Tilly's, Inc. (TLYS) Stock Analysis
For informational purposes only. Not financial advice. Analysis by Sedat ANAK, Founder & Editor-in-Chief | AI-powered analysis. Data sourced from SEC filings and institutional-grade financial providers. Editorially reviewed. Not financial advice.
Tilly's, Inc. (TLYS) trades at $3.83 with AI Score 35/100 (Grade D). Tilly's, Inc. Market cap: $115M, Sector: Consumer cyclical.
Price as of Aug 21, 2026 · Last analyzed: May 10, 2026Analyst Coverage for TLYS: TLYS does not currently have published analyst price targets in our coverage universe. This is common for smaller-cap names with limited Wall Street coverage. In the absence of analyst consensus, our AI model evaluates TLYS against Consumer Cyclical peers across nine fundamental dimensions and assigns an underweight signal based on the underlying data.
TLYS: 2/3 scored disciplines lean bearish. Dominant signal: Ray Dalio bullish.
How is this calculated? →Why this analysis is different
- A sector-relative MoonshotScore — five pillars (business quality, financial safety, valuation, growth durability, momentum) re-ranked nightly against the full universe of US-listed common stocks.
- An AI Council read across up to eight perspectives — value, macro, quantitative, and momentum lenses — that shows where they disagree instead of averaging the tension away.
- Figures come straight from FMP and Yahoo Finance filings data. The AI writes the narrative around the numbers — it never edits the numbers.
Tilly's, Inc. (TLYS) Consumer Business Overview
Tilly's, Inc. is a specialty retailer focusing on the youth market, offering apparel, footwear, and accessories through its brick-and-mortar stores and e-commerce platform. With a presence across the United States, Tilly's competes in the fragmented apparel retail sector, balancing brand partnerships with its private-label offerings.
What Is the Investment Thesis for TLYS?
Tilly's, Inc. presents a mixed investment thesis. The company's focus on the youth apparel market provides a niche, but it also faces challenges in maintaining relevance with rapidly changing fashion trends. With a market capitalization of $115M and a negative profit margin of -3.2%, the company's financial performance raises concerns. The gross margin of 29.7% indicates some pricing power, but cost management is crucial for achieving profitability. Growth catalysts include enhancing the e-commerce platform and expanding the store network in strategic locations. However, the company's beta of 0.10 suggests low volatility, which may limit potential gains. Investors should closely monitor Tilly's ability to adapt to changing consumer preferences and improve its financial performance to justify a long-term investment.
Based on FMP financials and quantitative analysis
TLYS Key Highlights
Market Cap of $115M reflects the company's current valuation in the apparel retail market.
- Profit Margin of -3.2% indicates the company is currently operating at a loss, requiring attention to cost management and revenue growth.
- Gross Margin of 29.7% shows the percentage of revenue exceeding the cost of goods sold, indicating some pricing power.
- Operates 241 stores as of March 14, 2022, providing a physical retail presence across the United States.
- Beta of 0.10 suggests lower volatility compared to the broader market, potentially offering stability in turbulent times.
Who Are TLYS's Competitors?
TLYS is benchmarked below against 8 industry peers on price, market cap, and our AI MoonshotScore.
| Company | Price | Change | Market Cap | AI Score |
|---|---|---|---|---|
| ANF Abercrombie & Fitch Co. | $105.02 | -0.41% | $4.67B | 95 |
| GPS The Gap, Inc. | $24.55 | +4.38% | $9.21B | 50 |
| URBN Urban Outfitters, Inc. | $72.65 | -2.33% | $6.22B | 78 |
| RROTF Roots Corporation | $2.63 | +5.20% | $103M | 47 |
| ENMHF ENM Holdings Limited | $0.06 | +0.00% | $99.0M | 49 |
| DLTH Duluth Holdings Inc. | $3.84 | +0.79% | $146M | 65 |
| RTMNF Reitmans (Canada) Limited | $1.51 | +0.00% | $75.6M | 47 |
| GLFGF Global Fashion Group S.A. | $0.33 | +0.00% | $75.4M | 51 |
AI Score by Stock Expert AI · Price data: FMP / Yahoo Finance
What Are TLYS's Key Strengths?
Established brand recognition in the youth market.
- Diverse product assortment across apparel, footwear, accessories, and hardgoods.
