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MS&AD Insurance Group Holdings, Inc. (MSADF) Stock Price & Analysis

MS&AD Insurance Group Holdings, Inc. (MSADF) — price $31.53 (-2.60%), as of the Oct 2, 2026 trading session; market cap $45.8B. Expected results Nov 13, 2026.

Educational signal · not a buy or sell recommendation · How to read this

$31.53 −$0.84 (-2.60%) Market Cap $45.8B

MS&AD Insurance Group Holdings, Inc. · MSADF · Financial Services · Insurance - Property & Casualty

MS&AD Insurance Group Holdings, Inc. operates as a global insurance holding company, offering a wide array of insurance and financial services.

Price as of Oct 2, 2026

Key Statistics

No publishable V2 score is available for this stock yet.

Price & valuation

Dates shown where recorded
MeasureValueAs of
Latest provided price$31.53
Change on the day-2.60%
52-week range$19.57 – $35.00
Market capitalisation$45.8B
Price / earnings (trailing)8.00
Shares traded on the day428
Beta (volatility vs the S&P 500)0.28
Dividends per share (last 12 months)$1.06
Dividend yield (last 12 months)3.36%

Price & events

Weekly closing price with reported quarters marked Weekly closing price from Sep 5, 2025 to Oct 2, 2026: low $20, high $34, latest $32. 4 reported quarters marked, 2 above and 1 below the recorded estimate. $34 $20 high $34 Nov 19, 2025 · Earnings results · no recorded estimate to compare · close $231Feb 13, 2026 · Earnings results · reported above the recorded estimate · close $282May 20, 2026 · Earnings results · reported below the recorded estimate · close $283Aug 14, 2026 · Earnings results · reported above the recorded estimate · close $324 Sep 5, 2025 Oct 2, 2026 · $32 $25Sep 5, 2025$23Sep 19, 2025$22Oct 3, 2025$22Oct 17, 2025$20Oct 31, 2025$21Nov 14, 2025$22Nov 28, 2025$22Dec 12, 2025$22Dec 26, 2025$24Jan 9, 2026$26Jan 23, 2026$28Feb 6, 2026$28Feb 20, 2026$26Mar 6, 2026$24Mar 20, 2026$27Apr 2, 2026$24Apr 17, 2026$24May 1, 2026$29May 15, 2026$26May 29, 2026$27Jun 12, 2026$25Jun 26, 2026$26Jul 10, 2026$30Jul 24, 2026$32Aug 7, 2026$31Aug 21, 2026$32Sep 4, 2026$34Sep 18, 2026$32Oct 2, 2026

Triangles mark reported quarters on the line: pointing up is above the recorded estimate, down is below, a diamond means no estimate on file. Numbers key to the dated list. Point at or tab to any week for its close.

Events behind the price

  • · Earnings results
  • · Earnings results · above the recorded estimate
  • · Earnings results · below the recorded estimate
  • · Earnings results · above the recorded estimate

Results dates follow the earnings feed; call dates follow the transcript provider. Nearby dates do not establish that an event caused a price move.

Upcoming events

As of

Dated events ahead, in order, not to scaleNov 13, 2026, Next results due; Mar 30, 2027, Ex-dividend date; Mar 30, 2027, Dividend payment date. Spacing is order only and carries no duration.Oct 2, 20261Nov 13, 20262Mar 30, 20273Mar 30, 2027
  1. Next results dueProvider estimate
  2. Ex-dividend dateCompany record
  3. Dividend payment dateCompany record

Chronological order, not a duration scale. The provider's estimated date can change.

What to watch next

Other perspectives

Council score for MS&AD Insurance Group Holdings (MSADF): perspectives

Council is a separate blend of available disciplines; MoonshotScore above remains the five-pillar research rating.

