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National Bank of Greece S.A. (NBGIF) Stock Price & Analysis

National Bank of Greece S.A. (NBGIF) — price $20.95 (0.00%), as of the Oct 2, 2026 trading session; market cap $18.8B. Expected results Nov 5, 2026.

Educational signal · not a buy or sell recommendation · How to read this

$20.95 $0.00 (0.00%) Market Cap $18.8B

National Bank of Greece S.A. · NBGIF · Financial Services · Banks - Regional

National Bank of Greece S.A., together with its affiliated companies, offers a comprehensive range of financial products and services.

Price as of Oct 2, 2026

Key Statistics

No publishable V2 score is available for this stock yet.

Price & valuation

Dates shown where recorded
MeasureValueAs of
Latest provided price$20.95
Change on the day0.00%
52-week range$12.95 – $20.95
Market capitalisation$18.8B
Price / earnings (trailing)13.80
Shares traded on the day866
Beta (volatility vs the S&P 500)0.56
Dividends per share (last 12 months)$0.59
Dividend yield (last 12 months)3.02%

Price & events

Weekly closing price with reported quarters marked Weekly closing price from Aug 15, 2025 to Oct 2, 2026: low $14, high $21, latest $21. 4 reported quarters marked, 1 above and 3 below the recorded estimate. 1 other dated event marked. $21 $14 high $21 Nov 5, 2025 · Earnings results · reported below the recorded estimate · close $141Feb 27, 2026 · Earnings results · reported below the recorded estimate · close $162May 8, 2026 · Earnings results · reported above the recorded estimate · close $163Jul 30, 2026 · Earnings call · management outlook · no recorded estimate to compare · close $194Jul 30, 2026 · Earnings results · reported below the recorded estimate · close $195 Aug 15, 2025 Oct 2, 2026 · $21 $15Aug 15, 2025$14Aug 29, 2025$14Sep 12, 2025$14Sep 26, 2025$16Oct 10, 2025$15Oct 24, 2025$14Nov 7, 2025$14Nov 21, 2025$16Dec 5, 2025$16Dec 19, 2025$16Jan 2, 2026$18Jan 16, 2026$18Jan 30, 2026$18Feb 13, 2026$16Feb 27, 2026$15Mar 13, 2026$15Mar 27, 2026$17Apr 10, 2026$16Apr 24, 2026$16May 8, 2026$16May 22, 2026$17Jun 5, 2026$18Jun 18, 2026$18Jul 2, 2026$17Jul 17, 2026$19Jul 31, 2026$19Aug 14, 2026$20Aug 28, 2026$20Sep 11, 2026

Triangles mark reported quarters on the line: pointing up is above the recorded estimate, down is below, a diamond means no estimate on file or a dated event that is not a results report. Numbers key to the dated list. Point at or tab to any week for its close.

Events behind the price

  • · Earnings results · below the recorded estimate
  • · Earnings results · below the recorded estimate
  • · Earnings results · above the recorded estimate
  • · Earnings call · management outlook
  • · Earnings results · below the recorded estimate

Results dates follow the earnings feed; call dates follow the transcript provider. Nearby dates do not establish that an event caused a price move.

Upcoming events

As of

  1. Next results dueProvider estimate

Management outlook

  • Looking ahead, the combination of higher rates and sustained credit dynamics underpins our expectation for a strong second half of the year, leading us to upgrade our full-year NII guidance from a low to a mid-single-digit growth.

    Christos Christodoulou · Statement from

  • All in all, as you've seen, we expect a mid-single-digit growth in our NII, and overall, we're very positive about the second half of the year.

    Christos Christodoulou · Statement from

Statement dates identify the earnings call, not a deadline. Management expectations and provider estimates can change.

Read management statements

Other perspectives

Council score for National Bank of Greece (NBGIF): perspectives

Council is a separate blend of available disciplines; MoonshotScore above remains the five-pillar research rating.

