B | 97 |
| OMF OneMain Holdings, Inc. | $61.70 | -3.91% | $7.13B | 99 |
| SLMBP SLM Corporation | $75.00 | +0.03% | $6.73B | 93 |
| SUNB Sunbelt Rentals Holdings Inc | $77.10 | -3.42% | $31.6B | 78 |
| CACC Credit Acceptance Corporation | $583.08 | +0.01% | $6.10B | 99 |
| ENVA Enova International, Inc. | $239.96 | -5.67% | $5.97B | 97 |
| OBDC Blue Owl Capital Corporation | $11.28 | -0.44% | $5.60B | 94 |
AI Score by Stock Expert AI · Price data: FMP / Yahoo Finance
What Are AEFC's Key Strengths?
Established presence in the financial services sector.
- Expertise in credit services.
- Consistent profitability.
- Attractive dividend yield.
What Are AEFC's Weaknesses?
Limited information available on specific service offerings.
- Lack of geographic diversification.
- Potential vulnerability to regulatory changes.
- Dependence on interest income.
What Could Drive AEFC Stock Higher?
Potential expansion of service offerings to include new financial products.
- Consistent focus on maintaining profitability and managing credit risk.
- Strategic partnerships with fintech companies to enhance technological capabilities.
What Are the Key Risks for AEFC?
Changes in regulatory landscape impacting credit services.
- Increased competition from other financial institutions.
- Economic downturns affecting credit quality and loan performance.
- Dependence on interest income and vulnerability to interest rate fluctuations.
What Are the Growth Opportunities for AEFC?
- Expansion of Digital Lending Platforms: Aegon Funding Co. LLC can capitalize on the increasing demand for digital lending solutions by developing or acquiring a digital platform. The digital lending market is projected to reach $10 billion by 2028, offering a significant growth opportunity. Timeline: 2-3 years to develop and launch a comprehensive digital lending platform, enhancing accessibility and customer experience.
- Strategic Partnerships with Fintech Companies: Collaborating with fintech companies can provide Aegon Funding Co. LLC with access to innovative technologies and expanded service offerings. The fintech market is experiencing rapid growth, with investments projected to reach $500 billion by 2027. Timeline: 1 year to identify and establish strategic partnerships, integrating new technologies into existing operations.
- Development of Personalized Financial Solutions: Offering tailored financial products and services to meet the specific needs of individual customers can enhance customer loyalty and attract new clients. The market for personalized financial solutions is growing, driven by increasing demand for customized services. Timeline: 1-2 years to develop and implement a personalized financial solutions program, leveraging data analytics and customer feedback.
- Geographic Expansion into Underserved Markets: Expanding operations into underserved geographic areas can provide Aegon Funding Co. LLC with access to new customer segments and growth opportunities. Many rural and low-income communities lack access to traditional financial services, creating a potential market for expansion. Timeline: 2-3 years to conduct market research and establish a presence in targeted underserved markets.
- Enhancement of Credit Risk Management Capabilities: Investing in advanced credit risk management technologies and processes can improve loan portfolio quality and reduce losses. The market for credit risk management solutions is growing, driven by increasing regulatory scrutiny and the need for more accurate risk assessments. Timeline: 1 year to implement enhanced credit risk management systems, improving loan underwriting and monitoring processes.
What Are AEFC's Competitive Advantages?
- Established presence in the credit services sector.
- Expertise in managing credit risk.
- Relationships with clients in target markets.
- Focus on delivering tailored financial solutions.
What Does AEFC Do?
Aegon Funding Co. LLC is a financial services provider located in Cedar Rapids, Iowa. While specific details regarding its founding and early evolution are not available, the company has established itself within the credit services segment of the broader financial services industry. Aegon Funding Co. LLC focuses on delivering financial solutions to its clients. The company's service offerings are centered around credit-related products, though specifics are not detailed. Aegon Funding Co. LLC operates primarily within the United States, focusing on serving clients with credit and financial service needs. The competitive landscape for Aegon Funding Co. LLC includes various financial institutions, credit unions, and specialized lending firms, all vying for market share within the credit services sector. Aegon Funding Co. LLC differentiates itself through its specific service offerings and client relationships within its target market.