- Omnichannel presence with retail stores and e-commerce platform.
- Strategic partnerships with established brands.
What Are TLYS's Weaknesses?
Negative profit margin indicates financial challenges.
- Susceptibility to changing fashion trends and consumer preferences.
- Limited international presence.
- High dependence on the U.S. market.
What Could Drive TLYS Stock Higher?
Potential improvement in financial performance through cost management initiatives.
- Expansion of the e-commerce platform to drive online sales growth.
- Strengthening brand partnerships to offer a wider selection of products.
- Development of private-label brands to improve gross margins.
What Are the Key Risks for TLYS?
Financial-distress signal — its Altman Z-Score of 1.66 sits in the distress zone (elevated bankruptcy risk).
- Negative return on equity (-4.0%) — the business is not currently generating profit on shareholder capital.
- Economic downturns and fluctuations in consumer spending could negatively impact sales.
- Changing fashion trends and consumer preferences could lead to inventory obsolescence.
- Intense competition from other apparel retailers and online marketplaces.
- Supply chain disruptions and rising costs could impact profitability.
What Are the Growth Opportunities for TLYS?
- Enhancing E-commerce Platform: Tilly's can invest in improving its e-commerce platform to provide a more seamless and personalized online shopping experience. This includes optimizing the website for mobile devices, implementing advanced search and filtering capabilities, and offering personalized product recommendations. Timeline: Ongoing.
- Expanding Store Network: Tilly's can strategically expand its store network by opening new locations in underserved markets and high-traffic areas. This allows the company to increase its brand visibility, reach new customers, and drive revenue growth. The retail apparel market in the United States is estimated to be worth hundreds of billions of dollars, providing ample opportunity for Tilly's to capture additional market share through store expansion. Timeline: Ongoing.
- Strengthening Brand Partnerships: Tilly's can strengthen its relationships with established brands and explore new partnerships to offer a wider selection of products and attract more customers. This includes collaborating with popular apparel, footwear, and accessories brands to create exclusive collections and limited-edition products. The brand partnership market is highly competitive, but Tilly's can leverage its existing relationships and industry expertise to secure favorable partnerships and drive sales growth. Timeline: Ongoing.
- Developing Private-Label Brands: Tilly's can further develop its private-label brands to offer unique and differentiated products that appeal to its target demographic. This allows the company to improve its gross margins, control its product assortment, and build brand loyalty. The private-label market is growing rapidly, as consumers increasingly seek value and quality from store brands. Tilly's can leverage its design and sourcing capabilities to create compelling private-label offerings that resonate with its customers. Timeline: Ongoing.
- Improving Customer Engagement: Tilly's can invest in improving its customer engagement through personalized marketing, loyalty programs, and social media initiatives. This includes using data analytics to understand customer preferences and behaviors, offering targeted promotions and discounts, and creating engaging content that resonates with its target audience. The customer engagement market is highly competitive, but Tilly's can differentiate itself by providing exceptional customer service and building strong relationships with its customers. Timeline: Ongoing.
What Are TLYS's Competitive Advantages?
- Established brand recognition within the youth market.
- Diverse product assortment across multiple categories.
- Omnichannel presence with both retail stores and e-commerce platform.
- Strategic partnerships with established brands.
What Does TLYS Do?
Tilly's, Inc., founded in 1982 and headquartered in Irvine, California, operates as a specialty retailer targeting young men, women, and children. The company's product assortment includes a wide range of casual apparel such as tops, outerwear, bottoms, and dresses. In addition to apparel, Tilly's offers footwear and accessories like backpacks, hydration bottles, hats, sunglasses, small electronics, handbags, watches, and jewelry. The company also sells hardgoods, including skateboards, longboards, bikes, roller-skates, and snowboarding/surfing equipment. Tilly's operates 241 stores as of March 14, 2022, strategically located across the United States. The company complements its brick-and-mortar presence with its e-commerce website, tillys.com, providing customers with a convenient online shopping experience. Tilly's differentiates itself by offering a curated selection of both established brands and its private-label products, catering to the evolving tastes and preferences of its target demographic. The company's focus on the youth market and its diverse product offerings have allowed it to establish a recognizable brand within the competitive apparel retail landscape.
What Products and Services Does TLYS Offer?
- Retail casual apparel for young men, women, boys, and girls.