9-Factor Breakdown

Revenue Growth Neutral
Gross Margin Strong
Operating Leverage Neutral
Cash Runway Strong
R&D Intensity Neutral
Insider Activity Moderate
Trading Liquidity Weak
Price Momentum Weak
News Sentiment Neutral

Legends Council

5 lenses, 0 current

AI simulations built from the named investors' published principles. Not affiliated with, endorsed by, or the opinion of these individuals. How these lenses are built

Dalio-style lens (simulated) Ray Dalio Favorable read
Simons-style lens (simulated) Jim Simons Favorable read
Englander-style lens (simulated) Izzy Englander Favorable read
Klarman-style lens (simulated) Seth Klarman Unfavorable read
Moon AI lens (model) Favorable read

Read on: Sep 8, 2026 · older than the 27 hours refresh window; not a current reading

Munger's Mindset

Balance Sheet & Valuation · historical

Financial Health Neutral
Margin of Safety Undervalued
Profit Margin Neutral
Revenue Growth Weak
Debt/Equity Moderate
ROE Moderate
Gross Margin Moderate

Read on: Apr 29, 2026 · older than the 27 hours refresh window; not a current reading

How to read these bars and different assessments

Council is a separate blend of available disciplines; MoonshotScore above remains the five-pillar research rating.

Bars show each model's ordered assessment on its own scale, not a probability or a comparable investment return. The adjacent words give the assessment; more filled segments indicate a stronger model reading.

On Apr 29, 2026, the Munger lens read the price at that time as undervalued against its own estimate of value.

Readings on this page are from Oct 5, 2026, except a card that shows its own read date.

Watch the MSADF film — every key number, told as a short cinematic story

~2 min · open the film

1 · What is it?

What is MS&AD Insurance Group Holdings (MSADF), and what does it report?

Short answer · as of

MS&AD Insurance Group Holdings, Inc. operates as a global insurance holding company, offering a wide array of insurance and financial services. Financial Services / Insurance Property & Casualty SEC filing business address: 3-7, Yaesu 1-Chome, Chuo-KU, Tokyo, M0, 103-0028. It employs 46,856 people and is led by Shinichiro Funabiki. In Q1 FY2027 it reported revenue of $13.71B and net income of $2.07B. The market values it at $45.8B.

2 · Latest results

What do the latest results show for MS&AD Insurance Group Holdings (MSADF)?

Short answer · as of

The most recent reported quarter, Q1 FY2027, carried revenue of $13.71B. Against analyst estimates the company has EPS beat 4 of 8 reports.

Did results meet expectations?

Reported earnings and revenue alongside the estimates recorded by the provider.

Latest report · revenue
$10.37B Aug 14, 2026
Latest report · revenue estimate
$10.76B Aug 14, 2026
Latest report · revenue vs estimate
Below estimate Aug 14, 2026
Latest report · EPS vs estimate
Above estimate Aug 14, 2026
Did results meet expectations? — reported evidence
Report dateRevenue · reportedRevenue · estimateEPS · reportedEPS · estimate
Aug 14, 2026$10.37B$10.76B$1.3900$0.4630
May 20, 2026$11.01B$11.22B$0.5660$0.6460
Feb 13, 2026$11.45B$11.45B$0.7150$0.3870
Nov 19, 2025$14.14B$10.82B$1.2100Not available

Dates are report dates, not fiscal period ends. Revenue is in USD; EPS is USD per share, rounded to four decimals. The earnings feed does not establish a basic, diluted or adjusted basis. Earnings-feed EPS may differ from statement EPS; the two series are not combined.

Quarterly income statement — 4 quarters
Revenue, net income and earnings per share by quarter (converted from JPY)
PeriodRevenueNet incomeEPS
Q1 FY2027$13.71B$2.07B$1.40 (diluted)
Q4 FY2026$9.15B$830M$0.58 (diluted)
Q3 FY2026$11.39B$1.05B$0.70 (diluted)
Q2 FY2026$16.13B$1.73B$1.15 (diluted)
3 · Financial strengths and risks

What are the financial strengths and risks for MS&AD Insurance Group Holdings (MSADF)?