9-Factor Breakdown

Revenue Growth Weak
Gross Margin Strong
Operating Leverage Neutral
Cash Runway Strong
R&D Intensity Neutral
Insider Activity Moderate
Trading Liquidity Weak
Price Momentum Moderate
News Sentiment Neutral

Legends Council

6 lenses, 0 current

AI simulations built from the named investors' published principles. Not affiliated with, endorsed by, or the opinion of these individuals. How these lenses are built

Dalio-style lens (simulated) Ray Dalio Favorable read
Griffin-style lens (simulated) Ken Griffin Favorable read
Simons-style lens (simulated) Jim Simons Favorable read
Englander-style lens (simulated) Izzy Englander Favorable read
Klarman-style lens (simulated) Seth Klarman Neutral read
Moon AI lens (model) Neutral read

Read on: Sep 11, 2026 · older than the 27 hours refresh window; not a current reading

Munger's Mindset

Balance Sheet & Valuation · historical

Financial Health Neutral
Margin of Safety Undervalued
Profit Margin Strong
Revenue Growth Negative
Debt/Equity Negative
ROE Moderate
Gross Margin Strong

Read on: Jun 25, 2026 · older than the 27 hours refresh window; not a current reading

How to read these bars and different assessments

Council is a separate blend of available disciplines; MoonshotScore above remains the five-pillar research rating.

Bars show each model's ordered assessment on its own scale, not a probability or a comparable investment return. The adjacent words give the assessment; more filled segments indicate a stronger model reading.

On Jun 25, 2026, the Munger lens read the price at that time as undervalued against its own estimate of value.

Readings on this page are from Oct 6, 2026, except a card that shows its own read date.

Watch the NBGIF film — every key number, told as a short cinematic story

~2 min · open the film

1 · What is it?

What is National Bank of Greece (NBGIF), and what does it report?

Short answer · as of

National Bank of Greece S.A., together with its affiliated companies, offers a comprehensive range of financial products and services. Financial Services / Banks Regional Headquarters: 86 Eolou Street, Athens, GI, 10559, GR. It employs 7,877 people and is led by Pavlos Konstantinos Mylonas. In Q2 FY2026 it reported revenue of $919M and net income of $331M. The market values it at $18.8B.

2 · Latest results

What do the latest results show for National Bank of Greece (NBGIF)?

Short answer · as of

The most recent reported quarter, Q2 FY2026, carried revenue of $919M. Against analyst estimates the company has EPS beat 3 of 8 reports.

Did results meet expectations?

Reported earnings and revenue alongside the estimates recorded by the provider.

Latest report · revenue
$781.17M Jul 30, 2026
Latest report · revenue estimate
$797.82M Jul 30, 2026
Latest report · revenue vs estimate
Below estimate Jul 30, 2026
Latest report · EPS vs estimate
Below estimate Jul 30, 2026
Did results meet expectations? — reported evidence
Report dateRevenue · reportedRevenue · estimateEPS · reportedEPS · estimate
Jul 30, 2026$781.17M$797.82M$0.3795$0.3865
May 8, 2026$756.77M$775.60M$1.6500$0.3487
Feb 27, 2026$778.70M$783.23M$0.3580$0.3647
Nov 5, 2025$873.75M$791.08M$0.3545$0.3639

Dates are report dates, not fiscal period ends. Revenue is in USD; EPS is USD per share, rounded to four decimals. The earnings feed does not establish a basic, diluted or adjusted basis. Earnings-feed EPS may differ from statement EPS; the two series are not combined.

Quarterly income statement — 4 quarters
Revenue, net income and earnings per share by quarter (converted from EUR)
PeriodRevenueNet incomeEPS
Q2 FY2026$919M$331M$0.37 (diluted)
Q1 FY2026$762M$306M$0.34 (diluted)
Q4 FY2025$777M$315M$0.34 (diluted)
Q3 FY2025$838M$308M$0.34 (diluted)
4 · What to check next?

What should you watch next at National Bank of Greece (NBGIF)?

Short answer · as of

The next earnings report is expected on Nov 5, 2026.

What management is planning

Management expectations, not completed milestones or guarantees. Selected verbatim excerpts; dates follow the transcript provider.