- Offer a variety of tops, outerwear, bottoms, and dresses.
- Provide footwear, including sneakers, sandals, and boots.
- Sell accessories such as backpacks, hats, sunglasses, and jewelry.
- Offer hardgoods like skateboards, longboards, and bikes.
- Operate 241 stores across the United States.
- Sell merchandise through its e-commerce website, tillys.com.
How Does TLYS Make Money?
- Sells apparel, footwear, accessories, and hardgoods through retail stores.
- Generates revenue through online sales via its e-commerce platform.
- Offers a mix of branded and private-label merchandise.
- Focuses on the youth market (young men, women, and children).
What Industry Does TLYS Operate In?
Tilly's, Inc. operates within the competitive apparel retail industry, characterized by rapidly changing fashion trends and evolving consumer preferences. The industry is highly fragmented, with numerous players ranging from large department stores to specialty retailers and online marketplaces. Market trends include the increasing importance of e-commerce, the growing demand for sustainable and ethically sourced products, and the rise of social media as a key marketing channel. Tilly's competes with other specialty retailers, department stores, and online retailers for market share. The company's success depends on its ability to differentiate itself through its product assortment, brand partnerships, and customer experience.
Who Are TLYS's Key Customers?
- Young men and women aged 12-25.
- Boys and girls aged 6-12.
- Parents purchasing apparel and accessories for their children.
- Customers seeking casual and trendy clothing and accessories.
Company Profile
Tilly's, Inc. operates in the Apparel - Retail industry within the Consumer Cyclical sector. It is headquartered in Irvine, US. The company is led by CEO Nathan Smith. TLYS has traded publicly since 2012.
Financial Health
Tilly's, Inc.'s Piotroski F-Score is 5/9, a 9-point checklist of profitability, leverage and efficiency — a middling fundamental profile. Its Altman Z-Score of 1.66 places it in the distress zone, a signal of elevated financial risk.
Key Financial Metrics
Return on equity for Tilly's, Inc. stands at -4.0%, a gauge of how efficiently it converts shareholder capital into profit. Return on assets is -1.0%, showing how much profit it generates from its asset base. Its free cash flow yield is 3.1%, a gauge of the cash the business throws off relative to its market value. A current ratio of 1.12 indicates the company holds enough short-term assets to cover its near-term obligations. Its earnings yield is -2.7%, the inverse of the P/E and a quick read on earnings relative to price.
TLYS Valuation & Market Position
With a $115M market cap, Tilly's, Inc. sits in the micro-cap segment of the market. Relative to its peer group, TLYS's quantitative score of 35/100 is below the peer average of 64/100.
Forward Outlook
Wall Street analysts project Tilly's, Inc. revenue of about $580.8M for fiscal 2027, with EPS near $-0.06.
TLYS Financials
Fundamental Snapshot
Based on FMP financials and quantitative analysis · FY 2025
Bull Case vs Bear Case
Bull Case
- Recent insider buying suggests confidence in Tilly's future, indicating that executives believe the company is undervalued.
- Community sentiment has shifted positively, with discussions highlighting improved brand loyalty and customer engagement.
- The retail sector's recovery post-pandemic has led to increased foot traffic, benefiting Tilly's physical stores and overall sales.
- Recent marketing campaigns have resonated well with the target demographic, driving higher social media engagement and brand visibility.
Bear Case
- Concerns about inflation and consumer spending may impact Tilly's sales, as discretionary spending typically tightens in uncertain economic times.
- Some community members express skepticism about the sustainability of recent sales growth, fearing it may be a short-term trend rather than a long-term recovery.
- Increased competition from both online and brick-and-mortar retailers could pressure Tilly's market share, making it harder to maintain growth.
- Supply chain challenges continue to pose risks, potentially leading to inventory shortages or increased costs that could affect profitability.
AI-generated arguments based on insider flow, news sentiment and technicals — not financial advice · February 2026
TLYS Latest News
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12 Consumer Discretionary Stocks Moving In Tuesday's Intraday Session
benzinga · Jun 30, 2026
TLYS Analyst Consensus
Consensus Rating
Aggregated Buy/Hold/Sell recommendations from Benzinga, Yahoo Finance, and Finnhub for TLYS.
Price Targets
Wall Street price target analysis for TLYS.