Short answer

The distress and quality screens read Altman Z 1.01 · Piotroski F 4. Trailing ratios: ROE 17.5% · ROA 3.0% · earnings yield 12.2%.

4 · What to check next?

What should you watch next at MS&AD Insurance Group Holdings (MSADF)?

Short answer · as of

The next earnings report is expected on Nov 13, 2026.

What the records here don't tell us

  • Detailed statement figures are not shown because their conversion to USD has not been verified.
  • No insider Form 4 transaction falls inside the window this page reads.

Checked against the records this page reads, on the dates shown above.

What Investors Ask About MS&AD Insurance Group Holdings (MSADF) — Financial Services

These answers are editorial: 1 of these 8 answers is drawn from the MSADF research dossier (written Mar 18, 2026 by gemini-2.0-flash); the other 7 are question templates that restate figures shown above. Figures in this section are not part of the source register.

Is MSADF a good stock to buy?

Stock Expert AI does not rate MSADF buy, sell or hold. MS&AD Insurance Group Holdings, Inc. has no MoonshotScore yet; read the financial checkup, analyst consensus and risks directly. Whether it fits is your call: check what it sells, whether it earns and what the price assumes. This is educational content, not investment advice.

What is the MSADF stock price today?

The last price recorded on this page for MS&AD Insurance Group Holdings, Inc. (MSADF) is $31.53, as of the Oct 2, 2026 trading session (source: Financial Modeling Prep (FMP) · quote). It is a provider snapshot, not a live exchange feed, so check a brokerage quote before you trade.

What does MS&AD Insurance Group Holdings, Inc. do?

MS&AD Insurance Group Holdings, Inc. operates as an insurance holding company, providing a wide array of insurance and financial services on a global scale.

What are the key factors to evaluate for MSADF?

Evaluate MSADF on fundamentals, analyst consensus, and risk factors. P/E: 8.00x. Focus on Sustainability: Integrating environmental, social, and governance (ESG) factors into its business operations can enhance MS&AD's reputation, attract socially responsible investors, and mitigate potential risks. Not financial advice.

How frequently does MSADF data refresh on this page?

MSADF's price is the last quote we recorded, from the Oct 2, 2026 trading session. Pages are served from a cache, so the copy you are reading can lag that quote. The quote is a provider snapshot, not an exchange feed. Fundamentals follow quarterly filings. V2 is recalculated from the most recent completed US trading session; the score's own date shows its last successful run.

What has driven MSADF's recent stock price performance?

MS&AD Insurance Group Holdings, Inc. (MSADF) moves on earnings results, analyst revisions, sector rotation, and market sentiment. Notable catalyst: Strong brand recognition and reputation. See the News tab for the latest drivers. Past performance does not predict future results.

Should investors consider MSADF overvalued or undervalued right now?

MS&AD Insurance Group Holdings, Inc. (MSADF) trades at 8.00x earnings. Compare P/E, P/S, and EV/EBITDA against sector peers for a full view.

How do I research MSADF before investing?

Before investing in MS&AD Insurance Group Holdings, Inc. (MSADF), research these four areas: (1) the company's revenue model and competitive position (see Company Overview), (2) financial health through revenue growth, margins, and cash flow (see MoonshotScore), (3) analyst consensus ratings and price targets (see Analyst tab), and (4) specific risk factors that could impact the stock (see Risk Factors section).

Disclaimer: This content is for informational purposes only and does not constitute investment advice. Always do your own research and consult a financial advisor.

Machine-generated analysis by Stock Expert AI — model gemini-2.0-flash, generated Mar 18, 2026. Editorial oversight is systemic, not page-by-page. Editorially accountable: Sedat ANAK, Founder and Editor-in-Chief.