  1. Looking ahead, the combination of higher rates and sustained credit dynamics underpins our expectation for a strong second half of the year, leading us to upgrade our full-year NII guidance from a low to a mid-single-digit growth.

    Christos Christodoulou ·

  2. All in all, as you've seen, we expect a mid-single-digit growth in our NII, and overall, we're very positive about the second half of the year.

    Christos Christodoulou ·

What the records here don't tell us

  • Detailed statement figures are not shown because their conversion to USD has not been verified.
  • No insider Form 4 transaction falls inside the window this page reads.
  • Fewer than two score snapshots exist, so no score trend is shown.

Checked against the records this page reads, on the dates shown above.

NBGIF Financial Services Stock FAQ

These answers are editorial: 1 of these 8 answers is drawn from the NBGIF research dossier (written Mar 17, 2026 by gemini-2.0-flash); the other 7 are question templates that restate figures shown above. Figures in this section are not part of the source register.

Is NBGIF a good stock to buy?

Stock Expert AI does not rate NBGIF buy, sell or hold. National Bank of Greece S.A. has no MoonshotScore yet; read the financial checkup, analyst consensus and risks directly. Whether it fits is your call: check what it sells, whether it earns and what the price assumes. This is educational content, not investment advice.

What is the NBGIF stock price today?

The last price recorded on this page for National Bank of Greece S.A. (NBGIF) is $20.95, as of the Oct 2, 2026 trading session (source: Financial Modeling Prep (FMP) · quote). It is a provider snapshot, not a live exchange feed, so check a brokerage quote before you trade.

What are the main risks for NBGIF?

National Bank of Greece S.A. faces several risks, including exposure to the Greek economy, competition from other financial institutions, and regulatory changes. The bank's high level of non-performing loans poses a challenge to its profitability. Investors should carefully consider these risks before investing in NBGIF.

What are the key factors to evaluate for NBGIF?

Evaluate NBGIF on fundamentals, analyst consensus, and risk factors. P/E: 13.80x. The SME lending market offers significant growth potential, as many SMEs still face challenges in accessing financing. Not financial advice.

How frequently does NBGIF data refresh on this page?

NBGIF's price is the last quote we recorded, from the Oct 2, 2026 trading session. Pages are served from a cache, so the copy you are reading can lag that quote. The quote is a provider snapshot, not an exchange feed. Fundamentals follow quarterly filings. V2 is recalculated from the most recent completed US trading session; the score's own date shows its last successful run.

What has driven NBGIF's recent stock price performance?

National Bank of Greece S.A. (NBGIF) moves on earnings results, analyst revisions, sector rotation, and market sentiment. Notable catalyst: Strong brand recognition and customer loyalty in Greece. See the News tab for the latest drivers. Past performance does not predict future results.

Should investors consider NBGIF overvalued or undervalued right now?

National Bank of Greece S.A. (NBGIF) trades at 13.80x earnings. Compare P/E, P/S, and EV/EBITDA against sector peers for a full view.

How do I research NBGIF before investing?

Before investing in National Bank of Greece S.A. (NBGIF), research these four areas: (1) the company's revenue model and competitive position (see Company Overview), (2) financial health through revenue growth, margins, and cash flow (see MoonshotScore), (3) analyst consensus ratings and price targets (see Analyst tab), and (4) specific risk factors that could impact the stock (see Risk Factors section).

Disclaimer: This content is for informational purposes only and does not constitute investment advice. Always do your own research and consult a financial advisor.

Machine-generated analysis by Stock Expert AI — model gemini-2.0-flash, generated Mar 17, 2026. Editorial oversight is systemic, not page-by-page. Editorially accountable: Sedat ANAK, Founder and Editor-in-Chief.