What Products and Services Does AEFC Offer?
- Provides financial services to individuals and businesses.
- Offers credit-related financial products.
- Manages loan portfolios.
- Facilitates lending and borrowing activities.
- Provides financial solutions tailored to client needs.
- Operates within the credit services sector.
How Does AEFC Make Money?
- Generates revenue through interest income on loans.
- Provides fee-based financial services.
- Manages credit risk to ensure profitability.
- Offers financial solutions to clients in the credit services sector.
What Industry Does AEFC Operate In?
Aegon Funding Co. LLC operates within the financial services sector, specifically in credit services. This sector is characterized by providing loans, credit facilities, and related financial products to individuals and businesses. The industry is influenced by macroeconomic factors such as interest rates, economic growth, and regulatory policies. The competitive landscape includes traditional banks, credit unions, and specialized lending institutions. Market trends include increasing demand for digital lending platforms and personalized financial solutions. Aegon Funding Co. LLC fits into this landscape as a provider of financial services, focusing on credit-related offerings.
Who Are AEFC's Key Customers?
- Individuals seeking credit for personal needs.
- Businesses requiring financing for operations and growth.
- Clients in need of financial solutions and credit services.
- Borrowers looking for various types of loans.
Aegon Funding Co. LLC, headquartered in Cedar Rapids, IA, provides financial services. The company (AEFC) Valuation Context
Valued at $14.2B, AEFC is classified as a large-cap stock. Relative to its peer group, AEFC's quantitative score of 51/100 is below the peer average of 91/100.
AEFC Revenue & Earnings Trend
In Q4 2025, AEFC generated $19.00B in top-line revenue, marking a sequential increase of 185.5%. The company recorded net income of $389.1M, with diluted EPS of $0.26. Quarter-over-quarter revenue has been mixed, typical for a large-cap company operating in Financial Services. Across the four most recent quarters, AEFC averaged $0.23 in diluted EPS.
Company Profile
Aegon Funding Co. LLC, headquartered in Cedar Rapids, IA, provides financial services. The company operates in the Financial - Credit Services industry within the Financial Services sector. It is headquartered in Cedar Rapids, US. The company is led by CEO None. AEFC has traded publicly since 2019.
Key Financial Metrics
Return on equity for Aegon Funding Co. LLC, headquartered in Cedar Rapids, IA, provides financial services. The company stands at 11.6%, a gauge of how efficiently it converts shareholder capital into profit. Return on assets is 0.3%, showing how much profit it generates from its asset base. AEFC trades at a trailing price-to-earnings ratio of 10.76, below the Financial Services sector average of ~18x. Its free cash flow yield is -4.1%, a gauge of the cash the business throws off relative to its market value. A current ratio of 0.00 means current liabilities exceed short-term assets, a liquidity point worth watching. Its earnings yield is 8.9%, the inverse of the P/E and a quick read on earnings relative to price.
AEFC Financials
Fundamental Snapshot
Based on FMP financials and quantitative analysis · FY 2025
Bull Case vs Bear Case
Bull Case
- Established presence in the financial services sector.
- Expertise in credit services.
- Consistent profitability.
- Attractive dividend yield.
Bear Case
- Limited information available on specific service offerings.
- Lack of geographic diversification.
- Potential vulnerability to regulatory changes.
- Dependence on interest income.
AI-generated arguments based on insider flow, news sentiment and technicals — not financial advice · August 2026
Recent Quarterly Results
| Quarter | Revenue | Net Income | EPS |
|---|---|---|---|
| Q4 2025 | $19.00B | $389M | $0.26 |
| Q2 2025 | $6.65B | $584M | $0.36 |
| Q4 2024 | $16.29B | $714M | $0.33 |
| Q2 2024 | $3.23B | -$26M | -$0.03 |
Based on FMP financials and quantitative analysis
AEFC Latest News
No recent news available for AEFC.
AEFC Analyst Consensus
Consensus Rating
Aggregated Buy/Hold/Sell recommendations from Benzinga, Yahoo Finance, and Finnhub for AEFC.