Sources — records for every figure on this page (40 figures)

The 40 rows below are exactly the facts the evidence-backed sections of this page printed — the 10-second verdict, the MoonshotScore, price and market value, the five questions with their receipts, and the records behind this page. Known dates and sources are recorded on their own rows; an em dash or UNRECORDED tier preserves a stored observation without inventing either. The quarterly income statement is provider-standardized (FMP) under one row, and scale definitions — a 0-100 rating, the band ladder, the Piotroski 0–9 range — are fixed rather than measured. No number in those sections was generated by a model. The register does not cover quoted third-party headlines, the dated council readings, or the Frequently Asked Questions; each of those says where it came from where it stands.

"As of" is the date the value is true for where the source carries one — a quarter end, a filing date, a price close, the day the score was computed. A cached observation with no source date remains undated; the page publication date is not used as a substitute.

OFFICIAL — 1 fact from SEC filings and earnings calls

OFFICIAL facts used on this page
Fact IDFactValue as shownAs ofTierSource
id.hqSEC filing business address3-7, Yaesu 1-Chome, Chuo-KU, Tokyo, M0, 103-0028OFFICIALSEC EDGAR filer business address — The SEC filer business address. Our market-data provider separately lists "West Tower, Tokyo, TY, 104-0033, JP".

FMP — 30 facts from Financial Modeling Prep endpoint families

FMP facts used on this page
Fact IDFactValue as shownAs ofTierSource
px.lastLatest provided price$31.53FMPFinancial Modeling Prep (FMP) · quote — Dated to the US trading session the price belongs to, derived from the quote record's timestamp (weekend and pre-open reads roll back to the previous weekday; exchange holidays are not modelled). The record does not establish an exchange execution time. Retrieved 2026-10-04T20:54:59.461Z.
px.changeChange on the day-2.60%FMPFinancial Modeling Prep (FMP) · quote
px.mcapMarket capitalisation$45.8BFMPFinancial Modeling Prep (FMP) · quote — Date unknown Market cap record date: 2026-10-02. FMP quote timestamp: 2026-10-02T20:00:00.000Z. Captured from FMP at 2026-10-04T20:54:58.324Z. No share-count basis is inferred; this page preserves the reported amount instead of recalculating it from shares.
earn.nextNext earnings dateNov 13, 2026FMPFinancial Modeling Prep (FMP) earnings calendar — The date is our provider's estimate until the company confirms it.
id.business_summaryBusiness description (FMP excerpt)MS&AD Insurance Group Holdings, Inc. operates as a global insurance holding company, offering a wide array of insurance and financial services.FMPFinancial Modeling Prep (FMP) company profile — Deterministic excerpt derived from id.description; source and date describe the input fact, not a new provider observation
px.change_absChange on the day, in dollars−$0.84FMPFinancial Modeling Prep (FMP) · quote
px.pePrice / earnings (trailing)8.00FMPFinancial Modeling Prep (FMP) · quote
px.volumeShares traded on the day428FMPFinancial Modeling Prep (FMP) · quote
px.betaBeta0.28FMPFinancial Modeling Prep (FMP) company profile
id.sectorSector / industry (provider taxonomy)Financial Services / Insurance Property & CasualtyFMPFinancial Modeling Prep (FMP) company profile — The company's SEC filings classify it under SIC 6331 — Fire, Marine & Casualty Insurance.
id.employeesEmployees46,856FMPFinancial Modeling Prep (FMP) company profile
id.ceoChief executiveShinichiro FunabikiFMPFinancial Modeling Prep (FMP) key executives (proxy-derived) — Titles and pay come from the company's proxy statement as our provider parsed it.