Sources — records for every figure on this page (40 figures)

The 40 rows below are exactly the facts the evidence-backed sections of this page printed — the 10-second verdict, the MoonshotScore, price and market value, the five questions with their receipts, and the records behind this page. Known dates and sources are recorded on their own rows; an em dash or UNRECORDED tier preserves a stored observation without inventing either. The quarterly income statement is provider-standardized (FMP) under one row, and scale definitions — a 0-100 rating, the band ladder, the Piotroski 0–9 range — are fixed rather than measured. No number in those sections was generated by a model. The register does not cover quoted third-party headlines, the dated council readings, or the Frequently Asked Questions; each of those says where it came from where it stands.

"As of" is the date the value is true for where the source carries one — a quarter end, a filing date, a price close, the day the score was computed. A cached observation with no source date remains undated; the page publication date is not used as a substitute.

OFFICIAL — 1 fact from SEC filings and earnings calls

OFFICIAL facts used on this page
Fact IDFactValue as shownAs ofTierSource
prod.outlookManagement outlook — call excerptsChristos Christodoulou (Jul 30, 2026): Looking ahead, the combination of higher rates and sustained credit dynamics underpins our expectation for a strong second half of the year, leading us to upgrade our full-year NII guidance from a low to a mid-single-digit growth. Christos Christodoulou (Jul 30, 2026): All in all, as you've seen, we expect a mid-single-digit growth in our NII, and overall, we're very positive about the second half of the year.OFFICIALCompany earnings call, transcript via Financial Modeling Prep (FMP) — Selected verbatim statements from the latest available call, dated by the transcript provider. Management expectations, not completed milestones or guarantees. Relative dates retain the speaker's wording.