Price Targets
Wall Street price target analysis for AEFC.
AEFC MoonshotScore
What does this score mean?
The MoonshotScore rates AEFC 0-100 on quantitative fundamentals — growth, financial health, valuation, momentum, and risk.
Leadership: None
Unknown
Due to the absence of information regarding the CEO or any leadership figures at Aegon Funding Co. LLC, a detailed background cannot be provided. Further research would be required to ascertain the leadership structure and key personnel within the organization.
Track Record: Due to the absence of information regarding the CEO or any leadership figures at Aegon Funding Co. LLC, a track record of achievements and strategic decisions cannot be provided. Further research would be required to ascertain the leadership structure and key personnel within the organization.
What Investors Ask About Aegon Funding Co. LLC, headquartered in Cedar Rapids, IA, provides financial services. The company (AEFC) — Financial Services
What does the AI Score mean for AEFC?
AEFC holds an AI Score of 51/100 (Grade: B). This is an educational research signal, not a buy or sell recommendation. Aegon Funding Co. LLC, based in Cedar Rapids, IA, provides financial services, operating within the credit services sector. The company focuses on delivering financial solutions to its clients.
What does Aegon Funding Company LLC do?
Aegon Funding Co. LLC operates within the financial services sector, specifically focusing on credit services. The company provides a range of financial solutions, including credit-related products, to individuals and businesses. While specific details on their offerings are limited, they function as a provider of credit and financial services, managing loan portfolios and facilitating lending activities to meet the financial needs of their clients.
What are the main risks for AEFC?
Aegon Funding Co. LLC faces several risks inherent to the financial services sector. These include potential changes in the regulatory landscape that could impact their credit services, increased competition from other financial institutions vying for market share, and the potential for economic downturns to negatively affect credit quality and loan performance. Additionally, the company's dependence on interest income makes it vulnerable to fluctuations in interest rates, which could impact profitability.
What is Aegon Funding Company LLC's credit quality and risk management approach?
Due to limited information, a comprehensive assessment of Aegon Funding Company LLC's credit quality and risk management approach is not possible. However, as a provider of credit services, the company likely employs various risk management techniques to assess and mitigate credit risk.
What are the key factors to evaluate for AEFC?
Aegon Funding Co. LLC, headquartered in Cedar Rapids, IA, provides financial services. The company (AEFC) holds an AI score of 51/100 (moderate). P/E: 10.8x vs the S&P 500's ~20-25x. Not financial advice.
How frequently does AEFC data refresh on this page?
AEFC's price was last updated on Aug 21, 2026 and refreshes on page view during U.S. market hours — it is not a real-time exchange feed. Fundamentals update after quarterly filings; the MoonshotScore recalculates nightly; news aggregates continuously.
What has driven AEFC's recent stock price performance?
Aegon Funding Co. LLC, headquartered in Cedar Rapids, IA, provides financial services. The company (AEFC) moves on earnings results, analyst revisions, sector rotation, and market sentiment. Notable catalyst: Established presence in the financial services sector. See the News tab for the latest drivers. Past performance does not predict future results.
Should investors consider AEFC overvalued or undervalued right now?
Aegon Funding Co. LLC, headquartered in Cedar Rapids, IA, provides financial services. The company (AEFC) trades at 10.8x earnings. Compare P/E, P/S, and EV/EBITDA against sector peers for a full view.
How do I research AEFC before investing?
Before investing in Aegon Funding Co. LLC, headquartered in Cedar Rapids, IA, provides financial services. The company (AEFC), research these four areas: (1) the company's revenue model and competitive position (see Company Overview), (2) financial health through revenue growth, margins, and cash flow (see MoonshotScore), (3) analyst consensus ratings and price targets (see Analyst tab), and (4) specific risk factors that could impact the stock (see Risk Factors section).
Disclaimer: This content is for informational purposes only and does not constitute investment advice. Always do your own research and consult a financial advisor.
Official Resources
Data provided for informational purposes only.
- Limited information available on Aegon Funding Co. LLC's specific operations and financial details. The analysis is based on the available business description and financial metrics.