fin.q_revenueRevenue, Q1 FY2027$13.71BFMPFinancial Modeling Prep (FMP) · income statement (quarterly)
fin.q_incomeNet income, Q1 FY2027$2.07BFMPFinancial Modeling Prep (FMP) · income statement (quarterly)
earn.history.depth.2026-08-14.revenue_actualRevenue · reported — report date 2026-08-14$10.37BReport date · FMPFinancial Modeling Prep (FMP) earnings — Earnings-history note
earn.history.depth.2026-08-14.revenue_estimatedRevenue · estimate — report date 2026-08-14$10.76BReport date · FMPFinancial Modeling Prep (FMP) earnings — Earnings-history note
earn.history.depth.2026-08-14.eps_actualEPS · reported — report date 2026-08-14$1.3900Report date · FMPFinancial Modeling Prep (FMP) earnings — Earnings-history note
earn.history.depth.2026-08-14.eps_estimatedEPS · estimate — report date 2026-08-14$0.4630Report date · FMPFinancial Modeling Prep (FMP) earnings — Earnings-history note
earn.history.depth.2026-05-20.revenue_actualRevenue · reported — report date 2026-05-20$11.01BReport date · FMPFinancial Modeling Prep (FMP) earnings — Earnings-history note
earn.history.depth.2026-05-20.revenue_estimatedRevenue · estimate — report date 2026-05-20$11.22BReport date · FMPFinancial Modeling Prep (FMP) earnings — Earnings-history note
earn.history.depth.2026-05-20.eps_actualEPS · reported — report date 2026-05-20$0.5660Report date · FMPFinancial Modeling Prep (FMP) earnings — Earnings-history note
earn.history.depth.2026-05-20.eps_estimatedEPS · estimate — report date 2026-05-20$0.6460Report date · FMPFinancial Modeling Prep (FMP) earnings — Earnings-history note
earn.history.depth.2026-02-13.revenue_actualRevenue · reported — report date 2026-02-13$11.45BReport date · FMPFinancial Modeling Prep (FMP) earnings — Earnings-history note
earn.history.depth.2026-02-13.revenue_estimatedRevenue · estimate — report date 2026-02-13$11.45BReport date · FMPFinancial Modeling Prep (FMP) earnings — Earnings-history note
earn.history.depth.2026-02-13.eps_actualEPS · reported — report date 2026-02-13$0.7150Report date · FMPFinancial Modeling Prep (FMP) earnings — Earnings-history note
earn.history.depth.2026-02-13.eps_estimatedEPS · estimate — report date 2026-02-13$0.3870Report date · FMPFinancial Modeling Prep (FMP) earnings — Earnings-history note
earn.history.depth.2025-11-19.revenue_actualRevenue · reported — report date 2025-11-19$14.14BReport date · FMPFinancial Modeling Prep (FMP) earnings — Earnings-history note
earn.history.depth.2025-11-19.revenue_estimatedRevenue · estimate — report date 2025-11-19$10.82BReport date · FMPFinancial Modeling Prep (FMP) earnings — Earnings-history note
earn.history.depth.2025-11-19.eps_actualEPS · reported — report date 2025-11-19$1.2100Report date · FMPFinancial Modeling Prep (FMP) earnings — Earnings-history note
fin.q_tableQuarterly income statement4 quarters through Q1 FY2027FMPFinancial Modeling Prep (FMP) · income statement (quarterly), as filed

UNRECORDED — 4 facts from stored observations whose source was not recorded

UNRECORDED facts used on this page
Fact IDFactValue as shownAs ofTierSource
px.range5252-week range$19.57 – $35.00UNRECORDEDStored company-profile observation — Captured 2026-10-04
earn.historyReported versus estimated, recent quartersEPS beat 4 of 8UNRECORDEDStored earnings-history observation — Captured 2026-10-04
fin.scoresDistress and quality screensAltman Z 1.01 · Piotroski F 4UNRECORDEDStored financial-scores observation — Captured 2026-10-05
fin.ratiosReturn and yield ratios (trailing twelve months)ROE 17.5% · ROA 3.0% · earnings yield 12.2%—UNRECORDEDStored key metrics — Date unknown