TLYS MoonshotScore
What does this score mean?
The MoonshotScore rates TLYS 0-100 on quantitative fundamentals — growth, financial health, valuation, momentum, and risk.
Leadership: Nate Smith
CEO
Nate Smith serves as the CEO of Tilly's, Inc., overseeing the company's strategic direction and day-to-day operations. His background includes extensive experience in the retail industry, with a focus on merchandising, marketing, and operations. Prior to joining Tilly's, Smith held leadership positions at various retail companies, where he was responsible for driving sales growth, improving profitability, and enhancing customer experience. His expertise in the apparel and footwear sectors, combined with his strong leadership skills, makes him well-suited to lead Tilly's in the dynamic retail landscape.
Track Record: Under Nate Smith's leadership, Tilly's has focused on expanding its e-commerce platform, strengthening its brand partnerships, and improving its customer engagement. He has overseen the launch of new private-label brands and the implementation of personalized marketing initiatives. While the company currently faces financial challenges with a negative profit margin, Smith is focused on improving cost management, driving revenue growth, and adapting to changing consumer preferences.
Common Questions About TLYS (Consumer Cyclical)
What does the AI Score mean for TLYS?
TLYS holds an AI Score of 35/100 (Grade: D). This is an educational research signal, not a buy or sell recommendation. Tilly's, Inc. is a specialty retailer of casual apparel, footwear, accessories, and hardgoods catering to young men, women, and children in the United States. The company operates through a network …
What does Tilly's, Inc. do?
Tilly's, Inc. operates as a specialty retailer of casual apparel, footwear, accessories, and hardgoods for young men, women, and children in the United States. The company offers a wide range of products, including tops, outerwear, bottoms, dresses, footwear, backpacks, hats, sunglasses, skateboards, and bikes. Tilly's operates through a network of 241 retail stores and an e-commerce platform, tillys.com.
What do analysts say about TLYS stock?
Analyst coverage of Tilly's, Inc. (TLYS) is limited, and consensus estimates may vary. Generally, analysts focus on the company's ability to improve its financial performance, particularly its profit margin, and adapt to changing consumer preferences. Key valuation metrics include the company's market capitalization, revenue growth, and gross margin.
What are the main risks for TLYS?
Tilly's, Inc. faces several risks, including intense competition from other apparel retailers and online marketplaces, economic downturns and fluctuations in consumer spending, changing fashion trends and consumer preferences, and supply chain disruptions and rising costs. The company's negative profit margin indicates financial challenges, and its dependence on the U.S. market limits its growth potential.
What are the key factors to evaluate for TLYS?
Tilly's, Inc. (TLYS) holds an AI score of 35/100 (low). presents a mixed investment thesis. The company's focus on the youth apparel market provides a niche, but it also faces challenges in maintaining relevance with rapidly changing fashion trends. Not financial advice.
How frequently does TLYS data refresh on this page?
TLYS's price was last updated on Aug 21, 2026 and refreshes on page view during U.S. market hours — it is not a real-time exchange feed. Fundamentals update after quarterly filings; the MoonshotScore recalculates nightly; news aggregates continuously.
What has driven TLYS's recent stock price performance?
Tilly's, Inc. (TLYS) moves on earnings results, analyst revisions, sector rotation, and market sentiment. Notable catalyst: Established brand recognition in the youth market. See the News tab for the latest drivers. Past performance does not predict future results.
Should investors consider TLYS overvalued or undervalued right now?
Tilly's, Inc. (TLYS) has no trailing P/E available here, so lean on price-to-sales and cash flow in the Financials tab. Compare P/E, P/S, and EV/EBITDA against sector peers for a full view.
How do I research TLYS before investing?
Before investing in Tilly's, Inc. (TLYS), research these four areas: (1) the company's revenue model and competitive position (see Company Overview), (2) financial health through revenue growth, margins, and cash flow (see MoonshotScore), (3) analyst consensus ratings and price targets (see Analyst tab), and (4) specific risk factors that could impact the stock (see Risk Factors section).
Disclaimer: This content is for informational purposes only and does not constitute investment advice. Always do your own research and consult a financial advisor.
Official Resources
Data provided for informational purposes only.
- Financial data is based on the most recent available information.
- Analyst opinions may vary and are subject to change.
- This is a research report and not investment advice.