FMP — 32 facts from Financial Modeling Prep endpoint families

FMP facts used on this page
Fact IDFactValue as shownAs ofTierSource
px.lastLatest provided price$20.95FMPFinancial Modeling Prep (FMP) · quote — Dated to the US trading session the price belongs to, derived from the quote record's timestamp (weekend and pre-open reads roll back to the previous weekday; exchange holidays are not modelled). The record does not establish an exchange execution time. Retrieved 2026-10-05T12:34:59.777Z.
px.changeChange on the day0.00%FMPFinancial Modeling Prep (FMP) · quote
px.mcapMarket capitalisation$18.8BFMPFinancial Modeling Prep (FMP) · quote — Date unknown Market cap record date: 2026-10-02. FMP quote timestamp: 2026-10-02T20:00:00.000Z. Captured from FMP at 2026-10-05T12:34:57.696Z. No share-count basis is inferred; this page preserves the reported amount instead of recalculating it from shares.
earn.nextNext earnings dateNov 5, 2026FMPFinancial Modeling Prep (FMP) earnings calendar — The date is our provider's estimate until the company confirms it.
id.business_summaryBusiness description (FMP excerpt)National Bank of Greece S.A., together with its affiliated companies, offers a comprehensive range of financial products and services.FMPFinancial Modeling Prep (FMP) company profile — Deterministic excerpt derived from id.description; source and date describe the input fact, not a new provider observation
px.change_absChange on the day, in dollars$0.00FMPFinancial Modeling Prep (FMP) · quote
px.pePrice / earnings (trailing)13.80FMPFinancial Modeling Prep (FMP) · quote
px.volumeShares traded on the day866FMPFinancial Modeling Prep (FMP) · quote
px.betaBeta0.56FMPFinancial Modeling Prep (FMP) company profile
id.sectorSector / industry (provider taxonomy)Financial Services / Banks RegionalFMPFinancial Modeling Prep (FMP) company profile
id.hqHeadquarters86 Eolou Street, Athens, GI, 10559, GRFMPFinancial Modeling Prep (FMP) company profile
id.employeesEmployees7,877FMPFinancial Modeling Prep (FMP) company profile
id.ceoChief executivePavlos Konstantinos MylonasFMPFinancial Modeling Prep (FMP) key executives (proxy-derived) — Titles and pay come from the company's proxy statement as our provider parsed it.
fin.q_revenueRevenue, Q2 FY2026$919MFMPFinancial Modeling Prep (FMP) · income statement (quarterly)
fin.q_incomeNet income, Q2 FY2026$331MFMPFinancial Modeling Prep (FMP) · income statement (quarterly)
earn.history.depth.2026-07-30.revenue_actualRevenue · reported — report date 2026-07-30$781.17MReport date · FMPFinancial Modeling Prep (FMP) earnings — Earnings-history note
earn.history.depth.2026-07-30.revenue_estimatedRevenue · estimate — report date 2026-07-30$797.82MReport date · FMPFinancial Modeling Prep (FMP) earnings — Earnings-history note
earn.history.depth.2026-07-30.eps_actualEPS · reported — report date 2026-07-30$0.3795Report date · FMPFinancial Modeling Prep (FMP) earnings — Earnings-history note
earn.history.depth.2026-07-30.eps_estimatedEPS · estimate — report date 2026-07-30$0.3865Report date · FMPFinancial Modeling Prep (FMP) earnings — Earnings-history note
earn.history.depth.2026-05-08.revenue_actualRevenue · reported — report date 2026-05-08$756.77MReport date · FMPFinancial Modeling Prep (FMP) earnings — Earnings-history note
earn.history.depth.2026-05-08.revenue_estimatedRevenue · estimate — report date 2026-05-08$775.60MReport date · FMPFinancial Modeling Prep (FMP) earnings — Earnings-history note
earn.history.depth.2026-05-08.eps_actualEPS · reported — report date 2026-05-08$1.6500Report date · FMPFinancial Modeling Prep (FMP) earnings — Earnings-history note
earn.history.depth.2026-05-08.eps_estimatedEPS · estimate — report date 2026-05-08$0.3487Report date · FMPFinancial Modeling Prep (FMP) earnings — Earnings-history note
earn.history.depth.2026-02-27.revenue_actualRevenue · reported — report date 2026-02-27$778.70MReport date · FMPFinancial Modeling Prep (FMP) earnings — Earnings-history note
earn.history.depth.2026-02-27.revenue_estimatedRevenue · estimate — report date 2026-02-27$783.23MReport date · FMPFinancial Modeling Prep (FMP) earnings — Earnings-history note
earn.history.depth.2026-02-27.eps_actualEPS · reported — report date 2026-02-27$0.3580Report date · FMPFinancial Modeling Prep (FMP) earnings — Earnings-history note
earn.history.depth.2026-02-27.eps_estimatedEPS · estimate — report date 2026-02-27$0.3647Report date · FMPFinancial Modeling Prep (FMP) earnings — Earnings-history note
earn.history.depth.2025-11-05.revenue_actualRevenue · reported — report date 2025-11-05$873.75MReport date · FMPFinancial Modeling Prep (FMP) earnings — Earnings-history note
earn.history.depth.2025-11-05.revenue_estimatedRevenue · estimate — report date 2025-11-05$791.08MReport date · FMPFinancial Modeling Prep (FMP) earnings — Earnings-history note
earn.history.depth.2025-11-05.eps_actualEPS · reported — report date 2025-11-05$0.3545Report date · FMPFinancial Modeling Prep (FMP) earnings — Earnings-history note
earn.history.depth.2025-11-05.eps_estimatedEPS · estimate — report date 2025-11-05$0.3639Report date · FMPFinancial Modeling Prep (FMP) earnings — Earnings-history note
fin.q_tableQuarterly income statement4 quarters through Q2 FY2026FMPFinancial Modeling Prep (FMP) · income statement (quarterly), as filed

UNRECORDED — 2 facts from stored observations whose source was not recorded

UNRECORDED facts used on this page
Fact IDFactValue as shownAs ofTierSource
px.range5252-week range$12.95 – $20.95UNRECORDEDStored company-profile observation — Captured 2026-10-02
earn.historyReported versus estimated, recent quartersEPS beat 3 of 8UNRECORDEDStored earnings-history observation — Captured 2026-10-02 · Expired observation