COMPUTED — 4 facts from our arithmetic, formula restated

COMPUTED facts used on this page
Fact IDFactValue as shownAs ofTierSource
div.ttm_per_shareDividends per share, last 12 months (split-adjusted)$1.06COMPUTEDFinancial Modeling Prep (FMP) split-adjusted dividend history — Sum of 2 split-adjusted declared dividends with an ex-date in the 365 days to 2026-10-04, per current share. Ex-dates are not payment dates; special dividends are included. Not a declared annual rate.
div.ttm_yieldDividend yield, last 12 months3.36%COMPUTEDFinancial Modeling Prep (FMP) split-adjusted dividend history and quote — Split-adjusted dividends with ex-dates in the trailing 365-day window divided by the packet price, on the same current-share basis. Price date follows the quote, latest price bar or packet-build day when unstamped. Not a forecast or declared annual rate.
earn.history.depth.2026-08-14.revenue_actual.comparisonLatest report · revenue vs estimateBelow estimateReport date · COMPUTEDComputed from Financial Modeling Prep (FMP) earnings — Earnings-history note — Method: compare reported revenue ($10.37B) with the recorded estimate ($10.76B) at displayed precision. Equal displayed values are in line. This compares reported results with recorded estimates, not investment returns.
earn.history.depth.2026-08-14.eps_actual.comparisonLatest report · EPS vs estimateAbove estimateReport date · COMPUTEDComputed from Financial Modeling Prep (FMP) earnings — Earnings-history note — Method: compare reported EPS ($1.3900) with the recorded estimate ($0.4630) at displayed precision. Equal displayed values are in line. This compares reported results with recorded estimates, not investment returns.

OURS — 1 fact from Stock Expert AI's own score and rank

OURS facts used on this page
Fact IDFactValue as shownAs ofTierSource
gap.statement_currencyStatement currency limitationDetailed statement figures are not shown because their conversion to USD has not been verified.OURSStock Expert AI currency-basis check

Fact-family notes

  1. Earnings-history note. Source series as of 2026-08-14. Dates are report dates, not fiscal period ends. Revenue is in USD; EPS is USD per share, rounded to four decimals. The earnings feed does not establish a basic, diluted or adjusted basis. Earnings-feed EPS may differ from statement EPS; the two series are not combined. Applies to Fact IDs: earn.history.depth.2026-08-14.revenue_actual, earn.history.depth.2026-08-14.revenue_estimated, earn.history.depth.2026-08-14.revenue_actual.comparison, earn.history.depth.2026-08-14.eps_actual.comparison, earn.history.depth.2026-08-14.eps_actual, earn.history.depth.2026-08-14.eps_estimated, earn.history.depth.2026-05-20.revenue_actual, earn.history.depth.2026-05-20.revenue_estimated, earn.history.depth.2026-05-20.eps_actual, earn.history.depth.2026-05-20.eps_estimated, earn.history.depth.2026-02-13.revenue_actual, earn.history.depth.2026-02-13.revenue_estimated, earn.history.depth.2026-02-13.eps_actual, earn.history.depth.2026-02-13.eps_estimated, earn.history.depth.2025-11-19.revenue_actual, earn.history.depth.2025-11-19.revenue_estimated, earn.history.depth.2025-11-19.eps_actual.
Published
Research standards
Methodology · Editorial policy · Corrections
Data Sources & Methodology
Figures come from Financial Modeling Prep (FMP). If FMP has no figure for a ticker, a price or fundamental may come from a Yahoo Finance fallback, or a price from an Alpaca fallback. SEC EDGAR is used only for filing links and company identity details (legal name, address), never for figures. AI analysis by Stock Expert AI proprietary algorithms. Technical indicators via industry-standard calculations. Last updated: .
Data Provenance
Sources: Financial Modeling Prep (FMP) — Primary · Yahoo Finance — Fallback · Alpaca — Tertiary
Last fetched:
Cache TTL: Quote 5min · Profile 7d · Financials 7d · Insider 48h
How we use AI: Numbers are pulled directly from FMP & Yahoo Finance — our AI writes the analysis, it never edits the figures.
Data provided as-is for educational purposes. Not financial advice. Methodology

Data provided for informational purposes only.