COMPUTED — 4 facts from our arithmetic, formula restated

COMPUTED facts used on this page
Fact IDFactValue as shownAs ofTierSource
div.ttm_per_shareDividends per share, last 12 months (split-adjusted)$0.59COMPUTEDFinancial Modeling Prep (FMP) split-adjusted dividend history — Sum of 2 split-adjusted declared dividends with an ex-date in the 365 days to 2026-09-13, per current share. Ex-dates are not payment dates; special dividends are included. Not a declared annual rate.
div.ttm_yieldDividend yield, last 12 months3.02%COMPUTEDFinancial Modeling Prep (FMP) split-adjusted dividend history and quote — Split-adjusted dividends with ex-dates in the trailing 365-day window divided by the packet price, on the same current-share basis. Price date follows the quote, latest price bar or packet-build day when unstamped. Not a forecast or declared annual rate.
earn.history.depth.2026-07-30.revenue_actual.comparisonLatest report · revenue vs estimateBelow estimateReport date · COMPUTEDComputed from Financial Modeling Prep (FMP) earnings — Earnings-history note — Method: compare reported revenue ($781.17M) with the recorded estimate ($797.82M) at displayed precision. Equal displayed values are in line. This compares reported results with recorded estimates, not investment returns.
earn.history.depth.2026-07-30.eps_actual.comparisonLatest report · EPS vs estimateBelow estimateReport date · COMPUTEDComputed from Financial Modeling Prep (FMP) earnings — Earnings-history note — Method: compare reported EPS ($0.3795) with the recorded estimate ($0.3865) at displayed precision. Equal displayed values are in line. This compares reported results with recorded estimates, not investment returns.

OURS — 1 fact from Stock Expert AI's own score and rank

OURS facts used on this page
Fact IDFactValue as shownAs ofTierSource
gap.statement_currencyStatement currency limitationDetailed statement figures are not shown because their conversion to USD has not been verified.OURSStock Expert AI currency-basis check

Fact-family notes

  1. Earnings-history note. Source series as of 2026-07-30. Dates are report dates, not fiscal period ends. Revenue is in USD; EPS is USD per share, rounded to four decimals. The earnings feed does not establish a basic, diluted or adjusted basis. Earnings-feed EPS may differ from statement EPS; the two series are not combined. Applies to Fact IDs: earn.history.depth.2026-07-30.revenue_actual, earn.history.depth.2026-07-30.revenue_estimated, earn.history.depth.2026-07-30.revenue_actual.comparison, earn.history.depth.2026-07-30.eps_actual.comparison, earn.history.depth.2026-07-30.eps_actual, earn.history.depth.2026-07-30.eps_estimated, earn.history.depth.2026-05-08.revenue_actual, earn.history.depth.2026-05-08.revenue_estimated, earn.history.depth.2026-05-08.eps_actual, earn.history.depth.2026-05-08.eps_estimated, earn.history.depth.2026-02-27.revenue_actual, earn.history.depth.2026-02-27.revenue_estimated, earn.history.depth.2026-02-27.eps_actual, earn.history.depth.2026-02-27.eps_estimated, earn.history.depth.2025-11-05.revenue_actual, earn.history.depth.2025-11-05.revenue_estimated, earn.history.depth.2025-11-05.eps_actual, earn.history.depth.2025-11-05.eps_estimated.
Published
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Methodology · Editorial policy · Corrections
Data Sources & Methodology
Figures come from Financial Modeling Prep (FMP). If FMP has no figure for a ticker, a price or fundamental may come from a Yahoo Finance fallback, or a price from an Alpaca fallback. SEC EDGAR is used only for filing links and company identity details (legal name, address), never for figures. AI analysis by Stock Expert AI proprietary algorithms. Technical indicators via industry-standard calculations. Last updated: .
Data Provenance
Sources: Financial Modeling Prep (FMP) — Primary · Yahoo Finance — Fallback · Alpaca — Tertiary
Last fetched:
Cache TTL: Quote 5min · Profile 7d · Financials 7d · Insider 48h
How we use AI: Numbers are pulled directly from FMP & Yahoo Finance — our AI writes the analysis, it never edits the figures.
Data provided as-is for educational purposes. Not financial advice. Methodology

Data provided for informational purposes only.